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INF Visitor Insurance Reviews

INF Insurance is a leading provider of specialized visitor medical insurance plans for travelers to the United States, Canada, and Mexico. KV Rao offered INF insurance plans as visitor insurance to USA and is committed to providing innovative insurance products, quality customer care, and being there for our members when they need us the most. INF Plans have been very popular for parents from India, and other older travelers with pre-existing conditions visiting the USA.

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What is the best INF travel insurance for visitors to the USA?

Available plans

INF Standard X Insurance

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star Rating: A Excellent edit_square Underwriter: Crum & Forster SPC

INF Standard insurance is ideal for travelers looking for affordable fixed-benefit coverage, especially senior visitors to the U.S. Great savings with UHC PPO discounts

  • Coinsurance: 100% of the usual and customary charges.
  • Direct billing: Through United healthcare
  • Cashless claims: Through INF Robin assist
  • Urgent care : Up to $25 copay.
  • Pregnancy: Covers emergency medical treatment of pregnancy.
  • Emergency medical evacuation: Covers up to $25,000 maximum.
  • Return of mortal remains: Up to $20,000
  • Trip Interruption: Up to $1,000

  • Policy maximum?
    $50,000, $100,000, $150,000

  • Deductible options?
    $75 $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum age limit
    Up to 99 years

Premier X Insurance

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star Rating: A Excellent edit_square Underwriter: Crum & Forster SPC

INF Premier insurance is affordable travel insurance for seniors visiting the USA with pre-existing condition coverage. Great savings with UHC PPO discounts

  • Coinsurance: 100% of the usual and customary charges
  • Direct billing: Through United healthcare
  • Cashless claims: Through INF Robin assist
  • Urgent care: Up to $25 copay
  • Full pre-existing conditions: Covers up to 99 years
  • Pregnancy: Covers emergency medical treatment of pregnancy.
  • Emergency medical evacuation: Covers up to $25,000 maximum.
  • Return of mortal remains: Up to $20,000.
  • Trip Interruption: Up to $1,000

  • Policy maximum?
    $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $75 $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    90 days to 364 days

  • Maximum age limit
    Up to 99 years

Premier Plus X Insurance

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star Rating: "A-" (Excellent) and A- by Standard & poor's edit_square Underwriter: SiriusPoint Specialty Insurance Corporation

INF Premier Plus X offers travelers enhanced coverage with flexible benefits, including pre-existing condition protection and preventive care

Coverage for preventive care and maintenance and full body physicals

  • Coinsurance: 100% of the usual and customary charges
  • Direct billing: Through United healthcare
  • Cashless claims: Through INF Robin assist
  • Urgent care: Up to $25 copay.
  • Full pre-existing conditions: Covers up to 69 years.
  • Pregnancy: Covers emergency medical treatment of pregnancy.
  • Emergency medical evacuation: Covers up to $45,000 maximum
  • Return of mortal remains: Up to $30,000
  • Trip Interruption: Up to $1,000
  • Wellness medical expense: Covers $200 (Annual)

  • Policy maximum?
    $300,000

  • Deductible options?
    $75 $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    90 days to 364 days

  • Maximum age limit
    Up to 69 years

SafeVista Comprehensive plan Insurance

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star Rating: A edit_square Underwriter: Tideview Risk SPC

SafeVista Comprehensive plan is designed for non-US residents aged 99 and under who are traveling to the United States

  • Coinsurance: Plan pays 80% in-network and 50% of URC charges out-of-network up to the policy maximum.
  • Direct billing: Through United healthcare
  • Cashless claims: : Through INF Robin assist
  • Acute on set of pre-existing conditions: Covers up to the policy maximum for individuals up to 99 years of age.
  • Urgent care: Up to $25 copay
  • Emergency medical evacuation: Covers up to $25,000 maximum.
  • Telehealth: Free Telehealth worldwide via Doctor Please.
  • Return of mortal remains: Up to $10,000.

  • Policy maximum?
    $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    10 days to 364 days

  • Maximum age limit
    Up to 99 years

INF Elite X Insurance

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star Rating: A edit_square Underwriter: Crum & Forster SPC

INF ELITE X is ideal for travelers seeking premium coverage with extensive benefits, flexible options, and protection for pre-existing conditions

  • Coinsurance: Plan pays 80% in-network and 60% of URC charges out-of-network up to the policy maximum.
  • Direct billing: Through United healthcare
  • Cashless claims: Through INF Robin assist
  • Full pre-existing conditions: Covers individuals up to 99 years of age.
  • Urgent care: Up to $25 copay.
  • Pregnancy: Covers emergency medical treatment of pregnancy
  • Emergency medical evacuation: Covers up to $25,000 maximum
  • Urinary tract infection: Limited to maximum of $2,000
  • Return of mortal remains: Up to $10,000

  • Policy maximum?
    0-69 years: $150,000, $300,000
    70- 99 years - $75,000

  • Deductible options?
    $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    90 days to 364 days

  • Maximum age limit
    Up to 99 years

INF Elite X 90 Insurance

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star Rating: A edit_square Underwriter: Crum & Forster SPC

INF Elite 90 offers short-term, quality coverage with flexible benefits, pre-existing condition protection, and reimburses 90% of eligible expenses

  • Coinsurance: Plan pays 90% in-network and 70% of URC charges out-of-network up to the policy maximum.
  • Direct billing: Through United healthcare
  • Cashless claims: Through INF Robin assist
  • Full pre-existing conditions: Covers individuals up to 99 years of age
  • Urgent care: Up to $25 copay
  • Pregnancy: Covers emergency medical treatment of pregnancy
  • Emergency medical evacuation: Covers up to $25,000 maximum.
  • Urinary tract infection: Limited to maximum of $2,000.
  • Return of mortal remains: Up to $10,000

  • Policy maximum?
    0-69 years: $150,000, $300,000
    70- 99 years - $75,000

  • Deductible options?
    $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    90 days to 364 days

  • Maximum age limit
    Up to 99 years

INF Elite Plus X Insurance

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star Rating: A edit_square Underwriter: Crum & Forster SPC

INF Elite Plus X is ideal for travelers with pre-existing conditions, offering comprehensive protection and preventive care Coverage for preventive care and maintenance and full body physicals

  • Coinsurance: Plan pays 90% in-network and 70% of URC charges out-of-network up to the policy maximum.
  • Direct billing: Through United healthcare
  • Cashless claims: Through INF Robin assist
  • Pregnancy: Covers emergency medical treatment of pregnancy
  • Full pre-existing conditions: Covers individuals up to 99 years of age.
  • Urgent care: Up to $25 copay.
  • Emergency medical evacuation: Covers up to $25,000 maximum
  • Urinary tract infection: Limited to maximum of $2,000
  • Return of mortal remains: Up to $10,000
  • Annual well ness benefit: $200

  • Policy maximum?
    0-69 years: $150,000, $300,000
    70- 99 years - $75,000

  • Deductible options?
    $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    90 days to 364 days

  • Maximum age limit
    Up to 99 years

Hop Mindoro Insurance

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Hop Mindoro travel assistance is available to travelers visiting anywhere outside their home country

  • Trip Cancellation: Up to $10,000 (optional)
  • Pre-existing conditions: Covered up to $4,500
  • Urgent Care: Up to $25 copay
  • Emergency medical evacuation: Up to $15,000
  • Repatriation of remains: Up to $15,000
  • Missed connection: $500 (optional)
  • Cashless claims: Through INF Robin Assist

  • Policy maximum?
    $25,000, $50,000, $75,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age availability
    Up to 99 years

Hop Trip Assist Plus Insurance

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Hop Trip Assist Plus is a comprehensive travel assistance for pre-existing conditions

  • Trip Cancellation: Up to $2,200 (optional) (up to 74 years)
  • Missed connection: Up to $550
  • Pre-existing condition: Covered up tp $15,000 with deductible $500
  • Urgent Care: Up to $25 copay
  • Emergency medical evacuation: Up to $15,000
  • Repatriation of remains: Up to $15,000
  • Cashless claims: Through Medical Concierge

  • Policy maximum?
    $150,000, $300,000

  • Deductible options?
    $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age availability
    Up to 99 years

Hop VIP Insurance

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Hop VIP is designed for travelers seeking premium travel assistance, top-tier support, and exclusive benefits throughout their journey

  • Trip Cancellation: Up to $2,000 (up to 74 years)
  • Missed connection: Up to $500
  • Pre-existing condition: Covered up to $2,000
  • Emergency medical evacuation: Up to $20,000
  • Repatriation of remains: Up to $20,000
  • Cashless claims: Through Hop Assist

  • Policy maximum?
    $100,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age availability
    Up to 99 years

HOP VIP Plus Insurance

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Hop VIP Plus is ideal for travelers looking for elite-level assistance, comprehensive support services, and added peace of mind during their journey

  • Trip Cancellation: Up to $2,200(up to 74 years)
  • Missed connection: Up to $550
  • Pre-existing condition: Covered up to $6,000
  • Emergency medical evacuation: Up to $50,000
  • Repatriation of remains: Up to $50,000
  • Cashless claims: Through Hop Assist

  • Policy maximum?
    $250,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age availability
    Up to 99 years

Hop Ultra Insurance

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Hop Ultra is ideal for travelers seeking maximum-level assistance with comprehensive global support and premium travel benefits

  • Trip Cancellation: Up to $2,000(up to 74 years)
  • Missed connection: Up to $500
  • Pre-existing condition: Covered up to $500
  • Emergency medical evacuation: Up to $6,000
  • Repatriation of remains: Up to $6,000
  • Cashless claims: Through Hop Assist

  • Policy maximum?
    $30,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age availability
    Up to 99 years

Hop Ultra Plus Insurance

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Hop Ultra Plus is ideal for travelers who want the highest level of travel assistance, combining global emergency support, concierge services, and premium benefits for a worry-free journey

  • Trip Cancellation: Up to $2,000(up to 74 years)
  • Pre-existing conditions: Covered up to $700
  • Missed connection: Up to $500
  • Emergency medical evacuation: Up to $12,000
  • Repatriation of remains: Up to $12,000
  • Cashless claims: Through Medical Concierge

  • Policy maximum?
    $60,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500 , $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age availability
    Up to 99 years

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Why choose INF insurance plans?

  • Coverage for pre-existing conditions: This is one of the most significant differentiators. Unlike most US travel insurance plans that exclude pre-existing conditions or only cover the acute onset. INF plans provide benefits for both the acute onset and the full range of pre-existing conditions. This makes INF visitors insurance an ideal choice for senior travelers from India and China and those with ongoing health issues who require more comprehensive protection during their visit to the USA.
  • Ideal for Senior Visitors: INF plans offers high-coverage options with flexible deductibles, making it ideal for travelers aged 60 to 99 years. Popular plans like INF Elite X, SafeVista Comprehensive and INF Premier X are specially designed for senior needs, including hospitalization and specialist care.
  • Fixed and comprehensive options: INF provides both fixed-benefit plans (like INF Standard X) for budget-conscious travelers and comprehensive plans (like INF Elite, Safevista and Premier) for those seeking broader protection.
  • Cashless Claims: Enjoy hassle-free cashless claims processing through INF Robin Assist, allowing you to receive medical treatment without upfront payments at participating providers.
  • COVID-19 and telemedicine benefits: All major INF plans include COVID-19 treatment and telehealth/virtual consultation coverage, offering added safety and convenience for travelers.
  • Easy Enrollment and U.S.-Based Support: INF plans can be purchased even after you arrive in the U.S., provided you submit the required documentation. Plus, all customer support and claims processing are managed within the U.S., ensuring quicker assistance and greater peace of mind throughout your coverage.

Why is INF insurance the top choice for visitors with pre-existing conditions?

INF Insurance is one of the few travel insurance providers that offers reliable coverage for pre-existing conditions for international visitors to the United States. While most travel insurance plans exclude or limit benefits for chronic illnesses, INF has developed plans specifically to support the medical needs of senior travelers and individuals with ongoing health concerns.

INF plans provide coverage for conditions such as diabetes, high blood pressure, heart disease, and other chronic issues, along with emergency medical care. Travelers can choose from fixed-benefit or comprehensive plans such as INF Elite , INF Elite Plus and INF Premier each offering different levels of coverage to suit various needs and budgets. These plans minimum purchase is 90 days

Another excellent option is the SafeVista Comprehensive plan, which offers coverage for the acute onset of pre-existing conditions for travelers up to 99 years of age. Coverage durations are flexible, ranging from 10 days to 364 days, making it suitable for both short visits and extended stays.

From cashless claims processing with INF Robin Assist to U.S.-based support and enrolment even after arrival, INF is designed for real-life situations. It's insurance that goes beyond the basics—because when it comes to your health or the well-being of your family, shortcuts aren’t an option.

INF is designed to handle real-world needs, offering cashless claims processing through INF Robin Assist, along with U.S.-based customer support and the ability to enrol even after arriving in the United States. This insurance provides comprehensive protection because when it comes to your health or your family’s well-being, there is no room for compromise.

INF insurance reviews

My experience with INF insurance for my in-laws was excellent. The representative was always approachable and took the time to clearly explain every plan detail to ensure it suited our needs. The application process was completed quickly, and he went the extra mile by promptly answering any follow-up questions we had.
star star star star star   |  Pranav
I had a great experience with INF insurance plans. They covered a COVID test for my mom when she felt unwell right after her flight, and thankfully, the result was negative. I was very satisfied with their overall service, especially the cashless claims process. I’m always happy to recommend INF to friends and family!
star star star star   |  Karthik
I’ve been using INF every time my parents visit for the past 18 years. They truly operate like a community-based company, and it’s clear they genuinely care about their customers. Over the years, I have met many of their team members—each one courteous and helpful, always going the extra mile to ensure claims are paid smoothly, especially when paperwork issues arise.
star star star star   |  Sheela

Who should buy INF insurance?

INF Insurance is ideal for:

  • Senior parents or relatives visiting the U.S.
  • Travelers with pre-existing medical conditions
  • Green Cardholders are eligible to buy INF insurance
  • Visitors needing longer-term coverage (up to 364 days)
  • Those seeking preventive care or annual check up benefits

What are the most popular INF plans?

  • INF Elite Plus : A comprehensive plan with strong pre-existing condition coverage, including preventive care and wellness benefits. Ideal for senior travelers and long term visits.
  • INF Premier X : Affordable plan offers coverage for chronic and pre-existing conditions, making it a top choice for elderly parents and high-risk travelers
  • INF Standard X : A fixed-benefit plan best for budget-conscious travelers looking for essential protection.
  • SafeVista Comprehensive : SafeVista Comprehensive is a reliable travel medical insurance plan for U.S. visitors, offering high coverage limits, flexible deductibles, and benefits for the acute onset of pre-existing conditions.

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