Student Insurance Sports Coverage

Student insurance plans cover the insured for medical emergencies arising during the participation in sports. The benefit maximum offered for sports coverage can vary from one insurer to insurer. This page can help students to understand different plan details with specific reference to sports coverage. Students who are looking for sports coverage will find this page helpful in understanding the differences between the coverage offered by prominent insurance companies.

IMG Insurance Plans offering Sports Coverage

1. Patriot Exchange
  • Optional Add-on Plan
    • Limited High School Sports Coverage: Usual, reasonable and customary charges
  • Optional Rider
    • Adventure Sports Rider(available to insureds up to age 65)
      • Age 31days-49: $50,000 lifetime maximum.
      • Age 50-59: $30,000 lifetime maximum.
      • Age 60-64: $15,000 lifetime maximum.
  • The Adventure Sports Rider for those up to the age of 31days-49 is $50,000, age 50-59 is $30,000 and age 60-64 is $15,000. Abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, horseback riding, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineer-ing(ropes and guides to 4500m from ground level), scuba diving(to 50m), skydiving, snowboarding, snowmobiling, snow skiing, spelunking, surfing trekking, white water rafting(to Class v), and wildlife safaris. These adventure activities must be engaged in solely for leisure, recreation, or entertainment purposes.
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2. Student Health Advantage
  • Adventure Sports Rider(available to insureds up to age 65)
    • Age 31days-49: $50,000 lifetime maximum.
    • Age 50-59: $30,000 lifetime maximum.
    • Age 60-64: $15,000 lifetime maximum.
  • Intercollegiate or Interscholastic or Intramural or Club Sports: $5,000 maximum per injury/illness
  • Adventure Sports Rider - The Adventure Sports Rider for those up to the age of 31days-49 is $50,000, age 50-59 is $30,000 and age 60-64 is $15,000.Abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, horseback riding, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineer-ing(ropes and guides to 4500m from ground level), scuba diving(to 50m), skydiving, snowboarding, snowmobiling, snow skiing, spelunking, surfing trekking, white water rafting(to Class v), and wildlife safaris. These adventure activities must be engaged in solely for leisure, recreation, or entertainment purposes.
  • Intercollegiate or Interscholastic or Intramural or Club Sports - The plan provides coverage for injuries or illness sustained while participating in intercollegiate, interscholastic, intramural or club sports.
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SEVEN CORNERS Insurance Plans offering Sports Coverage

1. Liaison Student Economy
  • Noncontact Amateur Sports: $2,500.
  • Covered Sports include - tennis, squash, ultimate frisbee, kickball, volleyball, track and field, water-polo, baseball, basketball, aerobics, dancing, sailing, sea kayaking or canoeing, horseback riding, surfing, snow skiing, snowboarding, roller skating, rollerblading, and swimming.
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2. Liaison Student Choice
  • Noncontact Amateur Sports: $5,000.
  • Covered Sports include - tennis, squash, ultimate frisbee, kickball, volleyball, track and field, water-polo, baseball, basketball, aerobics, dancing, sailing, sea kayaking or canoeing, horseback riding, surfing, snow skiing, snowboarding, roller skating, rollerblading, and swimming.
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3. Liaison Student Elite
  • Noncontact Amateur Sports: $10,000.
  • Covered Sports include - tennis, squash, ultimate frisbee, kickball, volleyball, track & field, water-polo, baseball, basketball, aerobics, dancing, sailing, sea kayaking or canoeing, horseback riding, surfing, snow skiing, snowboarding, roller skating, rollerblading, and swimming.
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TOKIOMARINE HCC Insurance Plans offering Sports Coverage

1. Atlas America
  • Atlas Travel includes coverage for eligible injuries and illnesses that could occur while participating in many popular vacation sports - skiing, snowboarding, snorkeling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.
2. Student Secure
  • Limit-Elite, Limit-Select: $5,000 maximum per injury or illness Medical expenses only.
  • Limit-Budget: $3,000 maximum per injury or illness Medical expenses only.
  • Medical expenses for injuries or illnesses sustained while participating in intercollegiate, interscholastic, intramural, or club sports are covered by the StudentSecure plan up to a maximum of $5,000 per Injury or Illness. Covered organized sports are: basketball, baseball, cross country, dance team, football, golf, kickball, soccer, softball, swimming, tennis, track,volleyball, weight training, and wrestling.
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GEOBLUE Insurance Plans offering Sports Coverage

1. Navigator
  • Sports related injuries covered.
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