Travelers who already have existing medical ailments need to be aware of the limitations of travel medical insurance coverage, and seek to buy plans that specifically offer some coverage for pre-existing conditions. There are travel health insurance plans designed specially with pre-existing coverage. Insurance customers who are looking for these plans should understand the coverage by referring to the details given below.
How does the insurer determine pre-existing condition?
The most important question asked by customers and the interpretation of pre-existing conditions can vary slightly from insurer to insurer. The generic answer for this question is that, pre-existing condition is a medical condition which the customer already has before purchasing the travel insurance plan. This condition may be diagnosed or may be even unknown to the traveler.
Which are the best plans for pre-existing conditions?
There are many insurers with different plans who offer pre-existing condition coverage. Here are some of the plans that can suit Non US citizens looking for pre existing condition visitor insurance coverage in USA. Liaison Travel Economy Insurance, Atlas America Insurance and Patriot Platinum plans are comprehensive plans that provide coverage for acute onset of pre-existing condition. The other scheduled benefit plans with pre-existing coverage are Inbound USA, Inbound Guest, Inbound Immigrant and Visitors Care insurance plans.
Senior citizens above 65 with pre-existing condition:
Those who are above 65 years and looking for visitor travel insurance plans with pre-existing coverage can evaluate the coverage details of plans below.