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Student and Exchange Scholar (J1 visa) group insurance

Best Student group travel insurance

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Student Group travel insurance

Student group travel insurance is designed for group of Students traveling to and from the US. Group travel insurance for youth and school groups is available for traveling outside their home country. Typical groups are high school sporting teams, international Student groups visiting USA and these trips can range from a few days to a semester to even a year or more.

For larger groups, we can even custom negotiate a group price. For more information, please fill the school group travel insurance comparison form and we will get back to you with the best quotes for Student groups.

Group travel insurance types

What does international student insurance cover?

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Health Insurance for International Students resources

Student Group travel insurance

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US College Students traveling overseas

College Students traveling as a group of five or more Students either for a vacation or as part of an academic program can buy Student group insurance. Travel to Europe, Canada, Latin America and Asia is popular with Students from US colleges. These programs are usually for a foreign language immersion program or cultural exchange travel overseas.

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High School Students group insurance

High school Students travel overseas for trips ranging from a couple of days to a couple of weeks. Canada, Europe and Latin America are popular destinations usually as part of a cultural experience or for learning a foreign language. International Student Group travel insurance is cheaper than buying individual plans.

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College sporting team group insurance

Most international travel insurance plans do not cover sporting activities. Coverage for sporting activities is part of some insurance plans. Some of the popular sporting team which travel overseas are college athletic teams, soccer teams, basketball teams, football teams, field hockey teams, ice hockey teams, Gymnastics teams, rowing teams, Tennis groups and Volleyball teams.


GET YOUR QUOTES!

We have many years of expertise in identifying and providing the most appropriate group insurance plan for Student groups. Do you need to satisfy specific university or different consulate requirements, we will help you satisfy those needs. Setting up a group insurance plan can be time consuming, however we can do the hard work for you. We can set up the group plan such that on completing a single credit card transaction, all the insurance cards can be issued to a single address.

Cheap Student group insurance plans

  • Patriot Group Exchange

    • Maximum coverage options up to $500,000
    • Deductible $100
    • Key Features specifically for Students and exchange scholars; Meets J1 requirements if purchased for minimum of $100,000.
    • Plan Limitation Must be purchased for whole months only.
    • Pre-Existing Conditions are covered after 12 months of continuous coverage $500 per period of coverage; $1,500 lifetime maximum.

    Student Health Adavantage Group Insurance

    • Maximum coverage options up to $500,000
    • Deductible $250
    • Comprehensive medical insurance for international Students or scholars participating in a sponsored study abroad program
    • Provides coverage for mental health, organized sports, and preexisting conditions
    • Pre-Existing Conditions are covered after a waiting period of 12 months.

    Student Health Advantage Platinum Group

    • Maximum coverage options up to $1M
    • Deductible $100
    • Comprehensive medical insurance for international Students or scholars participating in a sponsored study abroad program
    • Provides coverage for mental health, organized sports, and preexisting conditions
    • Covers Maternity Newborn Care up to $5K maximum limit.
    • Pre-Existing Conditions are covered after a waiting period of 6 months
  • Patriot Group Travel

    • Maximum coverage options up to $2 milllion
    • Deductible up to $2,500
    • Key Features Can be purchased for less than whole months; Great price with many options for maximum and deductibles
    • Plan Limitation may not be accepted at all institutions

    Atlas Group Travel

    • Maximum coverage options up to $1,000,000
    • Deductible up to $2,500
    • Key Features can be purchased for less than whole months; Company is willing to sign letters verifying they meet J1 requirements.
    • Plan Limitation some institutions may not accept it.

Student group travel insurance cost

The Student group travel insurance cost depends on different factors including the destination where insurance costs are higher for trips to countries with higher healthcare costs or riskier environments. Trip durations when longer trips usually have higher premiums. Age of the students, younger students have lower premiums.

Coverage type for trip cancellation, medical emergencies, adventure activities, or personal belongings are more expensive. Coverage for pre-existing medical conditions may increase costs. High-risk activities and coverage for adventure sports may require additional coverage. Some companies offer student group insurance with discounts. Best student group travel insurance cost for a basic plan which offers coverage for medical emergencies, trip cancellations, and baggage for 1 week would start at $190$.

Student health insurance for top US colleges and universities

Do international Students need travel insurance?

Without doubt, all Students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars.

Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt. Compare and buy travel insurance for group of Students studying abroad.

Does college offer Students group health insurance?

Most colleges offer group health insurance for their Students. This may be required if the Student does not have any other insurance. Check with your institution as to what is available. However the Student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage.

Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.

Student Medical Insurance - FAQ's

1. Do international Students need health insurance? Do F1 Students need health insurance ?

Without doubt, all Students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars.

Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.

2. How much does health insurance cost for a college Student ?

The health insurance cost for the college Student will depend on the coverage benefits of the Student insurance plan, the age of the Student, the medical maximum coverage required and the deductible for the plan. The cost of Student health insurance coverage within the US is more expensive when compared to coverage outside the US.

3. Why should international Students compare health insurance ?

 Most international Student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different Student insurance plans do have some additional benefits or perhaps some specific constraints. In order to choose the best plan based on the Students requirements and to get sufficient coverage from the international Student insurance plan, it is important to compare different features available in the Student health insurance plan.

The following are important factors for comparing Student health insurance plans:

Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.

Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.

Pre existing condition coverage: This is very important benefit factor as many customers need this benefit. The Student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.

Coverage for mental illness and drug abuse: This coverage is required by most of the universities.

Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.

Sports and other unique activities: Some of the plans provide coverage for intercollegiate and interscholastic sports...
Based on these factors, American Visitor Insurance provides an excellent compare Student medical insurance facility where getting quotes as per Students’ requirements. Once the required information is entered in the form, a summary of popular Student insurance plans are displayed which can be compared.

4. What is international Student health insurance?

International Student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a Student health insurance plan just right for you and your situation.

5. What is the best health insurance for international Students? What is the best insurance for international Students?

The best Student medical insurance will vary for each Student. There is no single Student insurance which will work as the best international Student health insurance plan for all Students. The factors to consider while identifying the best Student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international Students.

6. What is the best health insurance for international Students in USA? What is the cheapest health insurance for international Students in USA?

There are different factors for buying best Student insurance for USA Students. While the best Student insurance for USA varies from Students to Students, the following list can be considered the best Student insurance for Students to USA based on their popularity.

Not on a F1 visa? Please review these other visa categories

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J1 visa holders

Insurance for Exchange scholars satisfying visa requirements

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F2 dependents

Insurance plans for dependents of an F1 visa holders.

Click here to read more »
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US Student Abroad

Best health insurance plans for US Students studying abroad

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J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

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OPT Status within F1 visa

Insurance plans for Students on OPT status, OPT Student insurance.

Click here to read more »
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M1 visa holders

Medical insurance for Students on vocational training.

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Popular Student insurance coverage benefits

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Maternity Coverage

Health insurance plans offering coverage for pregnancy, maternity and new born baby.
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Sports Coverage

Medical insurance plans offering coverage for high schools sports and other group sports activities.
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Pre-existing Coverage

International Student medical insurance for Students who need coverage for existing medical ailments.
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Cheapest international Student insurance

Resourceful international medical insurance information for Students

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Student Insurance FAQs

Commonly asked questions about international Student health insurance.
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Health insurance resources

Resources to help you understand Student Health and travel insurance.
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Factors to consider

Factors to consider while buying best Student health insurance USA.
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USA Students study overseas insurance plans

Factors for health insurance cost in USA for international Students

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Student's age

The Student’s age determines the cost of US Student medical insurance. The prices for f1 visa US Student insurance increases with the age of the Student.

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The length of coverage

The price of Student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

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Maximum medical coverage

Student health insurance USA cost is directly dependent on the medical maximum coverage required. The cost of F1 Student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

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Student health insurance information

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Student Insurance blog

Blogs about buying Student health Insurance.

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Student insurance forum

Customer queries and answers about medical insurance.

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Student Insurance Claims

Claims about the international Student health insurance.

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Group Quotes

Compare US Student health and insurance quotes for groups.

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International student medical insurance – Blogs and Articles

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Compare best student insurance online

Compare different US students medical insurance plans online.

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Best medical insurance for international students in USA

Compare US international student insurance to find the plan for your budget and needs.

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Going to the US to Study?

Compare US students medical insurance for the plan that fits your needs best.

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Best insurance for international students

Cheapest medical insurance for F1 students

Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. We work with several US insurance providers that offer excellent student F1 health insurance.

We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for F1 students studying abroad. Our international student insurance plan comparison facilities lists the travel insurance for students that satisfies the f1 visa health insurance requirements.

International student insurance

Students can find the affordable health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.

Which are the best foreign student medical insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), WorldTrips, GeoBlue insurance.

US visitors insurance providers

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