📌 What Is Pathway Plus Travel Insurance?
Pathway Plus by Trawick International is a well-rounded, mid-tier travel insurance plan designed for U.S. residents traveling within the United States or abroad for up to 90 days. This comprehensive travel insurance plan balances affordability and protection, making it ideal for families, solo travelers, and frequent flyers who want reliable coverage without the cost of premium plans.
Top reasons to buy Pathway Plus before your trip:- 100% Trip Cancellation coverage to reimburse prepaid, non-refundable trip costs if plans are cancelled for covered reasons.
- 125% Trip Interruption reimbursement if your trip is disrupted or cut short unexpectedly.
- Primary emergency medical coverage up to $50,000 with faster claims processing and no need to involve your domestic health insurer.
- Pre-Existing Condition Waiver available when the policy is purchased within 14 days of the initial trip deposit and the full trip cost is insured.
- 180-day look-back period used to evaluate eligibility of pre-existing medical conditions.
- Optional add-ons for adventure and extreme sports coverage.
- Accidental Death & Dismemberment (AD&D) add-on for additional protection during travel.
- Rental car damage coverage available (except New York).
- Airport lounge access during qualifying flight delays.
After buying the plan, Traveler can get all the plan document and plan id card by using Pathway Plus login. At American Visitor Insurance, US Travelers can contact the Pathway Plus insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
⭐ Pathway Plus Insurance Reviews
❓ Why Should I Buy Pathway Plus Travel Insurance?
Pathway Plus travel insurance plan provides reimbursement for prepaid, non-refundable travel expenses if your trip is cancelled or disrupted for covered reasons. With primary emergency medical coverage. The plan also includes benefits such as pre-existing condition waiver eligibility, and travel assistance services.
- Ideal for Domestic & International Trips: Designed for U.S. residents traveling within the U.S. or abroad for up to 90 days.
- Comprehensive trip coverage: Covers trip cancellation, interruption, trip delays, and missed connections—protecting your investment at each stage of travel.
- Emergency Medical Coverage: Provides coverage up to $50,000 for accident and sickness costs, and $350,000 for emergency evacuation and repatriation.
- Pre-Existing Conditions: Covers up to $50,000 of coverage if the plan is bought within 14 days of your first trip deposit.
- 14-day free look period: This plan also includes a 14-day free look period, allowing travelers to review the policy and cancel for a full refund if no claims have been made offering peace of mind before the trip begins.
- Optional add-on benefits for more protection: Customize your plan with rental car damage coverage, AD&D upgrades, and adventure or extreme sports protection.
- Baggage Protection: Protects against lost, stolen, or delayed baggage so you can travel with peace of mind.
- Underwritten by trusted providers: This plan is underwritten by either Technology Insurance Company or Wesco Insurance Company, both members of AmTrust Financial Services, Inc.
- Easy Access: Download your plan documents and ID card anytime through the Pathway Plus login portal.
- Customer Support: Get expert assistance from American Visitor Insurance licensed agents are available to help with quotes, plan details, and any questions you may have.
👤 Who Is Eligible for Pathway Plus Insurance Plan?
- Available to U.S. residents and U.S. citizens traveling within the United States or internationally.
- Trip protection available for journeys lasting up to 90 days, ideal for vacations, business trips, and short-term international travel.
- Policy must be purchased before your trip departure date to ensure full travel insurance benefits and coverage eligibility.
💰 How Much Does Pathway Plus insurance Cost Per Month in 2026 ?
The Pathway Plus insurance cost ranges from $32 to $7,065 for a 15 day trip. The cost of trip insurance is determined by factors such as:
- Traveler’s age
- Trip Duration
For example here we are showing Pathway Plus insurance cost for a 15 days trip length and a trip cost of $1,000, $5,000, $10,000 and $25,000 respectively.
| Age of traveler | Trip cost of $1,000 | Trip cost of $10,000 | Trip cost of $25,000 | Trip cost of $50,000 |
|---|---|---|---|---|
| 0 - 20 years | $32 | $264 | $608 | $1,218 |
| 21 – 34 years | $38 | $290 | $716 | $1,434 |
| 35 – 49 years | $43 | $339 | $843 | $1,639 |
| 50 – 59 years | $53 | $431 | $1,081 | $2,177 |
| 60 – 69 years | $70 | $572 | $1,441 | $2,906 |
| 70 - 74 years | $98 | $767 | $1,923 | $3,869 |
| 75 – 79 years | $133 | $1,003 | $2,507 | $5,037 |
| 80 - 85 years | $198 | $1,419 | $3,526 | $7,065 |
🛡️ Why Trawick International Pathway Plus Is a Smart Choice for U.S. Travelers?
For U.S. residents looking for solid, affordable, and reliable trip protection, Pathway Plus by Trawick International delivers well-rounded benefits without the higher cost of premium-tier plans. It is ideal for travelers taking family vacations, international holidays, cruises, group tours, or domestic trips where you want dependable protection but don’t need the maximum limits offered by premium plans.
Pathway Plus is a primary travel insurance plan, meaning it pays first for covered trip and medical claims a major advantage for travelers who want smooth claims processing and fewer coverage hurdles.
Top Primary Trip Cancellation Insurance at an Affordable PriceUnlike many mid-tier plans that offer secondary coverage, Pathway Plus provides Primary Trip Cancellation and Interruption, which helps streamline your claims process.
With Primary coverage, you benefit from:
- Faster, no-hassle claims.
- No requirement to involve your domestic health insurance.
- Quick reimbursements for cancelled or interrupted trips.
- Better financial protection for last-minute disruptions.
- Traveler Lounge Pass/Runway Health Pre-travel Medication Readiness Consultation Included.
This makes Pathway Plus a strong upgrade over basic plans and a great value for travelers who want meaningful protection without premium pricing.
📉 Why Pathway Plus Works Well for Travelers With High-Deductible Health Plans?
If you rely on an HDHP, unexpected travel medical bills can be stressful. Pathway Plus helps reduce that risk by offering primary medical coverage up to $50,000, which is suitable for many international destinations and emergency situations.
This plan is ideal for:
- Families taking vacations.
- Seniors seeking moderate but reliable medical coverage.
- Business travelers.
- Travelers with minor or stable medical conditions.
- Cruise passengers looking for balanced protection.
This makes Pathway Plus a strong upgrade over basic plans and a great value for travelers who want meaningful protection without premium pricing.
📝 What Are the Conditions Covered Under Trip Cancellation and Trip Interruption?
This plan offers several Optional Coverages including:
- Sickness, accidental injury, or death of you, a family member, or a traveling companion (or a non-traveling family member).
- Termination or layoff of you or your traveling companion.
- Weather-related issues causing complete cessation of common carrier services at the departure point.
- Natural disaster at your destination rendering accommodations uninhabitable.
- Terrorist incident at the travel destination.
- Approved military leave revoked or military reassignment.
- Being directly involved in a traffic accident en route to your departure.
- Mechanical breakdown of your common carrier.
- Being hijacked, quarantined, required to serve on a jury, or subpoenaed.
✅ What Are the Benefits of Pathway Plus Insurance?
-
Trip Cancellation help 100% of the Insured Trip Cost up to $50,000 Trip Interruption help 125% of Trip Cost up to $62,500 Travel Delay (12 Hours) help $1,000 Maximum ($200/day) Missed Connection (6 Hours) help $300 Baggage and Personal Effects help $750 Maximum ($100/article) Baggage Delay Coverage help $300 Maximum ($100/day) Emergency Accident & Sickness Medical Expense help $50,000 Dental Coverage $500 Emergency Evacuation & Repatriation help $350,000 Pre-Existing Conditions Coverage Included Within 14 Days of Initial Deposit 180 day look back Accidental Death & Dismemberment - Common Carrier help $25,000 Type of Coverage Primary -
Adventure Sports and Extreme Sports $5,000 Rental Car Damage (Not available for NY) $50,000
🏥 Pathway Plus Insurance – PPO Network
Pathway Plus insurance - Provider network and how to find hospital or doctor?If you have this logo on your ID Card:
You can find a provider in the USA by using the following link www.firsthealthinternational.com
Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
If you have this logo on your ID Card:
You can find a provider in the USA by using the below button
Click here
Type in the zip code and then choose OPEN CHOICE PPO to search by name or provider type. You may need to contact a few to find an appointment right away.
🔔 Why Should I Buy Trawick International Insurance on American Visitor Insurance?
American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different Trawick International insurance plans.
American Visitor Insurance also has resourceful FAQ's, Forums and Blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best Trawick International insurance plan for your specific requirements.
American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying Trawick International insurance.
The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for Trawick International insurance claims should you need to use the insurance coverage while on your vacation.
Need Assistance Choosing The Right Plan?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
❓ Safe Travels Pathway Plus Insurance – FAQ’s
The Pathway Plus plan includes a complimentary pre-travel medication readiness consultation through Runway Health. This service connects travellers with U.S.-licensed physicians for a quick online consultation. If medically appropriate, a personalized prescription medicine travel kit is prepared and shipped directly to your door before departure. To take advantage of this benefit, simply register at trawick.runwayhealth.com before your trip.
Yes. If your flight is delayed by more than 2 hours, the Pathway Plus plan provides access to a Traveler Lounge Pass, provided you registered your flight at TravelerLoungePass.com at least 24 hours in advance.
Yes, the plan includes a 14-day Free Look Period. If you haven’t started your trip or filed a claim, you may cancel within 14 days of purchase for a full refund.
Yes. Pathway Plus provides primary emergency medical coverage, which means the insurer can pay hospitals or medical providers directly for covered medical expenses. This can reduce or eliminate upfront out-of-pocket costs during an emergency, especially when traveling abroad.
Yes. When purchased through American Visitor Insurance, Pathway Plus includes a 14-day Free Look Period. If you cancel the plan within 14 days of purchase and haven’t started your trip or filed a claim, you can receive a full refund. After this period, the plan becomes non-refundable.
Yes. Most HDHPs offer limited or no coverage in the United States and do not pay for medical evacuation, trip cancellation, or baggage losses. Pathway Plus helps fill these gaps by offering primary medical coverage up to $50,000, $500,000 in evacuation, and strong trip protection benefits, making it a practical choice for HDHP users.
No. Pathway Plus has no medical deductible, so covered emergency medical expenses are eligible from the start without requiring you to pay anything upfront.
📝 How Do I File a Claim With Safe Travels Armor Insurance?
To file a claim with Safe Travels Armor Insurance, follow these steps:
Download Form
Get claim form online
Call Support
(888) 301-9289
Submit Documents
Mail to Trawick International, P.O. Box 2284, Fairhope,AL 36533.
Email Help
info@trawickinternational.com
