J1 Visa Insurance requirements for Universities

Hello,
from my university they are asking for a health insurance plan that will cover the following : Minimum Coverage LevelsThe U.S. Department of State mandates minimum coverage levels that your plan must meet. IU's insurance plan exceeds these requirements by meeting provisions set forth by the U.S. Affordable Care Act.Your plan must provide coverage at levels of:$100,000 for each sickness or illness (for women this must include maternity/pregnancy care)$100,000 for each accident or injury$50,000 for medical evacuation (in case you must return to your home country for medical care)$25,000 for repatriation (in case of death, this covers the cost of returning the body to the home country)Additionally, your health insurance policy cannot have a deductible that exceeds $500 per accident or illness.
Can you please advice on what cover plans you have that would meet these requirements?
Thank you,
Kostas

Dear Kostas,
Thank you for contacting us for your J1 Visa Insurance needs!
The policy below is an excellent option for the J visa holder and/or their dependents. The Patriot Exchange insurance plan is offered by International Medical Group (IMG) and provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA. It satisfies J visa and most US university requirements and is hugely popular. It is also a policy which a J2 visa holder can purchase without the J1 visa holder as the primary insured. If there is a health center available, the insured only pays a $5 copay instead of the $100 deductible. This and many other benefits make it a very economical and excellent choice for J visa holders.

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Dear Sir/Madam,
I will come from Turkey to US Nebraska-Lincoln for an international study as a visiting scholar. I will come there with my family (husband and son) with a J-1 Visa and J-2 visa for my Dependents. And I will need a health insurance there.
Minimum health insurance requirements of the University for visiting scholars are as follows:

• medical benefits of at least $100,000 per illness or accident
• deductible not to exceed $500 per accident or illness
• medical evacuation benefit in the amount of $50,000
• payment for repatriation of remains in the event of death in the amount of $25,000

I searched insurance services from internet and found an insurance plan named as "Atlas Travel Insurance Plan".
So before purchasing it i want to ask you whether this plan meets the requirements of the university such as *medical benefits of at least $100,000 per illness or accident?. in some web sites i read that atlas travel covers the $1000.000 for example only for per life of plan, not per illness or accident.
Regards,
M.Cigdem KIRAZLI

Dear Cigdem,
Thank you for contacting us at American Visitor Insurance for your J1 Visa Insurance needs!
Yes, the Atlas plan is a per policy period/per life plan. J Visa holders are eligible to buy the plan if they wish to do so.

If you need a per accident sickness, here is the plan that is very popular for J Visa holders and their dependents.
The policy below is an excellent option for the J visa holder and/or their dependents. The Patriot Exchange insurance plan is offered by International Medical Group (IMG) and provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA. It satisfies J visa and most US university requirements and is hugely popular. It is also a policy which a J2 visa holder can purchase without the J1 visa holder as the primary insured. If there is a health center available, the insured only pays a $5 copay instead of the $100 deductible. This and many other benefits make it a very economical and excellent choice for J visa holders.

Let us know if you have any further questions and we'll be happy to help you.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Hi,
I am exchange student (J-1 visa) for 6 months, at Harvard Medical School from Pakistan. I am interested to get insured by your company. but i am not sure if your company covers the harvard requirements, which are listed: http://www.hio.harvard.edu/j-visa-regulations-regarding-health-insurance-requirements.
Can you please let me know.
Regards, Ilyas

Dear Ilyas,
Thank you for contacting us for your J1 Visa Insurance needs!
Any of the policies we offer for J1 students will meet the requirements you are looking for. I will suggest the Patriot Exchange insurance plan offered by International Medical Group (IMG) which provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA. It is very economical and has some excellent benefits.

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Hello,
After checking the brochure of Patriot Exchange that you had recommended for J1 and J2, I still have some questions. First, the deductible for this plan is $100 *per illness or injury*. But the requirement that UCLA requests is no more than $250 *per year*. Does IMG provide customized options that could meet this requirement? For example, $0 deductible per illness or injury. Second, how could I find a doctor if I were sick?
Thank you for your assistance.
Ping-Chin

Dear Ping Chin,
You are correct. That plan could go over $250 deductible per year since it is a per injury/sickness deductible with no cap. If you can use your institution's health center, then it is only a $5 copay instead of a deductible which is a nice feature. You can check with your institution to see if that would be alright with them.

In terms of finding a doctor, you can use any hospital/doctor that you wish with any of the plans we offer. The companies to have networks they use and you are welcome to search them, but you are never required to use only those doctors.

Please let us know if you have any further questions.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Hi,
I'm in Taiwan and being a visiting scholar at Indiana University Bloomington from 08/01/2014-07/31/2015. I'm applying the J1 visa and my dependents for the J2. There's a letter from IU about the minimum coverage requirements of insurance are as follows:

• $50,000 for each Sickness or Illness (For women, this must include maternity/pregnancy care.)
• $50,000 for each Accident or Injury
• $10,000 for Medical Evacuation (In case you must be returned to your home country for medical care, this covers the cost of your transportation home.)
• $7,500 for Repatriation (In case of death, this covers the cost of returning the body to the home country.)
• Your deductible cannot exceed $500 per accident or illness.

The birth date of four members are as follows:
07/06/1971 (J1, male) 01/22/1973(J2, female) 01/25/2003(J2,male) 06/19/2006(J2,male)
Do you have any suitable plan and would you please reply me a quote?
Thank you!
HUNG FU-TSAI

Dear HUNG FU-TSAI,
Thank you for contacting us for your J1 Visa Insurance needs!
Please note that these policies are for persons with a J1 visa only and dependents can be put on the same policy as the J1 visa holder. We have several J visa exchange scholars who purchase insurance through us. We have developed an insurance quote compare facility for comparing different plans that satisfy J visa requirements. This facility is at - J1 Visa Compare . Here you can also download policy brochures, obtain online quotes and also purchase policies. Please feel free to call us at 877-340-7910 and we will be glad to help you find the best value in terms of coverage and premium costs.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Hello sir,
I am Aman from India and will undertake summer research internship at university of California,santa cruz. I have been told to start the procedure for J1 visa. But I am confused about the premium for the medical insurance that i will have to pay for the period of around 2 and half months. Since I am just a student so I want to opt for the cheapest plan like 40 to 70 $ per month. Is there any minimum amount criteria for the medical insurance or I can go for the least one?
I am in need of an early response.If possible please provide me the appropriate links where I can buy the cheapest premium.
Thanking you!
Aman

Dear Aman,
Thank you for contacting us for your J1 Visa Insurance needs!
The Patriot Exchange insurance plan offered by International Medical Group (IMG) provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA. It satisfies J1 visa and most US university requirements and is hugely popular.
This plan will cost you $235.77 for 3 months of coverage. Most of our plans will cost a little above $200 for the time period that you have stated.

There is another comprehensive plan from WorldTrips. It is very popular for all kinds of visitors to US. It is Atlas America. This plan will cost you $147.75 for 75 days of coverage which is the time period you have stated.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smaller) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease.

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Hello sir,
My daughter Poppy Sayer-Payne (DoB 24 Jun 1994), a UK passport holder, is a student at Dundee University in the UK. She is about to do two semesters as an exchange student at Central Washington University in Ellensburg WA on a J1 visa. She will leave the UK on 01 Jan 2014 and return on 17 Jul 2014.

She needs an insurance package to provide travel and medical cover throughout that period. This will need to provide cover in Canada as well as the USA. We have family in Vancouver BC and that will be her point of arrival and departure, as well as possible visits throughout her stay.
Thank you!
Nigel Payne

Dear Nigel,
Thank you for contacting us at American Visitor Insurance for your J1 Visa Insurance needs!
We offer excellent and affordable insurance for J1 visa holder. Our plans are good for both the US and Canada. We have developed an insurance quote compare facility for comparing different plans that satisfy J1 visa requirements.

This facility is at: J1 Visa Insurance Compare .

Here you can also download policy brochures, obtain online quotes and also purchase policies.

Please feel free to call us at 877-340-7910 and we will be glad to help you find the best value in terms of coverage and premium costs.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Hi,
As a Visiting Scholar at the Berkeley Law School, University of California I hold a J-1 Visa. I have checked the following plans: j1 visa summary Which of the options meet the J-1 requirements? I want to check with the insurance carriers to make sure I meet all the requirements below:

• $100,000 per accident/illness in medical coverage
• An annual deductible of no more than $250
• Coinsurance that does not exceed 25%
• Medical evacuation up to $10,000
• Repatriation up to $7500

Ana Laura Cannilla

Dear Ana Laura,
The weblink that you provided displays the coverage details of the different plans. The Patriot Exchange plan offered by IMG satisfies all the requirements that you mentioned. You can purchase this plan online from the J visa comparison facility at - J1 visa

Do feel free to contact us if you need any additional information.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Dear Team,
I'm from University of California Irvine and I would like to confirm if the insurance plan called Compass Gold or Silver fits on the requirements of J-1 VISA for research Scholar, that are:
$50,000 per accident or illness,
deductible of no more than $500,
medical evacuation up to $10,000,
repatriation up to $7500.
I need to enroll a plan that fits on this requirements at the end of the month.
Thank you,
Camila Borges Rodrigues

Dear Camila,
The plan that you have mention (Compass) is not from our website and we do not have information about that policy.
The policy that we know is open to J1 visa holders is Atlas America.

Please let us know if this is a plan you would like.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910