Hi,

I am looking for medical insurance coverage as a J-2 Visa that should start on August 1st and that can be cancellable with no fees before the starting date (since I am living abroad and do not know yet if borders will open by that date).
The insurance policy should include:

• maternity coverage
• repatriation
• medical evacuation
• must pay up to $10,000 for the expenses of travel if, because of a serious illness or injury she must be sent home on the advice of a doctor
• medical benefits of at least $50,000 for each accident or illness (i.e., the maximum set cannot be lower than $50,000)
• at least 75% of covered medical expenses.
• maximum deductible is $500 per accident or illness
• waiting period for coverage of pre-existing conditions less than one year
• must provide at least $7,500 in benefits to send remains to home country for burial
• Covid-19
• combinable with a state health insurance (Marketplace coverage, Medicaid, CHIP, for example)

Best regards,
Gina

Dear Gina,

Thanks for your inquiry! For a J2 Visa holder, you can use any of the Covid19 US visitors insurance plans. Not all student plans cover Covid-19 . Currently these plans are providing coverage for covid-19 for people who are visiting US and living in the US. Safe Travels USA plan from Trawick International: There are four Safe Travels USA plans. he plan called Safe Travels USA Comprehensive is the best plan for persons with pre-existing medical conditions even if over the age of 70. You can Compare all Safe Travels USA Insurance for US J2 visa holders and buy them by choosing the "buy now" button under the name of whichever plan you are interested.

Compare Safe Travels USA Insurance

Another option are plans offered by Global Underwriters. These plans are the Diplomat America (must buy for at least 15 days) or Diplomat LongTerm (must by for at least 90 days, but is renewable). Either plan can be refunded only if cancelled before the start date and will be subject to a $25 cancellation fee. However, these plans offer nice sports and adventure activity riders for an additional cost AND they cover covid-19 like any other illness. You can Compare the Diplomat Insurance for US J2 visa holders.

Compare Diplomat Insurance

There is another company that offers coverage in the US, Canada and Mexico, called INF. One of their plans (Elite) has excellent coverage of pre-existing medical conditions beyond the usual coverage for "acute onset" of pre-existing conditions which is a unique offering. You can compare their plans using this link and purchase the one you are interested in by choosing the "buy now" button for the appropriate plan: Please note you must purchase either 30 or 90 days of coverage with these plans the first time you buy them. The plans are either 80/20 plans (you pay 20%, plan pays 80% or fixed plans). You can Compare all available INF J2 visa insurance plans .

Compare inf insurance plan

The J2 visa holders can find the ideal Covid visitor medical insurance plan by using the Covid19 US visitor medical compare insurance tool. They should provide relevant information such as the age, the duration of travel and other relevant details like the medical maximum coverage, the deductible and the need for Covid US tourist insurance coverage. The comparison utility will display the available travel insurance plans based on the travelers requirements. Travelers can further filter the displayed plans by filtering the list of plans, and one of the filter option is specifically about coverage for Covid illness. The traveler can then review these filtered plans based on price and other coverage benefits to select the Covid 19 US travelers insurance plan that they like best.

Do let us know if we can assist you further.

Sincerely,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : June 2020