Venbrook Essential Insurance
Cheapest travel insurance for non-us citizens traveling to the USA
Cheapest travel insurance for non-us citizens traveling to the USA
VenbrookEssential insurance offers Fixed benefit medical insurance for non-citizens coming to the USA or USA and other countries.VenbrookEssential US visitors insurance offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years and also ffers coverage for Hospital Stays, Emergency Room Visits, Urgent Care, Doctor's Office Appointments, Prescription Medications, and Accidental Death & Dimemberment.
Underwritten by Crum & Forster SPC with a rating of A (Excellent) by AM Best Company 2024 is most popular visitor medical insurance among international travelers visiting USA. This plan offers coverage from 5 days to 364 days.
The VenbrookEssential cost per month ranges from $49 to $775 . This is dependent on a few factors namely the age of the traveler, the plan maximum and the deductible.
The cost of Venbrook Essential insurance is higher for senior travelers as they are more likely to need healthcare while traveling. Also the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. VenbrookEssential offers the following policy maximum options:
For Example here we are showing VenbrookEssential travel insurance cosr per month with deductible of $0.
For senior travelers aged 80 to 89, the cost is $775, with a maximum coverage of $20,000 and a deductible of $0.
$25,000 |
$50,000 |
$100,000 |
$150,000 |
| Hospital room and board help | |||
| Up to $1,500 per day,30 days | Up to $2,250 per day, 30 days | Up to $2,500 per day,30 days | Up to $3,250 per day,30 days |
| Hospital Intensive Care Unit help | |||
| Up to $2,250 per day, 10 days maximum per annual period | Up to $2,750 per day,8 days maximum per injury/illness | Up to $3,000 per day, 8 days maximum per injury/illness | Up to $4,750 per day, 8 days maximum per injury/illness |
| Inpatient Ancillary Hospital Services | |||
| Maximum per annual period | |||
| Surgical Treatment | |||
| Up to $4,000 per surgical session | Up to $6,000 per surgical session | Up to $7,250 per surgical session | Up to $8,000 per surgical session |
| Anesthesia | |||
| Up to $900 per surgical session | Up to $1,250 per surgical session | Up to $1,500 per surgical session | Up to $2,000 per surgical session |
| Assistant Surgeon | |||
| Up to $900 per surgical session | Up to $1,250 per surgical session | Up to $1,500 per surgical session | Up to $2,000 per surgical session |
| Physician’s Non-Surgical Visits | |||
| Up to $60 per visit, 30 visits per Policy Period | Up to $80 per visit, 30 visits per Policy Period | Up to $125 per visit, 30 visits per Policy Period | Up to $150 per visit, 30 visits per Policy Period |
| Consulting Physician | |||
| Up to $500 per Policy Period | Up to $600 per Policy Period | Up to $650 per Policy Period | Up to $750 per Policy Period |
| Private Duty Nurse | |||
| $500 per Incident | $600 per Incident | $650 per Incident | $750 per Incident |
| Pre-Admission Test within 7 days of Admission | |||
| $1,250 per Incident | $1,375 per Incident | $1,500 per Incident | $1,750 per Incident |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
| Outpatient Surgery | |||
| $4,000 per Incident | $6,000 per Incident | $7,250 per Incident | $8,000 per Incident |
| Physician Visit | |||
| Up to $60 per visit, 1 per day, 30 visits maximum | Up to $80 per visit, 1 per day, 30 visits maximum | Up to $110 per visit, 1 per day, 30 visits maximum | Up to $150 per visit, 1 per day, 30 visits maximum |
| Virtual Visit / Telemedicine | |||
| Included | |||
| Urgent Care / Walk-in Clinic | |||
| Up to $60 per visit, 1 per day, 30 visits maximum | Up to $80 per visit, 1 per day, 30 visits maximum | Up to $100 per visit, 1 per day, 30 visits maximum | Up to $150 per visit, 1 per day, 30 visits maximum |
| Emergency Room - All Expenses Incurred | |||
| $400 per injury/illness. Extra $250 deductible fo rillness visit that does not result in hospital admission. | $600 per injury/illness. Extra $250 deductible fo rillness visit that does not result in hospital admission. | $750 per injury/illness. Extra $250 deductible fo rillness visit that does not result in hospital admission. | $750 per injury/illness. Extra $250 deductible fo rillness visit that does not result in hospital admission. |
| Prescription Drugs | |||
| Up to $250 per annual policy period, maximum of 90 days per prescription | Up to $400 per annual policy period, maximum of 90 days per prescription | Up to $400 per annual policy period, maximum of 90 days per prescription | Up to $500 per annual policy period, maximum of 90 days per prescription |
| Diagnostic X-rays & Lab Services | |||
| Up to $500; up to $750 for on CAT scan, PET scan, or MRI per injury/illness | Up to $750; up to $900 for on CAT scan, PET scan, or MRI per injury/illness | Up to $900; up to $1,100 for on CAT scan, PET scan, or MRI per injury/illness | Up to $1,100; up to $1,300 for on CAT scan, PET scan, or MRI per injury/illness |
| Anesthesia | |||
| $900 per surgical session | $1,250 per surgical session | $1,500 per surgical session | $2,000 per surgical session |
| Assistant Surgeon | |||
| $900 per surgical session | $1,250 per surgical session | $1,500 per surgical session | $2,000 per surgical session |
| Benefit Period | |||
| We will pay eligible medical expenses for up to 180 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country | |||
$25,000 |
$50,000 |
$100,000 |
$150,000 |
| Covid-19 Expenses | |||
| Covered and treated as any other Sickness | |||
| Acute Onset of a PreExisting Condition | |||
| Up to policy maximum | Up to policy maximum | Up to policy maximum | Up to policy maximum |
| Cardiovascular Event Sub-Limit | |||
| $15,000 | $25,000 | $25,000 | $25,000 |
| Dental Treatment for Injury to sound natural teeth | |||
| Up to $650 per annual period | Up to $850 per annual period | Up to $850 per annual period | Up to $850 per annual period |
| Mental or Nervous Disorder & Substance Abuse treatment | |||
| $5,000 per Incident | $5,000 per Incident | $5,000 per Incident | $5,000 per Incident |
| Chemotherapy or radiation therapy | |||
| Up to $1,100 | Up to $1,100 | Up to $1,225 | Up to $1,350 |
| Physiotherapy Physical Medicine/Chiropractic Expenses | |||
| Limited to $50 per visit, one visit per day and 12 visits per Policy Period | Limited to $55 per visit, one visit per day and 12 visits per Policy Period | Limited to $65 per visit, one visit per day and 12 visits per Policy Period | Limited to $75 per visit, one visit per day and 12 visits per Policy Period |
| Initial Orthopedic Prosthesis/brace | |||
| Up to $1,250 | Up to $1,500 | Up to $1,250 | Up to $2,000 |
| Medical Evacuation Sub-Limit | |||
| Up to $25,000 maximum limit | |||
| Well Doctor Visit | |||
| $250 for one visit. Minimum initial purchase of 30 days. Must occur within first 14 days from effective date. | |||
| Ambulance Services | Up to $750 per injury/illness |
| Emergency Medical Evacuation | Up to $100,000 |
| Medically necessary repatriation | Up to $25,000 |
| Repatriation of Remains | Up to $25,000 |
| Emergency Reunion | $500 per Policy Period |
| Natural Disaster Evacuation | $15,000, maximum of 15 days |
| Return of Minor Children or Grand Children* | Up to $2,250 per day for up to 10 days |
| Local Burial/Cremation | Up to $5,000 maximum limit |
| AD&D - Common Carrier | $25,000, maximum $125,000 per family or group |
To file a claim with Venbrook Essential Insurance, follow these steps:
Contact our customer service team, we are here to help you!
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
To buy the VenbrookEssential insurance, you will need the travel dates and passport details of the traveler.This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of VenbrookEssential travel insurance online with a credit card on American Visitor Insurance.This can be done without the need of any paperwork or medical exam.
VenbrookEssential Insurance is available only for non-citizens coming to the USA or USA and other countries.
No. This plan offers coverage for acute on set of pre-existing conditions up to 70 years of age.
Yes. Venbrook Essential have $25 cancellation fee after the effective date.
No.