International student health insurance India

Find the best international student insurance cost for your needs.

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Key Highlights of Visitors Care

International health insurance for students

Study in USA for Indian International Students Information

Student travel insurance FAQs

Commonly asked questions about international student travel insurance India.
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Student insurance resources

Here are some useful resources to help you understand insurance.
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Factors for student insurance

Important factors to consider while buying international student travel insurance India.
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F1 visa information

The F1 visa process for Indian students will begin by choosing a US school/college/university to pursue their studies. If your application is accepted you will get Form I-20 from the DSO (Designated School Official) and you have to pay I-901 SEVIS receipt. An individual ID number will be given to you and the details will be added to the SEVIS database. The Form I-20 is received by the students only after the school enters the information in to the SEVIS database. After the Form I-20 is received, you will be scheduled for the "Initial
  • International students in the US on a F1 visa should have medical insurance for students in USA.
  • Most colleges offer insurance plans, however they are quite expensive.
  • The plans on our website are offered by reputed US providers, provide similar coverage, are more affordable and popular among international students.
  • Groups of 2 or more students enrolled in a university can view the GROUP INSURANCE QUOTES
  • The student group insurance quotes are available with discounted premium.

Documentation for F1 visa in the USA

  • Form I-20 received from the DSO
  • SEVIS I-901 Receipt
  • Signed Passport ( it should be valid for 6 months after the entry into the US)
  • Transcripts or Diplomas from current or previous institutions
  • Description of the Program of Study
  • information about the accommodation in the USA
  • Evidence to support that there is sufficient funds to cover tuition and living expenses
  • The local embassy might ask for additional documents like DS-156, DS-157A, DS-158A

Documents to submit on arrival in the USA

  • Form I-20 signed by the DSO of the School you are going to attend
  • I-94 Form
  • A valid visa which should consist SEVIS Id number and the name of the school
  • Financial documents
  • A valid passport
j1 visa

Not on a F1 visa? Please review these other visa categories

J1 visa holders

Insurance for India Exchange scholars for US J1 visa.

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F2 dependents

Insurance plans for dependents of an F1 visa holders.

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Tourist Visa

Travel insurance for India citizens visiting the USA.

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J2 dependents

Insurance for India J2 visa holders to satisfy visa requirements.

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OPT Status within F1 visa

Insurance plans for India students on OPT status.

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Insurance for US Students in India

Insurance plans for US students studying in India

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Steps to buy medical insurance for F1 students

international student insurance USA
The steps for buying the best student health insurance for international students in the US are:
  • Find out from your University/School/College if they offer the best health insurance for international students in usa.
  • If they offer health insurance for F1 students, is it mandatory to buy that University plan, or do they allow other F1 student health insurance plans.
  • If you are allowed to buy an alternative best health insurance for F1 students in USA, then compare cheapest insurance for international students on American Visitor Insurance.
  • Compare the cheap insurance for international students here with the University plan based on price as well as coverage benefits.
  • You can also buy health insurance for F2 visa holders and medical insurance for J2 visa holders if required.
  • Select the international student health insurance plan that best fits your budget and needs.
  • On buying the best health insurance for f1 students in usa, you will receive all the relevant documents by email.

US student health insurance for Indians

While in the US students may need emergency medical care and therefore it is recommended that students stay insured. Medical insurance for Indian students studying abroad can be bought at our website. Health benefits such as hospitalization expenses, emergency medical evacuation, dental treatment... are covered by these health plans.

It is true that all universities have insurance coverage available, however the plans that we offer are cheaper with similar coverage. We work with all the well known US insurance providers who offer F1 visa international student medical insurance. Indian students can compare different student travel insurance USA plans to find the best US student insurance for their needs

Indian students in the US

The most recent annual "Open Doors" report on international students in the US indicates that Indian students numbering over 196,271 contribute about 17% to the total number of international students. US colleges are known worldwide for their academic and research rigor. It is estimated that approximately 30% of all international student in the world are either studying or have applied to study in the USA with Indians constituting the second largest nationality.

It is a wonderful opportunity for Indian students to study under noble laureates and renowned scholars from across the world who teach in American universities. Given the cost of healthcare in USA, it is important to buy good student travel insurance for Indian students in usa.

Cheap student insurance for US from India - Frequently asked question

01. Why do international students from India need health insurance?

Healthcare in the USA is very expensive and is not free for international students from India, therefore Indian student in the USA should buy best insurance for f1 students. While many Universities offer student insurance but these plans are quite expensive. Given that there is no f1 visa health insurance requirements mandated by US consulates, and unless the University insists on the College insurance plans, Indian students can compare international student insurance plans offered by popular US student insurance providers and buy the F1 student health insurance that they like best.

02. Why should Indian students compare health insurance?

Most international student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different student insurance plans do have some additional benefits or perhaps some specific constraints. In order to choose the best cheapest health insurance for international students in USA based on the Indian students requirements and to get sufficient coverage from the health insurance plan for students from Argentina, it is important to compare different features available in the best health insurance for Indian students in USA:
The following are important factors for comparing cheapest health insurance for Indian students in USA:

  • Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.
  • Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.
  • Pre existing condition coverage: This is very important benefit factor as many customers need this benefit. The student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.
  • Coverage for mental illness and drug abuse: This coverage is required by most of the universities.
  • Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.
  • Sports and other unique activities: Some of the plans provide coverage for intercollegiate and interscholastic sports...

Based on these factors, American Visitor Insurance provides an excellent compare student medical insurance facility where getting quotes as per students’ requirements. Once the required information is entered in the form, a summary of popular student insurance plans are displayed which can be compared.

03. Can Indian students get health insurance on a student visa?

Yes, students from India can definitely get good student health insurance on the student F1 visa. F1 visa holding students can compare international student insurance plans offered by US student insurance providers and buy the F1 student health insurance that they like best.

The popular student insurance plans on our website are not aca compliant health insurance for international students, however international students insurance are not required to satisfy ACA requirements up to five years in the USA.

04. Do you offer student insurance even if I am not taking any courses on campus?

Yes, we do have student insurance plans for international students on a valid student visa, who are on Optional Practical Training (OPT) and are currently not taking any courses on campus.

05. Can Indian students use their existing health insurance from India while studying in the US?

In most cases, health insurance from India is not enough to meet the requirements of US universities and colleges. International students are usually required to purchase a specific health insurance plan offered by their institution or a private insurance provider in the US. Do also note that since US insurance preferred provider organization (PPO) network healthcare billing is significantly lower than regular hospital bills without PPO network in the United States, it is very useful to have US student health insurance offered by US insurance providers. Simply having US student health insurance can reduce your hospital bills in the United States even before the coverage pays anything.

06. How can Indian students find the right medical insurance plan in the US?

Indian students can buy the insurance option provided by their educational institutions. Alternatively, students can compare student insurance plans on American Visitor Insurance which works with the best US insurance companies that specialize in offering student medical insurance coverage for international students. The plans offered on American Visitor Insurance are comparable to University insurance plans, but are significantly cheaper.

07. Are there any specific insurance requirements for the US student visa (F1 visa) application?

No, the US Department of State does not make it mandatory that F1 visa applicants buy medical insurance coverage during their stay in the US. However, even if not mandated by the US authorities, it is prudent for Indian students to buy US student medical insurance given the very high cost of healthcare in the country.

08. Can Indian students purchase insurance after arriving in the US?

Yes, students can purchase insurance after arriving in the US, but it is recommended to arrange for student insurance before arriving in the United States. This ensures that students are covered from the moment they arrive on campus.

09. How much is best health insurance cost for Indians students in USA?

The cost of health insurance for Indian students studying abroad varies significantly depending on different factors such as the insurance provider, the age of the student, the deductible, the co-insurance, the medical coverage amount and the specific plan chosen.

Here are some key points to consider while buying health insurance for Indian students in USA in American Visitor insurance:

  • University/College Plans: The plans on American Visitor Insurance are more affordable compared to student plans offered by different universities.
  • Coverage Level: The cost of the student medical insurance plan depends on the extent of coverage it provides. Plans with higher coverage levels and lower deductibles typically have higher premiums.
  • Deductibles and Coinsurance: Plans with higher deductibles (the amount you pay out of pocket before the insurance kicks in) and higher Co-insurance (a fixed amount you pay for certain services) may have lower premiums.
  • Age and Health: The age and health of the student will be taken into account when determining the premium. Younger and healthier individuals will have lower premiums.

Keep in mind that student medical insurance USA costs can change over time, and there may be new plans or regulations in place since my last update. It's essential to research and compare different insurance options on American Visitor Insurance to find a plan that fits your specific needs and budget.

If you are an international student looking for health insurance, We recommend using the compare student insurance plans tool to explore the health insurance options available to you on American Visitor Insurance.

10. Do international students have health insurance in USA?

Yes, in fact many international students studying in the United States are required to have student travel insurance USA coverage to satisfy University needs. The specific requirements for best health insurance for international students varies depending on the educational institution, state regulations, and the type of visa the student holds.

Some key points to consider:

  • University/College Requirements: Most US universities and colleges have specific health insurance requirements for international students. Universities may mandate that all enrolled international students purchase and maintain a specific health insurance plan that meets certain criteria. Student insurance plans offered on American Visitor Insurance are comparable to University insurance plans but are cheaper and with similar benefits.
  • Visa Requirements: The US government also has specific health insurance requirements for certain visa types. For example, J-1 and J-2 visa holders (Exchange Scholars) are generally required to have health insurance that meets the minimum requirements set by the United States Department of State.
  • Coverage and Benefits: The required student health insurance plans typically need to provide a minimum level of coverage for medical services, hospitalization, emergency care, and repatriation of remains, among other benefits.
  • Waivers: International students who buy student insurance on American Visitor Insurance and have comparable health insurance coverage may apply for a waiver to the university's insurance requirement. Usually, the existing coverage must meet or exceed the university's specified criteria.

At American Visitor Insurance we offer the best international student insurance USA plans from top rated insurance providers.

11. Which insurance is best health insurance for Indian students in USA?

The "best" USA student health insurance for students from India varies depending on Students’ needs, preferences, and budget. Different factors should be considered when choosing the most suitable medical insurance for students, such as coverage, cost, benefits, network of healthcare providers, and the specific requirements of your educational institution. Here are some options to consider:

Best health insurance for international students on American Visitor Insurance : American Visitor Insurance specializes in providing health insurance for Indian students studying in USA. These plans may offer a range of options and coverage levels, and some may be accepted by various educational institutions. Student insurance plans offered on American Visitor Insurance are comparable to University insurance plans but are cheaper and with similar benefits.

When comparing student health insurance plans, consider the following factors:

  • Coverage: Look for plans that provide comprehensive coverage for medical services, hospitalization, emergency care, prescription drugs, and preventive care.
  • Network of health care providers (PPO Network): Check if the plan has a network of healthcare providers and hospitals near your university or college to ensure easy access to medical services.
  • Cost: Compare premiums, deductibles, co-payments, co-insurance , and any additional fees to find a plan that fits your budget. Coverage benefits: Evaluate the additional benefits provided by the plan, such as mental health coverage, maternity coverage, and coverage for pre-existing conditions.
  • Customer Service: Consider the customer service reputation of the insurance provider and customer testimonials to ensure a smooth experience when dealing with claims and inquiries.
  • Policy Duration: Make sure the student medical insurance plan's coverage duration aligns with your academic program's duration, including any optional practical training (OPT) periods.

Before buying the best student insurance on American Visitor Insurance, it is essential to compare student medical insurance plans and read the policy details and terms carefully. If you have any questions or concerns, don't hesitate to contact us or call us at 877-340-7910.

Finally, the best health insurance for international students is one that provides adequate coverage and aligns with their specific needs, budget and circumstances of the student.

Finally, the best health insurance for international students is one that provides adequate coverage and aligns with their specific needs, budget and circumstances of the student.

12. Which is the best health insurance for F1 students from India?

There is no f1 visa health insurance requirements mandated by US consulates, and unless the University insists on the College insurance plans, Indian students can compare international student insurance plans offered by popular US student insurance providers and buy the F1 student health insurance that they like best. Their plans offer coverage for medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and more. They also have a wide range of deductibles and co-insurance options to choose from.

Patriot Exchange Insurance: This is a plan designed by International Medical Group (IMG) which is the best international health insurance for F2 visa holders. Patriot Exchange insurance can be bought by the F2 visa dependents even if the F1 visa student is not covered by the Patriot exchange plan. Their plans offer coverage for medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and more. They also have a network of providers that accept direct billing, which means you don’t have to pay upfront and file a claim later. The cost of their plans starts from $50 per month for individuals and $100 per month for families.

Group student insurance

Group student travel insurance

Compare and buy group student travel insurance.
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Student sports group travel insurance

Compare and buy group student sports travel insurance.
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Why American visitor insurance?

  • Wide range of Student insurance options for Vietnam students is USA
  • Student travel insurance with Covid19 and quarantine coverage included
  • Cheap international student health insurance with benefits similar to University plans
  • Resourceful user friendly Student travel insurance comparison tool
  • Customer support with support for claims settled in the USA
  • 24/7 licensed US travel insurance agent support
  • Guaranteed cheapest student medical insurance prices
  • Relevant US student health insurance blogs, articles and FAQ's
  • Student insurance reviews to help decide on plans

Advantages of our US Student insurance compared to University insurance

  • The student medical insurance on American Visitor Insurance are designed specifically for international students.
  • Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
  • These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
  • Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
  • We offer health insurance for international students as well as for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
  • The medical insurance for international students on American Visitor Insurance travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.
  • These US students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
  • We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.

Compare Student health insurance USA cost

How much does International student insurance USA cost? How much does health insurance for foreign students cost per month?

The cost of international students health insurance depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.

Factors for health insurance cost in USA for international students

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.

The length of coverage

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum medical coverage

Student health insurance USA cost is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

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International student insurance India blog

Blogs and articles for international student travel insurance India.

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Student travel Insurance Forum

Queries and answers about international student travel insurance for India.

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Buying student insurance options

Blog about buying international student health insurance for Indian students studying abroad.

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Popular countries among international Students

International student insurance for Covid

F1 visa student insurance

At American Visitor Insurance, we are committed to getting you the best international student health insurance in USA for Covid

Earlier students had to buy affordable care act, ACA (Obamacare) compliant medical insurance. However recent changes by the US government has removed this requirement and international students can buy affordable health insurance for international students studying in the USA offered here without violating any US government requirements. There are few Covid19 international student health insurance USA plans:

IMG health insurance for international students in the US:

The International Medical Group offers affordable student health insurance coverage for Covid. Their popular Covid19 International student health insurance plans that offer coverage for medical expenses from Covid are

Students can compare cheap health insurance for international students in the USA with Covid coverage that fit their needs.

There are also many F1 Visa international students currently stranded in the US who are not enrolled in any classes. In this situation international students are not limited to buying USA student health insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for international students in the US while they are not enrolled in classes. International students can review and visitors insurance USA and find student travel insurance USA with Covid coverage that fit your needs.

Please know we are here to help you make the best, informed decision to get international students insurance plans! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

TravelInsure insurance for F1 students

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

GeoBlue insurance for F1 students

GeoBlue student health insurance by Navigator for Student covers medically necessary COVID testing and treatment.

International students can compare student insurance plans to most appropriate plan that suits their specific needs.

There are some F1 visa students on the OPT status who are not enrolled in any classes. In this situation students are not limited to buying US student health insurance and can buy short term US visitors medical insurance. The visitors insurance plans are cheaper and work well for international students while they are not enrolled in classes. International students can review US visitors medical insurance plans that fit your needs.

Please know we are here to help you make an informed decision to get international students insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

International student medical insurance – Blogs and Articles

Compare best student insurance online

Compare different US students medical insurance plans online.

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Best medical insurance for international students in USA

Compare US international student insurance to find the plan for your budget and needs.

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Going to the US to Study?

Compare US students medical insurance for the plan that fits your needs best.

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Best health insurance in India for US students

Information for US students studying in India

India is one of the more recent countries that US students are choosing to study in. The country has much to offer to US students being one of the oldest civilizations in the world, India impresses for its ability to celebrate human diversity in all its forms. With its population of 1.35 billion, India is home to over 15% of the global population.

Along with being an old civilization, India is also an technology powerhouse with a vibrant information technology industry, and is home to the research centers for many of the global companies. US students will find an Indian experience enriching both for it cultural experience as well as the opportunity to live in one of the 21st century economic growth centers.

US students while studying in India need to make sure that they have proper student health insurance which will work in India. There are excellent healthcare facilities in India which match western standards, but can be expensive if one is not insured.
Best health insurance for students studying abroad »

Student Insurance for US Students in India

Indian universities offer a robust curriculum with sound theoretical and research study programs for its students. India is a great destination for students all over the globe due to its renowned rich culture and history, lower fees and great learning exposure. Many international students like to study in India as the education system is not complex yet effective. India welcomed about 49,348 international students for the year 2019-20 and aims to increase the number to fourfold by 2023.

India is also attractive to the large number of children of the Indian diaspora which is about 25 million globally and is about 4 million strong in the United States itself. According to the Institute of International Education Open Doors 2020 report there were over 3,300 US students studying in India.

US students studying in India need good student health insurance. Healthcare in Indian cities are excellent, but are also getting expensive and getting emergency treatment without insurance can result in huge large medical bills. US student insurance will offer coverage during unexpected medical emergencies that may arise while they are at the university, especially given the covid19 pandemic.

Good student medical insurance will provide coverage for medical expenses incurred due to an injury or illness. US students should compare international student insurance and buy international Student health insurance that offers coverage for all travel and medical emergencies. The student Insurance plans also offer student insurance coverage for acute onset of pre-existing conditions as well as international sports coverage for students

Is it too late to buy student travel insurance for Indian?

It's never too late to buy student travel insurance for Indian. The only time it is too late is if a person is already sick or injured. As long as the student is healthy, you can purchase a Indian student travel insurance to have coverage for future accident or illness. Compare and buy the best student travel insurance for Indian.

How much does student travel insurance cost for India?

The cost for the India student travel insurance varies depending on the age of the student and the duration of coverage required. The older the student the higher will be the cost.


The longer the duration of India travel insurance required, the greater will be the cost. Our India student travel insurance quote comparison facility lists the travel insurance that satisfy your requirements comparing them based on price and benefit. Compare student travel insurance India and get get free online.

international student insurance USA

US student trip cancellation Insurance

Student travel insurance with trip cancellation coverage is also called trip cancellation insurance or trip interruption insurance and offers coverage to protect students against financial losses in case they need to cancel or interrupt their travel plans for covered reasons. Student trip cancellation insurance is useful for US students who are studying outside the USA or participate in international educational trips. This Student trip cancellation insurance helps reimburse non-refundable expenses incurred for the trip, such as airfare, accommodations, and other prepaid costs.
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US student trip cancellation Insurance

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