Medical insurance for Indian students, Indian Student insurance

Find the best international student health insurance plan for your needs.
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What does international student health insurance cover?

Health care expenses

Health care expenses

Hospital medical expenses for sickness or accidents during coverage.
Sports Activities

Sports Activities

Some plans cover high school sports activities.
Doctor visit

Doctor visit

Covers doctor visits in case of sudden injury or sickness.
Dental Coverage

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.
Maternity Coverage

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.
Repat of remains

Repat of remains

Repatriation of remains expenses to home country in case of death.

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Resourceful health insurance information for international students ...

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International health insurance for Indian students

Health insurance for international students in USA

US Student insurance for Indian students

Student Insurance for Indian Students in USA

Indian universities offer a robust curriculum with sound theoretical and research study programs for its students. India is a great destination for students all over the globe due to its renowned rich culture and history, lower fees and great learning exposure. Many international students like to study in India as the education system is not complex yet effective. India welcomed about 49,348 international students for the year 2019-20 and aims to increase the number to fourfold by 2023.

Many of the international students have been traditionally from other developing countries of Africa and Asia, however India being one of the fastest growing large global economies is becoming an attractive educational and economic destination. This is encouraging an increasing number of students from the USA and Europe who want to gain an understanding of Indian education as well as work in India.

India is also attractive to the large number of children of the Indian diaspora which is about 25 million globally and is about 4 million strong in the United States itself. According to the Institute of International Education Open Doors 2020 report there were over 3,300 US students studying in India.

US students studying in India need good student health insurance. Healthcare in Indian cities are excellent, but are also getting expensive and getting emergency treatment without insurance can result in huge large medical bills. US student insurance will offer coverage during unexpected medical emergencies that may arise while they are at the university, especially given the covid19 pandemic.

Good student medical insurance will provide coverage for medical expenses incurred due to an injury or illness. US students should compare international student insurance and buy international Student health insurance that offers coverage for all travel and medical emergencies. The student Insurance plans also offer student insurance coverage for acute onset of pre-existing conditions as well as international sports coverage for students.

Student medical insurance for Indian students in the USA

F1 visa information

The F1 visa process for Indian students will begin by choosing a US school/college/university to pursue their studies. If your application is accepted you will get Form I-20 from the DSO (Designated School Official) and you have to pay I-901 SEVIS receipt. An individual ID number will be given to you and the details will be added to the SEVIS database. The Form I-20 is received by the students only after the school enters the information in to the SEVIS database. After the Form I-20 is received, you will be scheduled for the "Initial
  • International students in the US on a F1 visa should have International Student Health Insurance USA.
  • Most colleges offer insurance plans, however they are quite expensive.
  • The plans on our website are offered by reputed US providers, provide similar coverage, are more affordable and popular among international students.
  • Groups of 2 or more students enrolled in a university can view the GROUP INSURANCE QUOTES
  • The student group insurance quotes are available with discounted premium.
Documentation

Documentation for F1 visa in the USA

  • Form I-20 received from the DSO
  • SEVIS I-901 Receipt
  • Signed Passport ( it should be valid for 6 months after the entry into the US)
  • Transcripts or Diplomas from current or previous institutions
  • Description of the Program of Study
  • information about the accommodation in the USA
  • Evidence to support that there is sufficient funds to cover tuition and living expenses
  • The local embassy might ask for additional documents like DS-156, DS-157A, DS-158A
Document

Documents to submit on arrival in the USA

  • Form I-20 signed by the DSO of the School you are going to attend
  • I-94 Form
  • A valid visa which should consist SEVIS Id number and the name of the school
  • Financial documents
  • A valid passport

Steps to buy F1 visa international student insurance in the USA

international student insurance USA
The steps for buying the best student health insurance for international students in the US are:
  • Find out from your University/School/College if they a health insurance policy for international students.
  • If they offer a plan, is it mandatory to buy that University plan, or do they allow other student insurance plans.
  • If you are allowed to buy outside student insurance, then compare student insurance plans offered on American Visitor Insurance.
  • Compare the international student insurance here with the University plan based on price as well as coverage benefits.
  • You can also buy health insurance for F2 visa holders and medical insurance for J2 visa holders if required.
  • Select the international student health insurance plan that best fits your budget and needs.
  • On buying the US student insurance plan online, you will receive all the relevant documents by email.

Advantages of our US Student insurance compared to University insurance

  • The student medical insurance on American Visitor Insurance are designed specifically for international students.
  • Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
  • These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
  • Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
  • We offer student insurance plans for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
  • The student insurance plans on American Visitor Insurance moves with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the student insurance is valid in the new University as well.
  • These student insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
  • We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.
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US student health insurance for Indians

While in the US students may need emergency medical care and therefore it is recommended that students stay insured. Indian students in the US can buy medical insurance at our website. Health benefits such as hospitalization expenses, emergency medical evacuation, dental treatment... are covered by these health plans.

It is true that all universities have insurance coverage available, however the plans that we offer are cheaper with similar coverage. We work with all the well known US insurance providers who offer F1 visa international student medical insurance. Indian students can compare different student insurance USA plans to find the best US student insurance for their needs

Indian Student

Indian students in the US

The most recent annual "Open Doors" report on international students in the US indicates that Indian students numbering over 196,271 contribute about 17% to the total number of international students. US colleges are known worldwide for their academic and research rigor. It is estimated that approximately 30% of all international student in the world are either studying or have applied to study in the USA with Indians constituting the second largest nationality.

It is a wonderful opportunity for Indian students to study under noble laureates and renowned scholars from across the world who teach in American universities. Given the cost of healthcare in USA, it is important to buy good student travel insurance for Indian students in usa.

Not on a F1 visa? Please review these other visa categories

Insurance for Indians Exchange scholars for US J1 visa.
Insurance plans for dependents of an F1 visa holders.
Health insurance plans for Indian citizens visiting USA on vacation.
Insurance for Indian J2 visa holders to satisfy visa requirements.
Insurance plans for Indian students on OPT status
Insurance plans for US students studying in India
 

Factors for the cost of US student travel insurance

Question

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.

hour glass

The length of coverage

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Medical insurance

Maximum medical coverage

The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

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Indian student insurance - Frequently asked questions

Why do international students from India need health insurance?

Healthcare in the USA is very expensive and is not free for international students from India, therefore Indian student in the USA should buy best insurance for f1 students. While many Universities offer student insurance but these plans are quite expensive.

Given that there is no f1 visa health insurance requirements mandated by US consulates, and unless the University insists on the College insurance plans, Indian students can compare international student insurance plans offered by popular US student insurance providers and buy the F1 student health insurance that they like best.

Why should Indian students compare health insurance?

Most international student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different student insurance plans do have some additional benefits or perhaps some specific constraints. In order to choose the best plan based on the Indian students requirements and to get sufficient coverage from the health insurance plan for students from India, it is important to compare different features available in the best health insurance for Indian students in USA:
The following are important factors for comparing cheapest health insurance for Indian students plans:

  • Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.
  • Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.
  • Pre existing condition coverage: This is very important benefit factor as many customers need this benefit. The student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.
  • Coverage for mental illness and drug abuse: This coverage is required by most of the universities.
  • Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.
  • Sports and other unique activities: Some of the plans provide coverage for intercollegiate and interscholastic sports...

Based on these factors, American Visitor Insurance provides an excellent compare student medical insurance facility where getting quotes as per students’ requirements. Once the required information is entered in the form, a summary of popular student insurance plans are displayed which can be compared.

Can Indian students get health insurance on a student visa?

Yes, students from India can definitely get good student health insurance on the student F1 visa. F1 visa holding students can compare international student insurance plans offered by US student insurance providers and buy the F1 student health insurance that they like best.

The popular student insurance plans on our website are not aca compliant health insurance for international students, however international students insurance are not required to satisfy ACA requirements up to five years in the USA.

Do you offer student insurance even if I am not taking any courses on campus?

Yes, we do have student insurance plans for international students on a valid student visa, who are on Optional Practical Training (OPT) and are currently not taking any courses on campus.

Student health insurance USA cost

Studying in USA

For eg: If the Age - 20 years, Duration - 1 Month
IMGInternational Medical Group (IMG)
Travel Insurance Plans Medical limit ranges Deductible Price range
Patriot Exchange $50,000 to $500,000 $0 to $500 $64.80 - $86.40? Buy now
Student Health Advantage $500,000 $0 $89.00? Buy now
Student Health Advantage Platinum $1,000,000 $25 $272.00? Buy now
WorldTripsWorldTrips
Travel Insurance Plans Medical limit ranges Deductible Price range
StudentSecure Elite $500,000 $50 $176.00? Buy now
StudentSecure Select $300,000 $70 $95.70? Buy now
StudentSecure Budget $250,000 $90 $42.30? Buy now
StudentSecure Smart $100,000 $100 $30.60? Buy now
SevenCornersSeven Corners
Travel Insurance Plans Medical limit ranges Deductible Price range
Liaison Student Basic $50,000 to $500,000 $50 to $250 $59.69 - $79.35? Buy now
Liaison Student Plus $50,000 to $1,000,000 $0 to $250 $108.38 - $159.38? Buy now
GeoBlueGeoBlue
Student Insurance Plans Plan Maximum Deductible Estimate Plan Cost
Navigator Student Unlimited Coverage $0 $289? Buy now
Travel InsureTravel Insure
Student Insurance Plans Plan Maximum Deductible Estimate Plan Cost
Study USA Basic $100,000 $500 $38.60? Buy now
Study USA Standard $100,000 $250 $53.30? Buy now
Study USA Preferred $300,000 $150 $83.00? Buy now
Study USA Platinum $500,000 $100 $94.10? Buy now

Studying Outside USA

For eg: If the Age - 20 years, Duration - 1 Month
IMGInternational Medical Group (IMG)
Travel Insurance Plans Medical limit ranges Deductible Price range
Patriot Exchange $50,000 to $500,000 $0 to $500 $45.60 - $60.00? Buy now
Student Health Advantage $500,000 $100 $59.00? Buy now
Student Health Advantage Platinum $1,000,000 $25 $180.00? Buy now
WorldTripsWorldTrips
Travel Insurance Plans Medical limit ranges Deductible Price range
StudentSecure Elite $500,000 $50 $123.30? Buy now
StudentSecure Select $300,000 $70 $71.10? Buy now
StudentSecure Budget $250,000 $90 $37.50? Buy now
StudentSecure Smart $100,000 $100 $25.50? Buy now
SevenCornersSeven Corners
Travel Insurance Plans Medical limit ranges Deductible Price range
Liaison Student Basic $50,000 to $500,000 $50 to $250 $42.09 - $55.54? Buy now
Liaison Student Plus $50,000 to $1,000,000 $0 to $250 $68.63 - $109.98? Buy now
Travel InsureTravel Insure
Student Insurance Plans Plan Maximum Deductible Estimate Plan Cost
Study USA Basic $100,000 $500 $38.60? Buy now
Study USA Standard $100,000 $250 $53.30? Buy now
Study USA Preferred $300,000 $150 $83.00? Buy now
Study USA Platinum $300,000 $100 $94.10? Buy now

Student insurance for US students studying in India

Information for US students studying in India

India is one of the more recent countries that US students are choosing to study in. The country has much to offer to US students being one of the oldest civilizations in the world, India impresses for its ability to celebrate human diversity in all its forms. With its population of 1.35 billion, India is home to over 15% of the global population.

Along with being an old civilization, India is also an technology powerhouse with a vibrant information technology industry, and is home to the research centers for many of the global companies. US students will find an Indian experience enriching both for it cultural experience as well as the opportunity to live in one of the 21st century economic growth centers.

US students while studying in India need to make sure that they have proper student health insurance which will work in India. There are excellent healthcare facilities in India which match western standards, but can be expensive if one is not insured.
Medical insurance for US students overseas »

Is it too late to buy student travel insurance for India?

It's never too late to buy student travel insurance for India. The only time it is too late is if a person is already sick or injured. As long as the student is healthy, you can purchase a India student travel insurance to have coverage for future accident or illness. Compare and buy the best student travel insurance for India.

How much does student travel insurance cost for India?

The cost for the India student travel insurance varies depending on the age of the student and the duration of coverage required. The older the student the higher will be the cost. The longer the duration of India travel insurance required, the greater will be the cost. Our India student travel insurance quote comparison facility lists the travel insurance that satisfy your requirements comparing them based on price and benefit. Compare student travel insurance India and get free quotes online.
international student insurance USA

Steps to buy
Best International student insurance in India

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

Student insurance comparison will help you identify what fits your needs best.

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Review the international student health insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step travel insurance

Factors for the cost of US student travel insurance from India

Health insurance international students age

The student’s age is a vital factor that determines the cost of the best USA medical insurance for students. The prices vary for different age groups. The prices while buying f1 visa us health insurance will increase with the increase in the age of the student.

The duration of coverage

The price of cheap graduate student health insurance USA can be either monthly or on a daily basis. The price will be more with an increase in the duration of coverage required.

Maximum medical coverage

The cost of health insurance for international students in USA is directly proportional to the medical maximum coverage required. The cost of F1 student medical insurance is less for a budget conscious student who chooses basic coverage while higher medical maximum coverage will cost more.

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International Student health insurance in USA

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Covid F1 student health insurance

Despite the spread of the BA.5 Omicron sub-variant, all international students with the F1 and J1 visa's are now allowed in the US. International students should however check the university updates and the covid19 requirements before travelling to US.

Unfortunately, even years after the pandemic started in China, Covid is again making a comeback with new immune-evasive variants. The Covid situation is made even more complicated in the US with influenza and the respiratory syncytial virus (RSV) which spreading earlier and faster than usual. International students should buy the best student travel insurance with covid-19 coverage. In case one contacts covid19 infections the illness will be covered and this includes the new sub-variants. Regardless of the variant a covid cover will provide students with coverage for the Covid infection.

There are many international students in the US either without proper US student medical insurance, or with F1 student insurance that does not cover Covid19. Given the health risk involved due to the Covid19 pandemic, it is very important for students to buy good Student medical insurance which includes coverage for Covid19. A Covid-19 coverage will offer protection towards the coronavirus illness just like any other illness under the benefits of the policy regardless of the variant. At American Visitor Insurance, we offer several international student health insurance with Covid19 coverage. The Covid-19 cover provides coverage just like any other illness irrespective of the variant.

Earlier international students in the US had to buy affordable care act, ACA (Obamacare) compliant medical insurance, however recent changes have removed this requirement. International students can now buy student health insurance plans offered on our website without violating US government requirements. These are some international student health insurance plans with Covid19 coverage. Students while studying in the US need not worry about getting coverage for mutated variants. Irrespective of the variant covid-19 cover will provide students with the coverage if contracted the illness.

International Medical Group Covid19 health insurance plans for international students in the US

The International Medical Group offers affordable student health insurance coverage for Covid19 medical expenses. Their popular Covid19 International student health insurance plans that offer coverage for medical expenses from coronavirus are

TravelInsure Covid19 insurance for F1 students

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

Seven Corners Covid19 Health insurance for F1 and F2 visa Insurance

Seven Corners offers Liaison Student Plus insurance for international students and faculties outside their home country. It covers student medical expenses arising from Covid19 illness. The treatment benefit is available for COVID19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV2.

GeoBlue Covid19 insurance for F1 students

GeoBlue Covid19 student health insurance by Navigator for Student with coronavirus coverage covers medically necessary COVID-19 testing and treatment is covered.

International students can compare student insurance plans to most appropriate plan that suits their specific needs.

Compare student insurance plans

There are some F1 visa students still stranded in the USA or on the OPT status who are not enrolled in any classes. In this situation students are not limited to buying US student health insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and work well for international students while they are not enrolled in classes. International students can review US visitors medical insurance plans that fit your needs.

Please know we are here to help you make an informed decision to get international students insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

international student insurance USA

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