INF Elite X travel insurance
Ideal for Full Pre-Existing conditionsVisitors Worldwide Outside of USA
Elite X reviewINF Elite X Travel Insurance is a comprehensive travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 80% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 60% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare network.
After buying the plan, Traveler can get all the INF Elite X login. At American Visitor Insurance, US Travelers can contact the INF Elite X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
INF Elite X insurance reviews
Reviews, Ratings and Experiences
An overview of INF Elite X insurance
The INF Elite Plan is available to non-U.S. citizens and non-U.S. residents traveling to the USA, Canada, or Mexico, and eligible for individuals aged 14 days to 99 years.
Yes, the plan is renewable up to 364 days
This plan offers deductible options of $100, $250, $500, $1,000, $2,500, or $5,000.
What are the pros and cons of INF Elite X insurance?
- Provides comprehensive coverage for pre-existing condition.
- Emergency medical evacuation covered up to $25,000.
- Great Savings with United Health Care PPO.
- Cashless Guaranteed via INF-Robin Assist.
- Telehealth & wellness discounts.
- Offers 24/7 travel assistance services.
- $25 In-Network Urgent Care Copay.
- This plan is not available to US residents.
Does INF Elite X provide coverage for pre-existing conditions?
- One of the highlights is comprehensive coverage for pre-existing conditions, to age 99, which is best for seniors or people with continuing health problems.
- For applicants aged 0-69, pre-existing condition coverage can be as much as $50,000, with sub-limits applied to certain expenses (e.g., $15,000 for hospital/ICU room & board, $7,500 for hospital emergency, $500 for prescriptions).
- For age 70 through 99, pre-existing conditions are paid up to $20,000, with a deductible of $1,500.
How much does INF Elite X insurance cost?
INF Elite X insurance starts at $455 for a 3-month period, depending on the traveler’s age, selected coverage maximum, and deductible amount.
The INF Elite X plan costs more for older travelers, as they are more likely to require medical care while visiting the U.S. The premium also increases with a higher policy maximum, while selecting a higher deductible will reduce the premium.
- Ages 0–69: Coverage options of $150,000 , $250,000, $300,000, $500,000, $1000,000.
- Ages 70–99: Coverage limited to $75,000.
The table below shows a sample 3-month premium for the INF Elite X plan with a $250 deductible. Please note that the minimum enrollment period for this plan is 90 days.
| Age of traveler | Maximum $150,000 | Maximum $250,000 | Maximum $300,000 | Maximum $500,000 | Maximum $1,000,000 |
|---|---|---|---|---|---|
| 18 - 29 years | $455 | $572 | $504 | $480 | $488 |
| 30 - 39 years | $550 | $693 | $613 | $581 | $592 |
| 40 - 49 years | $653 | $821 | $728 | $689 | $700 |
| 50 - 59 years | $962 | $1,212 | $1,080 | $1,016 | $1,033 |
| 60 - 69 years | $1,369 | $1,728 | $1,544 | $1,448 | $1,473 |
For ages 70 – 79 years the cost is $3,238 for 3 months with medical maximum of $75,000 and deductible $250.
For ages 80 – 99 years the cost is $4,194 per 3 months with medical maximum of $75,000 with deductible $250.
Plan details of INF Elite X insurance
INF Elite X visitor insurance – FAQ’s
INF Elite X Travel Insurance is for non U.S. residents and non U.S. citizens who are traveling to the United States, Canada, or Mexico. The plan is available for ages 18 years to 99 years. The coverage duration is from 90 days to 364 days and can be extended for up to 364 days. The plan must be purchased before departing from the home country. The minimum requirement to buy INF Elite X plans is that you must have a valid visa or passport stamp when entering the US.
No, INF Elite X Travel Insurance does not cover quarantine benefit or emergency medical evacuation for Covid19.
Yes, INF Elite X Travel Insurance can cover pre-existing conditions related to Covid19, such as worsening pre-existing conditions or acute onset of pre-existing conditions. A worsening pre-existing condition is one that is otherwise stable but has become worse in a new manifestation. An acute onset of pre-existing condition is a sudden, rapid, unpredictable emergency related to a pre-existing issue. The plan will pay 80% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network, and 60% of eligible medical expenses outside of the PPO network, after the deductible is satisfied.
Yes, you can cancel your INF plan within the first 10 days of purchase and receive a full refund, provided that you have not already filed a claim.
The cost of the insurance depends on many factors including age, coverage length, the limit of the plan, and deductibles. The plan offers policy maximum of $150,000 , $250,000, $300,000, $500,000, $1000,000 for ages 0–69 and $75,000 coverage limit for ages 70–99. The deductible options are $250, $500, and $1K. The higher the limit and the lower the deductible, the higher the premium will be. You can compare and get a quote on American Visitor insurance online by entering your details and choosing your plan options.
Elite Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.
INF Covid19 travel insurance by Elite travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
INF Elite X visitor medical insurance will cover on a per incident (sickness) basis up to the policy maximum. And the deductible is applied per sickness as well. There's no "lifetime maximum" for the plan - theoretically you could go to the hospital 10 times and get $1.5 million in claims.
INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment.
If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied. INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.
INF Elite X travel medical insurance is designed for travelers with pre-existing conditions who need a higher level of coverage than what standard travel medical insurance provides. This plan offers comprehensive medical coverage, including coverage for pre-existing conditions, emergency medical evacuation, and emergency reunion. It also offers a high maximum benefit limit and a low deductible, making it an excellent choice for those with significant medical needs.
Additionally, INF Elite X offers coverage for acute onset of pre-existing conditions, making it a good option for travelers to the US who have pre-existing conditions but may experience sudden acute symptoms during their trip.
A working example of using INF Elite X Plan insurance*
Consider an example where your
- full_coverage
Insurance coverage $150,000
- attach_money
Deductible $500 per certificate period
- draft
Medical expenses Claims$24,500
- Subtract the deductible from claims amount - $24,500 minus $500 equals $24,000. Insured bears $500
- Plan/insurance company pays 100%: $24,500 and insured bears $500
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $500 | $0 | $500 |
| Days in hospital | $2,000/day for 3 days | $6,000 | $0 |
| Surgery | $16,000 | $16,000 | $0 |
| Prescription Drugs | $600 | $600 | $0 |
| X Ray | $1,400 | $1,400 | $900 |
| Total: | $24,500 | $24,000 | $500 |
What is the INF Elite X insurance PPO network?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
local_hospital INF Elite X plan PPO network »How do I file a claim with INF Elite X insurance?
To file a claim with INF Elite X Insurance, follow these steps:
- Download the Claims Form: Access the INF Elite X insurance claims form online.
- Contact Customer Support: For guidance or assistance, call the toll-free number 888-207-1694 or contact us via WhatsApp at 380-234-2040 (available 24/7 worldwide).
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: Robin Assist, P.O. Box 211879, Dallas, TX 75211.
- Email Assistance: For additional help or inquiries, email claims@robinassist.com.
Summary of INF Elite X insurance plan
INF Elite X is a comprehensive travel medical insurance plan designed for non-U.S. citizens and non-U.S. residents visiting the USA, Canada, Mexico, or traveling internationally. It offers coverage for full pre-existing conditions with no waiting period, access to the United healthcare PPO network, and benefits such as doctor visits, urgent care, hospital stays and lab work. The plan is available for individuals aged 14 days to 99 years, and includes telehealth, wellness discounts, and optional airport assistance. While it offers strong protection, it comes with higher premiums, co-pays, and a strict no-refund policy once coverage begins. Green card holders are eligible for this plan.
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