International Student medical Insurance Cost

International student health insurance, F1 student health insurance

1. Student's age
2. No. of Dependents (< 18 years)
3. Start date 
End date        months days
4. Citizenship
    
5. Coverage Region
6. Covid19 coverage
     
7. Mailing & permanent address
   Same  
8. Full time student?
9. Are you registered for courses?

The cost of international student medical insurance varies significantly depending on the country of study, the student's age, the level of coverage selected, the deductible and co-insurance of the plan, the duration of coverage, any special coverage like hazardous sports etc.. as well as the insurance provider. Generally, countries with higher healthcare costs like the USA have more expensive insurance plans. Younger students may enjoy lower rates compared to older students, and comprehensive plans with broader coverage have higher premiums. International students can use the Student medical insurance compare tool on American Visitor Insurance to get specific costs from different insurance providers, and review the different coverage details, exclusions, deductibles, and co-payments easily. On American visitor Insurance, students can find a plan that best fits their needs and budget while ensuring access to quality healthcare for their studies abroad.

What does international student health insurance cover?

Doctor Visit

Covers doctor visits in case of sudden injury or sickness.

Sports Activities

Some plans cover high school sports activities.

Health care expenses

Hospital medical expenses for sickness or accidents during coverage.

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

Repat of remains

Repatriation of remains expenses to home country in case of death.

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Health Insurance for International Students resources

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How to buy student insurance?

Step by step guide to buying the best travel insurance.

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Student group insurance

Best student group travel medical insurance.

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Student compare coverage

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Plan Highlights of medical insurance for international students in USA

  • University Waiver form available on buying international student health insurance USA.
  • F1 student visa insurance coverage available at affordable price.
  • Maternity and newborn care for covered pregnancy available.
  • Coverage for mental illness and drug abuse

Compare Student health insurance USA cost

How much does International student insurance USA cost? How much does health insurance for foreign students cost per month?

The cost of international students health insurance depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.

STUDENT INSURANCE

Student health insurance for top US colleges and universities

Resourceful international medical insurance information for students

Student Insurance FAQs

Commonly asked questions about cheapest student insurance.

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Health insurance resources

Resources to help you understand Student Health and Travel Insurance.

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Factors to consider for student insurance

Factors while buying best international student health insurance USA.

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Cheapest health insurance for international students in USA

There are different factors that determine the cost of best health insurance while studying in USA:
Question

Health insurance international students age

The student’s age is a vital factor that determines the cost of the best USA medical insurance for students. The prices vary for different age groups. The prices while buying f1 visa us health insurance will increase with the increase in the age of the student.

hour glass

The duration of coverage

The price of cheap graduate student health insurance USA can be either monthly or on a daily basis. The price will be more with an increase in the duration of coverage required.

Medical insurance

Maximum medical coverage

The cost of health insurance for international students in USA is directly proportional to the medical maximum coverage required. The cost of student medical insurance is less for a budget conscious student who chooses basic coverage while higher medical maximum coverage will cost more.

STUDENT BENEFITS

International student health insurance review

International student health insurance frequently asked questions

01. How much does health insurance cost in the US as an international student? How much does international health insurance cost per month? How much does international health insurance cost?

The cost of international student medical insurance varies significantly depending on the country of study, the insurance provider, the coverage options such as deductible and Co-insurance, the PPO network and the length of coverage. International students can review the best student health insurance plans on American Visitor Insurance to compare costs.

02. What is international student medical insurance?

International student medical insurance is a type of health insurance specifically designed for students studying abroad. Student health insurance provides coverage for medical expenses, emergencies, and other health-related services during their time studying in a foreign country. Foreign students can compare different student insurance plans using the Student medical insurance compare tool on American Visitor Insurance.

03. What does international student medical insurance typically cover?

International student medical insurance typically covers unexpected medical expenses related to illnesses, accidents, emergency medical evacuation, repatriation of remains, and some preventive care. The coverage will also include hospitalization, doctor visits, prescription drugs, and other necessary medical treatments. International students can compare the best different student insurance benefits on American Visitor Insurance.

04. Can I choose the duration of my international student medical insurance coverage?

Yes, most insurance providers offer flexibility in choosing the duration of coverage based on the length of your academic program. You can typically select coverage for a semester, an academic year, or multiple years, depending on your needs. The cost of most student insurance plans are on a per day basis, so you can choose the length of coverage exactly according to your needs.

05. Do I need to purchase international student medical insurance?

Many countries and universities require international students to have valid student medical insurance. Even if it's not mandatory, having student health insurance is essential to protect yourself from potentially high medical costs in a foreign country, especially in countries like the US. Students should be able to focus on their studies without being burdened with any additional healthcare costs while in a foreign land.

06. Can I purchase international student medical insurance after arriving in the host country?

Yes, most US insurance providers on American Visitor Insurance allow you to purchase coverage after arriving in the host country. It is however recommended to obtain student insurance before your departure to ensure you are protected from the moment you arrive.

07. Are pre-existing conditions covered under international student medical insurance?

Coverage for pre-existing conditions can vary depending on the student insurance plan and insurance provider. Some student health insurance plans may exclude pre-existing conditions from coverage, while others may offer limited coverage or require a waiting period before covering such conditions.

08. Can I extend my international student medical insurance if my study period is extended?

Yes, the US insurance providers on American Visitor Insurance allow international student insurance policy extensions if the student academic program is extended.

09. How can I find the best international student medical insurance for my needs?

Students can find the best international student medical insurance on American Visitor Insurance using their comparison tool. Factors such as coverage benefits, cost, network of medical providers are displayed objectively allowing students to find the best plan for their budget and needs.

Obamacare international student health insurance

j1 visa

Not on a F1 visa? Please review these other visa categories

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Insurance plans for dependents of an F1 visa holders.

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US Student Abroad

Insurance plans for US students studying outside their home country.

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J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

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OPT Status within F1 visa

Insurance plans for students on OPT status, OPT student health insurance.

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M1 visa holders

Medical insurance for students on vocational training.

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Health insurance for international students in USA, F1 student health insurance

Student insurance FAQs

Commonly asked questions and answers about international students medical insurance details and benefits.

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Blogs providing information about the importance of medical insurance for international students.

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Students medical insurance forum

Our real customer queries and answers for international student medical insurance coverage details.

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Popular countries among international Students

Best international student health insurance in USA

  • Which is the best student insurance in USA?

    Health insurance for F1 students in USA, Medical insurance for international students

    • IMG's Patriot Exchange insurance is designed for International students or Cultural Exchange scholars.
    • It is a very affordable plan and meets J visa requirements and F Visa for international students.
    • Covers pre-existing condition after 12 months of continuous coverage $500 per period of coverage; $1,500 lifetime maximum.
    • The student can buy this plan with a sports rider to cover activities such as downhill skiing.
    • Patriot Exchange Insurance can be renewed online up to 48 months.
    • Provides coverage for international student medical insurance to students and scholars pursuing their education outside their home country.
    • Student Health Advantage Platinum covers Maternity Newborn Care.
    • Standard plan covers pre-existing condition after 12 months of a waiting period.
    • Platinum plan covers pre-existing condition after 6 months of a waiting period.
    • This plan can be renewed for up to five years.
    • Student Secure provides excellent insurance cover to international students and scholars outside their home country.
    • Covers acute onset of pre-existing conditions up to $25k lifetime maximum for eligible expenses.
    • This plan is ideal for J1 and F1 and OPT students.
    • Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
    • This plan can be renewed for up to four years.
    • Study USA Health Insurance provides affordable student travel insurance for students studying in USA and to US registered students studying abroad.
    • Covers Sports & Activities - Leisure, Recreational, Entertainment, or Fitness.
    • Study USA standard, preferred and platinum covers maternity care for a covered pregnancy.
    • Study USA Standard and Preferred plans have 12 months waiting period for pre-existing conditions and platinum covered after 6 months waiting period.
    • This plan can be renewed for up to four years.
    • Offers worldwide coverage for international students and faculty outside their home country.
    • Offers Unlimited annual and lifetime medical maximum.
    • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
    • Coinsurance is waived for care outside the U.S.
    • Sports, terrorist and alcohol-related injuries are covered.
    • Exceeds J-1 visa requirements.
    • No waiting period associated with any preventive services.
    • Available for International students and exchange program participants.
    • Excellent plan for international students who are on the OPT status.
    • Covers acute onset of pre-existing conditions up to the age of 79 years.
    • Available for Non-US Citizens traveling outside their home country.
    • Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.
    • Offers coverage for Students or teachers going abroad for a semester.
    • Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan.
    • Access to doctors and hospitals in 190 countries.
    • Applicant's home country must be the US.
    • Requires a primary health plan.
    • This plan is ideal for students, study abroad and international exchange students.
    • Covers pre-existing conditions after 24 months waiting period.
    • Available for Non Us citizens and Non US residents visiting the US.
    • Covers athletic & hazardous sports activities.
    • This plan can be available from 15 days to 365 days.
    • Offers coverage for Students or teachers going abroad for a semester.
    • Pre-existing conditions are covered with a 180-day exclusion.
    • Access to doctors and hospitals in 190 countries.
    • Applicant's home country must be the US.
    • Does not require a primary health plan.
    • Offers coverage for students.
    • Worldmed is international health insurance for people traveling outside their home country and is available to both US and Non US citizens.
    • Acute onset of pre-existing conditions is covered up to $200k up to age 60 and for age 60-64 it is $20k.
    • Intercollegiate sports activities, recreational activities and hazardous activities are optional add on benefits on the plan.
    • Available from 5 days to 364 days.
    • This plan is ideal for study abroad, work study programs and international exchange students.
    • Available for Non US Residents while visiting the US.
    • Covers Unexpected Recurrence of a Pre-existing Condition(US Citizens only)
    • Offers optional Athletic and Hazardous Activity Rider.
    • Covers optional war risk coverage.
    • This plan is ideal for students, study abroad and international exchange students.
    • Available for people traveling outside their home Country excluding USA.
    • Covers Unexpected Recurrence of a Pre-existing Condition(US Citizens only)
    • Offers optional Athletic and Hazardous Activity Rider.
    • Covers optional war risk coverage.
    • Designed for Study abroad student seeking supplemental Emergency Medical Evacuation coverage to meet school or visa requirements.
    • Offers coverage to international students and visitors traveling to the U.S.
    • Available for people age above 14 days and below 50 years.
    • Emergency Medical Evacuation coverage is available for up to $50k.
    • This plan can be available from 5 days to 365 days.
    • Repatriation of remains coverage is available for up to $25k.
    • Offers coverage for International students or scholars.
    • Medical Evacuation and Repatriation provides annual coverage that meets J Visa and other visa requirements.
    • Any non US citizen and non US resident who is travelling to the United States and Participating in full-time educational activities can buy this plan. You are not required to have a visa.
    • Available from 5 days to 364 days.
    • Available for people age above 14 days and below 65 years.

Offering student medical insurance for
20+ years!

Customers from
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Customers from over
180 countries!