The Student Secure Budget plan offers affordable Home country health insurance, starting at just $53 per month. It is a popular option for international students, offering comprehensive Home country benefits at a lower cost compared to university health plans. The cost varies based on plan type, coverage level, and the student's age, ensuring flexibility to suit different needs
Home country coverage for international student insurance policy holders is offered by some of the prominent insurance companies. The best international student health insurance offered for home country coverage varies from insurer to insurer .
The below list of benefits with coverage for home country and the sum assured by different insurance companies can help students in choosing a plan. International students can understand the plan benefits with home country coverage and make an informed choice while buying a plan.
For many international students, having access to medical care in their home country is crucial. The best health insurance for international students in the USA should include international coverage that allows you to visit your home country without worrying. Our insurance plans provide the best health insurance for students abroad to ensure you're covered no matter where you are.
The cost of student health insurance for U.S. students studying abroad including home country coverage benefits, ranges from $32 to $353 per month. The price depends on the factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.
| Insurance Plans | Medical maximum | Deductible | Home country coverage | Cost * |
|---|---|---|---|---|
| Student Secure Smart WorldTrips | $200,000 | $0 | 15 days of incidental coverage for trips to your home country every 3 months of purchased coverage | $32 |
| Patriot Exchange Program IMG | $50,000 | $500 | Maximum 14 days if Country of Residence is outside the U.S. | $47 |
| Student Secure Budget WorldTrips | $500,000 | $0 | 15 days of incidental coverage for trips to your home country every 3 months of purchased coverage | $53 |
| Student Secure Select WorldTrips | $1,000,000 | $0 | 15 days of incidental coverage for trips to your home country every 3 months of purchased coverage | $106 |
| Student health advantage standard IMG | $500,000 | $250 | Maximum 14 days if Country of Residence is outside the U.S. | $118 |
| Student Secure Elite WorldTrips | $5,000,000 | $0 | 15 days of incidental coverage for trips to your home country every 3 months of purchased coverage | $181 |
| Student health advantage platinum IMG | $1,000,000 | $100 | Maximum 14 days if Country of Residence is outside the U.S. | $353 |
*The monthly cost of Student insurance for Home country coverage benefit for a 20-year-old student studying in the USA.
Insurance for Exchange scholars satisfying visa requirements
Click here to read more »Insurance plans for dependents of an F1 visa holders.
Click here to read more »Best health insurance for students studying abroad
Click here to read more »Insurance for J2 visa dependants satisfying visa requirements.
Click here to read more »Insurance plans for students on OPT status, OPT student insurance.
Click here to read more »Medical insurance for students on vocational training.
Click here to read more »Factors to consider when determining the cost of Home country insurance for international students include:
International student insurance for the home country is an insurance plan designed to provide health and medical coverage to students who are studying abroad but wish to have insurance coverage when they return to their home country during breaks or after completing their studies.
Typically, students who are studying abroad and are citizens or residents of a specific country are eligible for student insurance for the home country. This insurance may be available to both undergraduate and graduate students.
Coverage can vary between insurance providers, but it generally includes medical expenses for illnesses, accidents, emergencies, hospitalization, outpatient treatments, and sometimes dental and vision care. Some plans may also offer coverage for repatriation of remains in case of death.
Coverage for pre-existing conditions may vary. Some plans may provide limited coverage for pre-existing conditions, while others may exclude them altogether. It's essential to review the policy terms to understand how pre-existing conditions are handled.
Yes, some international student insurance plans include coverage for mental health conditions, including counselling and therapy services. However, the extent of coverage may differ, so it's crucial to check the policy details on American Visitor Insurance.
Student insurance for the home country is primarily designed to provide coverage within the home country. Students studying abroad typically need a separate international health insurance plan for coverage during their studies.
The process for filing a claim can vary based on the insurance provider. Generally, you will need to provide the necessary documentation, such as medical receipts and reports, to the insurer. It's advisable to follow the claim procedures outlined in the insurance policy.
Some insurance providers may offer the option to extend coverage beyond your study period if you plan to stay in your home country after completing your studies. However, extensions may be subject to additional premiums and certain eligibility criteria.
Coverage for dependents may be available in some insurance plans, but it usually comes at an extra cost. Dependents may include spouses and children. Review the policy terms or contact the insurer to understand the options available.
The cost of student insurance for the home country can vary depending on factors such as coverage limits, deductible amounts, the student's age, and any additional riders or optional benefits selected.
Complete the student insurance quotes request form by providing details of the student and insurance requirements.
Student insurance comparison will help you identify what fits your needs best.
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the International student athlete insurance policy documents received by email closely for coverage details and relevant contact numbers.
"After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me."
"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable"
"Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much!"
Compare different US students medical insurance plans online.
Read more »Compare US student insurance to find the plan for your budget and needs.
Read more »Compare and buy cheapest health insurance for international students in USA.
Read more »International students studying abroad, along with their education get an opportunity to experience a new culture, see different parts of the world and meet new people with varied backgrounds. We work with all reputed US insurance providers to offer excellent F1 student health insurance.
American Visitor Insurance has a compare F1 visa student travel insurance tool along with article's and FAQ's with to help students fine the best health insurance for F1 students. The compare foreign student insurance tool displays the cost and coverage details of students medical insurance that satisfy f1 visa health insurance requirements. Students can easily find cheap health insurance for international students by comparing both cost and other F1 visa student insurance coverage benefits.
International Student insurance
J1 visa holders insurance
F1 visa holders insurance
F2 visa health insurance
USA Student abroad insurance
School sports team coverage
OPT student health insurance
Obamacare requirements
Student group travel Insurance
Student colleges requirements
Egypt
Honduras
Jamaica
Russia
Singapore
Trinidad & Tobago
UAE
Ukraine
Croatia
Grenada
Guatemala
Latvia
Panama
Romania