We provide the best student health insurance plans from leading insurance providers. These plans vary in coverage benefits, allowing students to choose the option that best suits their needs. To help make an informed choice, we offer a filtering tool that allows students to sort plans based on specific coverage options. Once the plans are filtered, students can compare detailed information, get personalized quotes, and purchase the ideal student health insurance plan online.
Studying abroad provides American students with valuable cultural and academic experiences. However, US students sadly often overlook the importance of health insurance while outside USA. Without student insurance coverage, US students risk high medical costs, legal issues, and logistical challenges. Healthcare abroad can be expensive, and many hospitals require upfront payments. A good student health insurance plan ensures access to necessary care without financial strain. Many countries, like Germany and Australia, even mandate coverage for student visas.
Beyond emergencies, student medical insurance covers includes emergency evacuation, saving families from costly medical transport. Ultimately, health insurance for students provides security and peace of mind, allowing students to focus on their studies without worrying about unexpected medical expenses. Students can compare and buy best health insurance while studying abroad on American Visitor insurance online. For more details please contact us at (877)-340-7910 or email and our licensed agents will be glad to help you!
U.S. Citizens: Under the ACA, all US citizens, nationals, and resident aliens are required to buy the minimum essential coverage (ACA-compliant coverage), unless they are exempt. Exempt US citizens include U.S. citizens who reside outside of the U.S. for 330 of any 365-day period, or have a tax home (main place of work or employment, or your main residence) in a foreign country, and are a bona fide resident of a foreign country.
Study abroad health insurance provides essential medical coverage for U.S. students while they are studying overseas. Coverage typically includes:
Some plans include check-ups, vaccinations, and prescription medications.
Offers access to counselling or therapy for stress, anxiety, or culture shock.
Covers transportation costs if a student needs advanced medical treatment in another country or back home.
Ensures proper arrangements if a fatal incident occurs while abroad.
Some plans offers coverage for optional adventure sports.
Some plans offers coverage for maternity and new born care.
Many plans now include COVID-19 testing, treatment, and quarantine-related costs.
Protects against medical expenses related to sports injuries, accidents, or unexpected health issues.
The cost of health insurance for US students studying abroad ranges from $25 to $463 per month. The price depends on the student's age, coverage duration, medical benefits, deductible, and co-insurance.
The best student health insurance cost per month for an international student aged 20 years.
| Plan Name | Plan Maximum | Deductible | Cost for month |
|---|---|---|---|
| StudentSecure Smart | $200,000 | $0 | $25 |
| Student Secure Budget | $500,000 | $0 | $47 |
| Patriot Exchange Program | $250,000 | $500 | $62 |
| Student Health Advantage Standard | $500,000 | $250 | $76 |
| Student Secure Select | $1,000,000 | $0 | $77 |
| Student Health Advantage Platinum | $1,000,000 | $25 | $218 |
| Geoblue Navigator For Student | Unlimited | $0 | $463 |
The cost of medical insurance for students studying abroad ranges from $372 to $5,563, for a year. The price depends on the student's age, coverage duration, medical benefits, deductible, and co-insurance.
The best student health insurance abroad cost per year for an international student aged 20 years.
| Plan Name | Plan Maximum | Deductible | Cost for month |
|---|---|---|---|
| StudentSecure Smart | $200,000 | $0 | $372 |
| Student Secure Budget | $500,000 | $0 | $624 |
| Patriot Exchange program | $250,000 | $500 | $743 |
| Student health advantage standard | $500,000 | $250 | $936 |
| Student Secure Select | $1,000,000 | $0 | $1,248 |
| Student health advantage platinum | $1,000,000 | $25 | $2,808 |
| Geoblue Navigator For Student | Unlimited | $0 | $5,563 |