International scholars student health insurance
International Scholars student medical insurance
The number of international scholars in the US has been steadily increasing over the years, reflecting the globalization of higher education and research. It is estimated that around 2.5 million scholars are internationally mobile, contributing to academic and research initiatives worldwide. The United States is home to the largest number of international scholars, estimated to be around 300,000, primarily through postdoctoral and visiting professor roles. Most international scholars specialize in STEM Fields, Science, Technology, Engineering, and Mathematics. Global issues like climate change, public health, and AI have led to increased collaboration in multidisciplinary research. International Scholars contribute to cross-border academic partnerships and groundbreaking research. Scholars often drive innovation and workforce development in USA. They also foster diversity and global understanding in academic settings.
Most of the international scholars in the US are from China, India, Canada, UK, Germany and South Korea. International scholars contribute significantly to cutting-edge research in fields like AI, biotech, and renewable energy. Top US universities in US with most International Scholars are University of California system, Harvard University, Massachusetts Institute of Technology (MIT), Stanford University and Johns Hopkins University
International scholars in the US on the J1 visa are required to have medical insurance to meet visa requirements and protect against high healthcare costs. The US law mandates that J-1 scholars and their dependents (J-2) maintain health insurance with minimum coverage requirements throughout their stay. American Visitor Insurance provides medical insurance to satisfy J visa scholar health insurance requirements:
The J visa insurance requirements include:
- Medical benefits of at least $100,000 per sickness/injury.
- Emergency medical evacuation coverage up to $50,000.
- Covers repatriation of remains expenses up to $25,000.
- Deductible must not be more than $500 per sickness/injury.
Compare US J visa scholar health insurance cost in 2024
The cost of US health insurance for scholars depends on different factors like the age of the scholar, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the health insurance cost in the US for international scholars also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. The average cost of scholar insurance will be from $31 up to $130 per month. Here at American Visitor insurance we have calculated the cost of health insurance for scholars to help them compare and make an informed choice while buying the plan.
| J1 Visa Insurance Plans | Policy Maximum | Deductible | Provider Network | Cost * |
|---|---|---|---|---|
| Patriot America Plus IMG | $50,000 | $250 | United HealthCare | $56 |
| StudentSecure Smart WorldTrips | $100,000 | $0 | United HealthCare | $69 |
| Patriot Exchange IMG | $50,000 | $250 | United HealthCare | $74 |
| Diplomat America Global Undewriters | $50,000 | $250 | No PPO | $83 |
| StudentSecure Budget WorldTrips | $250,000 | $0 | United HealthCare | $103 |
| Navigator Student GeoBlue | Unlimited Coverage | $0 | - | $315 |
* The cost of international scholar health insurance per month for a scholar aged 30 years.
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