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Expertise in offering travel insurance
20+ years!
Expertise in offering travel insurance
20+ years!
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Customers from over
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Customers from over
180 countries!
J visa evacuation insurance is offers additional coverage for medical emergencies that require evacuation to a hospital or back home. This type of Supplemental J1 visa medical evacuation insurance can be particularly valuable for people who may face increased health risks while in USA. These medical evacuation and repatriation insurance plans meet the U.S. Department of State requirements while providing comprehensive coverage and reliable assistance. Plan like Atlas Travel Insurance by WorldTrips offer benefits, including emergency medical evacuation, repatriation of remains, and 24/7 assistance services. They are particularly designed for J-1 visa holders and their dependents ensuring compliance with visa regulations and avoid the high costs of medical emergencies. With tailored options and customizable coverage, these plans provide peace of mind for exchange visitors during their stay in the U.S.
The Affordable Care Act (ACA) compliance requires the student insurance plan to include Medical evacuation coverage. The J1 Visa requirements include minimum coverage for Medical Evacuation of $50,000 and Repatriation of Remains of $25,000. Most university insurance do not provide this medical evacuation coverage, and students do not realize that they are not meeting the J1 Visa requirements. The Medical Evacuation & Repatriation Insurance and Atlas MedEvac Insurance offers coverage for medical evacuation of $50,000 and satisfies the J visa requirements.
| Coverage | WorldTrips Atlas Medevac | Seven corners Medical Evacuation |
|---|---|---|
| Cost per month | $5.40 | $72.41 |
| Period of Coverage | 365 days | 365 days |
| Emergency Medical Evacuation and Repatriation |
Up to $50,000 | $50,000 |
| Repatriation of Remains | Up to $25,000 | $50,000 |
| Local Burial or Cremation | Up to $5,000 | $50,000 |
| Travel Assistance Services | Included | Included |
| Brochure & Details links |
Evacuation insurance is important especially when visiting remote areas, participating in adventure activities, or traveling to countries with limited healthcare facilities. This type of insurance covers the cost of emergency medical transport to the nearest suitable medical facility or back to your home country, which can be extremely expensive. It provides peace of mind and financial protection in situations where immediate evacuation is necessary for critical medical treatment. For travelers on certain visas, like J-1 or J-2, evacuation insurance may even be a mandatory requirement.
Individuals eligible for an Evacuation and Repatriation insurance plan include those holding J-1 and J-2 visas, such as international students, scholars, researchers, and their dependents. These plans are specifically designed to meet the U.S. Department of State's requirements, providing coverage for medical evacuation in case of serious illness or injury and repatriation of remains in the event of death. This insurance ensures that individuals can be safely transported to their home country or to a suitable medical facility if necessary.
Atlas MedEvac Insurance has several exclusions, including medical costs, trip protection, and accidental death benefits. It's designed specifically for emergency medical evacuation, repatriation of remains, and local burial or cremation. For broader coverage, you may need to consider additional insurance plans.
Yes, some US travel insurance plans offered on American Visitor Insurance offer emergency medical evacuation coverage as a standalone policy or as an optional add-on to a basic travel insurance plan. However, it's more common for emergency medical evacuation coverage to be included as part of comprehensive travel insurance policies that also cover other aspects such as trip cancellation, trip interruption, and baggage loss.
The cost of US health insurance for scholars depends on different factors like the age of the scholar, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the health insurance cost in the US for international scholars also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. The average cost of scholar insurance will be from $31 up to $130 per month. Here at American Visitor insurance we have calculated the cost of health insurance for scholars to help them compare and make an informed choice while buying the plan.
| J1 Visa Insurance Plans | Policy Maximum | Deductible | Provider Network | Cost * |
|---|---|---|---|---|
| Patriot America Plus IMG | $50,000 | $250 | United HealthCare | $56 |
| StudentSecure Smart WorldTrips | $100,000 | $0 | United HealthCare | $69 |
| Patriot Exchange IMG | $50,000 | $250 | United HealthCare | $74 |
| Diplomat America Global Undewriters | $50,000 | $250 | No PPO | $83 |
| StudentSecure Budget WorldTrips | $250,000 | $0 | United HealthCare | $103 |
| Navigator Student GeoBlue | Unlimited Coverage | $0 | - | $315 |
* The cost of international scholar health insurance per month for a scholar aged 30 years.
The U.S. Department of State requires the following health insurance requirements to ensure adequate coverage during their stay in the United States.
Additionally, the insurance provider must be licensed by the state or have a financial rating that meets Department of State standards (an A- or above rating by AM Best or a similar rating by a recognized agency). These requirements ensure J-1 visa holders are adequately protected during their stay in the U.S.
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