Importance of comparing international student medical insurance

International student insurance
The new college semester is fast approaching and it is that time of the year when students are enrolling for the semester courses in US universities. It is a known fact that healthcare in the US is expensive and since it is not have a nationalized healthcare system, individuals have to pay for all medical expenses. This means it is required for the international students to buy good student health insurance as it is unimaginable to handle the healthcare costs out of pocket.
With many student health insurance plans available online in the market, it is cumbersome and complicated to find the plan that matches ones specific requirements. It is therefore important to make a check list of any specific requirements that the University needs to be satisfied.
With this being said, American Visitor Insurance has developed an excellent compare student medical insurance tool which helps international students find and buy the best student insurance plans of their choice. To get a free price quote here, the inputs needed are the students age, study duration(start date and the end date during which the insurance is required), preferred deductible, preferred medical policy maximum, country of citizenship and the student’s country for education.
On providing this information, the student is provided a summary list of available student health insurance plans that satisfy these requirements along with their premium price. Other relevant details about the plan displayed here are, Underwriter, Rating, Direct Billing details, Co insurance, Renewability and other benefits of the plan. To view more details on a particular plan, there is a "details " button available below the Price information. To see the coverage and benefit details there is a "Brochure" button available next to the "details" button.
All these student insurance plans are available for international students on the F1 visa (student Visa) in the US. It is important to get the specific University requirements while making the selection of the plan. Some of the most basic requested benefits are the coverage for pre-existing condition, pregnancy and maternity coverage, mental health and substance abuse, coverage for sports are available with these plans.
Benefits like preventive care services and wellness coverage are available only with some specific plans. Geoblue Navigator plan from the company Geoblue is the plan with preventive care services coverage. Wellness coverage is also available with the Study USA student insurance plan from USI Travel Insurance Services. These 2 benefits are not available in the other plans.
Coverage for pre-existing condition usually has a waiting period. This period can vary from 6 months or 12 months depending on the plan. There are popular plan section in the webpage where the plans are listed which are popular for unique reasons. Getting a price quote in this page will show many more plans and their details which is useful in getting the right plan.
These plans include student medical insurance for maternity coverage. There are also plans that provide sufficient coverage for student insurance for sports activities.
This tool is very helpful for the students to compare the University Requirements they have for health insurance with what is available in the market. The weblinks provided in this blog are resourceful to learn more about the student health insurance related features.

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Popular international health insurance for students plan comparison






Please contact our licensed agents at +1(877)3407910 or Click to send mail, and we will provide possible plan options


The students must be pursuing their education outside their home country
 
US Students abroad
International Students in the United States
 
Categories:
  • Plan Maximum
  • Deductible
  • Incidental home country 15 days per three months
  • $5k coverage for sports
  • Maternity   Maternity
  • Pre-existing conditions coverage available

    Know More
  • Plan Maximum
  • Deductible
  • Incidental home country 15 days per three months
  • $5k coverage for sports
  • Maternity   80% covered
  • Pre-existing conditions coverage after 6 months

    Know More
  • Plan Maximum
  • Deductible
  • Incidental home country up to a cumulative 14 days
  • $5k coverage for sports
  • Maternity   Maternity
  • Pre-existing conditions coverage after 6 months

    Know More
  • Plan Maximum
  • Deductible
  • Sports
  • Maternity  Maternity
  • Pre-existing conditions covered with creditable coverage
  • Preventive care services available

    Know More
  • Plan Maximum
  • Deductible
  • $5k (high school sports)
  • Maternity  Maternity
  • $5k pre-existing conditions coverage for US citizens only
    Know More
  • Plan Maximum
  • Deductible
  • Sports
  • Maternity  Maternity
  • Pre-existing conditions coverage after 6 months
    Know More
  • Plan Maximum
  • Deductible
  • $5k coverage for sports
  • Maternity  80% covered for maternity
  • Pre-existing conditions coverage after 6 months
    Know More
  • Plan Maximum $1,000,000
  • Deductible $25
  • $5k coverage for sports
  • Maternity  Maternity
  • Pre-existing conditions coverage after 6 months
    Know More

Insurance for International Students (F1 Visa)

International students often purchase their health insurance in the University. While this is most popular and convenient, it is often expensive. The plans offered on our website are cheaper and provide comparable coverage. You can compare the plans that we offer by getting quotes which also shows the coverage details. We can facilitate getting the insurance waiver form completed if required by your college.

These plans are also available for international students with M1 Visa taking part in vocational or technical training.

Limitations
  • Student Secure Select, Patriot Exchange and Student Health Advantage Platinum do not provide coverage for wellness/routine and preventive care services.
  • Plan Maximum
  • Deductible $50
  • Mental  Mental health
  • Sports
  • Maternity  Maternity
  • Covers one physical exam

    Know More
  • Plan Maximum
  • Deductible
  • Mental  Mental health
  • Sports
  • Maternity  Maternity
  • Includes Mental health

    Know More
  • Plan Maximum
  • Deductible
  • Mental  Mental health
  • Sports
  • Maternity  Maternity
  • Pre-existing conditions coverage after 6 months
    Know More
  • Plan Maximum
  • Deductible $100
  • Mental  Mental health
  • Sports
  • Maternity  Maternity
  • Plan cover for dependents, Sports, can be purchased for J2 only Know More
  • Plan Maximum $50,000
  • Deductible $0
  • Great coverage for a great price.

    Know More
  • Plan Maximum
  • Deductible $100
  • Plan can be purchased even if the F1 visa or J1 visa holder is not covered under this plan. Know More
  • Plan Maximum
  • Deductible $0
  • Always eligible for purchase no matter what age and how long a person has been in the US Know More

Insurance coverage for F2 or J2 Visa holders

Spouse and Childrens of F1 and J1 visa holders are issued the F2 and J2 visas respectively. While J1 visa holders have insurance requirements mandated by the US consulate, given the high health care costs in the US, it is prudent for F2 and J2 visa holders to also have proper insurance coverage.
  • Plan Maximum
  • Deductible
  • Great coverage for a great price.

    Know More
  • Plan Maximum
  • Deductible $0
  • Always eligible for purchase no matter what age and how long a person has been in the US Know More
  • Plan Maximum
  • Deductible
  • Pre-existing conditions coverage after 6 months, sports and maternity is also covered
    Know More

Plan options for students in OPT status

International students on the F1 visa are allowed to enroll for optional practical training(OPT). This allows students to work off campus, or work without being enrolled for coursework in the university. Since students in this OPT visa status are not enrolled in coursework, they will be ineligible for some student insurance plans. KNOW MORE
  • Plan Maximum
  • Deductible
  • $5,000 maximum per injury or illness medical expenses only
    Know More
  • Plan Maximum $1,000,000
  • Deductible
  • Provide Adventure Sports Rider upto $50,000 lifetime maximum.
    Know More
  • Plan Maximum Unlimited
  • Deductible
  • Sports related injuries are covered.

    Know More

Student health insurance information

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