Compare StudentSecure Smart vs Navigator for Student Insurance

Following are some of the student insurance aspects that students need to focus on while comparing among StudentSecure Smart & Navigator for Student Insurance:

• StudentSecure Smart Health Insurance - FAQ's
  Why do i need international student health Insurance?

  There are several reasons to consider an international student insurance plan like StudentSecure for your overseas studies:

  1. To Meet Visa Requirements:
  Most countries require international students to possess a valid student visa. Some visas require proof of insurance that meets specific requirements. StudentSecure meets the insurance requirements of most visas, including the J-1 visa.
  As a StudentSecure policyholder, you will have access to a visa letter you can use as proof of coverage. You can download your visa letter through the Member Portal, where you can conveniently manage your policy online.

  2. To Meet Your Study Abroad Program or School Requirements:
  Your program or university may require you to have valid student health insurance that meets requirements. Many programs and schools provide their own insurance plans, but oftentimes allow students to purchase alternate coverage that meets requirements.
  Upon purchase of a StudentSecure policy, we will help you provide proof of coverage that meets requirements to your program or school. Simply submit a request for a waiver form and/or visa letter to sales@worldtrips.com. We will send completed copies of the form(s) to you and your school.

  3. To Cover Unexpected Medical Expenses:
  Your regular health insurance may not provide adequate coverage while you are outside of your home country. International student health insurance like StudentSecure can provide travel assistance and help mitigate unexpected medical costs.

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  Is it possible to renew StudentSecure Smart medical insurance?

  Yes, International students can renew StudentSecure Smart Insurance online up to 12 months.

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  Does StudentSecure Smart insurance offer coverage for Team sports.

  StudentSecure Smart insurance covers sports & activities - leisure, recreational, entertainment, or fitness up to the overall maximum limit

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  Will I lose StudentSecure Smart coverage when I graduate or if I leave school?

  Yes, StudentSecure Insurance is available for full time students and will end its coverage once you graduate. You can buy the Atlas travel insurance plan for more coverage.

• Navigator for Student Health Insurance - FAQ's
  What is Navigator for Student Insurance?

  Navigator for Student Insurance offers worldwide coverage for students in United States. It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.The plan covers pre-existing conditions with creditable coverage.

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  Does Navigator for Student will pre-existing conditions?

  Yes. Navigator for Student insurance covers pre-existing conditions with creditable coverage.

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  What are the coverage limits of Navigator for Student Insurance?

  Navigator for Student insurance provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.

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  Does Navigator for Student will Preventative Care?

  Yes.This plan covers preventive care services with no waiting period or sublimit. No precertification penalty for inpatient or outpatient care.

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  Are Geo Blue Travel insurers a reliable insurance company?

  GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geo Blue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully. The travel insurance solutions provided by Geo Blue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

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  Is there coverage for Covid-19 illness in Geo Blue travel insurance?

  GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.

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  Is Geo Blue Travel insurers a good company?

  GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

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  What is the best health insurance for international students?

  The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.

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  Why should I buy travel insurance from Geo Blue Travel insurers?

  GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

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  Do these Navigator for Student meet the J-1 program Visa requirements?

  Yes, the plan benefits and three deductible options meet the requirements. The deductible options that meet the requirements are the 0, 250 and 500 plans.

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  How GeoBlue Navigator for Student insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history.
  • Coverage is renewable at the consent of the member and insurer. Note: Members can keep the plan for a maximum of 9 months after returning home.
  • Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.