Compare International health insurance for students in USA

Compare health and medical insurance plans for F1 visa students in USA. The medical insurance plans are from popular insurance providers and offer university comparable coverage. Some of these plans offer university waiver form while satisfying most of the F1 visa insurance requirements. Unique benefits offered by these insurance plans are coverage for high school sports

Compare Study USA, Patriot Exchange, Student Secure Budget, and Navigator for Student Insurance

Compare the popular student health insurance plans for international students in USA namely Study USA from Travel Insurance Services, Patriot Exchange from International Medical Group, Student Secure Budget from Tokio Marine HCC and Navigator for Student Insurance from GeoBlue.


Compare Study USA vs Patriot Exchange vs Student Secure Budget vs Navigator for Student Insurance

Age
Start Date
End Date
Coverage Region
Citizenship
Study USA 
Maximum
Deductible
Patriot Exchange
Maximum
Deductible
Student Secure Budget
Maximum
Deductible
Navigator for Student
Maximum
Deductible
travel insure IMG hccmis geoblue logo
brochure  Brochure & Details links
» Study USA Brochure
» Study USA Details
» Study USA Reviews
» Patriot Exchange Brochure
» Patriot Exchange Details
» Patriot Exchange Reviews
» Student Secure Budget Brochure
» Student Secure Budget Details
» Student Secure Budget Reviews
» Geoblue Navigator Brochure
» Geoblue Navigator Details
coinsurance  Coinsurance - Claims Incurred Inside the U.S
Basic plan:
IN NETWORK: 80% after deductible, up to overall maximum limit; OUT OF NETWORK: Plan pays 100%
Standard & Preferred plans:
IN NETWORK: 80% after deductible, up to $25,000, then overall maximum limit; OUT OF NETWORK: Plan pays 100%
Plan pays 100% Within PPO: The plan pays 80% of the next $25,000 of eligible expenses after deductible, then 100% to the overall maximum limit.;
Outside PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
Within PPO:20%;
Outside PPO: 40%
coinsurance  Coinsurance - Claims Incurred outside the U.S
Plan pays 100% Plan pays 100% After the deductible, 100% of eligible expenses to the certificate period maximum. Waived outside the US
file  Underwriter
Lloyds Sirius International Lloyds 4 Ever Life Insurance Company
Ambulance  Local Ambulance
Basic plan: $300 per injury or illness
Standard & Preferred plans: $350 per injury or illness
- Up to $500 per injury / illness if hospitalized as inpatient In network: 80% to Coinsurance Maximum then 100%
Out of network:60% to Coinsurance Maximum then 100%
Drugs  Prescription Drugs
Basic plan: 50% of actual charges
Standard & Preferred plans: $10 copay for generic drugs; $20 copay for brand name
Company pays 100% after deductible is met
90 day dispensing maximum
50% of actual charge 100% of actual charge up to an annual maximum of $5,000. Maximum 90 - day supply
Dental  Dental Treatment - Due to Accident
Preferred plan: Up to $1,000 maximum per certificate period $500 per accident $250 maximum per tooth; $500 maximum per certificate period 100% of Covered Expenses up to $500 per Calendar Year maximum
Dental  Dental Treatment - Sudden Pain
Preferred plan: Up to $100 to alleviate pain $350 maximum Up to $100 for acute onset of pain -
Maternity  Maternity
Standard & Preferred plans:
IN PPO NETWORK: 80% of eligible expenses; OUT OF PPO NETWORK: Up to the overall maximum.
Outside US: 100% coinsurance up to overall maximum
Not covered Up to $5,000 for covered pregnancy Covered after 364 days
Terrorism  Terrorism
$50,000 lifetime maximum $50,000 $50,000 maximum lifetime limit No Coverage
sports  Intercollegiate, interscholastic, intramural or club sports
Standard plan: $2,500 maximum per injury or illness.
Preferred plan: $5,000 maximum per injury or illness.
Plan pays 100% after deductible is met for High School and college sports ONLY $3,000 maximum per injury / illness Medical expenses only Covered
Emergency  Emergency Medical Evacuation
Basic plan:$50,000 lifetime maximum
Standard plan:$250,000 lifetime maximum
Preferred plan:$500,000 lifetime maximum
$50,000 lifetime maximum Up to $250,000 lifetime maximum $250,000 lifetime maximum
Repatriation  Repatriation of Remains
$25,000 lifetime maximum $25,000 for return of mortal remains or $5,000 maximum for cremation / burial $25,000 lifetime maximum Maximum Benefit up to $25,000
Accidental  Accidental Death and Dismemberment
Basic plan:$10,000 lifetime maximum
Standard & Preferred plans:$25,000 lifetime maximum
$25,000 principal sum No Coverage Maximum Benefit: Principal Sum up to $10,000
Pre-existing  Pre-existing condition coverage
Pre-Exisiting Condition Waiting Period -
Basic plan: No benefit
Standard plan: 12 months, $500 maximum per certificate period.
Preferred plan $300,000 plan maximum: 12 months
Preferred plan $500,000 plan maximum: 6 months
Sudden & Unexpected Recurrence of a Pre-existing Condition (U.S. Citizens plan only)
Eligible Medical Expenses: $5,000 lifetime maximum
Emergency Medical Evacuation: $25,000 lifetime maximum
Covered after 12 months of waiting period Covered with creditable coverage within 365 days, can be reduced or eliminated if you have been covered by a creditable group or individual health insurance plan
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