We get many international student customers that are interested in purchasing insurance for a dependent while they are on an F1 visa. The dependent, on F2 visa, can purchase insurance for themselves. The only issue becomes what the requirements of the institution for the insurance. If the institution has no particular requirements, then the person on F2 visa can purchase any policy available to a visitor. For those visitor medical insurance policies. If there are specific requirements, then you might want to call one of our customer care representatives who can help you choose from appropriate policies.
The only student policy available to an F2 visa holder without an F1 visa holder also being on the same policy as primary insured is the Patriot Exchange Insurance plan offered by International Medical Group (IMG). IMG will insure an F2 visa holder even if the F1 visa holder is already insured by the institution. The Patriot Exchange is a very economical policy with many good benefits. One advantage of the policy is that if the insured has access to a health center, they only pay a $5 copay (instead of the usual $100 deductible). As a copay, this is payable at EACH visit, however, even several visits will be cheaper than the $100 deductible. A disadvantage to the policy is that there is no maternity coverage and no coverage for pre-existing conditions. For a complete information on the policy, please see Patriot Exchange Insurance Brochure.
As always, we encourage you to consult one of our licensed agents to help you wade through the options if there are any concerns or questions. And, as ever, we wish you safe and happy travels!