International student medical Insurance in US, F1 visa insurance, US student insurance

What is international student medical insurance?

International student health insurance is a specialized insurance plan designed for students studying abroad either short or long term while away from their home countries. This type of insurance is essential for international students, as it provides financial protection against high healthcare costs in USA. It covers a wide range of medical expenses including emergency medical treatment, hospitalization, prescription medications and medical evacuation.

Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. We at American Visitor Insurance offer cheapest health insurance for international students while studying in the USA.

What is the cheapest health insurance for international students in the USA?

The cheapest health insurance for F1 students is offered by Student Journey Lite insurance plan, starting at just $30 per month. Other affordable student health insurance option includes Student Secure Smart insurance and Student Journey Plus insurance. This cost mainly depends on different factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.

Student Journey Lite
^IMG

$30 for 1 month

Age: 20 years | $360 for 12 months

Policy maximum: $150,000
Deductible: $100 per injury/illness
Student health center deductible/copay: $45
Direct billing:
Pre-Existing Conditions: Covers after 6 months of waiting period.
Renewal: Can be renewed from 30 days to 12 months.

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StudentSecure Smart
^WorldTrips

$32 for 1 month

Age: 20 years | $372 for 12 months

Policy maximum: $200,000
Deductible: $0
Student health center copay: $25 per visit
Direct billing:
Pre-Existing Conditions: No coverage
Renewal: Can be renewed and extended up to 4 years.

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Student Journey Plus
^IMG

$48 for 1 month

Age: 20 years | $576 for 12 months

Policy maximum: $300,000
Deductible: $500 per period
Student health center deductible/copay: $25
Direct billing:
Pre-Existing Conditions: Covers after 6 months of waiting period.
Renewal: Can be renewed from 30 days to 12 months.

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Which are the best health insurance for international students in the USA?

The best health insurance for international students in the USA are Student Journey Platinum by IMG, Patriot Exchange Program from IMG, StudentSecure Select from WorldTrips. Choosing the best health insurance for international students in the USA depends on factors such as personal health needs, budget, university insurance requirements, and visa status.

Patriot Exchange Program
^IMG

$56 for 1 month

Age: 20 years | $938 for 12 months

Policy maximum: $50,000
Deductible: $250 per illness/injury
Student health center deductible/copay: $5
Direct billing:
Pre-Existing Conditions: Covers after 12 months of waiting period.
Renewal: Can be renewed and extended up to 24 months

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Student Journey Platinum
^IMG

$74 for 1 month

Age: 20 years | $888 for 12 months

Policy maximum: $500,000
Deductible: $250 per period
Student health center deductible/copay: $15
Direct billing:
Pre-Existing Conditions: Covers after 6 months of waiting period.
Renewal: Can be renewed and extended up to 12 months.

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StudentSecure Select
^WorldTrips

$106 for 1 month

Age: 20 years | $1248 for 12 months

Policy maximum: $1,000,000
Deductible: $0
Student health center copay: $10 per visit
Direct billing:
Pre-Existing Conditions: Covers after 6 months of waiting period.
Renewal: Can be renewed and extended up to 4 years.

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How much does F1 student health insurance cost in the US in 2025?

How much is insurance for international students in the USA? How much does International student insurance cost per month?

The international student insurance for USA cost per month ranges from $30 to $124. The price depends on the factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.

The cost of health insurance for an international student per month aged 20 years.

Insurance Plans	Policy maximum	Deductible	Cost
Student Journey Lite ^IMG	$150,000	$100	$30
StudentSecure Smart ^WorldTrips	$200,000	$0	$32
Student Journey Plus ^IMG	$300,000	$500	$48
StudentSecure Budget ^WorldTrips	$500,000	$0	$53
Patriot Exchange ^IMG	$50,000	$250	$56
Diplomat America ^{Global Underwriters}	$50,000	$250	$71
Student Journey Platinum ^IMG	$500,000	$250	$74
StudentSecure Select ^WorldTrips	$1,000,000	$0	$106
Student Health Advantage Standard ^IMG	$500,000	$250	$124

Source: American Visitor Insurance®

International student health insurance USA

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Which are the best health insurance providers for International students in USA?

Choosing the best health insurance for international students in the USA depends on factors such as personal health needs, budget, university insurance requirements, and visa status. Some insurance providers offer reliable and best plans that are designed for international students.

Best health insurance providers for international students in the USA are:

International Medical Group (IMG): Offers a wide range of plan options like Student Journey, which is designed for international students and scholars who are looking for an affordable student insurance with comprehensive coverage for medical expenses and hospitalization.
WorldTrips: Offers comprehensive student medical insurance plans like StudentSecure Smart plan starting at $31 per month with comprehensive coverage and a $0 deductible, which is an excellent and affordable option, covers emergency medical expenses, medical evacuation and repatriation of remains.
GeoBlue: Offers the great option like Navigator Student plan, designed for both U.S. students studying abroad and international students in the USA. It offers comprehensive coverage, including an unlimited medical maximum and global provider access.

Which is the popular health insurance for international students in USA?

Patriot Exchange Program ^IMG

Ideal for : F1 & J1 students visa holder, Adventure Sports
Pre-existing condition: Comprehensive plan with high medical maximum and pre-existing conditions coverage after 12 months of waiting period.
Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
Direct Billing: First healthcare network or United HealthCare
Renewal: Can be renewed and extended up to 24 months.
Patriot Exchange Program insurance cost for a 20 years old student starts from $56 per month ($675 per year). An annual payment option is available to students.

Policy maximum^?
$50,000 to $5,000,000
Deductible options^?
$0 to $500
Period of coverage^?
1 month up to 12 months

Student Journey Platinum ^IMG

Ideal for : J1, F1, A1 and M1 visas, Adventure Sports, Maternity
Pre-existing condition: Covers after 6 months of waiting period
Mental health: Out Patient : Max 40 visits, maximum limit, Inpatient: Up to 30 days max
Direct Billing: United HealthCare
Renewal: Can be renewed and extended up to 12 months.
Student Journey Platinum insurance cost for a 20 years old student starts from $74 per month ($888 per year). An annual payment option is available to students.

Policy maximum^?
$500,000
Deductible options^?
$250
Period of coverage^?
30 days to 12 months

StudentSecure Select Insurance ^Worldtrips

Ideal for : F1 & J1 students visa holder, Maternity, Sports coverage
Acute on set of pre-existing condition: $25,000 up to policy maximum
Mental health: Physician Office Visit: Max 30 visits, Inpatient: Max 30 days (includes drug and alcohol abuse)
Direct Billing: United HealthCare
Renewal: Can be renewed and extended up to 4 years.
Student Secure Select insurance cost for a 20 years old student starts from $106 per month ($1248 per year). You can buy the plan either on a monthly or a yearly basis.

Policy maximum^?
$1,000,000
Deductible options^?
$0
Period of coverage^?
30 days to 364 days

Student Health Advantage Standard ^IMG

Ideal for : F1, J1,M1 and A1 students visa holder, Adventure Sports
Pre-existing condition: Covers after 12 months of waiting period
Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
Direct Billing: First healthcare network or United HealthCare
Renewal: Can be renewed and extended up to 60 months.
Student Health Advantage Platinum insurance cost for a 20 years old student starts from 118 per month ($1,416 per year), both monthly and annual payment options are available. Offers high policy maximum and good coverage for various medical emergencies.

Policy maximum^?
$500,000
Deductible options^?
$250
Period of coverage^?
1 month up to 12 months

StudentSecure Elite Insurance ^Worldtrips

Ideal for : F1 & J1 students visa holder, Maternity, Sports coverage
Acute on set of pre-existing condition: $25,000 up to policy maximum
Mental health: Physician Office Visit: Max 40 visits, Inpatient: Max 40 days (includes drug and alcohol abuse)
Direct Billing: United HealthCare
Renewal: Can be renewed and extended up to 4 years.
Student Secure Elite insurance cost for a 20 years old student starts from $181 per month ($2135 per year). You can buy the plan either on a monthly or a yearly basis.

Policy maximum^?
$1,000,000
Deductible options^?
$0
Period of coverage^?
30 days to 364 days

Student Health Advantage Platinum ^IMG

Ideal for : F1, J1,M1 and A1 students visa holder, Adventure Sports, Maternity
Pre-existing condition: Covers after 12 months of waiting period
Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
Direct Billing: First healthcare network or United HealthCare
Renewal: Can be renewed and extended up to 60 months.
Student Health Advantage Platinum insurance cost for a 20 years old student starts from $353 per month ($4,236 per year), both monthly and annual payment options are available.

Policy maximum^?
$1,000,000
Deductible options^?
$100
Period of coverage^?
1 month up to 12 months

What are the advantages of buying health insurance within a PPO for international students?

A PPO (Preferred Provider Organization) for student health insurance can be extremely beneficial for international students seeking coverage in the USA under emergency.

PPOs offer a large network of doctors, specialists, hospitals, and clinics across the USA. This gives international students a much wider choice of healthcare providers compared to other plan types (like HMOs, which often restrict you to a specific network or require referrals).
When students are in a new country, navigating the healthcare system can be overwhelming. A vast PPO network means it's usually easier to find an in-network provider near your university or temporary residence, making it convenient to seek care when needed.
PPOs negotiate discounted rates with their in-network providers. When international students consult an in-network doctor or visit an in-network hospital, they benefit from these lower, pre-negotiated prices.
Student health insurance in USA are typically structured so that the out-of-pocket costs (deductibles, copayments, coinsurance) are significantly lower when you use in-network providers. For example, a common PPO structure might pay 100% of costs after deductible when in-network, but only 60% when out-of-network.
Many in-network providers will bill the insurance company directly, reducing the amount students have to pay upfront and then seek reimbursement for. This simplifies the financial process considerably.
With a PPO, students typically do not need a referral from a primary care physician (PCP) to see a specialist (like a dermatologist, orthopedist, or cardiologist). This means they can directly schedule an appointment with the specialist they need, saving time and simplifying the process, especially when dealing with specific health issues.
International Student Health Insurance PPO plans provide online directories or apps where students can search for in-network doctors, hospitals, and clinics by specialty, location, and even language spoken.
When students receive health care services, they have to present their insurance ID card. The provider will verify the coverage and bill the insurance company directly for the in-network portion.
Lastly the students will be responsible for the deductible amount which they need to pay before the insurance starts covering costs and any copayments or coinsurance which is the student’s share of the costs after the deductible as per the chosen plan's benefits.

A buying student health insurance with good PPO network provides international students with a balance of broad access to quality healthcare providers and significant cost savings when using in-network services. This makes navigating the complex US healthcare system much more manageable and affordable.

What is the best medical evacuation insurance for international students?

International students may need medical evacuation and repatriation insurance to meet visa or school requirements.

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Atlas MedEvac Insurance

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Designed for Study abroad student seeking supplemental Emergency Medical Evacuation coverage to meet school or visa requirements.
Offers coverage to international students and visitors traveling to the U.S.
Available for people age above 14 days and below 50 years.
Emergency Medical Evacuation coverage is available for up to $50,000.
This plan can be available from 5 days to 365 days.
Repatriation of remains coverage is available for up to $25,000.

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Medical Evacuation and Repatriation Insurance

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Offers coverage for International students or scholars.
Medical Evacuation and Repatriation provides annual coverage that meets J Visa and other visa requirements.
Any non US citizen and non US resident who is travelling to the United States and Participating in full-time educational activities can buy this plan. You are not required to have a visa.
Available from 5 days to 364 days.
Available for people age above 14 days and below 65 years.

Why buy international student insurance at American Visitor Insurance?

The student medical insurance on American Visitor Insurance are designed specifically for international students.
Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
We offer health insurance for international students as well as for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
The medical insurance for international students on American Visitor Insurance travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.
These US students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.
The student insurance on American Visitor insurance are significantly cheaper when compared to most University insurance plans. The student insurance plans also offer Student insurance for pre-existing condition coverage and sports insurance coverage for students.

What are the best international health insurance options for students?

Available for F1/F2 and J1/J2 Visa holders.
Health insurance for F1 students, satisfy F1 visa insurance requirements.
Obamacare students insurance.
F1 student visa insurance coverage available at affordable price.
Sports & Mental Health coverage available.
Best student group insurance for 2 or more students.

Maternity and newborn care for covered pregnancy available.
Waiver form available on buying health insurance in USA for international students.
Best OPT health insurance for international students on OPT status.

What factors determine international student health insurance cost?

Student's age: The student's age determines the cost of US student medical insurance. Students under age 20 can expect health insurance costs ranging from $30 to $124 per month. The prices for best health insurance for f1 students in USA increases with the age of the student.
Length of health insurance for F1 students: The cheapest student health insurance in the US can be either monthly or on a daily basis. Annual plans tend to be more expensive than short-term policies, but they offer more comprehensive benefits. The price increases with the duration of coverage required.
Maximum F1 student insurance coverage: Comprehensive plans that offers higher policy maximums and extensive coverage including benefits like mental health, dental, maternity, and pre-existing conditions generally comes with higher premiums. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.
Deductibles and Co-insurance: Plans with lower deductibles (the amount the student pays out-of-pocket before insurance coverage begins) and lower coinsurance, (the percentage the student pays for most medical costs after the deductible), will also have higher premiums.
Type of student health insurance: University-sponsored health insurance plans are often mandatory and offers comprehensive coverage, but usually are more expensive and allow for less flexibility. The private health insurance for international students available on American Visitor Insurance offer university requirements comparable coverage and are often more affordable than the university-sponsored plans making them flexible and cost-effective.
Coverage region: There is significant variance in the cost of student health insurance depending on the country the student will be studying in. Student medical insurance in the US is typically more expensive than in many other countries.
Optional add-on benefits: if the students need additional coverage for specific activities like adventure sports mental illness, preventive care services, home country would cost more.

Best health insurance for international medical graduates in USA

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What are the steps to buy medical insurance for F1 students?

The steps for buying the best student health insurance for international students in the US are:

Find out from your University/School/College if they offer the best health insurance for international students in USA and if it is mandatory to enroll in their plan.
If your university provides a health insurance plan, determine if you are required to purchase it or if you can opt for an alternative plan that meets your needs.
If you are allowed to buy an alternative best health insurance for F1 students in USA, then compare cheapest insurance for international students on American Visitor Insurance.
Compare the cheap insurance for international students here with the University plan based on price as well as coverage benefits, including deductibles, co-pays and exclusions.
You can also buy health insurance for F2 visa holders and medical insurance for J2 visa holders to ensure all dependents are covered.
Select the best F1 student medical insurance that fits your budget and healthcare needs, ensuring it complies it with your university requirements.
On buying the best health insurance for f1 students in USA, you will receive all the relevant documents by email which may be required for enrollment verification at your university.

Cheapest health insurance for international medical graduates in USA

Compare and buy Best health insurance for international medical graduates in USA

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What is the best insurance for international student athletes?

There are quite a few US health insurance for students that cover sports activities. It is hard to pick one plan as the best plan. There might be slight differences in the kind of sports activities that they cover. However, here is a list of plans which provide great coverage for sports activities:

The best sports health insurance for international students on American Visitor Insurance offer are the Diplomat America or Diplomat LongTerm insurance for intercollegiate sports coverage. The policy allows students to put a specific sports rider on the policy (low, medium, or high) depending on the sport to be covered. Under this enhancement, the maximum benefit pay out is reduced to $20K for any covered injury or illness resulting from the sports activity. The cost depends on the sport to be covered.

The Low Option -(additional $12.00 flat monthly rate) is for Ballet; Baseball; Cheerleading; Cross Country; Diving; Equestrian; Fencing; Field Hockey; Golf; Polo (Horse); Polo (Water); Rowing; Softball; Surfing; Swimming; Tennis; Track & Field; and Volleyball.

The Middle Option (additional $26.00 flat monthly rate) will cover Basketball; Competitive Cycling (Road, Track, CX); Ice Hockey; Inline Skating (Helmet & Proper Equipment Required); Lacrosse; Martial Arts/Karate; Modern Pentathlon; Skiing (Slalom, Giant Slalom, Downhill); Ski Jumping; and Wrestling.

The High Option (additional $80.00 flat monthly rate) will cover Football (No Division One); Gymnastics; Rugby (No Division One); and Soccer. The LongTerm plan can be extended, but the Diplomat America plan cannot be extended or renewed.

Patriot Exchange Insurance plan from IMG is more affordable than Diplomat America and covers high school sports teams. However, it does not include coverage for varsity sports regulated by the National Collegiate Athletic Association (NCAA) nor the National Association of Intercollegiate Athletics (NAIA). You only get this coverage if you choose the “Add-on” Rider (NOT the Adventure Sports Rider) . Patriot Exchange insurance cost starts at $73 per month for a young adult without the rider, and it covers up to $250,000 with a $100 deductible.

Student Health Advantage plan from IMG provides coverage for intercollegiate, interscholastic, intramural, and club sports, with a benefit limit of $5,000 per illness or injury during the coverage period.

Both Student Secure Elite and Student Secure Select plans provide coverage for organized sports including intercollegiate, interscholastic, intramural, and club sports. It offers coverage for medical expenses only related to sports injuries, up to a maximum of $5,000 per injury or illness.

All four levels of the Student Secure plans (Smart, Budget, Select, and Elite) offer coverage for leisure, recreational, entertainment, or fitness activities, up to the overall maximum limit, based on the selected plan level.

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International student health insurance reviews

“ After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me. ”

Anirudh

“ We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable. ”

Sheela

“ Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much! ”

Amanda

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Student tarvel health insurance FAQ's

The "best" student medical insurance for international students in the USA varies depending on Student's needs, preferences, and budget. Different factors should be considered when choosing the most suitable medical insurance for students, such as coverage, cost, benefits, network of healthcare providers, and the specific requirements of your educational institution.

International Student Insurance on American Visitor Insurance: American Visitor Insurance specializes in providing health insurance for international students. These plans may offer a range of options and coverage levels, and some may be accepted by various educational institutions. Student insurance plans offered on American Visitor Insurance are comparable to University insurance plans but are cheaper and with similar benefits.
When comparing student health insurance plans, consider the following factors:

Coverage: Look for plans that provide comprehensive coverage for medical services, hospitalization, emergency care, prescription drugs, and preventive care.
Network of health care providers (PPO Network): Check if the plan has a network of healthcare providers and hospitals near your university or college to ensure easy access to medical services.
Cost: Compare premiums, deductibles, co-payments, co-insurance , and any additional fees to find a plan that fits your budget.
Coverage benefits: Evaluate the additional benefits provided by the plan, such as mental health coverage, maternity coverage, and coverage for pre-existing conditions.
Customer Service: Consider the customer service reputation of the insurance provider and customer testimonials to ensure a smooth experience when dealing with claims and inquiries.
Policy Duration: Make sure the student medical insurance plan's coverage duration aligns with your academic program's duration, including any optional practical training (OPT) periods.

Before buying the best student insurance on American Visitor Insurance, it is essential to Compare student medical insurance plans and read the policy details and terms carefully. If you have any questions or concerns, don't hesitate to contact us or call us at 877-340-7910. Finally, the best insurance for an international student is one that provides adequate coverage and aligns with their specific needs, budget and circumstances of the student.

International students need US students health insurance for several important reasons:

Mandatory Requirement: Many universities and colleges in the US mandate that all enrolled students, including international students have proper health insurance. It is often a condition of enrollment and registration.
Healthcare Costs:Healthcare in the USA is extremely expensive, and having health insurance helps cover the costs of medical services, doctor visits, hospitalization, prescription medications, and emergency care is really a necessity. Without student health insurance, international students may face significant financial burdens if they need medical attention.
Medical Emergencies: Accidents and unexpected illnesses can happen at any time especially in an unfamiliar environment. Student health insurance provides a safety net in case of medical emergencies, ensuring that international students can access necessary medical care without worrying about high out-of-pocket expenses.
Compliance with Visa Requirements: Some United States visa types, such as J-1 and J-2 visas (Exchange Visitors), require individuals to have health insurance that meets specific criteria. Complying with this requirement is essential to maintain legal status during their stay in the USA.
Peace of Mind: Having student health insurance provides international students with peace of mind, knowing they have access to healthcare services and support in case of illness or injury.
Compliance with University Policies: Most US educational institutions have specific health insurance requirements for students. Complying with these policies ensures that students can fully participate in academic programs and related activities.
Access to Good Healthcare Providers: US student health insurance for international students offer access to preferred networks of healthcare providers, making it easier for students to find medical services near their campus.
Fulfilling Optimal Health: Being in a foreign country can be both exciting and stressful. Having international student health insurance can encourage students to prioritize their well-being and seek medical help when needed.

Health insurance for international students offered in American Visitor Insurance is a vital tool to protect their health, well-being, and academic pursuits while studying in the United States. It provides financial security and access to essential healthcare services, allowing students to focus on their studies and overall experience as they pursue their educational goals abroad.

International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. American Visitor Insurance has made it easy to compare costs and find a cheapest health insurance for international students in USA just right for your situation.

F1 students in the USA are not required to have health insurance. However, most universities mandate that international students have health insurance coverage, either by enrolling in the school's health plan or providing proof of equivalent coverage. This ensures that students have access to necessary medical care and are protected from high medical costs.

Yes, International students can definitely get student medical insurance. We offer many student insurance options on American Visitor Insurance ideal for international students. Often, universities themselves offer student insurance, however this can be expensive. At American Visitor Insurance, student insurance plans that we offer are considerably cheaper than the University insurance plans while providing similar coverage benefits. However, students should confirm if the University allows students to buy insurance outside the University and get the required insurance waiver for this student insurance.

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Best medical insurance for international students in USA

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Going to the US to Study?

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How much does the best student health insurance abroad cost?

Please contact our licensed agents at +1(877)3407910 or Click to send mail, and we will provide possible plan options

The students must be pursuing their education outside their home country

StudentSecure Smart

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Sports
Maternity
Evacuation/Repatriation
Covers Acute on set of pre-existing conditions.
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Student Secure Budget

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Sports
Maternity
Evacuation/Repatriation
Pre-existing conditions coverage after 6 months
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Patriot Exchange

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Sports
Maternity
Evacuation/Repatriation
Pre-existing conditions coverage after 12 months.
Know More »

Student Health Advantage

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Sports
Maternity
Evacuation/Repatriation
Pre-existing conditions covers after 6 or 12 months
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Health Insurance for International Students Cost in 2025 (F1 visa insurance)

Most US universities require F1 visa students to buy student health insurance in the USA. Some universities make it mandatory for their international students to buy school-sponsored insurance. International students often purchase their health insurance in the University. While this is most popular and convenient, it is often expensive. The best medical insurance for students studying in the US offered on our website are cheaper, may satisfy university requirements and provide comparable coverage. You can compare the US student medical insurance plans that we offer by getting quotes which also shows the coverage details. We can facilitate getting the student health insurance waiver form completed if required by your college.

These study abroad health insurance plans are also available for international students with M1 Visa taking part in vocational or technical training.

Limitations

Student Secure Select and Student Health Advantage plans do not provide coverage for wellness/routine and preventive care services.

StudentSecure Smart

$47.16

Plan Maximum $100,000
Deductible
Paper Application
Monthly payment option
Mental health Disorders
Maternity
Evacuation/Repatriation
Covers Acute on set of pre-existing conditions.
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Patriot Exchange

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Mental health Disorders
Maternity
Evacuation/Repatriation
Pre-existing conditions coverage after 12 months.
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Student Secure Select

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Mental health Disorders
Maternity
Evacuation/Repatriation
Covers Acute on set of pre-existing conditions.
Know More »

GeoBlue Navigator

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Mental health Disorders
Maternity
Evacuation/Repatriation
Pre-existing conditions covered with creditable coverage
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Safe Travels USA

$47.16

Plan Maximum
Deductible
Paper Application
Urgent care
Maternity
Evacuation/Repatriation
Covers unexpected recurrence of Pre-existing conditions
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Visit USA Standard

$47.16

Plan Maximum
Deductible
Paper Application
Urgent care
Maternity
Evacuation/Repatriation
Covers Acute on set of Pre-existing conditions
Know More »

Atlas America

$47.16

Plan Maximum
Deductible
Paper Application
Urgent care
Maternity
Evacuation/Repatriation
Covers acute onset of pre existing conditions.
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Patriot Exchange

$47.16

Plan Maximum
Deductible 250
Paper Application
Urgent care
Maternity
Evacuation/Repatriation
Pre-existing conditions coverage after 12 months.
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Insurance coverage for F2 or J2 Visa holders

Spouse and Childrens of F1 and J1 visa holders are issued the F2 and J2 visas respectively. While J1 visa holders have insurance requirements mandated by the US consulate, given the high health care costs in the US, it is prudent for F2 and J2 visa holders to also have proper insurance coverage.

StudentSecure Smart

$47.16

Plan Maximum
Deductible
Paper Application
Sports
Maternity
Pre-existing coverage
Available for full time students enrolled in a college.
Excellent comprehensive Student insurance suitable for OPT holders
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Patriot America Plus

$47.16

Plan Maximum
Deductible
Paper Application
Sports
Maternity
Pre-existing coverage
Does not have any arrival time restriction in the US
Comprehensive plan for US citizens living abroad and Non US citizens visiting the US.
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Atlas America

$47.16

Plan Maximum
Deductible
Paper Application
Sports
Maternity
Pre-existing coverage
Does not have any arrival time restriction in the US
Comprehensive visitor insurance plan and is available for OPT holders and H1 Visa holders
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Patriot Exchange Program

$47.16

Plan Maximum
Deductible
Paper Application
Sports
Maternity
Pre-existing coverage
Does not have any arrival time restriction in the US
Comprehensive plan suitable for OPT holders until they qualify for domestic plans.
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Plan options for students in OPT status

International students on the F1 visa are allowed to enroll for optional practical training(OPT). This allows students to work off campus, or work without being enrolled for coursework in the university. Since students in this OPT visa status are not enrolled in coursework, they will be ineligible for some student insurance plans. KNOW MORE

Student Secure Budget

$47.16

Plan Maximum
Deductible
Paper Application
Covers Sports activities, leisure, recreational,entertainment or fitness
Maternity
Pre-existing conditions coverage after 12 months
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Patriot Exchange

$47.16

Plan Maximum
Deductible
Paper Application
Covers adventure sports rider for individuals and groups, and their dependents.
Maternity
Pre-existing conditions coverage after 12 months
Know More »

Diplomat America

$47.16

Plan Maximum
Deductible
Paper Application
Covers athletic and hazardous activity as an optional rider.
Maternity
24 months waiting period for a pre-existing condition
Know More »

Student Secure Smart

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Incidental home country up to a cumulative 15 days
Maternity
Evacuation/Repatriation
Covers Acute on set of pre-existing conditions.
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Student Secure Budget

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Incidental home country up to a cumulative 15 days
Maternity
Evacuation/Repatriation
Pre-existing conditions coverage after 12 months.
Know More »

Patriot Exchange

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Incidental home country up to a cumulative 14 days
Maternity
Evacuation/Repatriation
Pre-existing conditions coverage after 12 months.
Know More »

GeoBlue Navigator

$47.16

Plan Maximum
Deductible
Paper Application
Monthly payment option
Preventive care services available
Maternity (after 364 days)
Evacuation/Repatriation
Pre-existing conditions covered with creditable coverage
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International students medical insurance in USA

How much is health insurance in the USA for international students?

What is international student medical insurance?

What is the cheapest health insurance for international students in the USA?

Student Journey LiteIMG

StudentSecure SmartWorldTrips

Student Journey PlusIMG

Which are the best health insurance for international students in the USA?

Patriot Exchange ProgramIMG

Student Journey PlatinumIMG

StudentSecure SelectWorldTrips

How much does F1 student health insurance cost in the US in 2025?

International student health insurance USA

Which are the best health insurance providers for International students in USA?

Which is the popular health insurance for international students in USA?

Patriot Exchange Program IMG

Student Journey Platinum IMG

StudentSecure Select Insurance Worldtrips

Student Health Advantage Standard IMG

StudentSecure Elite Insurance Worldtrips

Student Health Advantage Platinum IMG

What are the advantages of buying health insurance within a PPO for international students?

What is the best medical evacuation insurance for international students?

Atlas MedEvac Insurance

Medical Evacuation and Repatriation Insurance

Why buy international student insurance at American Visitor Insurance?

What are the best international health insurance options for students?

What factors determine international student health insurance cost?

Best health insurance for international medical graduates in USA

What are the steps to buy medical insurance for F1 students?

Cheapest health insurance for international medical graduates in USA

What is the best insurance for international student athletes?

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International student health insurance reviews

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Not on a F1 visa? Please review these other visa categories

J1 visa holders

F2 dependents

US Student Abroad

J2 dependents

OPT Status within F1 visa

M1 visa holders

Student tarvel health insurance FAQ's

Best health Insurance for International Students in USA

Find the student insurance cost

How to buy student insurance?

Student group insurance

Student compare coverage

International student medical insurance – Blogs and Articles

Compare best student insurance online

Best medical insurance for international students in USA

Going to the US to Study?

How much does the best student health insurance abroad cost?

StudentSecure Smart

$47.16

Student Secure Budget

$47.16

Patriot Exchange

$47.16

Student Health Advantage

$47.16

Health Insurance for International Students Cost in 2025 (F1 visa insurance)

StudentSecure Smart

$47.16

Patriot Exchange

$47.16

Student Secure Select

$47.16

GeoBlue Navigator

$47.16

Safe Travels USA

$47.16

Visit USA Standard

$47.16

Atlas America

$47.16

Patriot Exchange

$47.16

Student Journey Lite
^IMG

StudentSecure Smart
^WorldTrips

Student Journey Plus
^IMG

Patriot Exchange Program
^IMG

Student Journey Platinum
^IMG

StudentSecure Select
^WorldTrips

Patriot Exchange Program ^IMG

Student Journey Platinum ^IMG

StudentSecure Select Insurance ^Worldtrips

Student Health Advantage Standard ^IMG

StudentSecure Elite Insurance ^Worldtrips

Student Health Advantage Platinum ^IMG