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Expertise in offering travel insurance
20+ years!
Expertise in offering travel insurance
20+ years!
Customers from
All U.S. states!
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Customers from over
180 countries!
Customers from over
180 countries!
The J-1 visa is a unique and valuable opportunity for individuals from around the world to come to the United States on an exchange visitor program. Administered by the U.S. Department of State, the J-1 visa program aims to foster cultural exchange, promote international understanding, and provide educational and professional development opportunities.
The J-1 visa can open doors to unique opportunities for personal and professional growth, allowing you to broaden your horizons and make lifelong memories. So, embark on your J-1 visa journey with excitement and readiness to embrace new experiences and make the most of this remarkable cultural exchange program. The J-1 visa is available for a wide range of exchange programs, including but not limited to: internships, training programs, research programs, au pair programs, and more. It allows participants to immerse themselves in American culture, gain valuable skills and experience, and build lasting connections with people from different backgrounds.
While enriching cultural exchange experience, the J-1 visa does come with certain requirements and regulations that participants must follow. These may include maintaining J visa health insurance coverage, adhering to the rules of the specific J-1 program, and returning to their home country upon completion of the program. At American Visitor Insurance, we offer several J1 visa insurance plans which you can compare and buy online. The J visa insurance blog on American Visitor Insurance provides resourceful insurance on helping you find the best J visa insurance for your needs.
The cost of US health insurance for scholars depends on different factors like the age of the scholar, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the health insurance cost in the US for international scholars also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. The average cost of scholar insurance will be from $31 up to $130 per month. Here at American Visitor insurance we have calculated the cost of health insurance for scholars to help them compare and make an informed choice while buying the plan.
| J1 Visa Insurance Plans | Policy Maximum | Deductible | Provider Network | Cost * |
|---|---|---|---|---|
| Patriot America Plus IMG | $50,000 | $250 | United HealthCare | $56 |
| StudentSecure Smart WorldTrips | $100,000 | $0 | United HealthCare | $69 |
| Patriot Exchange IMG | $50,000 | $250 | United HealthCare | $74 |
| Diplomat America Global Undewriters | $50,000 | $250 | No PPO | $83 |
| StudentSecure Budget WorldTrips | $250,000 | $0 | United HealthCare | $103 |
| Navigator Student GeoBlue | Unlimited Coverage | $0 | - | $315 |
* The cost of international scholar health insurance per month for a scholar aged 30 years. Source: American Visitor Insurance ®
The U.S. Department of State requires the following health insurance requirements to ensure adequate coverage during their stay in the United States.
Additionally, the insurance provider must be licensed by the state or have a financial rating that meets Department of State standards (an A- or above rating by AM Best or a similar rating by a recognized agency). These requirements ensure J-1 visa holders are adequately protected during their stay in the U.S.
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A J-1 visa can be relatively easy to obtain if you meet the eligibility criteria for an approved exchange program and maintain enough ties with your home country, financial stability, and a valid reason for an exchange. However, the process involves gathering documents, appearing for an interview, and security checks, which may take time and careful preparation. The convenience of obtaining the visa could also depend on your situation and the current visa policies.
A J-1 visa interview is part of the application process where a U.S. consular officer evaluates an applicant’s eligibility for the exchange visitor visa. During the interview, applicants must demonstrate their intent and ability to participate in an approved exchange program, provide proof of financial support, and and strong ties toward his or her home country to confirm they will return after the program. The interview typically involves questions about the program, educational background, and future plans, along with a review of submitted documents such as the DS-2019 form and passport.
Yes, health insurance is required for J-1 visa holders. The U.S. Department of State requires all participants of the J-1 visa program to have health insurance that includes specific coverage limits for medical benefits, medical evacuation, and repatriation.
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