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Customers from over
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If you are coming to the U.S. on a J1 visa, you need health insurance that meets Department of State requirements. American Visitor Insurance offers affordable, fully compliant J1 visa insurance plans to keep you protected during your exchange program.
J1 visa insurance is a health insurance specifically designed for individuals participating in the U.S. Exchange Visitor Program on a J-1 visa. It satisfies the coverage for medical expenses, emergency evacuation, and repatriation of remains, as required by the U.S. Department of State. All J-1 visa holders—including students, interns, scholars, and au pairs—must carry J1 visa-compliant insurance throughout their stay in the United States. This ensures they have adequate protection in case of illness, accidents, or medical emergencies during their program.
When choosing a health insurance plan as a student, consider your coverage needs, including medical emergencies, doctor visits, prescriptions, and mental health services. Ensure the plan fits your budget, balancing premiums and out-of-pocket costs. Look for a plan with a broad network of doctors and hospitals, especially if you're studying abroad. For comprehensive coverage that ensures your overall well-being, including global coverage, American Visitor Insurance offers a range of plans perfect for international students. With reliable customer support and affordable options, they can help you find the right plan to meet your needs while you study abroad.
If you are coming to the United States on a J1 or J2 visa as part of an official exchange visitor program, having J1 visa-compliant health insurance is not just important—it is a mandatory requirement by the U.S. Department of State. All the J1 and J2 visa insurance plans in American Visitor Insurance are designed to meets according to the Department of State requirements standards, ensuring you are fully protected and legally compliant during your stay in the USA. Whether you are a student, intern, scholar, or dependent, the J visa plans in American Visitor Insurance offer affordable, comprehensive coverage tailored to your unique needs as a J visa holder.
To maintain J-1 visa compliance, the U.S. Department of State requires all exchange visitors to carry health insurance that meets the following minimum standards:
The cost of J1 visa insurance starts from $30 per month and goes up to $730 per month. The cost is dependent on the age of the J visa holder, the plan maximum and the deductible.
| Plan Name | Maximum Coverage | Deductible | 18 – 24 Years | 25 – 30 Years | 31 – 40 Years |
|---|---|---|---|---|---|
| Student Journey Lite | $150,000 | $100 | $30 | $48 | $74 |
| Student Secure Smart | $200,000 | $0 | $32 | $67 | $167 |
| Student Journey Plus | $300,000 | $500 | $53 | $93 | $116 |
| Student Secure Budget | $500,000 | $0 | $53 | $100 | $236 |
| Patriot Exchange Program | $50,000 | $250 | $56 | $74 | $74 |
| Student Journey Platinum | $500,000 | $250 | $96 | $195 | $293 |
| Student Health Advantage Standard | $500,000 | $250 | $118 | $139 | $250 |
| Student Secure Select | $1,000,000 | $0 | $106 | $240 | $538 |
| Student Health Advantage Platinum | $1,000,000 | $100 | $353 | $408 | $730 |
The average cost of students based on the quotes for month. Source: AMERICAN VISITOR INSURANCE®
The J-1 visa is a U.S. exchange visitor visa for participants in approved cultural, educational, or professional exchange programs. It allows foreign nationals – such as students, scholars, teachers, interns, au pairs, etc. – to come to the U.S. temporarily to study, teach, train, or research. Eligibility depends on the specific program category, but generally includes current students, recent graduates, teachers, researchers, and young professionals
The J visa applicant must apply and be accepted into a DOS-designated J-1 exchange program (through an approved sponsor) . Once accepted, the sponsor registers you in SEVIS and issues Form DS-2019 (Certificate of Eligibility). Then you pay the SEVIS I-901 fee and complete the DS-160 online visa application. Finally, you schedule a consular interview and bring your DS-2019, DS-160 confirmation, passport, photo, and any required documents
The cost of a J1 visa insurance starts from $30 per month. The cost is dependent on the age of the student, the plan maximum and the deductible.
The duration of your stay on a J-1 visa depends on your exchange program category. Most J-1 visa holders can stay in the U.S. for the length of their program, plus an additional 30-day grace period for travel. For example, interns can stay up to 12 months, while teachers and researchers may stay up to 5 years, depending on the program type.
Yes, J-1 visa holders are required to have health insurance that meets the U.S. Department of State's guidelines. This includes minimum coverage of $100,000 per accident or illness, $50,000 for medical evacuation, $25,000 for repatriation of remains, and a deductible of $500 or less.
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