Pathway Travel Insurance Plans

Pathway travel insurance quote form

Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date
 Pathway travel insurance benefits
Pathway Domestic Pathway Essential Pathway Plus Pathway Premium
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Trip Cancellation help
100% of trip cost (Up to a Max. of $14,000) 100% of the insured trip cost up to $25,000 100% of the insured trip cost up to $50,000 100% of the insured trip cost up to $100,000
Trip Interruption help
100% of the Insured Trip Cost 100% of Trip Cost up to $25,000 125% of Trip Cost up to $62,500 150% of Trip Cost up to $150,000
Travel Delay help
$300/$100 day/12 Hour Delay $600/$150 day/12 Hour Delay $1,000 Maximum ($200/day) $2,000 Maximum ($300/day)
Missed Connection help
$250 for delays of 12 hours or more $250 for delays of 6 hours or more $300 for delays of 6 hours $500 for delays of 6 hours
Baggage Coverage
$500($100 per article, 50% special items) $500($100 per article) Not covered Not covered
Baggage Delay Coverage help
$200 ($50 daily) 24 hours $250 ($75 daily) 24 hours $300 Maximum ($100/day) $500 Maximum ($100/day)
Baggage and Personal Effects help
Not covered Not covered $750 Maximum ($100/article) $1,000 Maximum ($250/article)
Emergency Accident & Sickness Medical Expense help
Not covered $25,000 $50,000 $100,000
Dental Coverage
Not covered $250 $500 $750
Emergency Evacuation & Repatriation help
Not covered $250,000 $350,000 $1,000,000
Accidental Death & Dismemberment - Common Carrier help
$10,000 $10,000 $25,000 $25,000
Rental Car Damage (Not available for NY)
Up to $50,000 Up to $50,000 Up to $50,000 Up to $50,000
Adventure Sports and Extreme Sports
Not covered $5,000 $5,000 $10,000
Trip Cancellation For Any Reason (Not available for NY) help
Not covered Not covered Not covered 75% of Trip Cost if purchased within 21 days of Initial Deposit
Trip Interruption For Any Reason (Not available for NY) help
Not covered Not covered Not covered 50% of Trip Cost if purchased within 21 days of Initial Deposit
Reinstate Frequent Traveler Awards
Not covered Not covered Not covered $250
Hospital Companion
Not covered Not covered Not covered $1,000

What is Pathway travel insurance?

Trawick Pathway Travel Insurance offers a range of trip protection plans designed for U.S. residents traveling both domestically and internationally. Whether you're planning a vacation, visiting family, or attending an event, there's a Pathway plan to match your budget and travel needs. These plans cover trip cancellations, medical emergencies, baggage loss, evacuation, and more—with optional upgrades for greater flexibility. The Pathway series includes four plan levels they are:

Traveler can get all the plan document and plan id card by using Pathway Plus login. At American Visitor Insurance, US Travelers can contact the Pathway Plus insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Trawick International Pathway insurance reviews

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Insurance provider
Trawick International
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Rating
AM Rating: A (Excellent)
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Period of Coverage
Up to 90 days
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Underwriter
Technology Insurance Company or Wesco Insurance Company
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Best for
  • U.S. residents
  • Adventure travelers
  • Domestic traveler
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PPO network
Part of First Health network First health Provider Network

Why buy Pathway insurance?

  • Ideal for both domestic and international travel (up to 90 days).
  • Coverage for trip interruptions, delays, baggage, and medical emergencies.
  • Optional coverage for adventure sports, rental cars, and pre-existing conditions.
  • Airport lounge access and Runway Health consultation included in select plans.

Who is eligible for Pathway insurance plan?

  • Available to U.S. residents for trips taken within the United States or internationally
  • Coverage available from 14 days to 85 years.
  • Trip duration must be 90 days or less.
  • Coverage must be purchased before the start of the trip.

How much does Pathway insurance cost?

The Visitors Care cost per month is ranges between $19 to $248 depends on several factors such as the traveler's age, trip duration, coverage maximum for a 15 days trip.

For Example here we are showing price for 15 days trip.

Age of traveler Maximum $14,000 Maximum $25,000 Maximum $50,000 Maximum $100,000
0 - 20 years $19 $24 $32 $43
21 – 34 years $22 $28 $37 $50
35 – 49 years $25 $32 $42 $56
50 – 59 years $31 $40 $52 $68
60 - 69 years $42 $54 $70 $89
70 - 74 years $59 $75 $98 $125
75 – 79 years $80 $102 $133 $168
80 - 85 years $119 $152 $197 $248

What’s new with Pathway plans?

Traveler Lounge Pass:

Complimentary airport lounge access when your flight is delayed. Don’t let a delayed flight ruin your trip. With Traveler Lounge Pass, enjoying free airport lounge access is simple.

  • Purchase a participating travel insurance policy from Trawick International.
  • Register your flight and all travelers on the policy at least 24 hours before your scheduled departure time.
  • If your flight is delayed by more than 2 hours, we’ll automatically send a link to your registered email and phone to claim your lounge access.
  • Traveler Lounge Pass comes with all Pathway plans at no extra cost.
Runway Health Pre-Travel Medication Readiness:

Prevent common travel illnesses like malaria, motion sickness, altitude sickness, typhoid, nausea, traveler’s diarrhea, and more with support from a physician before, during, and after your trip. All in just three easy steps:

  • Purchase a participating travel insurance policy from Trawick International.
  • Start your free online Medication Readiness Consultation.
  • Speak with a U.S. licensed physician and get prescribed medications delivered to your home in just a few days.

Runway Health Pre-Travel Medication Readiness Consultation is included with all Pathway plans at no extra cost!

Trawick International Pathway plans - Frequently Asked Questions

1. What is the Trawick International Pathway Collection?

The Pathway Collection is a group of travel insurance plans that offer better protection and convenience for travelers. It includes benefits like lounge access during flight delays and medical consultations before traveling.

2. Who are Pathway plans best suited for?

Pathway plans are ideal for U.S. residents traveling domestically or internationally who want complete travel insurance along with extra services such as medical support and lounge access.

3. What types of coverage are included in Pathway plans?

Pathway plans cover trip cancellation, trip interruption, emergency medical expenses, travel delays, baggage loss, and more. Each plan has slight differences in limits and eligibility.

4. How does the complimentary Traveler Lounge Pass work?

If your flight is delayed by more than 2 hours, you’ll get a link via SMS and email to access a participating airport lounge at no cost.

5. What is the Runway Health Pre-Travel Medication Readiness Consultation?

It’s a free telehealth service where travelers can consult with a U.S.-licensed doctor to get prescriptions for medications that help prevent common travel illnesses.

6. What medications can I get through Runway Health?

Runway Health can provide travel-related medications such as those for malaria, altitude sickness, motion sickness, traveler's diarrhea, and more, based on your destination and health needs.

7. Are Pathway plans available to non-U.S. residents?

No, the Pathway plans is currently available only to U.S. residents.

8. Does Pathway travel insurance cover emergency medical expenses abroad?

Yes. All Pathway plans provide primary emergency medical coverage for unexpected illness or injury while traveling.

9. Do Trawick Pathway insurance cover adventure and extreme sports?

Trawick Pathway plans don’t include adventure sports by default, but you can add optional coverage at checkout. This rider covers activities like skiing, scuba diving, zip lining, and whitewater rafting. Competitive or high-risk sports are excluded.

10. Why Buy Trawick Pathway insurance from American Visitor Insurance?

American Visitor Insurance is the best place to buy Trawick Pathway plans because it offers:

  • Expert guidance from a trusted team with over 20 years of experience.
  • Easy comparison tools to help you choose the right plan.
  • The same low price as buying directly, with no extra fees.
  • Personalized support before, during, and after your purchase.
  • Access to exclusive options and detailed plan information.

What is the Pathway insurance PPO network?

Pathway insurance - Provider network and how to find hospital or doctor?
If you have this logo on your ID Card:
first Healthcare Provider Network
You can find a provider in the USA by using the following link www.firsthealthinternational.com

Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.

If you have this logo on your ID Card:
aetna
You can find a provider in the USA by using the below button
Click here »
Type in the zip code and then choose OPEN CHOICE PPO to search by name or provider type. You may need to contact a few to find an appointment right away.

NEED HELP?

Contact our customer service team, we are here to help you!

How do I file a claim with Pathway Plus Insurance?

To file a claim with Pathway Plus Insurance, follow these steps:

  1. Download the Claims Form: Access the Pathway Plus insurance claims form online.
  2. Contact Customer Support: Call the toll-free number (888) 301-9289 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group:
    • Mailing Address: Trawick International, P.O. Box 2284, Fairhope,AL 36533.
  4. Email Assistance: For additional help or inquiries, email info@trawickinternational.
Know more about Trawick International Claims »