International students in the United States after completing their required academic coursework (some students choose to graduate, but others might not have formally graduated) but are still in their US international student F1 visa status will enter the Optional Practical Training (OPT) program.
As part of the OPT program, international students are temporarily employed in their major area of study and OPT is the work permit for them to work in their specialized field.
It works as employment authorization for F1 students. This is a transition period for F1 visa holding international students to become a full time employees, however, they are not eligible for the school health insurance as they are not enrolled in academic coursework, and they usually do not get health insurance from their employer given their current temporary nature of employment.
It is during this period that short-term insurance for opt students will cover any kind of medical assistance due to an unforeseen illness or injury.
At American student insurance, we help international students find the appropriate international student medical insurance. Similarly we have a comparison facility for best insurance for opt students. To give more insight and information on suitable plans for OPT holders, American Visitor Insurance has a compare OPT student health insurance utility.
There are some best health insurance for international students on opt. Students can also get an instant quote in this page by entering their age, start date(insurance effective start date) and the end date. This will provide the price information on the stem opt health insurance that are displayed for the input values entered.
Here, for each opt us student health insurance the maximum coverage and the deductible values can be varied to get the price for preferred coverage and deductible options. The "Know more" link will navigate the customer to the product page of the plan where all the details about that particular plan are available. The "Purchase now" button will navigate the customer to the insurance BUY page of the plan chosen where the customer can continue to fill out the application and purchase the US health insurance for OPT students.
Some more resourceful health insurance for opt international students information is available here where students can find the important student health insurance factors to consider before buying the popular student OPT health insurance and the reason for buying insurance while on the OPT status.
One of the best health insurance plans for opt students is the Atlas America Insurance plan offered by WorldTrips. Atlas America insurance plan by WorldTrips is health insurance for f1 opt students that one can have even after completing formal coursework and while on the OPT status.
Covers doctor visits in case of sudden injury or sickness.
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Some plans cover high school sports activities.
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Repatriation of remains expenses to home country in case of death.
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Expenses from sudden dental pain and accidental dental injuries.
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Some plans offer coverage for pregnancy, maternity and new born.
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Student insurance who need coverage for existing medical ailments.
Know more »Compare and buy the best visitor health insurance plans. The best visitors insurance for USA plans that we display are specially designed to match the needs of international travelers.
| Plan name | Medical Maximum | Deductible | OPT Students | Cost* |
|---|---|---|---|---|
| Patriot America Plus | $50,000 | $250 | Coverage for OPT students in USA | $42 |
| Atlas America | $50,000 | $250 | Coverage for OPT and H1 visa holders | $47 |
| Student Secure Smart | $200,000 | $0 | Excellent Student insurance for OPT holders | $65 |
| Diplomat America | $50,000 | $250 | Coverage for OPT students in USA | $67 |
| Patriot Exchange Program | $50,000 | $250 | Suitable for OPT holders till they qualify for domestic plans | $70 |
* The average cost of OPT student health insurance for a 25 years opt student for one month.
Yes, it is highly recommended that you have health insurance during your OPT (Optional Practical Training) period.
While on OPT, you are no longer enrolled in your university’s health insurance plan, and you may not have health insurance through your employer since many OPT jobs do not offer health benefits. Without insurance, you could be responsible for significant medical expenses in case of illness or injury.
Is it worth buying US OPT health insurance:
If you're on OPT, it is best to look into a specialized OPT health insurance plan that provides the right coverage for medical or emergency expenses while in USA.
The OPT Student Health Insurance Plans cost varies depending on the age of the OPT student and the duration of coverage required. The older the student the higher will be the OPT medical insurance cost. The longer the duration of travel insurance required, the greater will be the cost of health insurance for students on opt.
Our cheap health insurance for OPT students quote comparison facility lists the opt student health insurance plans that satisfy your requirements comparing them based on price and benefit. Compare health insurance for OPT students on American Visitor Insurance to get free OPT medical insurance quotes and find the best f1 opt insurance online.
Comprehensive F1 visa OPT student health insurance that includes medical emergencies, doctor visits and prescription medications is recommended. Compare the different F1 visa OPT insurance options on American Visitor Insurance and ensure that the plan meets your needs when you are on the OPT status.
Important factors to consider include the medical coverage limits, deductible and co-insurance amounts, benefits for different medical expenses, the PPO network availability, coverage for any pre-existing medical conditions, and any other specific features that you require.
F1 OPT students should ideally buy OPT health insurance coverage before the start of their OPT period to ensure continuous protection as they transition from the F1 visa student insurance to the OPT status.
The US government does not make it mandatory for F1 OPT students to have health insurance. However given the extremely high cost of US health insurance, it is highly recommended that international students buy OPT health insurance as they start their working career in the US. The risks of not having the best OPT health insurance is simply too high.
Compare and Buy best health insurance plans for opt students.
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Find the best international student health insurance plan for your needs.
Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. We work with several US insurance providers that offer excellent student F1 health insurance.
We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for f1 students studying abroad. Our international student insurance plan comparison facilities lists the student travel insurance that satisfies the student requirements.
Students can find the cheapest health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.
Health insurance usa for international students FAQs.
Click here to read more »Resources for health insurance cost for international students in USA
Click here to read more »Factors while buying best insurance for international students in USA.
Click here to read more »International Student medical insurance plans for students studying abroad.
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