Best international student insurance for US students abroad

Find the best international student health insurance plan for your needs.

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Travel insurance with vacation cost coverage included?


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US student travel insurance

US student insurance is commonly known as international student insurance or study abroad insurance, is designed to provide health and travel coverage for US students studying or participating in educational programs outside the United States. This US student abroad insurance offered on American Visitor Insurance is essential as most domestic US health insurance plans may not offer adequate coverage and have limited benefits while US students are overseas.

Here are some key features of US student abroad insurance:

  • Medical Coverage: This includes coverage for medical expenses, doctor visits, hospitalization, prescription drugs, and emergency medical treatment for illnesses or injuries that occur while studying abroad.
  • Emergency Medical Evacuation: In case of a serious medical condition that cannot be adequately treated at the current location, this benefit covers the cost of transportation to the nearest suitable medical facility or back to the US if necessary.
  • Repatriation of Remains: In unfortunate cases of death, this benefit covers the expenses of returning the student's remains to their home country.
  • Travel Assistance: Many insurance plans offer 24/7 travel assistance services, including help with lost passports, emergency travel arrangements, language interpretation, and more.
  • Mental Health Coverage: Some plans may include coverage for mental health services, counseling, and treatment.
  • Maternity Coverage (Optional): Depending on the plan, students may have the option to add maternity coverage if needed.
  • Personal Liability: Coverage for legal expenses and compensation in case the insured student is held liable for causing injury or damage to a third party.
  • Sports and Activities Coverage: Some plans offer coverage for certain sports and activities, particularly important for students who plan to engage in recreational activities while abroad.
  • Trip Interruption: Coverage for the reimbursement of non-refundable trip costs if the student needs to return to the US unexpectedly due to covered reasons.
  • Pre-existing Conditions (Varies): Some plans offer limited coverage for pre-existing conditions, while others may exclude them altogether.

US student abroad insurance is typically available for various durations, ranging from a few weeks to a full academic year. It's essential for students to carefully review the policy terms, coverage limits, and exclusions to ensure the plan meets their specific needs and the requirements of their study abroad program.

As always, it's advisable to compare different health insurance for US students. Students should compare quotes, and seek guidance from licensed insurance agents in American Visitor insurance to make an informed decision to find the best student insurance coverage for studying abroad.

International Student Health Insurance Coverage highlights

International student insurance benefits for students

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Health Insurance for International Students resources

Find the student insurance cost

Find out the best insurance for your budget and needs.

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How to buy student insurance?

Step by step guide to buying the best travel insurance.

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Student group insurance

Best student group travel medical insurance.

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Student compare coverage

Compare International health insurance for students in USA

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Popular health insurance for US Students studying abroad

  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
    (Standard, Preferred, Platinum)
  • Incidental home country up to a cumulative 14 days
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Pre-existing conditions coverage after 6 or 12 months
    Know More
  • Plan Maximum
  • Deductible $250
  • coronavirus  COVID19 coverage
  • Incidental home country up to a cumulative 14 days
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Sudden and unexpected recurrence of a pre-existing condition
    Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Incidental home country up to $5,000 (30 days minimum)
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Covers acute onset of pre-existing conditions and waiver of pre-existing conditions
    Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Preventive care services available
  • Maternity  Maternity (after 364 days)
  • Evacuation/Repatriation
  • Pre-existing conditions covered with creditable coverage
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Benefits of GeoBlue Navigator Student insurance

Some highlights of the GeoBlue Navigator Student medical insurance:

  • Popular among US students
  • It provides UNLIMITED annual and lifetime medical maximum
  • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage
  • Coinsurance is waived for care outside the U.S.
  • Sports, terrorist and alcohol-related injuries are covered
  • Exceeds J-1 visa requirements for the US
  • Simpler, Better Access to Care, No waiting period associated with any preventive services.
  • No waiting period associated with any preventive services
  • Contracted providers bill GeoBlue directly, eliminating paperwork and out-of-pocket expenses for you
  • Convenient mobile tools that allow you to connect to quality care across the globe for anything from emergency needs, to filling a simple prescription, to translating your symptoms, to finding the right doctor at home or abroad

Group insurance information

Student group travel insurance

Student group travel insurance provides coverage for groups of US students who are traveling together for educational or recreational purposes. US student group insurance is particularly useful for school trips, study abroad programs, student organizations, and other group travel activities. It helps ensure that students groups are financially protected in case of unexpected events or emergencies during the trip.

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Sporting teams group insurance

Sporting teams group insurance provides coverage for groups of athletes or sports teams who participate in organized sports activities. Whether it's a school sports team, a club team, or a recreational league, sporting teams can face various risks and potential injuries while participating in sports events and activities. US student sports group insurance helps provide financial protection and peace of mind to athletes, coaches, and team organizers.

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Student health insurance – FAQ’s

01. Do all US students going abroad need health insurance?

While not all students are required by law to have health insurance, many colleges and universities have their own health insurance requirements. Additionally, having health insurance is highly recommended to protect yourself from unexpected medical expenses while outside the USA.

02. What are the benefits of having student health insurance?

Student health insurance provides various benefits, including coverage for medical expenses, doctor visits, hospital stays, prescription medications, and preventive care. It helps students access healthcare services when needed without incurring high out-of-pocket costs.

03. What if my college offers a student health insurance plan? Can I choose a different plan?

If your college offers a student health insurance plan, you may be automatically enrolled in it. However, you have the option to waive the coverage if you have comparable health insurance from another source, such as plans that are available on American Visitor Insurance.

04. How do I find the right student health insurance plan?

When looking for a student health insurance plan, consider factors such as the coverage offered, premium costs, deductibles, co-pays, and the network of healthcare providers. Look for plans that meet your specific needs and budget. US students traveling abroad for a semester or a longer period can buy US student insurance on American Visitor Insurance for their international stay.

US student trip cancellation Insurance

Student travel insurance with trip cancellation coverage is also called trip cancellation insurance or trip interruption insurance and offers coverage to protect students against financial losses in case they need to cancel or interrupt their travel plans for covered reasons. Student trip cancellation insurance is useful for US students who are studying outside the USA or participate in international educational trips. This Student trip cancellation insurance helps reimburse non-refundable expenses incurred for the trip, such as airfare, accommodations, and other prepaid costs.

Factors for health insurance cost in USA for international students

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.

The length of coverage

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum medical coverage

Student health insurance USA cost is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

GeoBlue Voyager Insurance for US Students

Geoblue Voyager plans offers coverage for Students or teachers going abroad for a semester.

Voyager Choice Insurance

  • Applicant's home country must be the US,
  • Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan,
  • US primary health plan required.
  • Access to doctors and hospitals in 190 countries.

Voyager Essential Insurance

  • Applicant's home country must be the US.
  • Pre-existing conditions are covered with a 180-day exclusion.
  • Does not require a primary health plan.
  • Access to doctors and hospitals in 190 countries.
  • This plan is available from 1 day to 182 days.

Steps to compare and buy
Best International student insurance

 1: Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

 2: Compare the different medical insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the student health insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the students medical insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step student travel insurance

Resourceful international student health insurance information

Student travel insurance FAQs

Commonly asked questions about international student travel insurance USA.

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Student insurance resources

Here are some useful resources to help you understand insurance.

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Factors for student insurance

Factors while buying best international student health insurance USA.

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Best health insurance for US students going abroad

  • Patriot Exchange Covid insurance offers coverage for coronavirus sickness.
  • IMG's Patriot Exchange insurance is designed for International students or Cultural Exchange scholars.
  • It is a very affordable plan and meets J visa requirements and F Visa for international students.
  • The deductible can be $500 or less with no further costs for the insured (while most plans have coinsurance which still must be paid after the deductible).
  • Student Secure provides excellent insurance cover to international students and scholars outside their home country.
  • WorldTrips Student health insurance by Student Secure Insurance covers Covid19 illness for international students outside their home country.
  • It meets the student insurance requirements of many schools and visas, including J-1 visa.
  • Student Secure student health insurance also offers features like travel assistance, sports coverage, vaccination coverage, and mental health coverage.
  • Study USA student insurace includes coverage for Covid19 illness.
  • Study USA Health Insurance provides affordable student medical insurance to foreign students studying in the US and to US registered students studying abroad.
  • The overall policy maximum option that the Basic and Standard plans provide are $200,000 and the Preferred plan provides $600,000.
  • There are 3 variations of this plan namely Basic, Standard and Preferred.
  • GeoBlue Navigator Student coronavirus insurance offers coverage for medically necessary COVID-19 testing and treatment is covered.
  • Offers worldwide coverage for international students and faculty outside their home country.
  • Offers Unlimited annual and lifetime medical maximum.
  • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
  • Coinsurance is waived for care outside the U.S.
  • Sports, terrorist and alcohol-related injuries are covered
  • Exceeds J-1 visa requirements
  • No waiting period associated with any preventive services.
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