Visitor insurance resources
Visitors travel insurance for medical emergency outside your home country.
J2 visa insurance plans provide health insurance coverage for these dependants of J1 visa holders. These health insurance for J2 dependents satisfy consular requirements while insuring valid medical expenses incurred during their stay in the USA.
Patriot Exchange insurance offered by International Medical Group (IMG) is an excellent health insurance plan supporting J1 & J2 visa. It is ideal because Patriot Exchange can be purchased by the J2 dependent even if the J1 scholar is not part of the Patriot exchange plan, as long as he or she is covered by another plan offered by the research or educational institution.
The US Department of State has established the following j2 visa requirements to maintain the J2 Visa status:
A J2 visa holder is the spouse or dependent child (under the age of 18 years) of a J1 visa holder.
Since J2 visa holders accompany J1 visa holders, the J2 visa insurance is quite taken care by the sponsoring institution which is covering the J1 visa holders insurance as well. However, there are situations where the sponsoring institution will cover only the mandated insurance cover for the J1 visa holder, or in some instances the institution might insist that the J visa holder buy the J visa insurance as mandated by the US authorities. In this situation, the J2 visa holder will need to buy insurance as specified by the US consulates to satisfy J visa insurance requirements.
The affordable care act (ACA) popularly known as Obamacare makes it mandatory for all US residents to have health insurace. Of course, along with buying health insurance because it is mandated by the US authorities, it is always wise to have proper health insurance in the United States. Health care is very expensive and being uninsured and forced to visit an US hospital can be disastrous. The US authorities by insisting on J2 insurance are ensuring the financial wellbeing of the J1 and J2 visa holder who is new in the US and unaware about the health care costs in this country.
Here we work with reputed insurance providers to give you the complete choice of health insurance which satisfy J1 and J2 visa insurance requirements. You can compare these J2 visa health insurance plans and buy the J2 insurance that best suits your needs.
The US immigration authorities have clearly defined the J2 visa insurance requirements. The health insurance cost for J2 visa dependents will depend mainly on the age of the J2 visa holder. The older the J2 visa holder, the higher will be the J2 insurance cost. Customers can compare aca J2 visa insurance plans and buy the best health insurance for J2 visa holders according to their needs.
There are some USA Covid travel insurance plans available for J2 visa holders that cover covid 19 as a new illness. J2 visa Holders in USA can compare best J2 visa Covid health insurance plans and buy covid coverage insurance online. These US J2 visa covid travel insurance offer coverage for medical expenses for treatment of covid treatment while in the USA.
Yes, like J1 visa holders, J-2 visa holders are also required to have health insurance while in the United States. This requirement is to ensure that dependents have access to medical care and to prevent any financial burden on the U.S. healthcare system.
J-2 visa holders must have health insurance that meets the minimum requirements set by the U.S. Department of State. This J2 visa insurance is similar to J1 visa insurance and should provide coverage for medical emergencies, doctor visits, hospital stays, and repatriation of remains. It should also have a minimum coverage amount per accident or illness (usually around $100,000).
Yes, J-2 visa holders can often be covered by the same insurance plan as the J-1 visa holder, such as the insurance available on American Visitor Insurance or those provided by the exchange program. However, it is important to ensure that the coverage meets the health insurance for J1 and J2 visa requirements.
In some cases, health insurance from your home country may be accepted if it meets the U.S. requirements. However, it's recommended to carefully review the policy terms and ensure that it provides sufficient coverage in the U.S. It is however very easy for J1 visa holders to buy J visa insurance on American Visitor Insurance by comparing several plans.
If J-2 visa holders do not have adequate health insurance coverage, it could result in visa issues, including potential denial of entry or extension. Additionally, without proper US health insurance coverage, you could be responsible for significant medical expenses in case of illness or injury.
In some cases, if you can demonstrate that you have equivalent coverage through your own means, you might be able to request a waiver for the J-2 health insurance requirement. However, this is subject to approval and specific regulations of the sponsoring exchange program or institution.
You will likely need to provide J visa insurance documentation to the J-1 program sponsor or institution. This can include the J visa insurance policy details, coverage amounts, and proof of payment.
There might be exceptions in certain cases, such as when a J-2 visa holder is in the U.S. for a short period or has an alternate form of coverage approved by the program sponsor. However, these exceptions are usually rare and should be discussed with your program sponsor or institution.
The Affordable Care Act (ACA) compliance requires the student insurance plan to include Medical evacuation coverage. The J1 Visa requirements include minimum coverage for Medical Evacuation of $50,000 and Repatriation of Remains of $25,000. Most university insurance do not provide this medical evacuation coverage, and students do not realize that they are not meeting the J1 Visa requirements. The Liaison Medical Evacuation & Repatriation Insurance offers coverage for medical evacuation of $50,000 and satisfies the J visa requirements.
Complete the health insurance quote request form by providing details of the J2 visa holder and insurance requirements.
Compare the price and the benefits of the different travel insurance for J2 visa holders options to identify what fits your needs best.
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the visa insurance policy documents received by email closely for coverage details and relevant contact numbers.
A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.
Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.
The cost of health insurance is directly proportional to the age of the applicant. The older the traveler and greater will be the cost of the J2 visa health insurance in USA.
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
The price of medical insurance for US J2 visa is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Travel insurance for US J2 visa depends on the coverage region. The cost for health insurance for the United States is most expensive.
The longer the duration of medical insurance required, the higher will be the cost.
At American Visitor Insurance, J2 visa holders can find the ideal medical insurance by using our compare visitors medical insurance. Currently the following companies offering medical insurance which includes coverage for Covid19.
Seven Corners offers Travel Medical Plus Insurance as health insurance for J2 visa holders in USA.
Diplomat America Insurance by Global Underwriters is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.
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