INF Premier Plan Insurance Reviews

INF Premier Plan Insurance Cost

Age & Citizenship
Start date
End date

INF Premier Plan Insurance Review, INF Premier Plan Reviews

Liaison Student Plus
Insurance provider
Plan life - 364 days (Minimum Enrolment 90 days)
Policy maximum?
Ages 0 to 69 years:$100,000; $150,000
Ages 70 to 99 years:$100,000
Deductible options?
Ages 0 to 69 years:$75; $250; $500; $1,000; $2,500; $5,000
Ages 70 to 99 years:$250; $500; $1,000; $2,500; $5,000
INF Premier Plan underwriter
Underwritten by Crum & Forster SPC
INF Premier Plan rating
AM Best Rating: A

INF Premier Plan Links

INF Premier Plan insurance - Key Highlights

  • This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays
  • Minimum purchase of 90 days is required with this plan
  • Plan covers pregnancy and childbirth if the plan is purchased before conception, before the trip begins
  • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
  • Acute Onset treated like New Sickness
  • Urgent Care & Doctor Visit arranged by MeMD
  • Covers accident & sickness while traveling to USA, Canada, and Mexico
  • Includes Dental & Vision Discount Coverage
  • United Healthcare PPO providers Direct Billing
  • This plan is not available to US residents and is only available to non-US residents
  • Covers age up to 99 Years.Pre-Existing Complications from COVID-19 Covered
  • In-Patient, Out-Patient, Specialist Care Covered for Pre-Existing.
View complete details of benefits

A working example of using Premier Plan travel insurance

Consider an Premier Plan A example where your:
  • Insurance coverage is $100,000
  • Deductible is $500 per injury or sickness
  • Your claims for medical expenses is $14,500
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $14,500 minus $500 equals $14,000.Insured bears $500.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $500 $0 $500
Hospital Room & Board including Laboratory Tests,
X-rays, Prescription Medical and other miscellaneous
$2,000/day for 3 days Up to $1,750/day,
3 day maximum
Surgical Treatment $6,000 $5,000 $1,000
Prescription Drugs $600 $150 $450
Diagnostic X-rays & Lab Services $1,400 $650 $750
Total: $14,500 $11,050 $3,450
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Steps to buy travel insurance

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INF Premier Insurance - Common Questions

INF insurance does not cover medical tourism?

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment.

If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied. INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

Premier Plan Insurance reviews advantages?

Premier Plan Insurance Reviews Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from COVID19/SARS-CoV-2.

Does Premier Plan Insurance Coronavirus Reviews cover covid illness?

INF Covid19 travel insurance by Premier Plan travel insurance reviews for coronavirus coverage will cover eligible medical expenses resulting from COVID19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

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INF Provider network and how to find hospital or doctor?

INF maintains a wide network of health care providers.
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Frequently asked questions about INF travel insurance coverage for Covid19

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID19?

There is no change in the coverage.

Will these policies be voided given that travelers are basically stuck wherever they are and there is no place "better" to travel to?

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

Will you be issuing new policies since the CDC announcement?

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

Many people are currently stuck in countries with their other policies running out and non-renewable. Can they purchase the your policies ?

Yes, they can enroll in the INF policies.

Will you continue to allow pre-existing condition coverage during the month of April for the "marooned" travelers?

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

Will these policies cover any other illness, injury or accident as long as the person does not travel?

Yes, the plan will cover eligible sickness and accidents.

Can they travel (say from US to Canada and back)?

If they are a Non-US Citizen or Non-US Resident, yes they will be able to

Will they cover covid19 if they stay in one country or if they travel or not at all?

INF plans cover covid19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually. Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.

What happens if I catch covid19 on the flight to the USA?

INF travel insurance that covers coronavirus will treat it as a new sickness, even if you are infected on the airplane.

But what about contact tracing? Won't the insurance company deny the claim knowing I was in contact with someone infected?

We cannot prove that you were infected with covid19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover covid19 like any other new sickness.

What happens if I am asymptomatic (i.e. testing done before the trip shows positive) and still decide to travel?

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing

What if I catch covid19 in the airport on the way to the US?

We would still cover coronavirus like a new sickness. There is no incubation period exclusion clause in our policy. covid19 is covered just as if you catch the flu. Both testing & treatment are covered.

Will INF travel insurance cover Coronavirus even though it's declared a pandemic & there are travel advisories out by my government about non-essential travel?

Yes, INF will cover covid19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.

If I am already sick with covid19, will INF travel health insurance coronavirus cover my medical expenses?

No, INF will not pay out any benefits if you are already showing symptoms of covid19 before you enroll in the policy.

Are antibody tests & covid19 tests covered by INF?

Antibody test prescriptions can be obtained via INF's telemedicine program for $0 (free). covid19 tests and prescriptions are covered. In both cases, you must be showing symptoms and tests should be prescribed by a physician (medically necessary) to be covered.

INF Travel insurance for Covid19

At American Visitor Insurance, we are committed to getting you the best travel insurance coverage for Covid19. INF offers travel insurance plans for coverage in the USA, Canada and Mexico. INF Insurance: offers two fixed benefit plans namely INF Premier Insurance and INF Standard Insurance and two comprehensive benefit plans namely INF Elite Insurance and INF Traveler USA with Covid19 coverage. Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

INF Insurance related coverage

What are some insurance terms important in Premier Plan Insurance reviews?

Review Premier Plan Insurance to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Premier Plan travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Premier Plan insurance offers maximum coverage up to $150,000.
  • What is a deductible in Premier Plan visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Premier Plan insurance offer a set of deductible options for the travelers to choose from. Premier Plan insurance has a range of deductible options are $75, $250 and $500.
  • What is a provider network of Premier Plan Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Premier Plan Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Premier Plan Insurance can be renewed up to 364 days.
  • Eligibility to buy Premier Plan Insurance Online
    It provides coverage for Non-US Citizens and US Citizen Expatriates visiting the United States.
  • Premier Plan Full Pre-existing conditions Visitors Insurance for international travelers
    Premier plan provides policy maximum $100,000 covers pre-existing condition maximum of $20,000/$40,000 with deductible $1,000/$5000 and for policy maximum $150,000 covers pre-existing condition maximum of $30,000/$60,000 with deductible $1,000/$5,000 for age 0 to 69 years.
    For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.