Starting at just $0.73/day one of the cheapest travel insurance for visitors to the USA
Venbrook Essential Insurance is an affordable Fixed benefit travel medical insurance plan designed for international visitors to the U.S. It’s ideal for parents, tourists, students, and business travelers looking for low-cost visitor health insurance with essential coverage.This plan offers basic yet reliable medical protection for unexpected illnesses, injuries, and emergencies — making it one of the best value visitor insurance options for travelers who want budget-friendly USA travel insurance without compromising on key benefits.
Key Features:Underwritten by Crum & Forster SPC with a rating of A (Excellent) by AM Best Company 2024 is most popular visitor medical insurance among international travelers visiting USA. This plan offers coverage from 5 days to 364 days.
The Venbrook Essential Travel Insurance plan offers flexible coverage options for international visitors to the USA, making it a great choice for those seeking affordable visitor medical insurance or low-cost travel insurance for USA trips.
The policy maximum is the total amount the plan will pay for eligible medical expenses. Once this limit is reached, no additional benefits are provided, so choosing the right coverage amount is important for your stay in the U.S.
The deductible is the amount you must pay out of pocket before your Venbrook Essential Travel Insurance begins to cover eligible medical expenses. Choosing a deductible helps balance your premium cost and coverage level, a lower deductible usually means a slightly higher premium but less out-of-pocket expense during claims.
Offers affordable visitor medical insurance with flexible deductible choices making it a great option for those seeking low-cost travel insurance with pre-existing condition coverage
Note : The lower the deductible, the sooner your policy benefits apply when you receive treatment in the U.S.
The Venbrook Essential Travel Insurance Plan is designed for non-U.S. citizens visiting the USA or traveling to the USA and other countries. It provides affordable visitor medical insurance coverage for individuals and families needing short-term health insurance while in the U.S.
Thank you for contacting American Visitor Insurance with your inquiry!
For visitors to the USA, there are a few fixed benefit plans that include emergency cardiac coverage, which can be very useful for older travelers or parents with a history of heart problems.
One option is the Venbrook Essential Insurance, which covers the acute onset of pre-existing conditions but excludes chronic or congenital disorders. It is one of the few fixed plans that offers coverage of up to $15,000 for emergency cardiac issues.
Venbrook Essential Insurance
Please let us know in case of any questions.
Sincerely,The cost of Venbrook Essentia insurance starts from $22 and can go up to $293 per month, based on:
Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.
Example: Below is the monthly cost of Venbrook Essential insurance of coverage with a $0 deductible, provided by American Visitor Insurance.
$25,000 |
$50,000 |
$100,000 |
$150,000 |
| Hospital room and board help | |||
| Up to $1,500 per day,30 days | Up to $2,250 per day, 30 days | Up to $2,500 per day,30 days | Up to $3,250 per day,30 days |
| Hospital Intensive Care Unit help | |||
| Up to $2,250 per day, 10 days maximum per annual period | Up to $2,750 per day,8 days maximum per injury/illness | Up to $3,000 per day, 8 days maximum per injury/illness | Up to $4,750 per day, 8 days maximum per injury/illness |
| Inpatient Ancillary Hospital Services | |||
| Maximum per annual period | |||
| Surgical Treatment | |||
| Up to $4,000 per surgical session | Up to $6,000 per surgical session | Up to $7,250 per surgical session | Up to $8,000 per surgical session |
| Anesthesia | |||
| Up to $900 per surgical session | Up to $1,250 per surgical session | Up to $1,500 per surgical session | Up to $2,000 per surgical session |
| Assistant Surgeon | |||
| Up to $900 per surgical session | Up to $1,250 per surgical session | Up to $1,500 per surgical session | Up to $2,000 per surgical session |
| Physician’s Non-Surgical Visits | |||
| Up to $60 per visit, 30 visits per Policy Period | Up to $80 per visit, 30 visits per Policy Period | Up to $125 per visit, 30 visits per Policy Period | Up to $150 per visit, 30 visits per Policy Period |
| Consulting Physician | |||
| Up to $500 per Policy Period | Up to $600 per Policy Period | Up to $650 per Policy Period | Up to $750 per Policy Period |
| Private Duty Nurse | |||
| $500 per Incident | $600 per Incident | $650 per Incident | $750 per Incident |
| Pre-Admission Test within 7 days of Admission | |||
| $1,250 per Incident | $1,375 per Incident | $1,500 per Incident | $1,750 per Incident |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
| Outpatient Surgery | |||
| $4,000 per Incident | $6,000 per Incident | $7,250 per Incident | $8,000 per Incident |
| Physician Visit | |||
| Up to $60 per visit, 1 per day, 30 visits maximum | Up to $80 per visit, 1 per day, 30 visits maximum | Up to $110 per visit, 1 per day, 30 visits maximum | Up to $150 per visit, 1 per day, 30 visits maximum |
| Virtual Visit / Telemedicine | |||
| Included | |||
| Urgent Care / Walk-in Clinic | |||
| Up to $60 per visit, 1 per day, 30 visits maximum | Up to $80 per visit, 1 per day, 30 visits maximum | Up to $100 per visit, 1 per day, 30 visits maximum | Up to $150 per visit, 1 per day, 30 visits maximum |
| Emergency Room - All Expenses Incurred | |||
| $400 per injury/illness. Extra $250 deductible fo rillness visit that does not result in hospital admission. | $600 per injury/illness. Extra $250 deductible fo rillness visit that does not result in hospital admission. | $750 per injury/illness. Extra $250 deductible fo rillness visit that does not result in hospital admission. | $750 per injury/illness. Extra $250 deductible fo rillness visit that does not result in hospital admission. |
| Prescription Drugs | |||
| Up to $250 per annual policy period, maximum of 90 days per prescription | Up to $400 per annual policy period, maximum of 90 days per prescription | Up to $400 per annual policy period, maximum of 90 days per prescription | Up to $500 per annual policy period, maximum of 90 days per prescription |
| Diagnostic X-rays & Lab Services | |||
| Up to $500; up to $750 for on CAT scan, PET scan, or MRI per injury/illness | Up to $750; up to $900 for on CAT scan, PET scan, or MRI per injury/illness | Up to $900; up to $1,100 for on CAT scan, PET scan, or MRI per injury/illness | Up to $1,100; up to $1,300 for on CAT scan, PET scan, or MRI per injury/illness |
| Anesthesia | |||
| $900 per surgical session | $1,250 per surgical session | $1,500 per surgical session | $2,000 per surgical session |
| Assistant Surgeon | |||
| $900 per surgical session | $1,250 per surgical session | $1,500 per surgical session | $2,000 per surgical session |
| Benefit Period | |||
| We will pay eligible medical expenses for up to 180 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country | |||
$25,000 |
$50,000 |
$100,000 |
$150,000 |
| Covid-19 Expenses | |||
| Covered and treated as any other Sickness | |||
| Acute Onset of a PreExisting Condition | |||
| Up to policy maximum | Up to policy maximum | Up to policy maximum | Up to policy maximum |
| Cardiovascular Event Sub-Limit | |||
| $15,000 | $25,000 | $25,000 | $25,000 |
| Dental Treatment for Injury to sound natural teeth | |||
| Up to $650 per annual period | Up to $850 per annual period | Up to $850 per annual period | Up to $850 per annual period |
| Mental or Nervous Disorder & Substance Abuse treatment | |||
| $5,000 per Incident | $5,000 per Incident | $5,000 per Incident | $5,000 per Incident |
| Chemotherapy or radiation therapy | |||
| Up to $1,100 | Up to $1,100 | Up to $1,225 | Up to $1,350 |
| Physiotherapy Physical Medicine/Chiropractic Expenses | |||
| Limited to $50 per visit, one visit per day and 12 visits per Policy Period | Limited to $55 per visit, one visit per day and 12 visits per Policy Period | Limited to $65 per visit, one visit per day and 12 visits per Policy Period | Limited to $75 per visit, one visit per day and 12 visits per Policy Period |
| Initial Orthopedic Prosthesis/brace | |||
| Up to $1,250 | Up to $1,500 | Up to $1,250 | Up to $2,000 |
| Medical Evacuation Sub-Limit | |||
| Up to $25,000 maximum limit | |||
| Well Doctor Visit | |||
| $250 for one visit. Minimum initial purchase of 30 days. Must occur within first 14 days from effective date. | |||
| Ambulance Services | Up to $750 per injury/illness |
| Emergency Medical Evacuation | Up to $100,000 |
| Medically necessary repatriation | Up to $25,000 |
| Repatriation of Remains | Up to $25,000 |
| Emergency Reunion | $500 per Policy Period |
| Natural Disaster Evacuation | $15,000, maximum of 15 days |
| Return of Minor Children or Grand Children* | Up to $2,250 per day for up to 10 days |
| Local Burial/Cremation | Up to $5,000 maximum limit |
| AD&D - Common Carrier | $25,000, maximum $125,000 per family or group |
Our support team is ready to assist you.
American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different Venbrook Essential plans and to make an informed decision of the best Venbrook Essential travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying Venbrook Essential travel insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed
To file a claim with Venbrook Essential, follow these steps:
Download Form
Get claim form online
Call Support
888-207-1694
Email Help
VenbookTravel@RobinAssist.com
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
To buy the VenbrookEssential insurance, you will need the travel dates and passport details of the traveler.This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of VenbrookEssential travel insurance online with a credit card on American Visitor Insurance.This can be done without the need of any paperwork or medical exam.
VenbrookEssential Insurance is available only for non-citizens coming to the USA or USA and other countries.
Yes. The Venbrook Essential insurance plan provides coverage for the acute onset of pre-existing conditions for travelers up to 70 years of age. The plan also includes coverage for emergency cardiac events up to $25,000, making it one of the few fixed-benefit options to include this feature.
Yes. Venbrook Essential have $25 cancellation fee after the effective date.
No.
Yes, Venbrook Essential covers heart attacks and other cardiac emergencies as part of its full pre-existing condition coverage, which applies to insureds up to age 99. Eligible treatment related to pre-existing heart conditions is included, subject to the plan’s policy limits and deductible.
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