International students in the USA need the best health insurance given the expensive medical care costs in the country. Given the many student insurance choices, finding the best health insurance for international students in the USA can be challenging. To make the process easy, we list the top international student health insurance options and allow students to filter the US student insurance plans based on coverage benefits.
For comprehensive coverage that ensures your overall well-being, including global coverage, American Visitor Insurance offers a range of plans perfect for international students. With reliable customer support and affordable options, they can help you find the right plan to meet your needs while you study abroad.
The health insurance cost in usa for international students starts from $31 per month. The health insurance cost in usa for international students depends on the student's age, coverage duration, medical benefits, deductible, and co-insurance.
The average cost of international student insurance for 20 year old students for duartion of one month.
| Insurance Plans | Policy maximum | Deductible | Cost |
|---|---|---|---|
| StudentSecure Smart Insurance | $200,000 | $0 | $31 |
| StudentSecure Budget Insurance | $500,000 | $0 | $50 |
| Patriot Exchange Insurance | $500,000 | $0 | $103 |
| StudentSecure Select Insurance | $1,000,000 | $0 | $103 |
| Student Health Advantage Standard Insurance | $500,000 | $250 | $118 |
| Diplomat America Insurance | $500,000 | $0 | $120 |
| StudentSecure Elite Insurance | $5,000,000 | $0 | $175 |
| Student Health Advantage Platinum Insurance | $1,000,000 | $100 | $353 |
Source: American Visitor Insurance®
The Student Journey Lite Insurance from IMG is the cheapest health insurance for international students.
Policy maximum?
$150,000
Deductible options?
$100 per injury or illness
Period of coverage?
30 days to 12 months
In American visitor insurance, the cheapest health insurance for international students in the USA starts from $31 to $353 on a monthly basis for a 20 year old student . The price depends on the coverage duration, medical benefits, and the student's age.
The best health insurance cost for international students in USA are :
Student Secure Smart cost starts at $31 per month and $372 per year with a medical maximum of $100,000 and deductible $0 on basis for a 20 year old student.
Non-U.S. Citizens in the USA: As non-resident aliens, international students, F1 visa holders, scholars, J visa holders, and people involved in cultural exchange programs on F, J, M, or Q visas (and dependant family members) are not subject to the individual mandate for their first five years in the US. All other J visa categories (teacher, trainee, work and travel, au pair, high school, etc.) are not subject to the ACA individual mandate if they are in the U.S. for two of the past six years. Since international students are not subject to the mandate, they are not required to buy a student medical insurance plan that meets ACA requirements.
U.S. Citizens: Under the ACA, all US citizens, nationals, and resident aliens are required to buy the minimum essential coverage (ACA-compliant coverage), unless they are exempt. Exempt US citizens include U.S. citizens who reside outside of the U.S. for 330 of any 365-day period, or have a tax home (main place of work or employment, or your main residence) in a foreign country, and are a bona fide resident of a foreign country.
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