International health insurance for UK students in USA

If you are a UK student studying in the United States, purchasing the best health insurance for international students in the US is essential since healthcare is very expensive. Many US universities require students to have international student health insurance, and some even offer their own plans. If your university allows international students to buy US student insurance outside the college then you can explore UK student health insurance for USA in American Visitors insurance. Our student insurance plans are comparable to university insurance plans but are significantly cheaper. Before purchasing any US student insurance for UK students, compare different insurance providers and their plans on American Visitor Insurance and ensure that the coverage meets your specific needs.

The international student health insurance cost per month ranges from $31 to $463. Some providers offer plans starting as low as $31 per month, particularly for those on F1 or J1 visas. The price depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.

There are quite a few US health insurance for students that cover sports activities. It is hard to pick one plan as the best plan. There might be slight differences in the kind of sports activities that they cover. However, here is a list of plans which provide great coverage for sports activities:

1. Student Health Advantage plan from IMG: This plan provides coverage of $5K for intercollegiate, interscholastic, intramural, and club sports. This is most requested by international students.
2. Student Secure Elite plan from Worldtrips: This plan provides coverage of $5K for intercollegiate, interscholastic, intramural, and club sports. This is most requested by international students.

The best sports health insurance for international students on American Visitor Insurance offer are the Diplomat America or Diplomat LongTerm insurance for intercollegiate sports coverage. The policy allows students to put a specific sports rider on the policy (low, medium, or high) depending on the sport to be covered. Under this enhancement, the maximum benefit pay out is reduced to $20K for any covered injury or illness resulting from the sports activity. The cost depends on the sport to be covered.

The Low Option -(additional $12.00 flat monthly rate) is for Ballet; Baseball; Cheerleading; Cross Country; Diving; Equestrian; Fencing; Field Hockey; Golf; Polo (Horse); Polo (Water); Rowing; Softball; Surfing; Swimming; Tennis; Track & Field; and Volleyball.

The Middle Option (additional $26.00 flat monthly rate) will cover Basketball; Competitive Cycling (Road, Track, CX); Ice Hockey; Inline Skating (Helmet & Proper Equipment Required); Lacrosse; Martial Arts/Karate; Modern Pentathlon; Skiing (Slalom, Giant Slalom, Downhill); Ski Jumping; and Wrestling.

And the High Option (additional $80.00 flat monthly rate) will cover Football (No Division One); Gymnastics; Rugby (No Division One); and Soccer. The LongTerm plan can be extended, but the Diplomat America plan cannot be extended or renewed.

International students in the UK often need to consider specific insurance options to ensure they are adequately covered during their stay. While the NHS provides healthcare services, it might be beneficial to have additional health insurance. This can cover additional medical expenses, repatriation, and other services not covered by the NHS. International students may benefit from travel insurance that covers medical emergencies, trip cancellations, lost baggage, and other travel-related issues. UK student insurance covers personal belongings within your accommodation, protecting against theft, fire, and other risks.

Student Personal Liability Insurance can cover legal expenses if you accidentally cause injury to someone or damage their property. When choosing international student insurance, it's essential to carefully review the policy terms and coverage on American Visitor Insurance to ensure it meets your specific needs. Always compare UK international student insurance quotes from different insurance providers to find the best coverage for your situation.