F1 Visa Student Insurance Forum

Find the best international student health insurance plan for your needs.

Where is the student studying?

What is the student's nationality?

Is the traveler looking for?

Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?

What visa does the student have?

Coverage

Sports coverage required?

Coverage

Maternity coverage required?

traveler

Travel insurance with vacation cost coverage included?

traveler

Type Of Insurance?

traveler

Are you a resident of Latin America or the Caribbean?

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Spouse's age (if traveling)
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Health insurance for F1 students question and answers?

01. F1 student health insurance for international students

customer maleHello,
I am an international F1 visa holder. Wanted to know of the preferred 500 plans covers annual general doctors visits and yearly vaccination? Thank you,
Nykha.

questionDear Nykha,
Thank you for contacting us at American Visitor Insurance for your F1 visa student health insurance needs!. The STUDY USA Preferred 500 covers 100% coverage for one wellness check for the certificate period. Routine Physical Exam means and examination of the physical body by a physician for preventative or informative purposes only, and not for the diagnosis or treatment of any condition. Routine physical exam also includes diagnostic labs, x-rays, and other procedures for screening, preventative, or informative purposes. For more details on this plan, check this links on our website :

Study USA Insurance

If you have anymore questions, please let us know.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

02. Economical student insurance for F1 Visa

customer maleHello,
I m foreign student from France,
I want to know what the international health insurance you propose and compatible with the NYU health insurance (minimum 250,000$ for illness and 250,000$ for accident or injury, 15,000$ for medical evacuation and 7,500$ for repatriation). Thank you,
Hasna.

questionDear Hasna,
Thank you for contacting us at American Visitor Insurance for your International student health insurance needs!. Here are the links for the policy we spoke about over the phone:

You can use this link to compare different student insurance options, download plan brochures, obtain online quotes as well as buy the plan online.
Students Medical Compare

Please let us know if we can help you in any further. Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

03. F1 visa international student looking for short term insurance

customer maleHi Mr/Ms,
I am a student recently graduated from UCLA. My current insurance UCShip ends of January 2nd. I need a short-term comprehensive health insurance until February 20th when my job starts. My current visa status is F1 visa. Please let me know the best way to proceed. Thank you,
Meghana.

questionDear Meghana,

Thank you for contacting us at American Visitor Insurance for your F1 Visa Insurance needs!
Since you are on F1 Visa and have already lived here in the US for some time now, you will not be eligible to buy some of our visitor plans. But here is one popular short term comprehensive plan that is available for you. Atlas Travel plan from WorldTrips: The Atlas America plan is a good comprehensive plan and very popular with tourists to the US because if you stay within their PPO network (group of doctors and hospitals) you do not have to pay coinsurance (usually 20% of the first $5,000 of medical expenses). Also, children under 10 are covered at no charge with a paying adult (do put them on the application, though). Also, the plan covers "acute onset of pre-existing conditions" for persons under 70 years of age and adventure sports for no additional charge.

To purchase the Atlas America plan and look over details of this plan, use this link (PPO, claims, brochure), you can go directly to this site:

Atlas America Insurance

Feel free to call or email us with any questions or comments you may have. Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

04. Health Insurance F1 visa student attending Emory University

customer maleDear friend,
Per our conversation, we would like to get a quote that satisfy the requirement stated in the attached image. Personal data of student: International student from HK, got F1 visa. Male age 18, coverage: August 22, 2015 to May 9, 2016. Want to get a quote for health insurance for international students attending Emory U as freshman this fall. We checked on your web site. We are interested in plans with low deductibles for clinic or best at Student Health Center. As Emory has a quality Health Center, we would like to consider this. Please help us to find health insurance plans meeting our requirement. Thanks. Happy national day. Kara C, a parent

questionDear Kara,
Thank you for contacting us at American Visitor Insurance for your F1 visa student health insurance needs! I just emailed you two lists of prices for student policies. You can look over brochures and details from there. Here are the plans which will fulfill the requirements:

Student Health Advantage
Student Secure Select

These are prices for the dates you requested for your student. They can be purchased online whenever you choose the policy you are interested in.
We realize there is a lot to look over, if you have further questions, please do not hesitate to let us know!

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

05. Health insurance satisfying University of Hawaii insurance requirements

customer maleHi,
I'm interested in getting student health insurance while I'm in the US and came across your plan. I just wanted to confirm that you meet these conditions and also are willing to fill out the F-1 Insurance Provider Certification form, if I was to purchase one of your plans.
Thanks and hope to hear back soon!
Jonathan

questionDear Jonathan,
Thank you for contacting us at American Visitor Insurance for your Student health insurance needs!
Here is a plan that meets the requirements of your university. This plan has only 6 month waiting period to cover pre existing conditions.

Study USA Insurance

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

06. Health Insurance for Non-US Student

questionHello insurance customer team,
I am a Brazilian student and I am going on an exchange next semester. I wanted to know what package do you have of Insurance Service for my case.
My travel is from Feb/01/2015 to Aug/02/2015.
When I go to Get Quote, what does mean the item about Deductible per Certificate Period?
Thank you,
Julia

questionDear Julia,
Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!
We offer a variety of plans that will satisfy your requirements. You can use this link to compare different student insurance options, download plan brochures, obtain online quotes as well as buy the plan online.
Students Medical Compare

In terms of the deductible, per certificate period means that the chosen deductible is paid only once from the start of the coverage till the end of the coverage ( in your case from February till August). Once the chosen deductible is satisfied, you will not have to pay for any more deductible no matter how many times you visit a provider.
I will be glad to assist in answering any questions you may have in identifying the plan that best meets requirements for your visa and/or institution as well as help you in completing the plan application.

Please let us know if we can help you in any further. Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

07. Health Insurance for F2 Visa holders

customer maleHi,
I'm on f1 OPT and my wife is on f2 and I have a 1.5 year old son who has an American passport. I am covered by my university for health insurance but i need health insurance for my wife and kid. What\'s the procedure to get them insured?
Thank you,
Virendra

questionDear Virendra,
Thank you for contacting us at American Visitor Insurance for your F2 visa Insurance needs!
You can buy a suitable plan on our website, the coverage will start on the date that you request. An excellent plan that I recommend for your wife and child is the Atlas America. This is a comprehensive plan with excellent coverage. Atlas America also offers free coverage for children 10 and under which is going to be very helpful in your case.
If you are interested with this plan, you may use this link to get a price quote:

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

08. Health Insurance for F1 visa holder from India

customer maleDear American Visitor Insurance,
My son is going to Virginia Tech for his study of F1 visa . Kindly tell me how he can take medical insurance for him for one month. I am from India and I want to cover him from 04.08.2013 to 04.09.2013
Thank you,
Ashok

questionDear Ashok,
Thank you for contacting us at American Visitor Insurance for your F1 visa student health insurance needs!
To get a quote for F1 visa medical insurance please click below:
Students Medical Compare

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

09. Tennis Table Tournaments participation from University will it be "Professional Athletics"?

customer maleDear American Visitor Insurance,
I want to get an Student Express policy but I would like to know if Tennis Table Tournaments participation of University team members is considered as "Professional Athletics'" That is one of the exclusion of the policy. Thank you,
Juan C

questionDear Juan,

Thank you for contacting us at American Visitor Insurance for your Student sports insurance needs!
As long as you are playing for the school, then this will be considered as either Intercollegiate or Interscholastic Athletics and you will be covered up to $5,000 for Non US citizen.
You can use this link to compare different student insurance options, download plan brochures, obtain online quotes as well as buy the plan online.
Students Medical Compare

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

10. Health Insurance for International Student travelling to US,which have coverage for maternity

questionDear customer support,
I am an international student coming to the US. I need insurance coverage to include maternity coverage. Please suggest suitable options. Thanks you,
Adetayo

questionDear Adetayo,
Thank you for contacting us for your student health insurance needs!
Here are the links of the policies we discussed earlier which have coverage for maternity. Please note that your dependent is only eligible to have a 50,000 policy max.
The first option is the Student Secure by WorldTrips. You can get as high as 300,000 policy maximum for this plan. The deductible is 100 per injury sickness and the coinsurance is 20% of the first 5,000.

The other option is the Student Health Advantage by IMG. This plan is available up to 300,000 policy amount. There is a 100 per injury/sickness deductible. There is no coinsurance within PPO network or Student Health Center; Out of network- 80% of first $5000 and then 100% thereafter.

Student health advantage

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

11. Student Health Insurance for "essential" health care, anywhere in US and medical evacuation

customer maleHi there,
I'm looking for a student health insurance which meet the requirements on page 2 in this Brochure.
And also the plan should:
- Offer unlimited coverage for "essential" health care
- Offer coverage anywhere in the U.S.
- Cover medical evacuation and repatriation
Thank you,
Kevin

questionDear Kevin,
Thank you for contacting us for your International student health insurance needs!
The Study USA plan covers one routine physical exam for 100% per certificate period. If you think that is not enough then below is the plan which is a global plan from GeoBlue and this covers preventive care and wellness check-ups. This is probably the best suited for your requirements. The Navigator Student plan from GeoBlue: For plan details, brochure and to get quote and purchase this plan, please visit this link: Navigator for student

Navigator for student

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

12. Health Insurance satisfying University requirements

customer maleHi,
I am applying for medical insurance, but I will need to now if all my University requirements will be met.
This is the link regarding the requirements:
This is my quote summary:
Quote Summary Price: $261.34 Your Age(s):23Coverage
Start:01/10/2014Coverage
End:06/04/2014Deductible: $250.00
Maximum Coverage: $200,000.00
But I need to know first if all the requirements are met asap.
Thank you for your time.
Sincerely,
Mario P

questionDear Mario,
Thank you for contacting us at American Visitor Insurance for your Students health insurance needs!
For the criteria that you have mentioned below, the below plan is recommended We have a website specifically for Atlas America insurance.

You can get all information about Atlas insurance, see the brochure, search the PPO network and buy the policy in the website.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smaller) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease.
To purchase the Atlas America plan, you can go directly to this site:

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

13. Health Insurance coverage for U.S citizen to study master's degree in Madrid

customer maleHi,
I am presently insured because I work full-time; I am a U.S. citizen. I was recently admitted into a master's degree program in Madrid. I am interested in leaving employment to study abroad; however, I possess a pre-existing condition (HIV) with prescription costs of 2400/month (this is the cost without insurance). Do you have a program that would help/cover me? Thank you very much,
James

questionDear James,
Thank you for contacting us at American Visitor Insurance for your Students health insurance needs!
All the policies we sell would exclude covering any part of your medication costs since they exclude coverage for pre-existing conditions (on-going treatment). You can get coverage for "acute onset" of some pre-existing conditions with some plans, but the plans specifically exclude HIV coverage. Some even go so far as to not cover HIV patients at all (for any other illness, even unrelated to the HIV). So you must proceed carefully.
You could get something like Student Health Advantage which, while it won't cover your HIV treatment, would cover any other illness or situation.

Student health advantage

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

14. Student Health Insurance for Australian to study in South Carolina

customer maleHi,
I am thinking of taking out student insurance with your company, my son is Australian and studying in South Carolina,the problem I have with the application form questions is that he is already at the college studying, he arrived last month,so how do I answer the question about him departing here and arriving in the US? I have been sick and it was a BIG oversight by me not to take out his insurance before leaving, but obviously it must be done(and quickly!!!). Thank you for your help,
Lynn Blackwell

questionDear Lynn,
Thank you for contacting us at American Visitor Insurance for your Students health insurance needs!
It should not be a problem. You will have to tell them on the application the dates he left his home country and intends to return to home country. You cannot be back charged for days already in the US.
The soonest the coverage will start is the following day. Some companies will not issue a policy after a certain amount of time abroad without insurance depending on age, but usually for a young person this is not an issue. He is eligible for student policies or visitor policies. I will put links below:
Student Medical Compare     Visitors Medical Compare

If his institution has certain requirements, please look over the brochures carefully (or you can forward their requirements to us and we can have a look at them) to be sure they will satisfy their requirements. Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

15. Student Health Insurance for Australian with o1 Visa in USA

questionHi,
Does the insurance cover a person on an O1 visa in USA from Australia. What is the monthly cost for a 19 year old? Thank you,
Helen

questionDear Helen,
Thank you for contacting us at American Visitor Insurance for your International students health insurance needs!
If the 19 year old is a full time student, you could get a student plan for $38/month (Navigator for Student plan). These are very good plans with maximums between $200k and $300k and deductibles of $50 to $200.
Students Medical Compare

Navigator for student

If the person is not a student, then you could get a visitor plan for about $46/month for a $100,000 max with a $250 deductible (for example the Patriot America plan).
Visitors Medical Compare

Any of these options are available for non-residents of the US with a valid visa.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

16. Benefits of maternity in Student Health Advantage Platinum Health insurance

customer maleHi,
Could you please tell me the benefits of maternity in Student Health Advantage Platinum Health insurance. It is mentioned as any other illness, what does this exactly mean??
Is it like
If incurred Outside of US/Canada: 100% eligible expenses to maximum limit
If incurred In US/Canada PPO Provider: 80% eligible expenses to maximum limit
If incurred in US/Canada NON PPO Provider: 60% eligible expenses to maximum limit or will you be providing 100% coverage ??
Thank you,
Poonam

questionDear Poonam,
Thank you for contacting us at American Visitor Insurance for your International students health insurance needs!
"Covered as any other illness" means that there is no restriction for maternity. Some plans do not cover maternity but provide coverage for any other sickness or injury that happens unexpectedly during the coverage period. Maternity is only covered by student plans when the conception occurs before the policy becomes effective. So, "As any other illness" means maternity is covered in a similar way as coverage for other unexpected sickness or injury that a health insurance would cover.
The percentage of coverage as it was mentioned in the previous email. You have also mentioned it below. Does this help?

Student Health Advantage plan

The buy link for the Student Health Advantage Platinum plan is as below

Student health advantage

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

17. Query about the Student Health Advantage Platinum Health insurance

customer maleHi,
I have a query about the Student Health Advantage Platinum Health insurance. Although I might have asked some of it before but I would like to re-confirm it again.
I can see that I have to make a initial purchase for 3 months for 909$ and then I can renew that. So, my question is that:
1. Will I be able to pay monthly premiums of 303$ after the initial purchase ??
2a. It is mentioned that maternity will be same as any other Illness, does it mean that it will have full coverage in a PPO provider and a non PPO provider ???
2b. If I conceive after I make the initial purchase then will I have all the benefits once I renew this cover up to a year ??? It is not that I should not conceive in the first 3 months of the coverage and then once I renew it then only I can avail the benefits of maternity !!!
Kindly let me know.
Thank you,
Poonam

questionDear Poonam,
Thank you for contacting us at American Visitor Insurance for your Students health insurance needs!
Here are the responses to your query - I have a query about the Student Health Advantage Platinum Health insurance.
I can see that I have to make a initial purchase for 3 months for 909$ and then I can renew that. So, my question is that:

Ques 1. Will I be able to pay monthly premiums of 303$ after the initial purchase ??
Ans 1: In order for you to renew the plan on a monthly basis, you will have to make an initial purchase of three months. After three months of coverage, you will be able to renew the plan every month for up to 5 years.

Ques 2a. It is mentioned that maternity will be same as any other Illness, does it mean that it will have full coverage in a PPO provider and a non PPO provider ???
Ans 2a: Student Health Advantage has to plans, the Standard and the Platinum.
The coverage for maternity for the Standard is as follows:
Subject to Special Maternity Pre-certification requirements
If incurred Outside of US/Canada: 100% eligible expenses to maximum limit
If incurred In US/Canada PPO Provider: 80% eligible expenses to maximum limit
If incurred in US/Canada NON PPO Provider: 60% eligible expenses to maximum limit
And the coverage for maternity for the Platinum is as follows:
Subject to Special Maternity Pre-certification requirements, same as any other Illness.

Ques 2b:. If I conceive after I make the initial purchase then will I have all the benefits once I renew this cover up to a year ??? It is not that I should not conceive in the first 3 months of the coverage and then once I renew it then only I can avail the benefits of maternity !!!
Ans 2b: Maternity is covered as any other illness as long as conception must occur after the effective date. And your coverage for maternity will depend on the specific plan you choose,

Please let us know if we can help you in any further.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

18. Health Insurance for J1 and F1 Visa holder with maternity coverage for spouse

customer maleHi,
Hi I am planning on studying in the US this fall. I would like to receive information on possible plans with maternity coverage for my spouse. Thank you,
David K

questionDear David,
Thank you for contacting us at American Visitor Insurance for your International students health insurance needs!
Here are the insurance options for you and your wife that cover maternity. These options satisfy the J1 and F1 requirements that most universities and institutions require. These plans cover maternity as any other illness.
You can use this link to compare different student insurance options, download plan brochures, obtain online quotes as well as buy the plan online.
Students Medical Compare

The second option is Student Health Advantage by IMG.

Student health advantage

The third and last option is the Student Secure Select from WorldTrips:

Please fell free to give us a call for any further questions.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Patriot Exchange insurance ideal for spouse of F1 visa health insurance holders

Patriot Exchange student insurance is available for spouse and dependent children of F1 visa holders even if the primary F1 holder is not on this insurance plan. If a F1 Visa holder wants to buy this plan for his/her F2 visa holder spouse or children, then the Patriot Exchange insurance plan can be purchased exclusively for the F2 visa holders.

Details Brochure

Related Forum Entries

  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens traveling outside USA
    4. US citizens visiting Australia
    5. Pre Existing Conditions
    6. Coverage for Australians
    7. Senior Citizens
    8. Family
    9. Maternity
    10. Atlas Travel Policy
    11. Puerto Ricans visiting mainland USA
    12. Patriot Travel Policy
    13. Travel Medical Policy
    14. How an insurance plan works?
    15. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. F1 Visa Insurance
    6. OPT Insurance
    7. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. E2 Visa Insurance Forum
  8. International Health Insurance Forum
    1. Global Health Insurance
  9. Green Card Holders
  10. Schengen Visa Insurance Forum
  11. Insurance Cancellation Forum
  12. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
    4. how to use insurance?
  13. Direct Billing & Claims Forum
  14. Safe Travel Forum
  15. Trip Cancellation insurance
  16. Trip protection insurance
  17. International travel insurance
Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Travel Medical Policy
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs
USA students study overseas insurance plans

International Student Medical Insurance Plans for students studying abroad

Click here to know more »

What does international student health insurance cover?

Doctor Visit

Covers doctor visits in case of sudden injury or sickness.

Sports Activities

Some plans cover high school sports activities.

Health care expenses

Hospital medical expenses for sickness or accidents during coverage.

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

Repat of remains

Repatriation of remains expenses to home country in case of death.

Testimonials - From Our Customers

Thank you for your prompt reply. Thank you for doing some good homework on our behalf. May the Lord richly bless you and all your encounters and may He fill your life with all of his abundance.
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Ron W

I needed to move my policy date, but remembered it too late. American Visitor Insurance customer support made a lot of efforts to fix it out and succeeded. It's a really good service. Great thanks to your support staff.
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Konstantin V.B

Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration.
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Amanda

Health Insurance for International Students resources

Find the student insurance cost

Find out the best insurance for your budget and needs.

Click here to read more »

How to buy student insurance?

Step by step guide to buying the best travel insurance.

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Student group insurance

Best student group travel medical insurance.

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Student compare coverage

Compare International health insurance for students in USA

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Get quotes for international student travel insurance!

Review and compare the best international student travel medical insurance.

Compare International Student travel quotes »

Cheap health insurance for international students - FAQs

01. Do international students need health insurance? Do f1 students need health insurance?

Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars.

Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.

02. Can international students get health insurance?

Yes, International students can definitely get best health insurance for international students in USA, we offer many student insurance options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive.

At student insurance plans that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.

03. Can international students get medicare?

No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.

04. What is international student health insurance?

International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.

05. What is the best health insurance for international students? What is the best insurance for international students?

The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.

06. Is there health insurance for college students?

US citizens are eligible to purchase health insurance plans through their state's health insurance marketplace. Non-US citizens can purchase visitor insurance plans. Those foreign students on the F or J visas qualify specifically for "student" health insurance plans which are often cheaper than visitor insurance. Students can compare student medical insurance plans and make an informed choice.

07. Does college offer health insurance?

Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.

08. What is the best health insurance for international students in USA? What is the cheapest health insurance for international students in USA

There are different factors for buying best student insurance for USA students. While the best student insurance for USA varies from students to students, the following list can be considered the best student insurance for students to USA based on their popularity.

09. How much does health insurance cost for a college student?

The health insurance cost for the college student will depend on the coverage benefits of the student insurance plan, the age of the student, the medical maximum coverage required and the deductible for the plan. The cost of student health insurance coverage within the US is more expensive when compared to coverage outside the US.

10. Why should international students compare health insurance?

Most international student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different student insurance plans do have some additional benefits or perhaps some specific constraints. In order to choose the best plan based on the students requirements and to get sufficient coverage from the international student insurance plan, it is important to compare different features available in the student health insurance plan.

The following are important factors for comparing student health insurance plans:

Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.

Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.

Pre existing condition coverage: This is very important benefit factor as many customers need this benefit. The student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.

Coverage for mental illness and drug abuse: This coverage is required by most of the universities.

Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.

Sports and other unique activities: Some of the plans provide coverage for intercollegiate and interscholastic sports...

Based on these factors, American Visitor Insurance provides an excellent compare student medical insurance facility where getting quotes as per students’ requirements. Once the required information is entered in the form, a summary of popular student insurance plans are displayed which can be compared.

11. Is health insurance mandatory for F1 visa insurance holders? Are F1 visa students required to have health insurance?

Having health insurance is not mandatory by U.S. government for F1 visa holders (it is mandatory for J1 visa holders). However, many U.S. universities require international students to have health insurance due to high US healthcare costs. Requirements vary, so check with your school's international student office for details.

12. What are the benefits of health insurance F1 visa?

Medical insurance for f1 students is most important given the high US healthcare costs and provides the following coverage:

  • Medical expenses related to diagnosis, testing, treatment, and hospitalization for accidents and illnesses, including COVID-19 if contracted after the policy effective date.
  • Emergency medical evacuation and repatriation in case of complications or emergencies.

13. Does any plans of f1 student insurance will covers pregnancy?

Yes, some of our international student insurance cover pregnancy of an insured student or enrolled spouse if the pregnancy begins after the waiting period in the policy. They usually do not cover the pregnancy of a dependent child.

Resourceful international student health insurance information

Student travel insurance FAQs

Commonly asked questions about student travel insurance.
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Student insurance resources

Here are some useful resources to help you understand insurance.
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Factors for student insurance

Factors while buying best international student health insurance USA.
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Steps to compare and buy
Best International student insurance USA

 1: Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

 2: Compare the different medical insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the student health insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the students medical insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step student travel insurance
Best health insurance for F1 students in USA – FAQ’s

Factors for health insurance cost in USA for international students

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.

The length of coverage

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum medical coverage

Student health insurance USA cost is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

Best insurance for international students

Cheapest medical insurance for F1 students

Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. We work with several US insurance providers that offer excellent student F1 health insurance.

We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for F1 students studying abroad. Our international student insurance plan comparison facilities lists the travel insurance for students that satisfies the f1 visa health insurance requirements.

Student health insurance

Students can find the affordable health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.

Nationalities of large international student groups in the US

US Colleges and Universities

Student health insurance for top US colleges and universities

Student health insurance information

Student medical insurance forum

Customer queries and answers about medical insurance.
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Student Medical Insurance Blogs

Blogs about buying student health Insurance.
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Student travel insurance FAQs

Commonly asked questions about student travel insurance.
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Insurance FAQ Disclaimer

AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ..
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