Visitors Medical Insurance for parents with pre-existing conditions
Let us look at the situation of elderly parents visiting the US to see the future generation of their family and to spend some with them . They normally are in the age range of 55 onwards. This is the time when people develop certain health conditions depending on their busy lifestyle and other factors.
This indicates the possibility of an existent health condition commonly known as pre-existing conditions. Visitor health insurance plans are available in the market but it is important to choose a plan carefully with sufficient coverage for existing medical conditions. An extremely important point to note is that the coverage for pre-existing condition is available only for the acute onset of the pre-existing condition. Any prescription medication or any kind of routine checkup or maintenance work that is associated with the condition, will not be covered. The visitors medical insurance coverage for acute onset of pre-existing condition varies with the age. It is available to its maximum limit up to the age of 65 or 70 after which it reduces in some plans and is excluded in others.