INF Premier X Travel Insurance
INF Premier X International Visitor Accident & Sickness Insurance (IVAS) Travel Insurance is a fixed travel medical insurance plan that covers for outside their home country, including USA, Canada, EU, UK, and Australia. This plan provides coverage for full pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 80% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 60% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.
Key benefits of INF Premier X Insurance
Minimum enrollment 90 days
Emergency Medical Evacuation
Full Pre-existing conditions
Urgent Care
Emergency Dental Treatment
INF Premier X Plan insurance reviews
INF Premier X Plan Links
INF Premier X Plan insurance - Key Highlights
- This fixed benefit plan from INF.
- Coverage for Pre-Existing Conditions to $1M.
- INF-Robin Assist can make your appointments 24/7.
- $25 In-Network Urgent Care Copay.
- Covers accident & sickness.
- Includes Dental & Vision Discount Coverage.
- Unlimited ($0 Copay) Telehealth worldwide via Doctor Please.
- Minimum purchase of 90 days is required with this plan.
- INF Premier X IVAS Plan is not available to US residents and is only available to non-US residents.
- Plan covers pregnancy and childbirth if the plan is purchased before conception, before the trip begins.
INF Premier X Plan Insurance Summary
Premier X Plan insurance eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
- Minimum Enrolment should be 90 days to buy INF Premier X Plan.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
Premium X Plan Cancelation
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
- Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
- For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
- However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).
INF Premier X Plan - PPO network
Find a network doctor, hospital, lab or health care provider in your area. Health care providers who are in our network have agreed to charge lower prices, which helps lower your health care costs.
Find Provider NetworkReview and compare the best INF Premier X Plan visitor medical insurance quotes.
Compare INF Premier X Plan insurance quotes »Plan benefits of INF Premier X health international insurance
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Co-insurance 100% of the Usual and Customary Charges Urgent Care Visits Covered with $25 copay Hospital room and board Plan 100k: Charges up to $1,750 a day, to 30 days
Plan 150k: Charges up to $1,900 a day, to 30 days
Plan 300k: Charges up to o $3,000 a day, to 30 days
Plan 500k: Charges up to $4,500 per day to a maximum of 30 days
Plan 1000k:Charges up to $6,000 per day to a maximum of 30 daysICU Room & Board Charges Plan 100k: Up to an additional $750 per day to a maximum of 8 days
Plan 150k: Up to an additional $850 per day to a maximum of 8 days
Plan 300k: Up to an additional $1150 per day to a maximum of 8 days
Plan 500k: Up to an additional $1300 per day to a maximum of 8 days
Plan 1000k:Up to an additional $2000 per day to a maximum of 8 daysDoctor Surgical Expenses Plan 100k: Up to $5,000
Plan 150k: Up to $6k
Plan 300k: Up to $8k
Plan 500k: Up to $10k
Plan 1000k:Up to $15kAnesthetics Plan 100k: Up to $1,250
Plan 150k: Up to $1.5k
Plan 300k: Up to $2.5k
Plan 500k: Up to $3k
Plan 1000k:Up to $5kAssistant Surgeon Expenses Plan 100k: Up to $1,250
Plan 150k: Up to $1,500
Plan 300k: Up to $2.5k
Plan 500k: Up to $3k
Plan 1000k:Up to $5kDoctor Non-Surgical Treatment/Examination Expenses Plan 100k: Up to $100 per visit 1 visit per day, up to a maximum of 30 visits
Plan 150k: Up to $125 per visit 1 visit per day, up to a maximum of 30 visits
Plan 300k: Up to $175 per visit 1 visit per day, up to a maximum of 30 visits
Plan 500k: Up to $225 per visit 1 visit per day, up to a maximum of 30 visits
Plan 1000k: Up to $275 per visit 1 visit per day, up to a maximum of 30 visitsConsultation visits when requested by doctor Plan 100k: Up to $450
Plan 150k: Up to $500
Plan 300k: Up to $800
Plan 500k: Up to $1k
Plan 1000k: Up to $3kPre-admission tests within 14 days before Hospital Admission Plan 100k: Up to $1,100
Plan 150k: Up to $1.2k
Plan 300k: Up to $1.6k
Plan 500k: Up to $2k
Plan 1000k: Up to $1.5kAdmission Plan 100k: Up to $1,100
Plan 150k: Up to $1,200
Plan 300k: Up to $1,600
Plan 500k: Up to $2k
Plan 1000k: Up to $3k -
Surgical Room and Supply Expenses Plan 100k: Up to $1,100
Plan 150k: Up to $1,200
Plan 300k: Up to $1,800
Plan 500k: Up to $2.5k
Plan 1000k: Up to $3.5kDoctor Surgical Expenses Plan 100k: Up to $5k
Plan 150k: Up to $6k
Plan 300k: Up to $8k
Plan 500k: Up to $10k
Plan 1000k: Up to $15k/td>Anesthetics Plan 100k: Up to $1,250
Plan 150k: Up to $1.5k
Plan 300k: Up to $2.5k
Plan 500k: Up to $3k
Plan 1000k: Up to $5kAssistant Surgeon Expenses Plan 100k: Up to $1,250
Plan 150k: Up to $1,500
Plan 300k: Up to $2,500
Plan 500k: Up to $3k
Plan 1000k: Up to $5kDoctor Non-Surgical Treatment/Examination Expenses Plan 100k: Up to $100 per visit 1 visit per day, up to a maximum of 30 visits
Plan 150k: Up to $125 per visit 1 visit per day, up to a maximum of 30 visits
Plan 300k: Up to $175 per visit 1 visit per day, up to a maximum of 30 visits
Plan 500k: Up to $225 per visit 1 visit per day, up to a maximum of 30 visits
Plan 1000k: Up to $275 per visit 1 visit per day, up to a maximum of 30 visitsX-rays, laboratory procedures Plan 100k: Up to $650
Plan 150k: Up to $750
Plan 300k: Up to $1150
Plan 500k: Up to $1.5k
Plan 1000k: Up to $2.5kCAT Scan, PET Scan or MRI Plan 100k: Up to an additional $650
Plan 150k: Up to an additional $1k
Plan 300k: Up to an additional $1.4k
Plan 500k: Up to $1.5k
Plan 1000k: Up to $2.5kPrescription Drug Expenses Plan 100k: Up to $150
Plan 150k: Up to $200
Plan 300k: Up to $300
Plan 500k: Up to $500
Plan 1000k: Up to $750Private Duty Nurse Plan 100k: Up to $500
Plan 150k: Up to $550
Plan 300k: Up to $550Physical and Occupational Therapy Plan 100k: Up to $45 per visit, 1 visit per day up to 12 visits maximum
Plan 150k: Up to $50 per visit, 1 visit per day up to 12 visits maximum
Plan 300k: Up to $100 per visit, 1 visit per day up to 12 visits maximum
Plan 500k:Up to $125 per visit, 1 visit per day up to 12 visits maximum
Plan 1000k: Up to $150 per visit, 1 visit per day up to 12 visits maximum -
Emergency local ambulance Plan 100k: Up to $450
Plan 150k: Up to $500
Plan 300k: Up to $1k
Plan 500k: Up to $1.5k
Plan 1000k: Up to $2.5kHospital emergency room Plan 100k: Up to $500
Plan 150k: Up to $750
Plan 300k: Up to $2.5k
Plan 500k: Up to $3,500
Plan 1000k: Up to $5kRehabilitative braces or appliances Plan 100k: Up to $1,100
Plan 150k: Up to $1,200
Plan 300k: Up to $1,500
Plan 500k: Up to $1.5k
Plan 1000k: Up to $1.5k -
Emergency dental treatment Covered up to $550 -
Emergency medical evacuation Plan 100k: Up to $20k
Plan 150k: Up to $25k
Plan 300k: Up to $45,000
Plan 500k: Up to $65k0
Plan 1000k:Up to $85kReturn of mortal remains or cremation/burial Plan 100k: Up to $15,000
Plan 150k: Up to $20k
Plan 300k: Up to $30k
Plan 500k: Up to $30k
Plan 1000k:Up to $30kTrip Interruption Benefit $1k -
Full Pre-Existing Condition Covered up to 99 years. -
Accidental death & dismemberment $25k principal sum, Not subject to deductible
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INF Premier X Plan Insurance - Common Questions
01. Is there travel medical insurance for seniors over 70 from USA?
Yes, there are many travel insurance options for seniors over 70 from the USA. Many US travel insurance providers offer policies specifically designed for older travelers, and some policies may have no age limit for coverage. However, it is important to note that the cost of travel medical insurance for seniors is higher than for younger travelers due to increased health risks and the likelihood of pre-existing conditions. Additionally, coverage and benefits may vary depending on the policy, and it is important to carefully review policy terms and conditions to ensure that you get the coverage you need.
Some US insurance providers that offer travel medical insurance for seniors over 70 from the USA include Trawick International, Seven Corners, IMG and WorldTrips. It's recommended to research and compare different policies on American Visitor Insurance based on costs, benefits and coverage for pre-existing conditions to find the best traveller insurance and value for your needs.
02. What’s the most important insurance coverage for senior travelers?
The most important insurance coverage for senior travelers is extent of medical coverage. Seniors are more likely to have pre-existing medical conditions and may be at higher risk for medical emergencies while traveling, making it essential to have adequate medical coverage in case of illness or injury. Travel medical coverage can include coverage for hospitalization, emergency medical treatment, and medical evacuation if needed.
In addition to travel medical coverage, senior travelers may also want to consider trip cancellation and interruption coverage, which can help protect against financial loss if they need to cancel or cut short their trip due to unforeseen circumstances such as illness or weather-related events. There is the option available for US travelers to buy travel insurance with cancel for any reason, which gives full flexibility to cancel a trip.
Among other important insurance coverage for senior travelers is the coverage for lost or stolen luggage, travel delays or missed connections, and accidental death or dismemberment. Older travelers should compare different US travel insurance policies to find the best coverage and value for their individual needs on American Visitor Insurance.
03. Can I find cheap travel insurance for seniors over 70?
Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.
04. How can I compare different travel medical insurance for seniors over 70?
Older travelers can easily compare different travel insurance over 70 plans on American Visitor Insurance which allows you to compare features, benefits, and prices of different policies. Travelers can review travel insurance plans based on your specific needs and preferences. For example, if you are looking for visitor insurance which focuses on the health of the traveler, you can compare insurance based on the specific coverage for medical ailments, coverage for pre-existing conditions, the co-insurance and deductible for the insurance plan Some of the factors that you should consider while comparing visitor insurance health insurance for the traveler are:
- The maximum medical coverage available for the age of the traveler
- The cost of insurance and deductible and co-insurance expenses
- The Preferred provider organisation (PPO) network of the insurance provider and user reviews
- The coverage for pre-existing conditions and any exclusions and limitations of the policy
- The customer assistance and emergency helpline of the insurer
05. How important is the visitors insurance for parents over 70?
Visitor health insurance which insures mainly the health of the traveler against accident or sickness when he/she is traveling overseas is very important since healthcare is very expensive, especially in the USA. Visitor health insurance is important even if you have health insurance in your home country which you believe will work in the US. The main reason for this is that US insurance providers negotiate with the healthcare providers in the US to get a better pricing for medical services, something that is not available to international insurance providers. This makes US healthcare very expensive even with travel medical insurance coverage which do not have negotiated rates with US healthcare providers.
Visitor insurance which focuses on insuring the travel expenses along with the health of the traveler is very important to protect travelers from unforeseen risks and emergencies that may occur during their trip. Travel insurance can provide coverage for various situations such as:
- Medical expenses due to illness or injury
- Trip cancellation or interruption due to unforeseen reasons
- Loss or delay of baggage or personal belongings
- Passport or travel document theft or loss
- Emergency evacuation or repatriation
- Legal liability or personal accident
- Travel assistance and support
Having the best visitor insurance is really important given its relative cost to that of the trip and the cost of healthcare overseas. Visitor insurance can help you save money, time, and hassle in case something goes wrong during your trip. It can also give you peace of mind and confidence to enjoy your travel experience. Therefore, travel insurance is strongly recommended for travelers to travel safely and securely.
It is easy to find the best visitor insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.
06. How much is travel insurance for 70 year old cost?
The cost of travel health insurance which focuses on the health of the traveler depends on factors such as:
- The age and health of the traveler (older the traveler, higher the cost)
- The destination and duration of your trip (cost in US is most expensive)
- The amount of medical maximum coverage chosen (higher the coverage, higher the cost)
- The deductible and co-insurance of the insurance
- Any add-on benefits (pre-existing conditions coverage etc.. cost more)
Yes. There are six main exclusions (applies to all the INF plans) Cancer Dialysis Cataract / Vision sickness Mental Illness (depression / anxiety) Preventive / Maintenance care (except for INF Elite Plus and INF Premier Plus) Sleep Apnoea.
Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.
Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:
- Latest I -94
- Health attestation form
- Any prior health insurance information (if applicable)
The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.
Note: Hop Travel Assist plans are not available if visitors are already in abroad
Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 plans that travel insurance with pre existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.
INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.
The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.
INF offers best health insurance for visitors to USA with pre-existing conditions, including the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.
The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.
The INF Elite Travel Insurance plan is INF’s comprehensive insurance for visitors traveling to the United States. There are 3 types of INF insurance Elite plans and the price of these plans varies depending on the coverage they provide. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan.
The INF Elite plan is a comprehensive travel medical insurance plan that offers coverage for emergency medical and dental expenses, medical evacuation, trip interruption, and other benefits for visitors to the USA. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan are all part of the Elite Network of plans offered by INF.
The INF Elite 90 plan is designed for travellers who need coverage of eligible medical expenses up to 90%.
The INF Elite Plus plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
INF Elite Plus also provides Preventive & maintenance care benefits, which can be used for a number of different covered medical services and offers coverage for TDAP, Flu, etc Vaccines.
You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.
The maximum length of coverage for INF insurance is 364 days.
INF insurance is available for international visitors to the United States, Canada or Mexico.
The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.
To purchase INF insurance coverage, you must not be a citizen or permanent resident of the host country you are traveling to, ie the US, Mexico, or Canada. The coverage is available for non-U.S. residents and non-U.S. citizens traveling to the United States, Mexico or Canada between the ages of 14 days and 79 years. US green card holders can buy INF insurance if they have a residence outside the USA. The coverage duration is available from 5 days up to 364 days.
There is a minimum purchase of 90 days required to buy these INF Elite plans.
The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).
For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.
The Full pre-existing conditions coverage plans treat any issue related to a pre-existing condition like a New Accident and Sickness, subject to the policy maximum and deductible limits. This explains why 'Full pre-existing conditions visitor insurance coverage' plans are more expensive than coverage only for 'pre-existing conditions'.
In short the answer is Yes. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis. All of these issues are all covered by the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 best travel insurance for pre existing conditions
Compare the best travel insurance for full pre-existing conditions plans Compare INF Full pre-existing conditions.
Note: **INF Premier, Elite, Elite Plus , Premier Plus and Elite 90 plans have a minimum purchase should be 90 days.
Pre-existing conditions travel insurance from Barbados to USA
Hello we are looking for cover for my parents, can you help. I think the INF Premier X would work well, but please let me know offering $100,000 plus the $25k pre-exisiting.Two people, aged 80. They are in Barbados at the moment, but UK citizens.They would like to travel to the USA and be there for about 6months, so say until 1 August to cover.
We would like to add the pre-existing conditions cover, at the $25,000 amount. Can you confirm if there are restrictions or rules on this that we need to look at?
We might want to travel back to Barbados, so I assume it should be the world including USA.
Can you help?
Regards,
Liberty
The INF Premier X is a fixed or limited plan. Please look over the brochure for details. The pre-existing condition coverage is covered like anything else but with a higher deductible and lower maximum as you note. To get $25,000 coverage for pre-existing conditions, you must choose the higher deductible of $5,000.
The INF plan covers only Mexico, USA, and Canada, not exactly worldwide coverage. (not Barbados).For all information about the plan, go here:
INF Premier X Plan:
We wish you and yours safe and happy travels!
Thanks,
Customer support,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910
INF Premier X insurance for pre-existing conditions
A worsening pre-existing condition is one that is otherwise stable but has become worse in a new manifestation.
2. Acute Onset of Pre-Existing Conditions
Sudden, Rapid, Unpredictable emergency related to pre-existing issue.
3. New Sickness & Accidents
- New Illnesses include UTI or Kidney Issues, Fever, Headache, etc - Accidents are random in nature
- COVID-19 is covered like a new sickness under INF.
What is not covered by INF Premier X Plan Insurance:
1. Maintenance Treatment, Devices, or Prescription DrugsIncludes treatment for on-going illnesses, derivatives/ complications of that illness, medical devices to monitor chronic conditions, or maintenance drugs for pre-existing conditions like Lipitor or Amlodipine.
2. Preventative Treatment, Devices, or Prescription Drugs
INF will not cover preventive treatment like physicals, regular doctor checkups, or drugs that are used for prevention of other diseases.
3. Pregnancy & Childbirth
No coverage for pregnancy before the policy effective date.
4. Cancer Treatment
No coverage for cancer treatment, or cancer related illnesses in the policy.
5. Dialysis Treatment
No coverage for dialysis treatment.
6. Planned, expected, or anticipated medical care
There is no coverage for expected, planned, or anticipated medical care. If your clients are planning to take their visitor to any clinic, treatment, or anything of the like it will be rejected by the insurance company.
7. Medical Tourism
INF does not cover medical tourism for issues like elective or medically necessary surgery, cancer treatments, specialist treatment for on-going medical issues.
INF Visitor Medical Insurance plans are designed only to cover truly unexpected sickness and accidents- all other claims are at risk of being denied if they are deemed to meet any (but not limited to) of the above restrictions.
INF Visitor Medical Insurance plans will cover any unexpected sickness or accident, but any planned medical treatments, treatment for on-going issues, or maintainance treatment will not be covered by INF.
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