Student Insurance for Sports Coverage Benefit

Compare and buy student insurance

Enter Age & Citizenship
Destination
Start date
End date
Introduction

Student Sports Insurance Coverage, Sports Health Insurance

More benefits

Student sports insurance plans cover the insured for medical emergencies arising during the participation in sports. The benefit maximum offered for sports coverage can vary from one insurer to insurer. This page can help students to understand different plan details with specific reference to sports health insurance coverage.
Students who are looking for sports insurance coverage will find this page helpful in understanding the differences between the coverage offered by prominent insurance companies.

Sports Benefit Coverage in Student Insurance

International Medical Group Insurance plans offering sports insurance coverage

1. Patriot Exchange

  • Adventure Sports Rider(available to insureds up to age 65)
  • Age 31days-49: $50,000 lifetime maximum.
  • Age 50-59: $30,000 lifetime maximum.
  • Age 60-64: $15,000 lifetime maximum.
  • Limited High School Sports Coverage: Usual, reasonable and customary charges
  • Optional Rider
  • Adventure Sports Rider(available to insureds up to age 65)
    • Age 31days-49: $50,000 lifetime maximum.
    • Age 50-59: $30,000 lifetime maximum.
    • Age 60-64: $15,000 lifetime maximum.
  • The Adventure Sports Rider for those up to the age of 31days-49 is $50,000, age 50-59 is $30,000 and age 60-64 is $15,000. Abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, horseback riding, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineer-ing(ropes and guides to 4500m from ground level), scuba diving(to 50m), skydiving, snowboarding, snowmobiling, snow skiing, spelunking, surfing trekking, white water rafting(to Class v), and wildlife safaris. These adventure activities must be engaged in solely for leisure, recreation, or entertainment purposes.

2. Student Health Advantage

  • Standard plan
  • Per Injury: Up to $350.
  • Per Illness only if admitted In-patient: Up to $350.
  • Platinum plan
  • Per Injury: Up to $750.
  • Per Illness only if admitted In-patient: Up to $750.
  • Adventure Sports Rider - The Adventure Sports Rider for those up to the age of 31days-49 is $50,000, age 50-59 is $30,000 and age 60-64 is $15,000.Abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, horseback riding, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineer-ing(ropes and guides to 4500m from ground level), scuba diving(to 50m), skydiving, snowboarding, snowmobiling, snow skiing, spelunking, surfing trekking, white water rafting(to Class v), and wildlife safaris. These adventure activities must be engaged in solely for leisure, recreation, or entertainment purposes.
  • Intercollegiate or Interscholastic or Intramural or Club Sports - The plan provides coverage for injuries or illness sustained while participating in intercollegiate, interscholastic, intramural or club sports.

WorldTrips Insurance plans offering sports insurance coverage

1. Atlas America

  • Atlas Travel includes coverage for eligible injuries and illnesses that could occur while participating in many popular vacation sports - skiing, snowboarding, snorkeling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.

2. Student Secure

  • Limit-Elite, Limit-Select: $5,000 maximum per injury or illness Medical expenses only.
  • Limit-Budget: $3,000 maximum per injury or illness Medical expenses only.

Travel Insure Insurance plans offering sports insurance coverage

1. Study USA

  • Intercollegiate, Interscholastic, Intramural or Club Sports
  • Study USA Platinum offers optional buy-up up to $10,000.

GeoBlue Insurance plans offering sports insurance coverage

1. Navigator

  • Sports related injuries covered.

Global Underwriters Insurance plans offering coverage for Dental Coverage

International students can buy either the Diplomat America or Diplomat LongTerm insurance if they intend to play on intercollegiate sports or club teams. These policies allow you to put a specific sports rider on the policy (low, medium, or high) depending on the sport to be covered. Under this enhancement, the maximum benefit pay out is reduced to $20,000 for any covered injury or illness resulting from the sports activity. The cost depends on the sport to be covered.
  • The Low Option -(additional $12.00 flat monthly rate) is for Ballet; Baseball; Cheerleading; Cross Country; Diving; Equestrian; Fencing; Field Hockey; Golf; Polo (Horse); Polo (Water); Rowing; Softball; Surfing; Swimming; Tennis; Track & Field; and Volleyball.
  • The Middle Option (additional $26.00 flat monthly rate) will cover Basketball; Competitive Cycling (Road, Track, CX); Ice Hockey; Inline Skating (Helmet & Proper Equipment Required); Lacrosse; Martial Arts/Karate; Modern Pentathlon; Skiing (Slalom, Giant Slalom, Downhill); Ski Jumping; and Wrestling.
  • The High Option (additional $80.00 flat monthly rate) will cover Football (No Division One); Gymnastics; Rugby (No Division One); and Soccer.
Do note that while the Diplomat Long Term plan can be extended, but the Diplomat America plan cannot be extended or renewed.

Testimonials - From Our Customers

After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance.
Know more »

Anirudh

We really thank American insurance team for providing great assistance in taking the insurance. We were successfully.
Know more »

Yogesh

Thank you American Visitor Insurance customer service for meticulously following through. I truly appreciate it.
Know more »

Meenakshi

Student insurance for Sporting Activities

Sports is an integral part of a student's experience, promoting physical health and teamwork. To safeguard students participating in sports activities, our student insurance plans offer dedicated coverage benefits.
Student sports insurance coverage provides:

  • Accident Coverage: In case of accidental injuries sustained during sports activities, medical expenses are covered. This includes treatments such as doctor's visits, hospitalization, and surgical procedures.
  • Emergency Medical Evacuation: In the event of a severe sports-related injury that requires specialized medical care, our insurance ensures the student's safe transportation to a medical facility equipped to handle their condition.
  • Sports-Specific Injuries: Our coverage includes injuries commonly associated with sports, such as sprains, strains, fractures, and concussions, ensuring that students receive the necessary medical attention.
  • Rehabilitation Benefits: Following a sports injury, rehabilitation and physical therapy play a crucial role in recovery. Our plan covers rehabilitation expenses, aiding students in their journey back to full health.
  • Coverage Extent: Whether on or off campus, during practice or official games, our insurance plan offers comprehensive coverage, ensuring that students are protected while engaging in sports activities.
  • Team and Group Coverage: If multiple students are part of the same sports team or group, our plan provides coverage for the entire team, offering a cost-effective solution to protect athletes collectively.
  • Pre-existing Conditions: Some plans may offer coverage for pre-existing conditions related to sports injuries after a certain waiting period. This provides additional security for students with prior medical conditions.
j1 visa

Not on a F1 visa? Please review these other visa categories

J1 visa holders

Insurance for Exchange scholars satisfying visa requirements

Know more »

F2 dependents

Insurance plans for dependents of an F1 visa holders.

Know more »

US Student Abroad

Insurance plans for US students studying outside their home country.

Know more »

J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

Know more »

OPT Status within F1 visa

Insurance plans for students on OPT status, OPT student health insurance.

Know more »

M1 visa holders

Medical insurance for students on vocational training.

Know more »
Key Highlights of Visitors Care

International health insurance for students

Steps to buy
Best International insurance for student

Step 1: Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

Step 2: Compare the different medical insurance options from the student insurance quotes for USA student visa requirements for students

Student insurance comparison will help you identify what fits your needs best.

Step 3: Buy the student insurance that you like best.

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Step 4: Review the student insurance plan documents received by email

Review the international student health insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step travel insurance

Popular student insurance coverage benefits

Pre-existing Coverage

International student medical insurance for students who need coverage for existing medical ailments.

Read more »

Accidental Death

Health insurance plans that provides financial benefits in cases of accidental death or dismemberment resulting from covered accidents.

Read more »

Medical Evacuation

Medical evacuation involves transporting injured individuals to suitable medical facilities for urgent treatment.

Read more »

Obamacare international student health insurance

Sports Student Insurance - FAQ's

01. What is student insurance for sports coverage?

Student insurance for sports coverage is a type of health insurance that provides specific coverage for injuries sustained while participating in organized sports or athletic activities. It is designed to protect students from the financial burden of medical expenses resulting from sports-related injuries.

02. Who needs student insurance for sports coverage?

Any student who actively participates in organized sports or athletic activities, whether at school or in extracurricular programs, should consider getting this type of insurance. It offers essential protection for sports-related injuries that may occur during their activities.

03. What does sports coverage include?

Sports coverage typically covers medical expenses related to injuries sustained during covered sports activities. This includes doctor visits, hospitalization, surgical procedures, rehabilitation, and other necessary treatments.

04. Are there limitations on the types of sports covered?

Insurance policies may have limitations on the types of sports covered, as some activities are considered riskier than others. High-contact or extreme sports may be excluded or require additional coverage. It's essential to review the policy documents to understand which sports are covered and any exclusions that may apply.

05. Does the insurance cover pre-existing sports injuries?

Coverage for pre-existing sports injuries may vary depending on the insurance provider and policy. Some policies may offer limited or no coverage for pre-existing injuries, while others may provide partial or full coverage after a waiting period. Review the policy details to understand coverage for pre-existing sports injuries.

06. How do I purchase student insurance for sports coverage?

You can purchase student insurance for sports coverage through insurance providers that offer specialized student health insurance plans. Many universities and educational institutions also provide access to health insurance options, including coverage for sports injuries, for their enrolled students.

07. Does the insurance cover sports-related concussions?

Coverage for sports-related concussions may be included in the policy, but it's essential to check the specific terms. Some policies may cover concussion evaluation, treatment, and rehabilitation, while others may have limitations or require additional coverage.

08. Is there a waiting period before coverage begins?

Waiting periods are common in insurance policies, including those for sports coverage. A waiting period is a specified time during which the insurance coverage for certain injuries may not apply. Check with the insurance provider to determine if there is a waiting period and how long it lasts.

09. Can students choose their healthcare providers for sports injuries?

Insurance plans often have a network of preferred providers, including healthcare professionals with expertise in sports medicine. Students can typically choose from these in-network providers to receive maximum benefits and lower out-of-pocket costs.

10. How long does the coverage last?

The duration of coverage for student insurance for sports coverage typically aligns with the policy's effective dates. Coverage begins on the policy's start date and ends on the policy's expiration date, as specified in the insurance contract.

International student insurance for Covid

F1 visa student insurance

At American Visitor Insurance, we are committed to getting you the best international student health insurance in USA for Covid

Earlier students had to buy affordable care act, ACA (Obamacare) compliant medical insurance. However recent changes by the US government has removed this requirement and international students can buy affordable health insurance for international students studying in the USA offered here without violating any US government requirements. There are few Covid19 international student health insurance USA plans:

IMG health insurance for international students in the US:

The International Medical Group offers affordable student health insurance coverage for Covid. Their popular Covid19 International student health insurance plans that offer coverage for medical expenses from Covid are

Students can compare cheap health insurance for international students in the USA with Covid coverage that fit their needs.

There are also many F1 Visa international students currently stranded in the US who are not enrolled in any classes. In this situation international students are not limited to buying USA student health insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for international students in the US while they are not enrolled in classes. International students can review and visitors insurance USA and find student travel insurance USA with Covid coverage that fit your needs.

Please know we are here to help you make the best, informed decision to get international students insurance plans! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

TravelInsure insurance for F1 students

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

GeoBlue insurance for F1 students

GeoBlue student health insurance by Navigator for Student covers medically necessary COVID testing and treatment.

International students can compare student insurance plans to most appropriate plan that suits their specific needs.

There are some F1 visa students on the OPT status who are not enrolled in any classes. In this situation students are not limited to buying US student health insurance and can buy short term US visitors medical insurance. The visitors insurance plans are cheaper and work well for international students while they are not enrolled in classes. International students can review US visitors medical insurance plans that fit your needs.

Please know we are here to help you make an informed decision to get international students insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Best international student health insurance in USA

Which is the best student insurance in USA?

Health insurance for F1 students in USA, Medical insurance for international students

  • IMG's Patriot Exchange insurance is designed for International students or Cultural Exchange scholars.
  • It is a very affordable plan and meets J visa requirements and F Visa for international students.
  • Covers pre-existing condition after 12 months of continuous coverage $500 per period of coverage; $1,500 lifetime maximum.
  • The student can buy this plan with a sports rider to cover activities such as downhill skiing.
  • Patriot Exchange Insurance can be renewed online up to 48 months.
  • Provides coverage for international student medical insurance to students and scholars pursuing their education outside their home country.
  • Student Health Advantage Platinum covers Maternity Newborn Care.
  • Standard plan covers pre-existing condition after 12 months of a waiting period.
  • Platinum plan covers pre-existing condition after 6 months of a waiting period.
  • This plan can be renewed for up to five years.
  • Student Secure provides excellent insurance cover to international students and scholars outside their home country.
  • Covers acute onset of pre-existing conditions up to $25k lifetime maximum for eligible expenses.
  • This plan is ideal for J1 and F1 and OPT students.
  • Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
  • This plan can be renewed for up to four years.
  • Study USA Health Insurance provides affordable student travel insurance for students studying in USA and to US registered students studying abroad.
  • Covers Sports & Activities - Leisure, Recreational, Entertainment, or Fitness.
  • Study USA standard, preferred and platinum covers maternity care for a covered pregnancy.
  • Study USA Standard and Preferred plans have 12 months waiting period for pre-existing conditions and platinum covered after 6 months waiting period.
  • This plan can be renewed for up to four years.
  • Offers worldwide coverage for international students and faculty outside their home country.
  • Offers Unlimited annual and lifetime medical maximum.
  • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
  • Coinsurance is waived for care outside the U.S.
  • Sports, terrorist and alcohol-related injuries are covered.
  • Exceeds J-1 visa requirements.
  • No waiting period associated with any preventive services.

Resourceful international medical insurance information for students

Student Insurance FAQs

Commonly asked questions about international student health insurance.
Know more »

Health insurance resources

Resources to help you understand Student Health and Travel Insurance.
Know more »

Factors to consider

Factors to consider while buying best student health insurance USA.
Know more »

International student medical insurance – Blogs and Articles

Compare best student insurance online

Compare different US students medical insurance plans online.

Read more »

Best medical insurance for international students in USA

Compare US international student insurance to find the plan for your budget and needs.

Read more »

Going to the US to Study?

Compare US students medical insurance for the plan that fits your needs best.

Read more »

Popular countries among international Students

Best insurance for international students

Cheapest medical insurance for F1 students

Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. We work with several US insurance providers that offer excellent student F1 health insurance.

We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for F1 students studying abroad. Our international student insurance plan comparison facilities lists the travel insurance for students that satisfies the f1 visa health insurance requirements.

International student insurance

Students can find the affordable health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!