Why is F2 visa health insurance necessary?
The F2 visa insurance is very important for dependents of F1 visa holders. When an F1 visa holder joins an US university, the F2 visa is issued to dependents (spouse and children less than 21 years). Typically US universities insist that F1 visa holder have proper student medical insurance offered by the college, however this requirement is usually not insisted on F2 visa holders either by the university or by the US immigration authorities.
Given the typical student budget of most F1 and F2 visa holders, and the fact that it is not mandatory, it is not uncommon to find them ignoring buying proper health insurance. However ignoring to buy F2 visa insurance can be a big mistake. In our experience, the F2 visa holders are typical children quite likely to need healthcare or even a young spouse who along with regular health care might need maternity coverage. Given the very high cost of US healthcare, it is really prudent to have adequate health insurance for F2 visa holders (health insurance for spouse visa).
The student insurance offered by many US universities are expensive but since it is often mandatory, F1 visa holders have to buy the University student insurance. This is often not the case for F2 visa insurance, and the F2 visa holder can buy other medical insurance outside of the University option. Here at American Visitor Insurance we offer affordable health insurance for F2 visas or spouse visa insurance. Patriot Exchange
is one student medical insurance plan which an F2 visa holder can buy even if the corresponding F1 visa holder is not enrolled in the same plan. Along with this Patriot exchange student insurance, F2 visa holders can also buy other US visitor medical insurance plans which are affordable and work well for F2 visa holders. F2 visa holders can buy the most appropriate health insurance plan to their specific needs by comparing different US health insurance options.
What is the best insurance for f2 visa holder?
There is no single plan which fits the bill for the being the best health insurance for F2 visa holders. The most suitable F2 Visa Medical Insurance for different customers will depend on several factors such as the budget and any existing medical ailments. However the Patriot Exchange student insurance offered by International Medical Group (IMG) is the only student medical insurance plan that F2 visa holders can buy even if the related F1 visa holder is not insured on this plan. All other student insurance plans will be available to F2 visa holder only if the F1 visa holder is also on the same student insurance policy.
However F2 visa holders are eligible to buy US visitor medical insurance which work quite well for their needs.