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Trawick International student health insurance for Coronavirus

Trawick International Covid19 Student health Insurance Collegiate Care offers coverage for international students in the United states for coronavirus sickness.


Collegiate Care Standard vs Collegiate Care Preferred from Trawick International

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Collegiate Care Exclusive
Plan Maximum
Deductible
Collegiate Care Essential
Plan Maximum
Deductible
Collegiate Care Elite
Plan Maximum
Deductible
Collegiate Care Enhanced
Plan Maximum
Deductible
Brochure & Details links
COVID-19
Covered as any other illness Covered as any other illness Covered as any other illness Covered as any other illness
Underwriter
Collegiate Care Exclusive Insurance Underwriter
GBG Insurance Limited
Collegiate Care Essential Insurance Underwriter
GBG Insurance Limited
Collegiate Care Elite Insurance Underwriter
GBG Insurance Limited
Collegiate Care Enhanced Insurance Underwriter
GBG Insurance Limited
Rating
Collegiate Care Exclusive Insurance Rating
AM Best Rating: “B++”
Collegiate Care Essential Insurance Rating
AM Best Rating: “B++”
Collegiate Care Elite Insurance Rating
AM Best Rating: “B++”
Collegiate Care Enhanced Insurance Rating
AM Best Rating: “B++”
Coinsurance
In Network: 80% of the preferred allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the preferred allowance of first $10,000 then 100% plan maximum
Outside the Network: 75% of usual, reasonable and customary (URC).
In Network: 80% of the preferred allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the preferred allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
Length of Coverage
No Lifetime Maximum No Lifetime Maximum No Lifetime Maximum No Lifetime Maximum
Emergency Medical Evacuation/Repatriation
100% of Actual Expense 100% of Actual Expense 100% of Actual Expense 100% of Actual Expense
Maternity
In Network: 80% of the preferred allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the preferred allowance($5,000 Maximum Benefit for normal delivery, $7,500 Max Benefit for C-Section)
Outside the Network: 70% of usual, reasonable and customary (URC)($5,000 Maximum Benefit for normal delivery, $7,500 Max Benefit for C-Section).
In Network: 80% of the preferred allowance
Outside the Network: 70% of usual, reasonable and customary .
In Network: 100% of the preferred allowance($5,000 Maximum Benefit for normal delivery, $7,500 Max Benefit for C-Section)
Outside the Network: 70% of usual, reasonable and customary (URC)($5,000 Maximum Benefit for normal delivery, $7,500 Max Benefit for C-Section).
Return of Mortal Remains
$100,000 $100,000 $100,000 $100,000
Pre-existing conditions
Covered after 6 months Covered after 6 months Covered after 6 months Covered after 6 months
Emergency Room Deductible
In Network: $150 per Occurrence (waived if admitted)
Outside the Network: $150 per Occurrence (waived if admitted)
In Network: $300 per Occurrence
Outside the Network: $300 per Occurrence
In Network: $150 per Occurrence (waived if admitted)
Outside the Network: $150 per Occurrence (waived if admitted)
In Network: $300 per Occurrence (waived if admitted)
Outside the Network: $300 per Occurrence (waived if admitted)
Hospital Room and Board Charges
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance
Outside the Network:75% of the Semi-Private Room Rate
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance(subject to a $300 Co-Payment)
Outside the Network: 70% of usual, reasonable and customary (URC).(subject to a $300 Co-Payment)
Surgeon
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance
Outside the Network:75% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
Extension of Home Country Sickness
$1,000 $500 Max Benefit $1,000 Max Benefit $1,000 Max Benefit
Emergency Dental Expense
In Network: 80% of the Preferred Allowance(up to $250 per tooth to a $1,000 Max)
Outside the Network: 70% of usual, reasonable and customary (URC).(up to $250 per tooth to a $1,000 Max)
In Network: 100% of the Preferred Allowance(up to $250 per tooth to a $500 Max)
Outside the Network:75% of the Semi-Private Room Rate(up to $250 per tooth to a $500 Max)
In Network: 80% of the Preferred Allowance(up to $250 per tooth to a $1,000 Max)
Outside the Network: 70% of usual, reasonable and customary (URC).(up to $250 per tooth to a $1,000 Max)
In Network: 80% of the Preferred Allowance(up to $500 Max )
Outside the Network: 70% of usual, reasonable and customary (URC).(up to $500 Max )
Motor Vehicle Accident
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance(up to $10,000 Max)
Outside the Network:75% of usual, reasonable and customary (URC).(up to $10,000 Max)
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance(up to $10,000 Max)
Outside the Network: 70% of usual, reasonable and customary (URC).(up to $10,000 Max)
Accidental Death & Dismemberment
$15,000 $10,000 $30,000 $10,000
Anesthesia
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance
Outside the Network:75% of the Semi-Private Room Rate
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
Pre-Admission Testing
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance(up to $900 Max)
Outside the Network:75% of the Semi-Private Room Rate(up to $900 Max)
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance(subject to a $300 Co-Payment)
Outside the Network: 70% of usual, reasonable and customary (URC).(subject to a $300 Co-Payment)
Physician Visit
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance
Outside the Network:75% of the Semi-Private Room Rate
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
Consult Physician
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance(Up to $400 Max)
Outside the Network:75% of usual, reasonable and customary (URC).(Up to $400 Max)
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance(subject to a $300 Co-Payment)
Outside the Network: 70% of usual, reasonable and customary (URC).(subject to a $300 Co-Payment)
AIDS, HIV, ARC, Sexually Transmitted Diseases & All Related Conditions
In Network: 100% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
Not Available In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
Not Available
Diagnostic X-Ray and Lab
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance(up to $500 Max, MRI, PET, & CT Scans up to $850 Max)
Outside the Network:75% of usual, reasonable and customary (URC).(up to $500 Max, MRI, PET, & CT Scans up to $850 Max)
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance(subject to a $300 Co-Payment)
Outside the Network: 70% of usual, reasonable and customary (URC).(subject to a $300 Co-Payment)
Ambulance
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance(Up to $400 Max)
Outside the Network:75% of the Semi-Private Room Rate(Up to $400 Max)
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance(subject to a $300 Co-Payment)
Outside the Network: 70% of usual, reasonable and customary (URC).(subject to a $300 Co-Payment)
Homeopathic Care & Acupuncture
In Network: 80% of the Preferred Allowance(up to $600 Max, subject to a $25 co-payment)
Outside the Network: 70% of usual, reasonable and customary (URC).(up to $600 Max, subject to a $25 co-payment)
Not Available In Network: 80% of the Preferred Allowance(up to $500 Max, subject to a $25 co-payment)
Outside the Network: 70% of usual, reasonable and customary (URC).(up to $500 Max, subject to a $25 co-payment)
Not Available
Intensive Care/ Cardiac Care Unit
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance(up to $1,525/day)
Outside the Network: 75% of usual, reasonable and customary (URC)(up to $1,525/day).
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
Wellness
In Network: 100% of the Preferred Allowance
Outside the Network: No Benefit
Not Available In Network: 80% of the Preferred Allowance
Outside the Network: No Benefit
Not Available
Compassionate Care Visit
80% up to $1,000 Max Not Available 80% up to $1,000 Max Not Available
Pediatric Dental Care
In Network: 50% of the Preferred Allowance
Outside the Network: 50% of usual, reasonable and customary (URC).
Not Available Not Available Not Available
Pediatric Dental Care
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
Not Available In Network: 80% of the Preferred Allowance(up to $600 Max)
Outside the Network: 70% of usual, reasonable and customary (URC(up to $600 Max)).
Not Available
Elective/ Therapuetic Termination of Pregnancy
In Network: 80% of the Preferred Allowance(Up to $1,500 Max)
Outside the Network: 70% of usual, reasonable and customary (URC).(Up to $1,500 Max)
In Network: 100% of the Preferred Allowance(Up to $500 Max)
Outside the Network: 75% of usual, reasonable and customary (URC).(Up to $500 Max)
In Network: 80% of the Preferred Allowance(Up to $1,500 Max)
Outside the Network: 70% of usual, reasonable and customary (URC).(Up to $1,500 Max)
In Network: 80% of the Preferred Allowance(Up to $500 Max)
Outside the Network: 70% of usual, reasonable and customary (URC).(Up to $500 Max)
Allergy Testing & Treatment
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 100% of the Preferred Allowance(up to $3,000 Max)
Outside the Network: 75% of usual, reasonable and customary (URC).(up to $3,000 Max)
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
In Network: 80% of the Preferred Allowance(up to $5,000 Max )
Outside the Network: 70% of usual, reasonable and customary (URC).(Up to $5,000 Max)
Sports Activities
In Network: 80% of the Preferred Allowance
Outside the Network: 70% of usual, reasonable and customary (URC).
Not Available Not Available Not Available

Collegiate Care Exclusive, Collegiate Care Essential, Student Collegiate Care Elite, and Collegiate Care Enhanced - FAQs

  • trawick logo
    Collegiate Care Exclusive
  • trawick logo
    Collegiate Care Essential
  • trawick logo
    Collegiate Care Elite
  • trawick logo
    Collegiate Care Enhanced

Trawick International offers coverage for Covid19 illness. The Collegiate Care Exclusive Student covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:


  • A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
  • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
  • If no claims have been filed with the Company, then
    • a cancellation fee of US $25 will be charged;
    • only full month premiums will be considered as refundable;
  • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.

Collegiate Care Exclusive Student is an affordable Covid19 travel insurance. Collegiate Care Exclusive Student Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Trawick International offers coverage for Covid19 illness. The Collegiate Care Essential Student covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:
  • A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
  • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
  • If no claims have been filed with the Company, then
    • a cancellation fee of US $25 will be charged;
    • only full month premiums will be considered as refundable;
  • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.

Collegiate Care Essential Student is an affordable Covid19 travel insurance. Collegiate Care Essential Student Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Trawick International offers coverage for Covid19 illness. The Collegiate Care Elite Student covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:
  • A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
  • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
  • If no claims have been filed with the Company, then
    • a cancellation fee of US $25 will be charged;
    • only full month premiums will be considered as refundable;
  • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.

Collegiate Care Elite Student is an affordable Covid19 travel insurance. Collegiate Care Elite Student Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Trawick International offers coverage for Covid19 illness. The Collegiate Care Enhanced Student covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:
  • A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
  • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
  • If no claims have been filed with the Company, then
    • a cancellation fee of US $25 will be charged;
    • only full month premiums will be considered as refundable;
  • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.

Collegiate Care Enhanced Student is an affordable Covid19 travel insurance. Collegiate Care Enhanced Student Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

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Compare Collegiate Care Elite plans online

Trawick International has designed international health insurance plans ideal for students and scholars temporarily residing outside your home country.... Click here to read more

Compare Collegiate Care Enhanced online

Trawick International is one of the top US travel and international travel insurance company offering Covid-19 travel insurance for coronavirus coverage... Click here to read more

Review Collegiate Essential plans online

There are several US visitors insurance plans offered by Trawick international for visitors to USA..... Click here to read more

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Students traveling overseas in groups can purchase the group insurance plans. This makes it a lot easier to administer the plan and these plans are cheaper than buying individual student travel plans

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