Factors to consider while buying student medical insurance

Find the best insurance plan for your needs.
travel

Where is the student studying?

passport

What is the student's nationality?

calender

Is the traveler looking for?

schengen

Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?

visa

What visa does the student have?

cardiogram

Sports coverage required?

cardiogram

Maternity coverage required?

cardiogram

Travel insurance with vacation cost coverage included?

travel

Type Of Insurance?

cardiogram

Are you a resident of Latin America or the Caribbean?

Enter age
Spouse's age (if traveling)
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Policy Maximum and type of plan

Student insurance plans are available in wide range of policy maximums starting from $50,000 to $1,000,000. Usually student plans have an university requirement for a per injury sickness plans. All of the student plans satisfy this requirement.


Deductible, Co-insurance and Co-pay

Often times customers are confused while understanding the difference between deductible?, co-insurance? and co-pay?. All the three represent a portion of the medical bill that you as customer might incur in case of any unexpected sickness and injury which is otherwise going to be out of pocket expense.


Pre-existing conditions Coverage

This is something that most Universities specify as a requirement in the health insurance plan. The student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.Read More


Coverage for Maternity

The student plans cover maternity for a covered pregnancy. American Visitor Insurance provides student plans with maternity benefit if the pregnancy occurs after the insurance becomes effective. Student Secure, Student Health Advantage Platinum, Liaison Student and Study USA plans are some of the popular plans that cover maternity...Read More


Coverage for Sports

Most of the student plans cover the sports benefit. Some of the plans provide coverage for intercollegiate and interscholastic sports etc... Read More


Coverage for Mental Health

Most of the student plans in American Visitor Insurance provide coverage for mental health and drug abuse which is also requirement specified in most US...Read More


Preventive Care Services

Very few student plans provide coverage for preventive care and wellness checkup. The Navigator for Student plan from Geoblue provides coverage for preventive care services. The Study USA plan from Travel Insurance Services provides 100% coverage for one wellness checkup for the entire benefit period.


Coverage for the spouse on F2 Visa

Normally all the student plans cover the spouse on F2 Visa. There is one plan that covers just the F2 without F1 being on the same plan. This is an exceptional case. In some cases we come across students on F1 having their school health insurance for themselves and are looking for private insurance for their spouse who is on F2. Patriot Exchange is a plan that satisfies this condition and is popular student plan for such case...Read More

Resourceful links

Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. However when you are outside your home country you are also vulnerable to fall sick given the new living environment, cuisine and weather. Your domestic health insurance may not cover you in a foreign country therefore a good student health insurance plan is necessary to keep you secure in the event of a medical emergency.

Following are the list of popular countries where international students and US students visit to pursue their studies.

Nationalities of large international student groups in the US

bangladesh student medical insurance
Bangladesh
brazil student medical insurance
Brazil
canada student medical insurance
Canada
china student medical insurance
China
colombia student medical insurance
Colombia
germany student medical insurance
Germany
france student medical insurance
France
hongkong student medical insurance
Hong Kong
india student medical insurance
India
indonesia student medical insurance
Indonesia
iran student medical insurance
Iran
japan student medical insurance
Japan
korea student medical insurance
Korea
kuwait student medical insurance
Kuwait
malaysia student medical insurance
Malaysia
mexico student medical insurance
Mexico
nepal student medical insurance
Nepal
nigeria student medical insurance
Nigeria
pakistan student medical insurance
Pakistan
saudi arabia student medical insurance
Saudi Arabia
spain student medical insurance
Spain
taiwan student medical insurance
Taiwan
turkey student medical insurance
Turkey
united kingdom student medical insurance
United Kingdom
venezuela student medical insurance
Venezuela
venezuela student medical insurance
Vietnam
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