J1 Visa Insurance Forum

Compare J1 Visa Insurance (US Exchange Scholar visa insurance)

Covid 19 J1 visa coronavirus insurance for exchange scholars in the US

There are many J1 visa holders currently in the US either without proper J visa coronavirus health insurance, or having medical insurance that does not provide coverage for Covid 19. At American Visitor Insurance, we are committed to getting you the best Covid19 J1 visa medical insurance coverage available in these uncertain times.
These are some of the few Covid 19 J1 visa health insurance. These plans satisfy J visa requirements and cover medical expenses arising from Covid19 illness. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
There are also many J1 visa holders currently stranded in the US who are not enrolled in any courses. In this situation they are not limited to buying j1 visa insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for exchange scholars in the US while they are not enrolled in courses. J1 visa holders can review and compare visitor insurance plans and find Covid 19 USA J1 visa insurance coverage that fit your needs. Please know we are here to help you make the best, informed decision to get Covid 19 J visa health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

jvisa insurance forum

J1 Visa Insurance forum

J visa exchange insurance for MBA student from Spain
questionHello,

Please I have a question. I´d like to know what exactly is covered by the student insurance - Study USA Preferred 500. I´m an MBA student coming from Barcelona Spain on an exchange program in the US - Tuck - Dartmouth college precisely for 3 months (september - December) and would like to know what kind of coverage the plan offers? Specifically, I would like to know if Physiotherapy,dental care and basic treatment of seasonal illnesses like hayfever, allergies etc is covered and to what extent.
Thanks,
Amaka

questionDear Amaka,

Thank you for visiting American Visitor Insurance for your J1 visa insurance needs! The Study USA Plan covers dental care and any unexpected sickness and injury. Please see this page for details about the Study USA plan:

STUDY USA:

Study USA Plan Details Brochure Buy Now

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed and Updated : February 2020
questionHello,

Is your insurance accepted by the ECFMG?
Thanks,
Mariel

questionDear Mariel,

Thank you for visiting American Visitor Insurance for your US J1 visa insurance needs! Please note that these policies are for J1 Visa holders and their dependents on J2 Visa if applicable. If the J1 visa holder already has insurance and need coverage only for spouse on J2 Visa, you can purchase this policy called Patriot Exchange.
We have many J visa exchange scholars who purchase insurance through us. We have developed an insurance quote compare facility for comparing different plans that satisfy J visa requirements. This facility is here: j1 visa comparision.
Here you can also download policy brochures, obtain online quotes and also purchase policies.

Patriot Exchange     Plan Details Brochure Buy Now

We are not sure if the requirements of ECFMG matches with this. You can let us know if the requirements are different from that of J Vis requirements. Please feel free to call us at 877-340-7910 and we will be glad to help you find the best value in terms of coverage and premium costs.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,
Me and my husband are coming from Australia to the US on J Visa. I am J2 and my husband is on J1. I want a plan that can cover maternity. Can you suggest the suitable plans for us?
Regards
Litune

questionDear Litune,

Thank you for contacting us at American Visitor Insurance for your J1 Visa health insurance needs!. The plans that cover pregnancy and maternity are Global plans and Student plans. Student plans satisfy the J1 Visa requirements and are available for both J1 visa and J2 visa and their dependents. The student plans that we have meet the J Visa requirements and they also have maternity and pregnancy coverage but they are available only if the J1 holder is on the plan as primary. Here are the plans:

STUDY USA:

Study USA Plan Details Brochure Buy Now

STUDY HEALTH ADVANTAGE:

Student health advantage Plan Details Brochure Buy Now

The global plan that provides maternity coverage is: GLOBAL MEDICAL PLATINUM from IMG. This plan provides maternity coverage only after 10 months of continuous coverage of the plan. You are eligible to purchase this plan but this plan does not satisfy the J Visa requirements. If you are ok to buy this plan with this restriction like a general Non US citizen then you are eligible for it. Please check with your spouse and University about this.

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,

I am 33 years old female travelling to the US to be an exchange visitor at the Stanford University on a J1 visa. I will be there for one year. My husband accompanies me for only one month.
I am looking to have an insurance cover me for one year and my husband for one month. I also like to ask if I need a maternity coverage, which plan is good and can I take the maternity coverage at a later date? or should I pay it upfront? I also wish to know if there is a policy to pay as EMI?
Regards
Vidhya

questionDear Vidhya,

Thank you for contacting us at American Visitor Insurance for your J1 Visa health insurance needs!.Congrats on your exchange position; sounds like a great opportunity. So, the way insurance works here in the US is that you MUST have it BEFORE you need it, otherwise you will not get coverage. For example, if you are already pregnant before you arrive to the US, you will have to pay for all expenses out of your own pocket. The only way to get a pregnancy covered is if conception occurs AFTER the start date of the policy. For such a policy with a reasonable premium, I suggest the one below:

STUDY USA:

Study USA Plan Details Brochure Buy Now

It will cost about $120 per month and note that it only pays 80% of maternity costs (so you may have to pay $5,000 or more out of your pocket because no plan covers maternity at 100%). Domestic plans do, and possibly a plan offered by Stanford U might, but it will be significantly more expensive.

However, if you are already pregnant or don't plan on pregnancy, you can purchase the plan below. It is also a good plan for your spouse for the month that he will be with you in California. It is more economical and has many great benefits to it.
The Patriot Exchange plan is a very economical plan that can be used to meet J visa requirements and for international students. The plan can be purchased for the J2 visa holder as long as the J1 visa holder already has coverage from their institution. The deductible is only $100 with no further costs for the insured (most plans have coinsurance which still must be paid after the deductible. Also, if the institution has a health center, you can pay only a $5 copay for each visit for additional benefit and savings. You can purchase this plan with a sports rider to cover such activities such as downhill skiing. All these benefits make it a popular and excellent choice.
This plan will cost you about $79 per month (your husband too if he's under 49).

PATRIOT EXCHANGE:

Patriot Exchange     Plan Details Brochure Buy Now

Please let us know if you have any further questions or concerns. We would be happy to assist you!

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,

I would like to have the health insurance for me (J1 VISA holder) and my family members (my wife, daughter and son: J2 VISA holders) during my proposed trip to University of Kansas, USA.I am asking this because in your email (dated April 1, 2018), you have mentioned that "....The plan can be purchased for the J2 visa holder as long as the *J1 visa holder already has coverage from their institution*." Since I am a Professor (not a student) at BITS Pilani , India and visiting the University of Kansas as a Research Scholar (for academic research collaboration) for a short period of approximately two months and *have no health insurance coverage from the University of Kansas,USA*, hence my query is whether I can purchase health insurance from AVI for all of us (i.e. J1 & J2 VISA holders) for the above mentioned period.

Waiting to hear from you.
Regards
Das

questionDear Das,

Thank you for contacting us at American Visitor Insurance for your J1 Visa health insurance needs!.
The Patriot Exchange plan is a very economical plan that can be used to meet J visa requirements and for international students. The plan can be purchased for the J2 visa holder as long as the J1 visa holder already has coverage from their institution. The deductible is only $100 with no further costs for the insured (most plans have coinsurance which still must be paid after the deductible. Also, if the institution has a health center, you can pay only a $5 copay for each visit for additional benefit and savings. You can purchase this plan with a sports rider to cover such activities such as downhill skiing. All these benefits make it a popular and excellent choice.
For more information regarding to the Patriot Exchange Insurance plan. Please peruse the Patriot Exchange insurance Brochure, the PPO network and buy Patriot Exchange Insurance online.

Patriot Exchange     Plan Details Brochure Buy Now

Please let us know if you have any further questions or concerns. We would be happy to assist you!

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,

I am looking for the best coverage for mental health on a J1 visa for 2 months. I spoke to someone on the phone and they said the best one you have is outpatient $500 and inpatient $10,000. For around $150.
But this plan below appears it covers more than that? For $400?
Can you please explain the difference.

Thank you so much
Sarah

questionDear Sarah,

Thank you for contacting us at American Visitor Insurance for your J1 Visa health insurance needs!. The plan that you have pointed out is a plan from the company Geoblue and is an excellent plan. Each company have a plan catered towards J1 Visa and other student visas.
You can definitely consider this option if you are interested. By default we show the price for one month in our summary page.
Please remember that this plan is a monthly payment plan and you can take the quote and purchase this plan at the below "Buy Now" link:

Navigator Student Plan Details Brochure Buy Now

The difference between this plan and the other plans for J1 is that this plan is a monthly payment plan where as the other plans are paid upfront for the entire duration that the person wants coverage for. This plan is a little on the expensive side compared to the other plans as it provides good coverage.

Hope this helps!

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,

I am a person on J1 Visa and I need to know the difference between the Atlas America plan and the Study USA plan as long as the pregnancy coverage is concerned? Can you please let me know the difference?

Many thanks
Pritesh

questionDear Pritesh,

Thank you for contacting us at American Visitor Insurance for your J1 Visa health insurance needs!.
Following our conversation on phone, I am repeating the information for your reference in the email.
Atlas America is basically a visitor plan from the company Tokiomarine HCC and Study USA is a student insurance plan (you should be enrolled in a college to be eligible for the student plan) from the company Travel Insurance Services. Atlas America plan has only coverage for pregnancy complications up to 26 weeks of pregnancy after which there is no coverage for anything related to pregnancy in this plan.
Study USA plan has coverage for pregnancy and maternity if the pregnancy occurs after the insurance plan is effective.
Here is the details for both the plans:

Atlas America Plan Details Brochure Buy Now

STUDY USA:

Study USA Plan Details Brochure Buy Now

Please let us know in case of any further questions.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,

The requirements for minimum levels of health insurance coverage that I need for my J1 visa are:
  • $100,000 USD per accident & illness in medical coverage
  • Deductible cannot exceed $500 per accident or illness
  • Coinsurance cannot exceed 25%
  • Medical evacuation coverage must be at least $50,000 USD
  • Repatriation coverage must be at least $25,000 USD
  • Pre-existing conditions must be a covered benefit.
The waiting period for benefit coverage cannot exceed 12 months. Pre-existing conditions must also have a $100,000 per illness medical coverage. Please note: Policys with coverage for only "Acute onset of pre-existing conditions" do not meet this requirement.
Please, could you help me? I will be in the United States from June 22 to August 3.

Many thanks
Jezabel

questionDear Jezabel,

Thank you for contacting us at American Visitor Insurance for your J1 Visa health insurance needs!. The best option for you that meets all of your specific requirements is the Student Health Advantage Standard. This is comprehensive plan that meets the J1 visa requirements.
Here is the link of the plan in our website. From here you can get free quotes, BUY the plan and read the details and brochure of the plan.
Student health advantage Plan Details Brochure Buy Now

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHi,

My son is on J1 visa and plays college soccer along with his full time studies. After reading the small print, Is this classed as a non-contract sport and would he be covered under Student Express if he had a sports injury?
Many thanks
J Lewis


questionDear Lewis,
Thank you for contacting us at American Visitor Insurance for your J1 Visa health insurance needs!. The policy below is an excellent option for the J visa holder and/or their dependents. The Patriot Exchange insurance plan is offered by International Medical Group (IMG) and provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA. It satisfies J visa and most US university requirements and is hugely popular. It is also a policy which a J2 visa holder can purchase without the J1 visa holder as the primary insured. If there is a health center available, the insured only pays a $5 copay instead of the $100 deductible. This and many other benefits make it a very economical and excellent choice for J visa holders. This plan has optional sports rider option which is available for adventure sports coverage. Please see the below link and scroll down to see the sports details.

Patriot Exchange     Plan Details Brochure Buy Now

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHi,

I have seen, many Atlas plans: Atlas America and Atlas Exchange (6/12 month pre-existing), which is the correct one for me? Please provide a personalized quote. Travelling from South Africa, on J2 Visa, from 7 August 2017 to 24 June 2018. DOB is 05/03/1989. Must meet J2 requirements. My husband is on J1 and on Harvard University Health Care $0 Deductible and 0/100 coinsurance. How do the Atlas plans compare to IMG Patriot Exchange Program insurance (especially for J2 visa insurance requirements)?
Thank you,
Kasandra


questionDear Kasandra,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. The Atlas plan that we would suggest you is the Atlas America plan. This is basically a comprehensive plan suitable for visitors but it also qualifies for J2 and F2 Visa holders sometimes. You can check with your University to make sure they are ok with this plan. The Patriot Exchange plan is basically for J1 visa and J2 Visa holders. It satisfies the J Visa requirements. It is unique student plan where it is available only for J2 holders when the J1 holder is not on the plan. Most of the student plans on our site do not have this benefit. Below I have listed the details for both these plans:

Atlas America Plan Details Brochure Buy Now

Patriot Exchange     Plan Details Brochure Buy Now

In the above page you can get a personalized quote. But I am including that here for your convenience. I have entered your age as 28. For the time period you have specified, this plan costs $697.07 for a policy maximum of $50,000 and a deductible of $100. Policy maximum $100,000 premium is 808.50 Policy maximum $250,000 premium is 864.49 Policy maximum $500,000 premium is 911.90.You can use our compare coverage link given below to compare these plans for your reference: Compare Coverage
Please let us know if we can help in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,

Below is the insurance requirements for the program (Academic Training). I am a J1 visa holder and my wife has J2 visa. I would like to purchase an insurance for both of us.
  • My birthday is 10/21/1983
  • My wife’s birthday is 01/25/1985
I looked through your website but little confused. So, could you please send me a quote based on this information? Please let me know if you need any other information.
Apparently, I have couple more questions.
  • Is this price includes tax or not?
  • Can you please send me the coverage details as PDF? I will send this directly to our international service to see if they accept or not.
  • If i purchase this just only for my wife, who has J2 visa (age: 31), what would be the price including tax?
Please help me to clarify this, and hopefully, i will purchase your insurance either for both of us or at least for my wife.
Thanks and best regards!
Mahmut

questionDear Mahmut,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. The Patriot Exchange plan is a very economical plan that can be used to meet J visa requirements and for international students. The plan can be purchased for the J2 visa holder as long as the J1 visa holder already has coverage from their institution. The deductible is only $100 with no further costs for the insured (most plans have coinsurance which still must be paid after the deductible. Also, if the institution has a health center, you can pay only a $5 copay for each visit for additional benefit and savings. You can purchase this plan with a sports rider to cover such activities such as downhill skiing. All these benefits make it a popular and excellent choice.
To get details for Patriot Exchange (including brochure, PPO, claims information):

Patriot Exchange     Plan Details Brochure Buy Now

Patriot Exchange plan that I have suggested will cost $157.18 for 1 month for a policy maximum of $250,000 and a deductible of $100 for both you and your wife. I have entered your age as 33 and your wife as 31.
You can see the rates while you take quote here in our J1 quote facility. You can also view the rates for other plans.

J1 Visa

The price is inclusive of the tax. There is no additional tax. If you want to purchase the Patriot Exchange plan, please visit this BUY link where you can enter your wife's date of birth and the duration of the plan to be effective and you can view the price. That is the final price that you need to pay(this is inclusive of the tax).

Buy Now

Please let us know if we can help in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHi there,

I am J visa holder, I need a insurance for my wife and daughter can you suggest which plan is better option?
Thanks,
Juhun

questionDear Juhun,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. The policy below is an excellent option for the J visa holder and/or their dependents. The Patriot Exchange insurance plan is offered by International Medical Group (IMG) and provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA. It satisfies J visa and most US university requirements and is hugely popular. If there is a health center available, the insured only pays a $5 copay instead of the $100 deductible. This and many other benefits make it a very economical and excellent choice for J visa holders. This plan will cost you about $215 for you, your wife and 15 yr old child for a plan with a $250,000 maximum and a $100 deductible.

Patriot Exchange     Plan Details Brochure Buy Now

For your daughter who cannot be a dependent on your policy above, I recommend the Patriot America plan which is offered by the same company. It will cost $59 per month for a policy with a $500,000 maximum and a $250 deductible (the deductible is one time and the next lowest maximum is $100,000 which I think is a little low). Here are the links for that policy:

patriot america     Plan Details Brochure Buy Now

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,

I'm an Israeli, and coming for exchange student in 9 days (J1 Visa) in Gainseville, Florida.
For all my semester I have their health insurance and I need to add a traveler insurance (health and personal property) for 5 days in the end.
Thanks,
Noy

questionDear Noy,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. The plan I recommend that meets J1 visa requirements is the Atlas America plan by HCC. This is a comprehensive plan that offers excellent coverage and is very affordable for those 5 days of coverage that you need.
Here is the link of the plan in our website where you can download the brochure, search for provider within the PPO network and BUY the plan:

Atlas America Plan Details Brochure Buy Now

One you purchased is through, your online fulfillment kit will be sent to your email address electronically. Download the PDF file, print the ID card and you are ready to go.
Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,

I am Wethit, your customer. *I would like to refund the Atlas insurance policy because it does not meet my J1 criteria of my university. *Please can you recommend another plan suitable for J Visa holders that meet the University requirements.
Thank you,
Best Regards
Wethit

questionDear Wethit,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. We are sorry that the plan from Tokio Marin eHCC did not meet the University requirements.
Here is a plan that normally meets the J Visa requirements. It is an excellent option for the J visa holder and/or their dependents.
PATRIOT EXCHANGE from IMG:

Patriot Exchange     Plan Details Brochure Buy Now

The Patriot Exchange insurance plan is offered by International Medical Group (IMG) and provides comprehensive insurance for international students and J1 visa scholars in the USA. It satisfies J visa and most US university requirements and is hugely popular. It is also a policy which a J2 visa holder can purchase without the J1 visa holder as the primary insured. If there is a health center available, the insured only pays a $5 copay instead of the $100 deductible. This and many other benefits make it a very economical and excellent choice for J visa holders.

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionDear Customer service,

I am a customer of IMG with the Patriot America plan. The current effective date of my insurance policy is on 24-Sep-2014 and the current expiration date is on 24-Sep-2015.
Washington State University requests me to purchase a plan that meets the new J Visa Requirements. How do I go through the cancellation procedure? Can I upgrade the plan?
Thanks,
Xuedong

questionDear Xuedong,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. The plan that you currently have is PATRIOT AMERICA which is suitable to visitors to the US. The specific plan for J1 Visa holder is another plan called PATRIOT EXCHANGE from the same company. Since the requirements for J1 Visa has changed, we are suggesting customers to purchase PATRIOT EXCHANGE plan which satisfies the new requirements of J Visa.
If you had the same plan before then you could have upgraded, but since you have a different you will not be able to do that.
But here is something that would be helpful to you. Please send an email to chs.service@imglobal.com and send your certificate number and mention that you need to purchase another plan and cancel this plan. This will waive your cancellation fee and your old plan will be cancelled and the unused premium will be returned and you can purchase the new plan.
We have contacted the Insurance Company and confirmed that this is their procedure.
Hopefully this is helpful!
Here are the links forPatriot Exchange:

Patriot Exchange     Plan Details Brochure Buy Now

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionDear Customer service,

I need insurance to satisfy J visa requirements, but am not not eligible for most student insurance plans as I am 67 years. Please provide me a plan, I will be based in NY.
Thank you,
David

questionDear David,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. I did speak to different companies regarding your situation of being 67 years and satisfying J visa requirements in the state of NY. You are not eligible for most student insurance plans given your age, however you can purchase the Patriot America insurance in NY which satisfies J visa requirements. As you are aware, the requirement increase to $100K coverage from May 15th. This plan costs, about $160/month for $50K coverage, and about $210/month for $100K coverage for your age.

Patriot America:
patriot america Logo Plan Details Brochure Buy Now

Do feel free to call me back if you need any clarification.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello,

I am sending the requirements from the University of Miami, where I will be a J1 scholar. Could you please confirm if the Patriot Exchange and the Liaison Student are in compliance with it?
I started to hire the health insurance from the websites you send me.
However, I could not use the starting date February 28 of 2015 (when we arrive at the US) with the end date March 01 of 2016 (when I live the US). Why is this happening?
Thank you,
Rodrigo

questionDear Rodrigo,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. Yes. Both options satisfy your requirements. You can only purchase for a maximum of 1 year. February to March is 1 year and one month and that is why it was not allowing you to make the purchase. After a year, you will be able to renew the policy for another year (if needed, or only a month, its up to you).

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHi,

I am a Chinese PhD candidate and will go to UC Berkeley as a visiting student researcher holding J1 visa from Sep,2014 to Aug,2015. Because UCB requires that visiting student researcher must purchase a health insurance which needs to meet UCB's requirements (below). I hope your company can recommend some insurances for my choice.
Thank you for your help!
Shenjean

questionDear Shenjean,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. The plans that we offer on our website satisfy your requirement, these plans are displayed under the 'J visa insurance' segment of our website. You can get quotes of different plans,and compare the benefits as well as buy these policies only using our quote facility at - J1 Visa Insurance
Do feel free to contact us if you need any more information regarding this.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHi,

I have to subscribe a health insurance as a J1-Visa holder. I will stay in the States for one year. I visited your website and asked for a quote, first of all I noticed that the options for "Deductible" are $0, $100, $200. It's not clear to me what it really means to choose a deductible of $0, $100 or $200?
How about if I need surgery ? what is the difference between a coverage amount of $50,000 and $100,000 ?
Thank you!
Vietri

questionDear Vietri,

The deductible is what the insured has to pay, for example - If you have choose the $100 deductible and if the medical cost is $90 you have to pay the full amount. In however the charge is $150 then the insurance plan will pay $50 (you will have to pay the $100.00). The customer is responsible for paying the deductible amount before the insurance plan starts paying the for the expenses.
Regarding the maximum coverage (in your question about surgery for $50,000 and $100,000), the maximum coverage is the total amount that the insurance plan is liable to pay. In other words, if there is a surgery bill of $75,000, in the $50,000 plan, you will be responsible for $25,000 as it exceeds the $50,000 coverage by $25,000. However the entire $75,000 would be paid for under the $100,000 plan.
As you are aware, you can purchase the J visa insurance plans by comparing the quotes at: J1 Visa Insurance.
Do feel free to contact us at 877-340-7910 or email us if you have any questions.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello sir,

Hi my name is Chelsea and I am looking for an insurance that will cover for on-going blood tests and appointments with specialist while I'm in USA. I am from Australia and I will be going on exchange to USA (University of Illinois Urbana Champaign) for one academic year (beginning from August 26).
I would appreciate it if you could get back to me ASAP.
Thank you!
Chelsea

questionDear Chelsea,

Thank you for contacting us at American Visitor Insurance for your visitor health insurance needs!. Unfortunately any on-going medical treatment/test scheduled will not be covered by our visitor medical insurance. Our medical insurance are only for emergencies while traveling away from your home country. However, you are qualified to purchase any J1 visa insurance plan.
To get a quote please find link below:
Buy J1 Visa

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHello sir,

I am looking for a medical insurance which covers the J1 visa requirements, and I found your website. As I have seen, the Standard Patriot Exchange Program fits with the requirements.
Could you please confirm it and tell me which should be the amount for a 4 months coverage (from October to January 2013)?Moreover, once I will have bought it, I will need a letter from you for the institution where I am going to work as a proof of the health insurance. Can you do that? thank you for answering to my doubts.
Best regards,
Clara

questionDear Clara,

Thank you for contacting us at American Visitor Insurance for your J1 Visa insurance needs!. The Patriot Exchange insurance plan offered by International Medical Group (IMG) provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA. It satisfies J1 visa and most US university requirements and is hugely popular.
I cannot give you a quote right now because I don't have your age available. To get a quote go to the website below and enter your age info and coverage date.

Patriot Exchange     Plan Details Brochure Buy Now

Once you purchased your insurance online, you will immediately receive confirmation email with details of the insurance. You can then print the policy and bring it to your company.

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionDear Team,

I am from Turkey. I am in USA now with a J1 visa. I am 38 with no spouse and children. I have no illnesses etc. I need a insurance with max. I'm at least $200.000 and with $0 deputy. And also If possible, I don't want to give any coinsurance. I would be happy If you give me a price with this conditions. I have no phone yet. If you can e-mail to me I will call you.

Yours sincerely
Caglar Eroglu

questionDear Caglar,

As a J1 visa holder you may consider the Atlas America plan.

Atlas America Plan Details Buy Now

To get a quote or to buy this plan you may do so by accessing the purchase page via BUY link. You must buy the version available to J1 Visa Please note that this plan is part of the PHCS or First Health Preferred Provider Organization - an extensive network of providers throughout the United States. PHCS or First Health and their participating providers work together to lower the cost of medical care. These savings are then passed on to you through a waiver of coinsurance when claims are submitted directly to Tokio Marine HCC by the provider:
To find doctors and hospitals within the PPO network please click on this link: HCCMIS PPO Network

You may then search for either a practitioner or a hospital in your area by using your zip code. Please make sure to call the practitioner or hospital to make sure that they do submit claims directly to the plan administrator - because only in that case will the coinsurance be waived.

If you have any further questions about a plan or if you need help making a purchase online please call me at 877-340-7910.
Thank you for providing us an opportunity to be of service to you!

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
questionHi,

I would like to know if I can enroll in Visitors Care Insurance. I am a french J1 scholar at Harvard. But I am in USA since November 10th.
So Can I enroll after my arrival in USA or should I have enrolled before departure?
Thank you for any help or advice.

Best regards,
A.Vivot

questionDear Vivot,

The Visitors Care policy is NOT for J1 visa holders. Please find attached a policy that is approved for the J1 visa holder from the same company.

PATRIOT EXCHANGE:

Patriot Exchange     Plan Details Brochure Buy Now

Please note that for the J1 visa requirements you must take a plan with a policy maximum of AT LEAST $50,000 per injury or sickness/illness.
You can only purchase the policy for a FUTURE date. We can not back-date a policy.
If you have any other questions please email or call us at 1877-340-7910.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020

Related Forum Entries

  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens traveling outside USA
    4. US citizens visiting Australia
    5. Pre Existing Conditions
    6. Coverage for Australians
    7. Senior Citizens
    8. Family
    9. Maternity
    10. Atlas Travel Policy
    11. Puerto Ricans visiting mainland USA
    12. Patriot Travel Policy
    13. Liaison Travel Policy
    14. How an insurance plan works?
    15. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. F1 Visa Insurance
    6. OPT Insurance
    7. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. E2 Visa Insurance Forum
  8. International Health Insurance Forum
    1. Global Health Insurance
  9. Green Card Holders
  10. Schengen Visa Insurance Forum
  11. Insurance Cancellation Forum
  12. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
    4. how to use insurance?
  13. Direct Billing & Claims Forum
  14. Safe Travel Forum
  15. Trip Cancellation insurance
  16. Trip protection insurance
  17. International travel insurance
Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Liaison Travel
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs

J1 Visa Insurance - Frequently asked questions

Which plan is best suited for J1 and J2 Visa holder?

We have many plans that satisfy J visa requirements and work ideally for J1 and J2 Visa holders. Some of the US health insurance plans require the J1 Visa holder to be the primary applicant for the J2 visa holder to be eligible. If only the J2 visa applicant alone needs a plan we have a popular health insurance plan by International Medical Group (IMG) known as Patriot Exchange. Please find the details of this plan here:
Plan Details      Brochure     Buy

While we cannot state whether or not they cover J2 Visa holders completely, they might not meet the specific J visa health insurance requirements as defined by the immigration authorities. The J2 visa eligibility and medical insurance coverage is dependent on the J1 exchange program.

Yes, a visiting scholar can come to the US on a B-1 "visitor for business" visa. Under Certain situations a person on a B-1 visa status is permitted by the U.S. Citizenship and Immigration Service (USCIS) regulations to be reimbursed for expenses, and, under the amended law, can also be paid an honorarium. Visiting scholars who are going to meet all of their own expenses can also come in B-1 status. Getting a B-1 visa does not require any formal immigration document from the University. To obtain a B-1 visa, a prospective scholar should have an invitation letter from the department with which the scholar will be affiliated, detailing the dates and activities of the contemplated visit, and indicating what if anything is to be provided in the way of reimbursements and honoraria.

The Department of State views health insurance as very, very important! The regulations require that your J program sponsor should terminate your status in the U.S. as a J visa holder if you willfully fail to comply with the J visa insurance requirement.

Most health insurance policies available for foreign scholars requires that the J1 visa holder be the primary applicant on the insurance policy. However there is one policy offered by International Medical Group (IMG) which can be purchased only by the J2 visa dependent as long as the J1 scholar is insured by the institution sponsoring the J visa holder. This policy is the Patriot Exchange plan. The Patriot Exchange insurance plan by IMG is very economical and with many excellent benefits. One advantage of the policy is that if the insured has access to a health center, they only pay a $5 copay (instead of the usual $100 deductible). As a copay, this is payable at every visit, however, even many visits will be cheaper than a single $100 deductible. A disadvantage to this Patriot Exchange policy is that there is no maternity coverage and no coverage for pre-existing conditions. For more details on IMG’s Patriot Exchange, including brochure and pricing, please use these web-links:
Brochure     Buy

J1 Visa insurance links

Get quotes for J1 visa health insurance!

Review and compare the best J1 visa health insurance.
Compare J1 visa quotes
Find the best J1 visa health insurance

J1 Visa Insurance Companies

IMG
SevenCorners
Tokio Marine HCC
Travel Insure Services
Welcome to American Visitor Insurance  -  Online Chat
Name is required
Email is required Email is invalid
Contact is required