Student Secure insurance for International Students

Compare cheap international student health insurance plans

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Student Secure Smart
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Student Secure Budget
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Student Secure Select
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WorldTrips Student Secure international health insurance

The American Health Care system is one of the best but also among the most expensive systems in the world. Health Care for even a minor illness or accident can cost tens of thousands of dollars.

While studying in the US one of the high priority requirements for international students is to get quality health care while they study in the US. Most colleges and Universities in US offer general health insurance for international students in which the coverage varies from basic medical care for minor sickness or injury to major sophisticated multi doctor primary care centers, X-rays, lab tests, prescription drugs...

Some Universities have a list of requirements that need to be satisfied by the health insurance plan that the student purchases from a private health insurance company. American Visitor Insurance offers International Student insurance for international students that satisfy University Requirements.

There are a number of plans with variation in the provision of benefits when it comes to some specific benefits like Pregnancy/Maternity, Preventive Care, Sports, Pre existing condition...There are some vital factors to consider before buying student insurance. Student Secure Insurance plan by WorldTrips is one of the popular plans among F1 Visa holders as it satisfies most of the University requirements.

This plan is categorized into 4 types:

Student Secure Select Student Secure Budget Student Secure Smart Student Secure Elite

These plans are categorized on the basis of cost and as well as the coverage provided. Compared to other student plans this plan offers almost every benefit that the University would put in their requirements list. This plan provides coverage for mental health and abuse, maternity for a covered pregnancy and coverage for acute onset of pre-existing condition apart from most other basic benefits.

It is important to note the waiting period for getting coverage for pre-existing condition. The Smart plan does not have any waiting period for coverage of pre-existing condition. It does not have the coverage for maternity. However, the other 3 plans provide coverage for maternity. Compare Student Secure Plans would be helpful to select your choice and in deciding the plan you need to buy. The Student Secure Brochure is enlists all the benefits in detail. You can review how the Student Secure Plans works.

Testimonials - From Our Customers

Thank you for your prompt reply. Thank you for doing some good homework on our behalf. May the Lord richly bless you and all your encounters and may He fill your life with all of his abundance.  
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I needed to move my policy date, but remembered it too late. American Visitor Insurance customer support made a lot of efforts to fix it out and succeeded. It's a really good service.  
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Key benefits of StudentSecure Insurance

Ideal for J1 and F1 and OPT students

Montly payment option

Acute onset of pre-existing conditions

Maternity Care

Renewable upto 4 years


Student Secure Insurance - Key Highlights

Student health insurance information

Student insurance forum

Customer queries and answers about medical insurance.

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Student Insurance blog

Blogs about buying student health Insurance.

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Student Insurance Claims

Claims about the student medical insurance.

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Resourceful international medical insurance information for students

International student insurance FAQs

Commonly asked questions about the cheapest student health insurance.

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Student health insurance resources

Resources for cheapest insurance for international students in USA.

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Factors to consider student insurance

Factors while buying best international student health insurance USA.

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Resourceful links of StudentSecure insurance plan

StudentSecure student Insurance Forum

Questions, answers for WorldTrips StudentSecure insurance plan.

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Compare StudentSecure Insurance Plan

Compare and review StudentSecure insurance plan benefits.

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Student Sports

Compare and buy WorldTrips Sports Student Travel Insurance.

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Best StudentSecure insurance for students - FAQ's

01. What are the benefits of International Student secure insurance?

Student Secure provides excellent insurance cover to international students and scholars outside their home country. This plan meets J-1 visa requirements, covers pre-existing conditions and some intercollegiate, interscholastic, intramural, or club sports coverage. As Student Secure insurance comes in four variants, Smart, Select, Budget and Elite. It is recommended to compare among them and buy the best student insurance as per your requirements. These affordable international student secure insurance plans satisfy most of the university requirements and also US J visa requirements.

02. What is the coverage area of WorldTrips Student Secure insurance?

StudentSecure Insurance is an international student health plan which is suited for international students studying abroad outside their home country.

03. How much does StudentSecure insurance cost?

The StudentSecure insurance for students cost will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

04. How do I purchase Student Secure insurance?

You can purchase Student Secure plans on American Visitor Insurance at Student Secure Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents

05. What are the requirements for applying for Student Secure Insurance?

The main requirements for applying for Student Secure is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

06. Is it possible to renew StudentSecure Insurance?

Yes, International students can renew StudentSecure Insurance online up to 12 months.

07. Does StudentSecure offer coverage for Maternity and new born care coverage

StudentSecure insurance offers Maternity care for covered pregnancy up to $10K. It also offers Nursery care of new born up to $750.

08. Who is eligible for Worltrips StudentSecure insurance?

To be eligible for WorldTrips StudentSecure medical insurance, you must:

  • Be a full-time student or scholar, the spouse of the full-time student or scholar, or a dependent traveling with the full-time student or scholar
  • Reside outside your country of residence for the purpose of pursuing international educational activities for a temporary period of time
  • Be physically and legally residing in host country with the intent to reside there for at least 30 days on the effective date and at renewal
  • Meet student visa requirements, such as F visa, J visa, or other types of visas
09. How can I renew or extend my StudentSecure health insurance plan?

You can renew or extend your StudentSecure plan online before the expiration date of your current policy. You can access the online renewal system through the WorlTrips Student Zone or through the email that you will receive before your policy expires. You can renew your plan for a minimum of 30 days and a maximum of 4 years, as long as you meet the Student Secure plan eligibility requirements.

10. What are the differences between the four levels of StudentSecure health insurance plans?

The main differences between the four levels of StudentSecure medical insurance plans are the policy maximums, deductibles, and benefits. The Elite option provides the highest policy maximum of $5M per policy period and the lowest deductible of $25 per injury or illness. It also provides the most comprehensive benefits, such as vaccination coverage, maternity coverage, and intercollegiate sports coverage. The Select option provides a policy maximum of $600K per policy period and a deductible of $35 per injury or illness. It also provides some additional benefits, such as mental health coverage and personal liability coverage. The Budget option provides a policy maximum of $500K per policy period and a deductible of $45 per injury or illness. It also provides some basic benefits, such as emergency medical evacuation and repatriation of remains. The Smart option provides the lowest policy maximum of $200K per policy period and the highest deductible of $50 per injury or illness. It also provides the least benefits, such as accidental death and dismemberment and terrorism coverage.

11. What are the travel benefits of StudentSecure insurance?

StudentSecure travel insurance provides benefits for eligible expenses related to emergency situations that occur during your policy period. The travel benefits include emergency medical evacuation, repatriation of remains, accidental death and dismemberment, terrorism coverage, trip interruption, lost checked luggage, and more. The amount of travel benefits depends on the plan option you choose.

12. What are the leisure sports and activities that are covered by the WorlTrips student secure plan?

The student secure plan covers injuries and illnesses resulting from participation in leisure sports and activities that are not organized or sponsored by your school. Some examples of covered sports and activities are basketball, soccer, tennis, hiking, skiing, surfing, and yoga. However, some sports and activities are excluded from coverage, such as professional or semi-professional sports, contact sports, extreme sports, and motor sports.

13. How does the student secure by Worldtrips plan meet the J-1 visa requirements?

The WorldTrips student secure plan meets the J-1 visa requirements by providing medical benefits for sicknesses and injuries, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and medical assistance services. The plan also meets or exceeds the minimum coverage amounts required by the U.S. Department of State for J-1 visa holders.

14. How does the student secure plan cover pre-existing condition?

The student secure health insurance plan covers pre-existing conditions after a waiting period that varies depending on the level of coverage. The Elite and Select plans have a 6-month waiting period, the Budget plan has a 12-month waiting period, and the Smart plan does not cover pre-existing conditions at all.

15. Why do i need international student health insurance?

There are several reasons to consider an international student insurance plan like StudentSecure for your overseas studies:

To Meet Visa Requirements:
Most countries require international students to possess a valid student visa. Some visas require proof of insurance that meets specific requirements. StudentSecure meets the insurance requirements of most visas, including the J-1 visa.
As a StudentSecure policyholder, you will have access to a visa letter you can use as proof of coverage. You can download your visa letter through the Member Portal, where you can conveniently manage your policy online.

To Meet Your Study Abroad Program or School Requirements:
Your program or university may require you to have valid student health insurance that meets requirements. Many programs and schools provide their own insurance plans, but oftentimes allow students to purchase alternate coverage that meets requirements.
Upon purchase of a StudentSecure policy, we will help you provide proof of coverage that meets requirements to your program or school. Simply submit a request for a waiver form and/or visa letter to We will send completed copies of the form(s) to you and your school.

To Cover Unexpected Medical Expenses:
Your regular health insurance may not provide adequate coverage while you are outside of your home country. International student health insurance like StudentSecure can provide travel assistance and help mitigate unexpected medical costs.

Steps to compare and buy
Student secure insurance

 1: Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

 2: Compare the different medical insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the student health insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the students medical insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step student travel insurance

Factors for the cost of US student travel insurance

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for best health insurance for f1 students in USA increases with the age of the student.

Length of health insurance for F1 students

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum F1 student health insurance medical coverage

The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.

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Student health insurance for top US colleges and universities Click here to read more »

StudentSecure Insurance Exclusions

Certain types of medical expenses are excluded from coverage under StudentSecure international student insurance. Some exclusions are listed here. Refer to the Description of Coverage for the complete list of exclusions.

  • Pre-existing conditions are excluded during the first six (6) months of coverage under StudentSecure Elite and Select and are excluded during the first twelve (12) months of coverage under StudentSecure Budget. Pre-existing conditions are excluded throughout coverage under StudentSecure Smart, except charges resulting directly from an Acute Onset of Pre-existing Condition, an Emergency Medical Evacuation, or Repatriation of Remains.
    • Note: A pre-existing condition is any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder, condition, or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the 12 months prior to the effective date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, treated, or disclosed to us prior to the effective date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.
  • Immunizations and routine medical examinations, except under StudentSecure Elite as provided for under the Vaccination benefit
  • Routine prenatal care, pregnancy, childbirth, and postnatal care, unless directly related to a covered pregnancy
  • Medical expenses for injury or illness resulting from participation in specifically excluded extreme sports(see Description of Coverage for full list of excluded sports).

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