Affordable travel insurance for seniors visiting the USA with pre-existing condition coverage.
INF Premier X International Visitor Accident & Sickness Insurance (IVAS) insurance is a fixed-benefit travel medical insurance plan designed for non-U.S. residents traveling internationally, including to the United States, Canada, Europe, the UK, and Australia. This plan provides coverage for pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine.
This plan offers coverage for minimum of 90 days up to 364 days. Direct billing through United health care ppo network, allowing insured individuals to receive care within the network without the need for upfront payment.Additionally, INF Premier X includes INF-Robin Assist, offering 24/7 claims support and emergency assistance worldwide.
After buying the plan, Traveler can get all the INF Premier X login. At American Visitor Insurance, US Travelers can contact the INF Premier X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
INF Premier insurance cost is ranges between $215 to $1606 per 3 months, this is dependent on the age of the traveler, the plan maximum and the deductible.
The INF Premier insurance cost is higher for seniors as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium.
Here we are showing INF Premier X insurance cost per 3 months with a deductible of $250. Minimum enrolment for this plan is 90 days.
INF Visitor Medical Insurance plans are designed only to cover truly unexpected sickness and accidents- all other claims are at risk of being denied if they are deemed to meet any (but not limited to) of the above restrictions.
INF Visitor Medical Insurance plans will cover any unexpected sickness or accident, but any planned medical treatments, treatment for on-going issues, or maintainance treatment will not be covered by INF.
$100,000 | $150,000 | $300,000 | $500,000 | $1,000,000 | |
Hospital room and board help | |||||
Charges up to $1,750 a day, to 30 days | Charges up to $1,900 a day, to 30 days | Charges up to $3,000 a day, to 30 days | Charges up to $4,500 per day to a maximum of 30 days | Charges up to $6,000 per day to a maximum of 30 days | |
ICU Room & Board Charges help | |||||
Up to an additional $750 per day to a maximum of 8 days | Up to an additional $850 per day to a maximum of 8 days | Up to an additional $1150 per day to a maximum of 8 days | Up to an additional $1300 per day to a maximum of 8 days | Up to an additional $2000 per day to a maximum of 8 days | |
Doctor Surgical Expenses | |||||
Up to $5,000 | Up to $6,000 | Up to $8,000 | Up to $10,000 | Up to $15,000 | |
Urgent Care Visits | |||||
Covered with $25 copay | |||||
Anesthetics | |||||
Up to $1,250 | Up to $1,500 | Up to $2,500 | Up to $3,000 | Up to $5,000 | |
Assistant Surgeon Expenses | |||||
Up to $1,250 | Up to $1,500 | Up to $2,500 | Up to $3,000 | Up to $5,000 | |
Doctor Non-Surgical Treatment/Examination Expenses | |||||
Up to $100 per visit 1 visit per day, up to a maximum of 30 visits | Up to $125 per visit 1 visit per day, up to a maximum of 30 visits | Up to $175 per visit 1 visit per day, up to a maximum of 30 visits | Up to $225 per visit 1 visit per day, up to a maximum of 30 visits | Up to $275 per visit 1 visit per day, up to a maximum of 30 visits | |
Consultation visits when requested by doctor | |||||
Up to $450 | Up to $500 | Up to $800 | Up to $1,000 | Up to $3,000 | |
Pre-admission tests within 14 days before Hospital Admission | |||||
Up to $1,100 | Up to $1,200 | Up to $1,600 | Up to $2,000 | Up to $3,000 | |
Admission | |||||
Up to $1,100 | Up to $1,200 | Up to $1,600 | Up to $2,000 | Up to $3,000 | |
Surgical Room and Supply Expenses | |||||
Up to $1,100 | Up to $1,200 | Up to $1,800 | Up to $2,500 | Up to $3,500 | |
X-rays, laboratory procedures | |||||
Up to $650 | Up to $750 | Up to $1,150 | Up to $1,500 | Up to $2,500 | |
CAT Scan, PET Scan or MRI | |||||
Up to an additional $650 | Up to an additional $1,000 | Up to an additional $1,400 | Up to an additional $1,500 | Up to an additional $2,500 | |
Prescription Drug Expenses | |||||
Up to $150 | Up to $200 | Up to $300 | Up to $500 | Up to $750 | |
Private Duty Nurse | |||||
Up to $500 | Up to $550 | Up to $550 | |||
Physical and Occupational Therapy | |||||
Up to $45 per visit, 1 visit per day up to 12 visits maximum | Up to $50 per visit, 1 visit per day up to 12 visits maximum | Up to $100 per visit, 1 visit per day up to 12 visits maximum | Up to $125 per visit, 1 visit per day up to 12 visits maximum | Up to $150 per visit, 1 visit per day up to 12 visits maximum | |
Emergency local ambulance help | |||||
Up to $450 | Up to $500 | Up to $1,000 | Up to $1,500 | Up to $2,500 | |
Hospital emergency room help | |||||
Up to $500 | Up to $750 | Up to $2,500 | Up to $3,500 | Up to $5,000 | |
Rehabilitative braces or appliances | |||||
Up to $1,100 | Up to $1,200 | Up to $1,500 | Up to $1,500 | Up to $1,500 | |
Emergency dental treatment help | |||||
Covered up to $550 |
Pre-Existing Condition help | Covered up to 99 years. |
Accidental Death and Dismemberment help | $25,000 |
Trip Interruption Benefit | $1,000 |
24/7 Travel Assistance Services | Included |
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
local_hospital INF Premier X plan PPO network »Contact our customer service team, we are here to help you!
INF Premier X is a comprehensive visitor medical insurance plan designed for non-U.S. citizens and residents of other countries visiting the United States, particularly those with pre-existing medical conditions. It is best suited for senior travelers, such as parents traveling to the USA, who require strong medical coverage while abroad.
Yes, INF Premier X includes both the acute onset and worsening of pre-existing conditions from day one, whereas most other travel insurance policies do not. It offers comprehensive benefits like diagnostics, prescriptions, and follow-up treatment associated with covered pre-existing conditions.
No. One of the biggest advantages of INF Premier X is that it has no waiting period for pre-existing condition coverage. The benefits begin immediately from the policy’s effective date.
Yes, COVID-19 is included as a new disease under the INF Premier X policy, provided under the terms and conditions of the policy and the limits. Travellers who are infected with COVID-19 while abroad will be covered under medical benefits in the same way as any other new disease.
Claims can be made through INF-Robin Assist, which offers 24/7 assistance to policyholders. They also assist with coordinating direct billing with network hospitals and clinics, simplifying the process for the traveler.
Yes, the plan is renewable up to 364 days. You can renew coverage if your travel dates get delayed, provided you make the request prior to the expiration of the current policy.
The INF Premier X is a fixed or limited plan. Please look over the brochure for details. The pre-existing condition coverage is covered like anything else but with a higher deductible and lower maximum as you note. To get $25,000 coverage for pre-existing conditions, you must choose the higher deductible of $5,000.
The INF plan covers only Mexico, USA, and Canada, not exactly worldwide coverage. (not Barbados).For all information about the plan, go here:
INF Premier X Plan:
To file a claim with INF Premier X Insurance, follow these steps: