Ideal for Pre-existing Condition Meets J-1 visa requirements Maternity care Cheap student insurance
Student Secure Insurance is a student medical insurance plan that covers international students or scholars who are studying outside their home country. Student Secure student insurance provides health insurance that meets the requirements of many programs, schools, and visas, including the J-1 visa. It has four levels of coverage—Elite, Select, Budget, and Smart — with different policy maximums and benefits. Student Secure student health insurance also offers features like travel assistance, sports coverage, vaccination coverage, and mental health coverage.
StudentSecure insurance is designed for international students seeking:| FEATURES & BENEFITS | ELITE | SELECT | BUDGET | SMART |
|---|---|---|---|---|
| Cost* | $181 | $106 | $53 | $32 |
| Overall Maximum | $5,000,000 | $1,000,000 | $500,000 | $200,000 |
| Maximum Per Injury or Illness | $500,000 | $500,000 | $250,000 | $100,000 |
| Pre-existing Condition | Covered after 6 months | Covered after 6 months | Covered after 12 months | Acute onset of pre-existing condition up to $25,000 |
| Maternity Coverage | Up to $15,000 | Up to $10,000 | Up to $5,000 | No coverage |
| Sports Coverage | Covers intercollegiate, interscholastic activities | Covers intercollegiate, interscholastic activities | Covers recreational sports and activities | Covers recreational sports and activities |
ecg_heart Acute onset of Pre-Existing Conditions
school Student Health Copayment
payments Monthly Payment Option
e911_emergency Urgent Care
sports_soccer Sports Coverage
medication Hospital Copayment
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Let us take an example: The medical bill is $25k; Deductible is $0 and choosen Policy Maximum is $500k
Insurance coverage $500k
Deductible $0 per certificate period
Medical expenses Claims$25,000
The insured must pay the deductible ($0) before the insurance plan pays anything. Since the policy maximum coverage is $500,000 and the total amount billed is $25,000, the policy will pay 80% of first $25,000 then 100% up to the policy limit ($500,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,000 while the insurance company will cover the remaining $24,000.
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $0 | $0 | $0 |
| Hospital Room Rent | $9k | $8k | $1k (20% of first $5k) |
| Surgery | $15k | $15k | $0 |
| X Ray | $1k | $1k | $0 |
| Total | $25,000 | $24,000 | $1,000 |
Student Secure provides excellent insurance cover to international students and scholars outside their home country. This plan meets J-1 visa requirements, covers pre-existing conditions and some intercollegiate, interscholastic, intramural, or club sports coverage. As Student Secure insurance comes in four variants, Smart, Select, Budget and Elite. It is recommended to compare among them and buy the best student insurance as per your requirements. These affordable international student secure insurance plans satisfy most of the university requirements and also US J visa requirements.
StudentSecure Insurance is an international student health plan which is suited for international students studying abroad outside their home country.
The StudentSecure insurance for students cost will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
You can purchase Student Secure plans on American Visitor Insurance at Student Secure Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents
The main requirements for applying for Student Secure is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips currently offers Student Secure medical insurance for international students in the USA.
WorldTrips offers coverage for international student from around the world in the US with the fully comprehensive student medical insurance. WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique student medical insurance for foreign students worldwide.
Yes, International students can renew StudentSecure Insurance online up to 12 months.
StudentSecure insurance offers Maternity care for covered pregnancy up to $10K. It also offers Nursery care of new born up to $750.
To be eligible for WorldTrips StudentSecure medical insurance, you must:
StudentSecure travel insurance provides benefits for eligible expenses related to emergency situations that occur during your policy period. The travel benefits include emergency medical evacuation, repatriation of remains, accidental death and dismemberment, terrorism coverage, trip interruption, lost checked luggage, and more. The amount of travel benefits depends on the plan option you choose.
The WorldTrips student secure plan meets the J-1 visa requirements by providing medical benefits for sicknesses and injuries, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and medical assistance services. The plan also meets or exceeds the minimum coverage amounts required by the U.S. Department of State for J-1 visa holders.
The optional sports rider is an additional benefit that covers up to $5K per injury resulting from intercollegiate, interscholastic, intramural, or club sports. You can add this rider to your plan by paying an extra premium of $1.25 per person per month. You can add this rider at the time of application or during renewal.
The student secure health insurance plan covers pre-existing conditions after a waiting period that varies depending on the level of coverage. The Elite and Select plans have a 6-month waiting period, the Budget plan has a 12-month waiting period, and the Smart plan does not cover pre-existing conditions at all.
The student secure plan covers injuries and illnesses resulting from participation in leisure sports and activities that are not organized or sponsored by your school. Some examples of covered sports and activities are basketball, soccer, tennis, hiking, skiing, surfing, and yoga. However, some sports and activities are excluded from coverage, such as professional or semi-professional sports, contact sports, extreme sports, and motor sports.