The only student policy available to an F2 visa holder without an F1 visa holder also being on the same policy as primary insured is the Patriot Exchange Insurance plan offered by International Medical Group (IMG) . IMG will insure an F2 visa holder even if the F1 visa holder is already insured by the institution. The Patriot Exchange is a very economical policy with many good benefits. One advantage of the policy is that if the insured has access to a health center, they only pay a $5 copay (instead of the usual $100 deductible). As a copay, this is payable at EACH visit, however, even several visits will be cheaper than the $100 deductible. A disadvantage to the policy is that there is no maternity coverage and no coverage for pre-existing conditions. For a complete information on the policy, please see Patriot Exchange Insurance Brochure.
As always, we encourage you to consult one of our licensed agents to help you wade through the options if there are any concerns or questions. And, as ever, we wish you safe and happy travels!