arrow

Health insurance for F2 Visa holders

Age & Citizenship help
Destination help
Start date help
End date help

🏥 F2 Visa Health Insurance USA

We get many international student customers that are interested in purchasing insurance for a dependent while they are on an F1 visa. The dependent, on an can purchase F2 visa health insurance for themselves.

The only issue becomes the requirements of the institution for the insurance.

If the Institution Has No Particular Requirements

Then the person on F2 visa can purchase any policy available to a visitor. For those visitor medical insurance policies. If there are specific requirements, then you might want to call one of our customer care representatives who can help you choose from appropriate policies.

Recommended Plan: Patriot Exchange Insurance by IMG

The only student policy available to an F2 visa holder without an F1 visa holder also being on the same policy as primary insured is the Patriot Exchange Insurance plan offered by International Medical Group (IMG).

IMG will insure an F2 visa holder even if the F1 visa holder is already insured by the institution. The Patriot Exchange is a very economical policy with many good benefits.

Key Advantage:

  • If the insured has access to a health center, they only pay a $5 copay (instead of the usual $100 deductible).
  • This copay is payable at each visit, but even several visits are cheaper than the $100 deductible.

Limitations of the Policy:

  • No maternity coverage
  • No coverage for pre-existing conditions

👉 For complete information on the policy, please see the Patriot Exchange Insurance Brochure.

Traveling During the Pandemic

Traveling during the pandemic is quite risky, and international travelers to the US or those already in the US need adequate health insurance coverage away from home.

Travelers can buy cheap and affordable travel insurance at American Visitor Insurance easily.

💬 Need Help Choosing?

As always, we encourage you to consult one of our licensed agents to help you wade through the options if you have any concerns or questions.

🛡️ What Does F2 Visa Health Insurance Typically Cover?

US health insurance benefits for F2 visa holders often include coverage for various medical expenses and emergencies. Below are some of the most commonly included benefits in F2 visa insurance plans:

Common Benefits of F2 Visa Insurance Plans

  • Medical Expenses Coverage: Doctor visits, hospitalization, surgery, prescription drugs, and other necessary medical services.
  • Emergency Medical Evacuation: Covers transportation costs to the nearest suitable medical facility for serious health conditions.
  • Repatriation of Remains: Covers expenses to transport remains back to the home country if the insured passes away in the U.S.
  • Emergency Dental Treatment: Relief for dental pain or repair of teeth damaged due to accidents.
  • Maternity Care: Some plans may cover prenatal, childbirth, and postnatal care (coverage varies by plan).
  • Mental Health Coverage: Includes counseling, therapy, and treatment for mental health conditions.
  • Preventive Care: Annual check-ups, vaccinations, and screenings for early detection and wellness.
  • Emergency Assistance Services: 24/7 multilingual support, medical referrals, and lost document help.
  • Travel Assistance: Help with lost luggage, trip interruptions, and emergency travel due to unexpected events.

Consider factors such as network coverage, deductible amounts, and co-payment requirements when choosing an insurance plan for F2 visa.

Student Health Insurance with Maternity Coverage for Dependents

  • Students and scholars on F or J visas are eligible for Maternity coverage . However, the benefits have been reduced a few years ago such that the best coverage is so the students will have to be aware that they will be responsible for a portion of all costs
  • Coverage has been reduced in recent years; most plans cover up to 80% of maternity costs.
  • If the wife is not the primary visa holder (J1), she must be listed as a dependent (J2). Also note that unless their they will have to be the primary on the policy and the wife will be secondary
  • Price differs for primary and spouse; always quote for both individuals together.
  • Conception must occur after the plan's start date for maternity coverage to be valid.
  • Most plans require advance notice students must typically inform the insurer at least three months before the expected delivery date.
📌 Note: Conception must occur after the policy begins. Most plans require students to notify the insurer at least 3 months before the due date.

StudentSecure Smart

  • 80/70% coverage
  • Up to $250,000 max
  • Affordable option with basic coverage
picture_as_pdfBrochure shopping_cart Buy Now

StudentSecure Select

  • 80/70% coverage
  • Up to $300,000 max
  • Mid-range plan with balanced benefits
picture_as_pdfBrochure shopping_cart Buy Now

StudentSecure Elite

  • 80/70% coverage
  • Up to $500,000 max
  • Best for comprehensive maternity care
picture_as_pdfBrochure shopping_cart Buy Now

Student Health Advantage Platinum

  • $5,000 maternity + newborn care limit
  • $1 million policy max
  • 80/60% coverage
  • $35 deductible
  • Includes pre-existing condition coverage (6-month waiting period)
picture_as_pdfBrochure shopping_cart Buy Now
💡 Tip: Always compare quotes for both the student and the spouse to estimate total cost. Pregnancy before plan start is considered a pre-existing condition and usually not covered.

Student Travel Insurance Reviews

Charlotte

Charlotte

"I am always appreciating good business conduct and when I am coming back here for the longer time span.."

Shelie

Shelie

"Thank you for your prompt response. Your prompt response will be highly appreciated.."

Lori Fields

Lori Fields

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance co.."

💰Which Is the Cheapest F2 Visa Medical Insurance?

The cheapest F2 visa medical insurance is Atlas Essential America starting at $37 per month. Another option for affordable F2 visa medical insurance is Patriot America Lite. Both plans offer flexible coverage durations from 5 to 364 days and are excellent choices for dependents of F1 visa holders seeking reliable and budget-friendly health insurance.

Atlas Essential America
worldtrips logo

$37 Per month

Age: 25 years | Plan: $50,000 | Deductible: $250

  • Coverage from 5 days to 364 days
  • Emergency medical evacuation: Up to $500,000
  • Repatriation of remains: Up to $25,000
picture_as_pdfBrochure shopping_cart Buy now

Patriot America Lite
IMG logo

$44 Per month

Age: 25 years | Plan: $50,000 | Deductible: $250

  • Coverage from 5 days to 364 days
  • Emergency medical evacuation: Up to policy maximum
  • Repatriation of remains: Up to $100,000 maximum limit
picture_as_pdfBrochure shopping_cart Buy now

🏆What Are the Best Health Insurance for F2 Visa Dependents?

Some of the top recommended best health insurance plas for F2 visa dependents are Patriot America Plus by International Medical Group, Atlas America from WorldTrips, Safe Travels USA Comprehensive from Trawick International. These plans are well-suited for travelers to the U.S., offering robust medical coverage along with benefits for the acute onset of pre-existing conditions.

Patriot America Plus
IMG logo

$47 Per month

Age: 25 years | Plan: $50,000 | Deductible: $250

  • Coverage from 5 days to 364 days
  • Emergency medical evacuation: Up to policy maximum
  • Acute on set of pre-existing conditions covered up to 70 years
picture_as_pdfBrochure shopping_cart Buy now

Atlas America
worldtrips logo

$50 Per month

Age: 25 years | Plan: $50,000 | Deductible: $250

  • Coverage for 364 days
  • Emergency medical evacuation: Up to $1,000,000
  • Acute onset of pre-existing condition up to policy maximum under age 80
picture_as_pdfBrochure shopping_cart Buy now

Safe Travels USA Comprehensive
Trawick logo

$50 Per month

Age: 25 years | Plan: $50,000 | Deductible: $250

  • Coverage from 5 days to 364 days
  • Emergency medical evacuation: 100% up to $1,000,000
  • Acute onset of pre-existing conditions coverage up to 89 years
picture_as_pdfBrochure shopping_cart Buy now

❓F2 Visa Insurance - Frequently Asked Questions

1. Why is F2 Visa health insurance necessary?

The F2 Visa insurance is very important for dependents of F1 visa holders. When an F1 visa holder joins an US university, the F2 visa is issued to dependents (spouse and children less than 21 years). Typically US universities insist that F1 visa holder have proper student medical insurance offered by the college, however this requirement is usually not insisted on F2 visa holders either by the university or by the US immigration authorities.

Given the typical student budget of most F1 and F2 visa holders, and the fact that it is not mandatory, it is not uncommon to find them ignoring buying proper health insurance. However ignoring to buy health insurance for f2 visa holders can be a big mistake.

In our experience, the F2 visa holders are typical children quite likely to need healthcare or even a young spouse who along with regular health care might need maternity coverage. Given the very high cost of US healthcare for f2 visa holders, it is really prudent to have adequate health insurance for F2 visa holders (health insurance for spouse visa).

The student insurance offered by many US universities are expensive but since it is often mandatory, F1 visa holders have to buy the University student insurance. This is often not the case for F2 visa insurance, and the F2 visa holder can buy other medical insurance outside of the University option.

Here at American Visitor Insurance we offer affordable health insurance for F2 visas or spouse visa insurance. Patriot Exchange is one of the best best health insurance for f1 student's dependants which an F2 visa holder can buy even if the corresponding F1 visa holder is not enrolled in the same plan.

Along with this Patriot exchange student insurance, F2 visa holders can also buy other health insurance for f2 dependent visa which are affordable and work well for F2 visa holders. F2 visa holders can buy the most appropriate medical insurance for F2 visa in USA to their specific needs by comparing different US medical insurance for f2 visa holders.

2.  What is the best health insurance for F2 dependents? What is the best US F2 visa insurance?

There is no single plan which fits the bill for the being the best health insurance for F2 visa holders. The most suitable F2 dependent health insurance USA for different customers will depend on several factors such as the budget and any existing medical ailments.

However the Patriot Exchange student insurance offered by International Medical Group (IMG) is the only student medical insurance plan that F2 visa holders can buy even if the related F1 visa holder is not insured on this plan. All other student insurance plans will be available to F2 visa holder only if the F1 visa holder is also on the same student insurance policy.

However F2 visa holders are eligible to buy US visitor medical insurance which work quite well for their needs.

3.  Is it compulsory to have medical insurance for F2 Visa in USA?

Given the high cost of US healthcare, it is prudent to buy medical insurance while on a F2 visa. While an F2 visa holder cannot purchase US domestic health insurance, they can purchase US visitor health insurance for an F2 Visa holder from well reputed US insurance providers.

Even if the person is already in the US on their trip, they can still purchase medical insurance for F2 visa holders starting the next day until they return home. The US F2 visa travel insurance must be purchased before anything happens in order to be covered.

4.  Can F2 Visa holder buy Patriot Exchange insurance?

Patriot Exchange Insurance is one of the best international student health insurance for F1 Visa student's dependents which an F2 visa holder. The F2 visa holder can buy even if the corresponding F1 visa holder is not enrolled in the same plan.

An F2 Visa is a non-immigrant Visa issued by the United States to dependents (spouses and unmarried children under 21 years old) of F1 Visa holders, who are international students pursuing academic programs in the U.S.

Resourceful Information for F2 Visa Medical Insurance

question_mark

F2 insurance FAQ

Commonly asked questions about F2 Visa health insurance.

Learn more »
rss_feed

F2 insurance Blog

Read insurance blogs related to F2 visa holders in USA

Learn more »
forum

F2 insurance Forum

Customer queries about insurance plans for F2 visa holders.

Learn more »

Ask me a Question?

Which Are the Best Travel Insurance Companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.

Which are the best visitors insurance companies in USA?

IMG Logo
HTH Worldwide
IMG Logo
handshake
Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
globe
Customers from over
180 countries!