Student health insurance USA
Health insurance for UK students studying abroad
If you are a UK student studying in the United States, purchasing the best health insurance for international students in the US is essential since healthcare is very expensive. Many US universities require students to have international student health insurance, and some even offer their own plans. If your university allows international students to buy US student insurance outside the college then you can explore UK student health insurance for USA in American Visitors insurance. Our student insurance plans are comparable to university insurance plans but are significantly cheaper. Before purchasing any US student insurance for UK students, compare different insurance providers and their plans on American Visitor Insurance and ensure that the coverage meets your specific needs.
Which UK student health insurance is best for students in the USA?
The StudentSecure Smart plan from WorldTrips is an excellent and affordable health insurance for UK students studying abroad, priced at just $32 per month. On American Visitor Insurance, you can compare plans from various providers and choose the best international student health insurance UK plan that meets both your needs and your school’s requirements.
What does international student insurance cover?
Doctor Visit
Covers doctor visits in case of sudden injury or sickness.
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Sports Activities
Some plans cover high school sports activities.
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Repat of Remains
Repatriation of remains expenses to home country in case of death.
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Dental Coverage
Expenses from sudden dental pain and accidental dental injuries.
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Maternity Coverage
Some plans offer coverage for pregnancy, maternity and new born.
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Pre-existing Conditions
Student insurance who need coverage for existing medical ailments.
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What is the cheapest health insurance for international students from UK in the USA?
The cheapest health insurance for F1 students is offered by Student Journey Lite insurance plan, starting at just $30 per month. Other affordable student health insurance option includes Student Secure Smart insurance and Student Journey Plus insurance. This cost mainly depends on different factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.
$30 for 1 month
Age: 20 years | $360 for 12 months
- Policy maximum: $150,000
- Deductible: $100 per injury/illness
- Student health center deductible/copay: $45
- Direct billing:
- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed from 30 days to 12 months.
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$32 for 1 month
Age: 20 years | $372 for 12 months
- Policy maximum: $200,000
- Deductible: $0
- Student health center copay: $25 per visit
- Direct billing:
- Pre-Existing Conditions: No coverage
- Renewal: Can be renewed and extended up to 4 years.
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$48 for 1 month
Age: 20 years | $576 for 12 months
- Policy maximum: $300,000
- Deductible: $500 per period
- Student health center deductible/copay: $25
- Direct billing:
- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed from 30 days to 12 months.
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Which are the best health insurance plans for international students from UK in the USA?
The best health insurance for international students in the USA are Student Journey Platinum by IMG, Patriot Exchange Program from IMG, StudentSecure Select from WorldTrips. Choosing the best health insurance for international students in the USA depends on factors such as personal health needs, budget, university insurance requirements, and visa status.
$56 for 1 month
Age: 20 years | $938 for 12 months
- Policy maximum: $50,000
- Deductible: $250 per illness/injury
- Student health center deductible/copay: $5
- Direct billing:
- Pre-Existing Conditions: Covers after 12 months of waiting period.
- Renewal: Can be renewed and extended up to 24 months
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$74 for 1 month
Age: 20 years | $888 for 12 months
- Policy maximum: $500,000
- Deductible: $250 per period
- Student health center deductible/copay: $15
- Direct billing:
- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed and extended up to 12 months.
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$106 for 1 month
Age: 20 years | $1248 for 12 months
- Policy maximum: $1,000,000
- Deductible: $0
- Student health center copay: $10 per visit
- Direct billing:
- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed and extended up to 4 years.
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How much does International student insurance USA cost?
The international student health insurance cost per month ranges from $30 to $115. Some providers offer plans starting as low as $30 per month, particularly for those on F1 or J1 visas. The price depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.
The cost of health insurance for an international student per month aged 20 years old.
| Insurance Plans |
Policy maximum |
Deductible |
Cost |
| Student Journey Lite IMG |
$150,000 |
$100 |
$30 |
| StudentSecure Smart WorldTrips |
$200,000 |
$0 |
$32 |
| Student Journey Plus IMG |
$300,000 |
$500 |
$48 |
| StudentSecure Budget WorldTrips |
$500,000 |
$0 |
$53 |
| Patriot Exchange IMG |
$50,000 |
$250 |
$58 |
| Diplomat America Global Underwriters |
$50,000 |
$250 |
$63 |
| Student Journey Platinum IMG |
$500,000 |
$250 |
$74 |
| StudentSecure Select WorldTrips |
$1,000,000 |
$0 |
$104 |
| Student Health Advantage Standard IMG |
$500,000 |
$250 |
$115 |
Source:American Visitor Insurance®
What are the best international health insurance options for students?
Best student travel insurance from USA or UK
What are the steps to buy medical insurance for F1 students?
The steps for buying the best student health insurance for international students in the US are:
- Find out from your University/School/College if they offer the best health insurance for international students in USA and if it is mandatory to enroll in their plan.
- If your university provides a health insurance plan, determine if you are required to purchase it or if you can opt for an alternative plan that meets your needs.
- If you are allowed to buy an alternative best health insurance for F1 students in USA, then compare cheapest insurance for international students on American Visitor Insurance.
- Compare the cheap insurance for international students here with the University plan based on price as well as coverage benefits, including deductibles, co-pays and exclusions.
- You can also buy health insurance for F2 visa holders and medical insurance for J2 visa holders to ensure all dependents are covered.
- Select the best F1 student medical insurance that fits your budget and healthcare needs, ensuring it complies it with your university requirements.
- On buying the best health insurance for f1 students in USA, you will receive all the relevant documents by email which may be required for enrollment verification at your university.
Cheapest health insurance for international medical graduates in USA
Compare and buy Best health insurance for international medical graduates in USA
Click here to read more »What is the best insurance for international student athletes?
There are quite a few US health insurance for students that cover sports activities. It is hard to pick one plan as the best plan. There might be slight differences in the kind of sports activities that they cover. On American Visitor Insurance we offer the best sports health insurance plans for international students.
- schoolDesigned for international students participating in intercollegiate sports.
- add_boxStudents can choose a specific sports rider (low, medium, or high) depending on the sport to be covered.
- warningMaximum benefit payout is limited to $20,000 for any covered injury or illness resulting from the sports activity.
- syncDiplomat LongTerm Insurance plan can be extended and offers worldwide coverage, with a minimum purchase period of 90 days.
- sync_disabledDiplomat America plan cannot be extended or renewed.
Sports rider options and coverage levels for Diplomat insurance plans
Coverage level |
Add-on cost (flat monthly rate) |
Sports covered |
| Low Option |
$12.00 |
Ballet, Baseball, Cheerleading, Cross Country, Diving, Equestrian, Fencing, Field Hockey, Golf, Horse Polo, Water Polo, Rowing, Softball, Surfing, Swimming, Tennis, Track & Field, Volleyball |
| Middle Option |
$26.00 |
Basketball, Competitive Cycling (Road, Track, CX), Ice Hockey, Inline Skating (with helmet/proper gear), Lacrosse, Martial Arts/Karate, Modern Pentathlon, Skiing (Slalom, Giant Slalom, Downhill), Ski Jumping and Wrestling |
| High Option |
$80.00 |
Football (No Division I), Gymnastics, Rugby (No Division I) and Soccer |
- schoolMore affordable student insurance plan than Diplomat America and covers high school sports teams.
- paidPatriot Exchange insurance cost starts at $73 per month for a young adult without the rider, and it covers up to $250,000 with a $100 deductible.
- blockIt does not include coverage for varsity sports regulated by the National Collegiate Athletic Association (NCAA) nor the National Association of Intercollegiate Athletics (NAIA).
- sports_baseballVarsity sports are only covered when the “Add-on” Rider is selected — not the Adventure Sports Rider.
- sports_baseballProvides coverage for intercollegiate, interscholastic, intramural, and club sports
- paidBenefit limit of $5,000 per illness or injury during the coverage period.
- sports_baseballBoth Student Secure Elite and Student Secure Select plans provide coverage for organized sports including intercollegiate, interscholastic, intramural, and club sports.
- request_quoteCovers medical expenses related to sports injuries, up to $5,000 per injury or illness.
- done_allAll four levels of the Student Secure plans (Smart, Budget, Select, and Elite) offer coverage for leisure, recreational, entertainment, or fitness activities.
- paidCoverage available up to the overall maximum limit, depending on the plan level selected.
Which are the best health insurance providers for International students in USA?
Choosing the best health insurance for international students in the USA depends on factors such as personal health needs, budget, university insurance requirements, and visa status. Some insurance providers offer reliable and best plans that are designed for international students.
Best health insurance providers for international students in the USA are:
- International Medical Group (IMG): Offers a wide range of plan options like Student Journey, which is designed for international students and scholars who are looking for an affordable student insurance with comprehensive coverage for medical expenses and hospitalization.
- WorldTrips: Offers comprehensive student medical insurance plans like StudentSecure Smart plan starting at $31 per month with comprehensive coverage and a $0 deductible, which is an excellent and affordable option, covers emergency medical expenses, medical evacuation and repatriation of remains.
- GeoBlue: Offers the great option like Navigator Student plan, designed for both U.S. students studying abroad and international students in the USA. It offers comprehensive coverage, including an unlimited medical maximum and global provider access.
Which is the popular health insurance for international students in USA?
Patriot Exchange Program IMG
- Ideal for : F1 & J1 students visa holder, Adventure Sports
- Pre-existing condition: Comprehensive plan with high medical maximum and pre-existing conditions coverage after 12 months of waiting period.
- Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
- Direct Billing: First healthcare network
or United HealthCare
- Renewal: Can be renewed and extended up to 24 months.
- Patriot Exchange Program insurance cost for a 20 years old student starts from $56 per month ($675 per year). An annual payment option is available to students.
Policy maximum?
$50,000 to $5,000,000
Deductible options?
$0 to $500
Period of coverage?
1 month up to 12 months
Student Journey Platinum IMG
- Ideal for : J1, F1, A1 and M1 visas, Adventure Sports, Maternity
- Pre-existing condition: Covers after 6 months of waiting period
- Mental health: Out Patient : Max 40 visits, maximum limit, Inpatient: Up to 30 days max
- Direct Billing: United HealthCare
- Renewal: Can be renewed and extended up to 12 months.
- Student Journey Platinum insurance cost for a 20 years old student starts from $74 per month ($888 per year). An annual payment option is available to students.
StudentSecure Select Insurance Worldtrips
- Ideal for : F1 & J1 students visa holder, Maternity, Sports coverage
- Acute on set of pre-existing condition: $25,000 up to policy maximum
- Mental health: Physician Office Visit: Max 30 visits, Inpatient: Max 30 days (includes drug and alcohol abuse)
- Direct Billing: United HealthCare
- Renewal: Can be renewed and extended up to 4 years.
- Student Secure Select insurance cost for a 20 years old student starts from $106 per month ($1248 per year). You can buy the plan either on a monthly or a yearly basis.
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
Student Health Advantage Standard IMG
- Ideal for : F1, J1,M1 and A1 students visa holder, Adventure Sports
- Pre-existing condition: Covers after 12 months of waiting period
- Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
- Direct Billing: First healthcare network or United HealthCare
- Renewal: Can be renewed and extended up to 60 months.
- Student Health Advantage Platinum insurance cost for a 20 years old student starts from 118 per month ($1,416 per year), both monthly and annual payment options are available. Offers high policy maximum and good coverage for various medical emergencies.
StudentSecure Elite Insurance Worldtrips
- Ideal for : F1 & J1 students visa holder, Maternity, Sports coverage
- Acute on set of pre-existing condition: $25,000 up to policy maximum
- Mental health: Physician Office Visit: Max 40 visits, Inpatient: Max 40 days (includes drug and alcohol abuse)
- Direct Billing: United HealthCare
- Renewal: Can be renewed and extended up to 4 years.
- Student Secure Elite insurance cost for a 20 years old student starts from $181 per month ($2135 per year). You can buy the plan either on a monthly or a yearly basis.
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
Student Health Advantage Platinum IMG
- Ideal for : F1, J1,M1 and A1 students visa holder, Adventure Sports, Maternity
- Pre-existing condition: Covers after 12 months of waiting period
- Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
- Direct Billing: First healthcare network or United HealthCare
- Renewal: Can be renewed and extended up to 60 months.
- Student Health Advantage Platinum insurance cost for a 20 years old student starts from $353 per month ($4,236 per year), both monthly and annual payment options are available.
Policy maximum?
$1,000,000
Deductible options?
$100
Period of coverage?
1 month up to 12 months
Not on a F1 visa? Please review these other visa categories
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OPT Status within F1 visa
Insurance plans for students on OPT status, OPT student insurance.
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Cheapest health insurance for international students in USA - FAQ’s
International medical insurance for students studying abroad is essential for covering medical expenses during your stay in the USA. It ensures you have access to necessary healthcare services and protects you from high healthcare costs.
In most cases, UK health insurance does not provide coverage in the USA. International students are required to purchase a dedicated student health insurance plan for the US that meets the specific requirements of their educational institution.
A good medical insurance for students studying abroad should offer coverage during visits to your home country. Confirm this aspect in your policy and ensure it meets your needs for both U.S. and international travel.
International students can compare student health insurance plans on American Visitor Insurance online and get guidance from licensed insurance advisors at 877-340-7910 to make an informed decision. Students should consider factors such as coverage limits, premiums, deductibles, and additional benefits while making a decision.
- Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
- Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
- Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
- Review the travel insurance documents received by email closely for coverage details and relevant contact numbers
International student health insurance reviews
"After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance."
Anirudh
"Appreciate all the help that you provided me. It really worked well and I was able to purchase the student insurance policy."
Sachin Mathur
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
Lori Fields
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Why buy international student insurance at American Visitor Insurance?
- The student medical insurance on American Visitor Insurance are designed specifically for international students.
- Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
- These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
- Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
- We offer health insurance for international students as well as for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
- The medical insurance for international students on American Visitor Insurance travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.
- These US students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
- We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.
- The student insurance on American Visitor insurance are significantly cheaper when compared to most University insurance plans. The student insurance plans also offer Student insurance for pre-existing condition coverage and sports insurance coverage for students.
What factors determine international student health insurance cost?
- Student's age: The student's age determines the cost of US student medical insurance. Students under age 20 can expect health insurance costs ranging from $30 to $124 per month. The prices for best health insurance for f1 students in USA increases with the age of the student.
- Length of health insurance for F1 students: The cheapest student health insurance in the US can be either monthly or on a daily basis. Annual plans tend to be more expensive than short-term policies, but they offer more comprehensive benefits. The price increases with the duration of coverage required.
- Maximum F1 student insurance coverage: Comprehensive plans that offers higher policy maximums and extensive coverage including benefits like mental health, dental, maternity, and pre-existing conditions generally comes with higher premiums. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.
- Deductibles and Co-insurance: Plans with lower deductibles (the amount the student pays out-of-pocket before insurance coverage begins) and lower coinsurance, (the percentage the student pays for most medical costs after the deductible), will also have higher premiums.
- Type of student health insurance: University-sponsored health insurance plans are often mandatory and offers comprehensive coverage, but usually are more expensive and allow for less flexibility. The private health insurance for international students available on American Visitor Insurance offer university requirements comparable coverage and are often more affordable than the university-sponsored plans making them flexible and cost-effective.
- Coverage region: There is significant variance in the cost of student health insurance depending on the country the student will be studying in. Student medical insurance in the US is typically more expensive than in many other countries.
- Optional add-on benefits: if the students need additional coverage for specific activities like adventure sports mental illness, preventive care services, home country would cost more.
Best health insurance for international medical graduates in USA
International student insurance UK – Information
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Student insurance resources
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Factors for student insurance
Important factors to consider while buying international student travel insurance USA.
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Travel medical Insurance from Student FAQ
Frequently asked questions about travel insurance for Student.
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International student insurance USA blog
Blogs and articles for international student travel insurance UK to USA.
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Student travel Insurance Forum
Queries and answers about international student insurance from UK to the USA.
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Buying student insurance options
Blog about buying health insurance for students in USA for UK students.
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- Wide range of Student insurance options for UK students is USA
- Student travel insurance with Covid and quarantine coverage included
- Cheap international student health insurance with benefits similar to University plans
- Resourceful user friendly Student travel insurance comparison tool
- Customer support with support for claims settled in the USA
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International student medical insurance – Blogs and Articles
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Compare best student insurance online
Compare different US students medical insurance plans online.
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Best medical insurance for international students in USA
Compare US international student insurance to find the plan for your budget and needs.
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Going to the US to Study?
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Best student health insurance UK from USA
Which is the best Health insurance for international students in UK?
International students in the UK often need to consider specific insurance options to ensure they are adequately covered during their stay. While the NHS provides healthcare services, it might be beneficial to have additional health insurance. This can cover additional medical expenses, repatriation, and other services not covered by the NHS. International students may benefit from travel insurance that covers medical emergencies, trip cancellations, lost baggage, and other travel-related issues. UK student insurance covers personal belongings within your accommodation, protecting against theft, fire, and other risks.
Student Personal Liability Insurance can cover legal expenses if you accidentally cause injury to someone or damage their property. When choosing health insurance for international students in UK, it's essential to carefully review the policy terms and coverage on American Visitor Insurance to ensure it meets your specific needs. Always compare UK international student insurance quotes from different insurance providers to find the best coverage for your situation.
How much does student travel insurance cost for UK?
The cost of health insurance in UK for international students varies depending on the age of the student and the duration of coverage required. The older the student the higher will be the cost.
The longer the duration of UK travel insurance required, the greater will be the cost. Our UK student travel insurance quote comparison facility lists the travel insurance that satisfy your requirements comparing them based on price and benefit. Compare student travel insurance UK and get free quotes online.
How much does health insurance for US student abroad costs?
The US student abroad cost ranges from $26 to $289 per month. The price depends on the factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.
The best student health insurance abroad cost per month for an international student aged 20 years.
Source:American Visitor Insurance®
US student trip cancellation Insurance
Student travel insurance with trip cancellation coverage is also called trip cancellation insurance or trip interruption insurance and offers coverage to protect students against financial losses in case they need to cancel or interrupt their travel plans for covered reasons. Student trip cancellation insurance is useful for US students who are studying outside the USA or participate in international educational trips. This
Student trip cancellation insurance helps reimburse non-refundable expenses incurred for the trip, such as airfare, accommodations, and other prepaid costs.
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