Student Secure Insurance, WorldTrips student insurance for F1 Visa holders, International student secure medical insurance

WorldTrips Student Secure international health insurance

The American Health Care system is one of the best but also among the most expensive systems in the world. Health Care for even a minor illness or accident can cost tens of thousands of dollars.

While studying in the US one of the high priority requirements for international students is to get quality health care while they study in the US. Most colleges and Universities in US offer general health insurance for international students in which the coverage varies from basic medical care for minor sickness or injury to major sophisticated multi doctor primary care centers, X-rays, lab tests, prescription drugs.

Some Universities have a list of requirements that need to be satisfied by the health insurance plan that the student purchases from a private health insurance company. American Visitor Insurance offers International Student insurance for international students that satisfy University Requirements. Complete your Student Secure Insurance application form to ensure you have the coverage you need while studying abroad.

There are a number of plans with variation in the provision of benefits when it comes to some specific benefits like Pregnancy/Maternity, Preventive Care, Sports, Pre existing condition...There are some vital factors to consider before buying student insurance. Student Secure Insurance plan by WorldTrips is one of the popular plans among F1 Visa holders as it satisfies most of the University requirements.

This plan is categorized into 4 types:

Student Secure Select Student Secure Budget Student Secure Smart Student Secure Elite

These plans are categorized on the basis of cost and as well as the coverage provided. Compared to other student plans this plan offers almost every benefit that the University would put in their requirements list. This plan provides coverage for mental health and abuse, maternity for a covered pregnancy and coverage for acute onset of pre-existing condition apart from most other basic benefits.

It is important to note the waiting period for getting coverage for pre-existing condition. The Smart plan does not have any waiting period for coverage of pre-existing condition. It does not have the coverage for maternity. However, the other 3 plans provide coverage for maternity. Compare Student Secure Plans would be helpful to select your choice and in deciding the plan you need to buy. The Student Secure Brochure is enlists all the benefits in detail. You can review how the Student Secure Plans works.

Application form Plan Details Brochure Buy Now

Testimonials - From Our Customers

Thank you for your prompt reply. Thank you for doing some good homework on our behalf. May the Lord richly bless you and all your encounters and may He fill your life with all of his abundance.
Know more »

Ron W

I needed to move my policy date, but remembered it too late. American Visitor Insurance customer support made a lot of efforts to fix it out and succeeded. It's a really good service.
Know more »

Konstantin V.B

Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take.
Know more »

Amanda

Key benefits of StudentSecure Insurance

Ideal for J1 and F1 and OPT students

Montly payment option

Acute onset of pre-existing conditions

Maternity Care

Renewable upto 4 years

Sports

Student Secure Insurance - Key Highlights

StudentSecure Elite Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
The Elite plan provides a policy maximum of $500,000 and Certificate period maximum of $5000,000.
There will be a deductible of $25 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $50 deductible per injury or sickness is applicable.
Plan provides $100 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 100% of eligible expenses is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
Pre-existing conditions are covered after a 6 month waiting period.
Maternity care for covered pregnancy is covered for up to $25,000.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered as Generic drugs:100% co-insurance, Brand name drugs: 50% co-insurance, Specialty drugs: No coverage.
Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $5000 maximum per injury or illness, medical expenses only.
Emergency Medical Evacuation is covered for up to $500,000 lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $50,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Select Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
The Select plan provides a policy maximum of $300,000 and Certificate period maximum of $600,000.
There will be a deductible of $35 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $70 deductible per injury or sickness is applicable.
Plan provides $200 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $5000 after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
Pre-existing conditions are covered after a 6 month waiting period.
Maternity care for covered pregnancy is covered for up to $10,000.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $5000 maximum per injury or illness, medical expenses only.
Emergency Medical Evacuation is covered for up to $300,000 lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $50,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Budget Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
The Budget plan provides a policy maximum of $250,000 and Certificate period maximum of $500,000.
There will be a deductible of $45 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $90 deductible per injury or sickness is applicable.
Plan provides $350 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $25000 after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
Pre -existing condition is covered after a 12 month waiting period.
Maternity care for covered pregnancy is covered for up to $5,000.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $3000 maximum per injury or illness, medical expenses only.
Emergency Medical Evacuation is covered for up to $250,000 lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $25,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Smart Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
The Smart plan provides a policy maximum of $100,000 and Certificate period maximum of $200,000.
There will be a deductible of $50 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $100 deductible per injury or sickness is applicable.
Plan provides $350 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered after deductible. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- $50 maximum, $500 maximum, Inpatient - Up to $5000 maximum.
Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Emergency Medical Evacuation is covered for up to $50,000 lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $25,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure insurance cost for International students in USA

Student Age	Smart	Budget	Select	Elite
Under 18 years	$31.62	$53.01	$106.02	$181.35
18 – 24 years	$31.62	$53.01	$106.02	$181.35
25 – 30 years	$67.27	$99.82	$240.56	$374.17
31 – 40 years	$167.09	$236.53	$538.16	$805.07

The average cost of Student Secure plans are based on monthly rates.

Student health insurance information

Student insurance forum

Customer queries and answers about medical insurance.

Click here to read more »

Student Insurance blog

Blogs about buying student health Insurance.

Click here to read more »

Student Insurance Claims

Claims about the student medical insurance.

Click here to read more »

Resourceful international medical insurance information for students

International student insurance FAQs

Commonly asked questions about the cheapest student health insurance.

Click here to read more »

Student health insurance resources

Resources for cheapest insurance for international students in USA.

Click here to read more »

Factors to consider student insurance

Factors while buying best international student health insurance USA.

Click here to read more »

Resourceful links of StudentSecure insurance plan

StudentSecure student Insurance Forum

Questions, answers for WorldTrips StudentSecure insurance plan.

Click here to read more »

Compare StudentSecure Insurance Plan

Compare and review StudentSecure insurance plan benefits.

Click here to read more »

Student Sports

Compare and buy WorldTrips Sports Student Travel Insurance.

Click here to read more »

Health Insurance for International Students resources

Find the student insurance cost

Find out the best insurance for your budget and needs.

Compare quotes »

How to buy student insurance?

Step by step guide to buying the best travel insurance.

Compare quotes »

Student group insurance

Best student group travel medical insurance.

Compare quotes »

Student compare coverage

Compare International health insurance for students in USA.

Compare quotes »

Best StudentSecure insurance for students - FAQ's

Student Secure provides excellent insurance cover to international students and scholars outside their home country. This plan meets J-1 visa requirements, covers pre-existing conditions and some intercollegiate, interscholastic, intramural, or club sports coverage. As Student Secure insurance comes in four variants, Smart, Select, Budget and Elite. It is recommended to compare among them and buy the best student insurance as per your requirements. These affordable international student secure insurance plans satisfy most of the university requirements and also US J visa requirements.

StudentSecure Insurance is an international student health plan which is suited for international students studying abroad outside their home country.

The StudentSecure insurance for students cost will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

You can purchase Student Secure plans on American Visitor Insurance at Student Secure Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents

The main requirements for applying for Student Secure is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

Yes, International students can renew StudentSecure Insurance online up to 12 months.

StudentSecure insurance offers Maternity care for covered pregnancy up to $10K. It also offers Nursery care of new born up to $750.

To be eligible for WorldTrips StudentSecure medical insurance, you must:

Be a full-time student or scholar, the spouse of the full-time student or scholar, or a dependent traveling with the full-time student or scholar
Reside outside your country of residence for the purpose of pursuing international educational activities for a temporary period of time
Be physically and legally residing in host country with the intent to reside there for at least 30 days on the effective date and at renewal
Meet student visa requirements, such as F visa, J visa, or other types of visas

You can renew or extend your StudentSecure plan online before the expiration date of your current policy. You can access the online renewal system through the WorlTrips Student Zone or through the email that you will receive before your policy expires. You can renew your plan for a minimum of 30 days and a maximum of 4 years, as long as you meet the Student Secure plan eligibility requirements.

The main differences between the four levels of StudentSecure medical insurance plans are the policy maximums, deductibles, and benefits. The Elite option provides the highest policy maximum of $5M per policy period and the lowest deductible of $25 per injury or illness. It also provides the most comprehensive benefits, such as vaccination coverage, maternity coverage, and intercollegiate sports coverage. The Select option provides a policy maximum of $600K per policy period and a deductible of $35 per injury or illness. It also provides some additional benefits, such as mental health coverage and personal liability coverage. The Budget option provides a policy maximum of $500K per policy period and a deductible of $45 per injury or illness. It also provides some basic benefits, such as emergency medical evacuation and repatriation of remains. The Smart option provides the lowest policy maximum of $200K per policy period and the highest deductible of $50 per injury or illness. It also provides the least benefits, such as accidental death and dismemberment and terrorism coverage.

StudentSecure travel insurance provides benefits for eligible expenses related to emergency situations that occur during your policy period. The travel benefits include emergency medical evacuation, repatriation of remains, accidental death and dismemberment, terrorism coverage, trip interruption, lost checked luggage, and more. The amount of travel benefits depends on the plan option you choose.

The student secure plan covers injuries and illnesses resulting from participation in leisure sports and activities that are not organized or sponsored by your school. Some examples of covered sports and activities are basketball, soccer, tennis, hiking, skiing, surfing, and yoga. However, some sports and activities are excluded from coverage, such as professional or semi-professional sports, contact sports, extreme sports, and motor sports.

The WorldTrips student secure plan meets the J-1 visa requirements by providing medical benefits for sicknesses and injuries, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and medical assistance services. The plan also meets or exceeds the minimum coverage amounts required by the U.S. Department of State for J-1 visa holders.

The student secure health insurance plan covers pre-existing conditions after a waiting period that varies depending on the level of coverage. The Elite and Select plans have a 6-month waiting period, the Budget plan has a 12-month waiting period, and the Smart plan does not cover pre-existing conditions at all.

On American Visitors Insurance students can buy US student insurance using a paper application form either on monthly basics or yearly. Students should complete and the international Student Secure proposal form and make the payment. On receiving the completed Student Secure insurance application form and the payment, the Student Secure insurance policy will be emailed to the customer.

There are several reasons to consider an international student insurance plan like StudentSecure for your overseas studies:

To Meet Visa Requirements:
Most countries require international students to possess a valid student visa. Some visas require proof of insurance that meets specific requirements. StudentSecure meets the insurance requirements of most visas, including the J-1 visa.
As a StudentSecure policyholder, you will have access to a visa letter you can use as proof of coverage. You can download your visa letter through the Member Portal, where you can conveniently manage your policy online.

To Meet Your Study Abroad Program or School Requirements:
Your program or university may require you to have valid student health insurance that meets requirements. Many programs and schools provide their own insurance plans, but oftentimes allow students to purchase alternate coverage that meets requirements.
Upon purchase of a StudentSecure policy, we will help you provide proof of coverage that meets requirements to your program or school. Simply submit a request for a waiver form and/or visa letter to sales@worldtrips.com. We will send completed copies of the form(s) to you and your school.

To Cover Unexpected Medical Expenses:
Your regular health insurance may not provide adequate coverage while you are outside of your home country. International student health insurance like StudentSecure can provide travel assistance and help mitigate unexpected medical costs.

Steps to compare and buy
Student secure insurance

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Factors for the cost of US student travel insurance

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for best health insurance for f1 students in USA increases with the age of the student.

Length of health insurance for F1 students

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum F1 student health insurance medical coverage

The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.

Know more »

Student health insurance for top US colleges and universities Click here to read more »

StudentSecure Insurance Exclusions

Certain types of medical expenses are excluded from coverage under StudentSecure international student insurance. Some exclusions are listed here. Refer to the Description of Coverage for the complete list of exclusions.

Pre-existing conditions are excluded during the first six (6) months of coverage under StudentSecure Elite and Select and are excluded during the first twelve (12) months of coverage under StudentSecure Budget. Pre-existing conditions are excluded throughout coverage under StudentSecure Smart, except charges resulting directly from an Acute Onset of Pre-existing Condition, an Emergency Medical Evacuation, or Repatriation of Remains.
- Note: A pre-existing condition is any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder, condition, or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the 12 months prior to the effective date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, treated, or disclosed to us prior to the effective date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.
Immunizations and routine medical examinations, except under StudentSecure Elite as provided for under the Vaccination benefit
Routine prenatal care, pregnancy, childbirth, and postnatal care, unless directly related to a covered pregnancy
Medical expenses for injury or illness resulting from participation in specifically excluded extreme sports(see Description of Coverage for full list of excluded sports).

Student Secure insurance for International Students

Compare cheap international student health insurance plans

WorldTrips Student Secure international health insurance

Testimonials - From Our Customers

Ron W

Konstantin V.B

Amanda

Key benefits of StudentSecure Insurance

Student Secure Insurance - Key Highlights

StudentSecure Elite Insurance - Key Highlights

StudentSecure Select Insurance - Key Highlights

StudentSecure Budget Insurance - Key Highlights

StudentSecure Smart Insurance - Key Highlights

StudentSecure insurance cost for International students in USA

Student health insurance information

Student insurance forum

Student Insurance blog

Student Insurance Claims

Resourceful international medical insurance information for students

International student insurance FAQs

Student health insurance resources

Factors to consider student insurance

Resourceful links of StudentSecure insurance plan

StudentSecure student Insurance Forum

Compare StudentSecure Insurance Plan

Student Sports

Health Insurance for International Students resources

Find the student insurance cost

How to buy student insurance?

Student group insurance

Student compare coverage

Best StudentSecure insurance for students - FAQ's

Steps to compare and buyStudent secure insurance

Factors for the cost of US student travel insurance

Student’s age

Length of health insurance for F1 students

Maximum F1 student health insurance medical coverage

StudentSecure Insurance Exclusions

Ask me a Question?

WorldTrips resourceful travel insurance links

Disclaimer

Steps to compare and buy
Student secure insurance