Compare Safe Travels Voyager vs Safe Travels Explorer Insurance Plans

Trawick International Compare travel insurance benefits offered by Safe Travels Explorer and Safe Travels Voyager plans. They offer Covid19 quarantine coverage for US citizens and US residents. They also satisfy travel insurance quarantine requirements of many countries.

Compare popular covid quarantine travel insurance plans

Travelers (Age)
Primary Residence
Trip cost
Start date
End date
Compare Covid Quarantine Plans
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Quarantine benefit
  • $250 per person per day (6 hours or more) up to maximum of $3,000
  • Optional coverage: $4000 ($300/day) or $7000 ($500 per day)
  • $150 per person per day (12 hours or more) up to maximum of $1,000
Eligibility US citizens /residents US citizens /residents
Medical Maximum $250,000 $50,000
Emergency medical Evacuation $1,000,000 $200,000
Trip delay
  • Coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
Coverage for accommodations due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
Trip Cancellation Up to 100% of Trip Cost Insured Up to 100% of Trip Cost Insured
Trip Interruption 150% of Trip Cost Insured 100% of Trip Cost Insured
Missed Connection $1,000 for a delay for between 3 and 6 hours of all regularly scheduled airline flights $500
Baggage Coverage $2,500 ($300 Per Article Limit, $500 Combined Article Limit) $750 with Per Article Limit $200/Combined Article Limit $500
Baggage Delay $600 (8 hours or more) $200 (24 hours or more)
Dental Coverage $750 $750
Cancel for Any Reason(optional) 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA. Not Covered
AD&D - Air Flight Accident $50,000 $20,000
Pre-Existing Condition Included when provided coverage is purchased within 21 days of deposit and before final payment. Not Covered
Underwriter Safe Travels Voyager Insurance Underwriter
Underwritten by Nationwide Mutual Insurance Company
Safe Travels Explorer Insurance Underwriter
Underwritten by Nationwide Mutual Insurance Company
Brochure and Details

Trawick International Safe Travels Covid travel insurance

Safe Travels USA insurance - FAQ's

01. If a traveler contracts COVID-19 after starting the trip and must quarantine, would he/she qualify for both quarantine and interruption benefits?

Trawick International Covid Insurance for Quarantine plans provide coverage if someone contracts COVID while traveling. If they have additional expenses for quarantine (lodging, meals, etc.) they can claim these amounts. Additionally, if they miss a portion of their trip they can claim for the lost days. Safe Travels Voyager Covid insurance will be adequate while travelling overseas.

02. Do your trip insurance plans cover the cost of additional accommodation for an individually-ordered quarantine?

Yes, Trawick Quarantine travel Insurance would provide benefits.

03. How does one get the Quarantine Reimbursement from Travel Insurance?

They would need to save all receipts along with their positive results and file a claim for reimbursement.

04. If a traveler needs to further quarantine after completing the required isolation for COVID-19? Will the travel insurance cover it?

Trawick International Travel Insurance for Covid Quarantine policies will extend throughout the quarantine. Benefits are available up to the maximum amount. Our Voyager plan has $2k of coverage built into the plans – customers have the option to increase coverage to $4k or up to $7k.

05. If a traveler needs to quarantine while waiting for a COVID-19 screening test result, will the travel insurance cover it?

No – this would not be a covered reason. They would need to become ill for coverage.

Highlights of Trawick international trip cancellation insurance:

  • Comprehensive coverage for trip cancellation, trip interruption, emergency medical and post-departure travel coverage.
  • Pre-Existing medical condition waiver included on plans purchased prior to or with final trip payment.
  • Up to $250,000 in PRIMARY emergency medical coverage.
  • Cancel for Any Reason available.
  • Pet Coverage Included.

Trip Cancellation and Trip Interruption coverage:

  • Sickness, Injury or Death of You, a Family Member or Traveling Companion
  • Complications of Pregnancy of You, a Family Member or Traveling Companion
  • Termination, Layoff or Transfer of Employment
  • Company made unsuitable for business by fire, flood, burglary, vandalism or other Natural Disaster
  • Revoked military leave
  • Being called to emergency duty to provide aid or relief in the event of a Natural Disaster (this does not include war)
  • Inclement Weather
  • Your accommodations at Your destination made inaccessible due to fire, flood, volcano, earthquake, hurricane or other Natural Disaster
  • Mandatory Evacuation due to hurricane or other Natural Disaster
  • A weather delay at the sporting competition causing the sporting competition to be rescheduled or cancelled
  • Closure of at least fifty percent (50%) of Trails or slopes at the destination due to insufficient snow, Natural Disaster or severe weather or Trail conditions
  • Level 4 Travel Advisory at destination country or region
  • Terrorist Incident
  • Victim of a felonious assault
  • You or Your Traveling Companion or Family Member are kidnapped or disappears and has not returned within thirty (30) days prior to Your Scheduled Departure Date
  • Theft of Passport or Visa
  • Death or critical condition diagnosis of Your cat or dog that occurs within seven (7) days prior to Your Trip Scheduled Departure Date
  • Hijacked, Quarantined, required to serve on a jury, or subpoenaed
  • Your Home made Uninhabitable by Natural Disaster; or burglary
  • An interruption of water, electric, sewage or gas service(s) at Your destination
  • You or Your Traveling Companion being directly involved in a traffic accident
  • Closed roadway causing cessation of travel
  • Bankruptcy or Default of a Travel Supplier
  • Mechanical breakdown of Your Common Carrier’s aircraft
  • Strike
  • Your arrival on the Trip being delayed due to a Hazard that causes You to lose fifty percent (50%) or more of the scheduled Trip duration.

For additional descriptions of benefits see your Certificate of Insurance

Cancel for Any Reason coverage:

Provides reimbursement for the percentage of the prepaid, non-refundable, forfeited payments you paid for your trip, if you cancel your trip for any reason not otherwise covered by this policy. Must be purchased with initial policy and within 21 days of the initial trip deposit date, and the full, non-refundable trip cost is insured.

Pet Coverage:

Provides reimbursement for pet return, pet medical expense, kennel expense on trip delays, and for trip cancellation/interruption due to the death of a pet. Also includes pet assistance services before and during travel.

Pre-existing Medical Condition Exclusion Waiver:

Exclusion is waived if coverage is purchased prior to or with final trip payment, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date.

10 Day Free Look:

If you are not satisfied within 10 days of purchasing this plan, Trawick International will refund your premium cost if you have not departed on your trip or filed a claim.

Optional - Trip Delay Max Upgrade:

Provides a higher level of Trip Delay including coverage for accommodations due to a covered Trip Delay. $4,000/$300 per person per day $7,000/$500 per person per day Please Note: $2,000/$150 per person per day is included in the basic coverage.

Travel Assistance Services:

These services, provided by Trawick International’s designated provider, On Call International, offer on-the-spot and immediate assistance for unexpected problems that can arise during your trip. The hotline operates 24/7 for help while traveling…anyplace, anywhere.

Emergency Transportation Services:

  • Emergency Medical Evacuation/Medically-Necessary Repatriation
  • Repatriation of Mortal Remains
  • Transportation after Stabilization
  • Visit by Family Member/Friend
  • Return of Dependent Children
  • Return of Traveling Companion

Travel Support Services:

  • Medical Monitoring
  • Hotel Arrangements for Convalescence
  • Medical and Dental Search and Referral
  • Advance of Emergency Medical Expenses
  • Assistance with Replacement Medication, Medical Devices, and Eyeglasses or Corrective Lenses
  • Transfer of Insurance Information and Medical Records
  • Assistance with Emergency Travel Arrangements
  • Interpretation/Translation
  • Locating Lost or Stolen Items

Emergency Cash Advance:

  • Non-Insurance Personal Assistance Services
  • Pre-Trip Information
  • Interpretation/Translation
  • Legal Referral/Bail
  • Emergency Cash Advance

Additional Non-Insurance Services provided by Trawick International:

  • Concierge Services: Theatre tickets, Tee Times, Tickets to athletic events, Airline or hotel accommodations
  • Access to the Trawick International Assistance App: Arrange for emergency cash, Locate family members, Notify family in case of emergency
  • My E-Wellness Website: Access to home fitness programs, assessment calculators, health tips, nutrition guidance, and much more

Trawick International Covid insurance covering quarantine forum

Trip Insurance covering quarantine and trip expenses for travel to Italy

question Hi,
We are booked for a trip to Italy on Sept 27 return on Oct 13. Both 67 and in good health.
We are seeking a policy if we get sick on the trip, including covid, where we have coverage for return flights (if interrupted), and if we test positive, lodging while we are in quarantine.
Looking for a $250 deductible and $50K max coverage is about right.
We have paid for airline flights but hotels and car rentals begin to be due a few days before we leave.
Please give us a couple options?
Thank you,

question Hi Roy,
Thanks for your inquiry!
You will need a trip insurance plan for covering the lodging/quarantine expense and trip cancellation coverage where the flight expense can be covered.

Please fill the form Travel insurance quote form

The trip insurance plan differs from travel insurance plan where the trip insurance plan provides coverage for trip cancellation and lodging benefits. Scroll down the page in the above link to see the comparison.

Please let us know if you have any questions.
Customer care
(877) 340 7910

Trawick International Safe Travels Voyager Covid Insurance coverage for trip investment expenses like flight, hotel charges

I just want to ascertain that my above Travel Insurance Policy covers my
(a) Airline Flight, (b) Resort, & (c) the Required Covid-19 Medical Insurance for Costa Rica Tourist.
If Flight is covered
How Much Coverage:
  1. If Flight gets canceled by Airline?
  2. If Flight get canceled by me
  3. If we miss the connecting flight?
- Fred

questionDear Fred,
Thank you for contacting us for Safe Travels Voyager Covid19 Insurance coverage for your trip.Please find the answers below for your following questions:
If flight costs are PREPAID AND NONREFUNDABLE include that amount in the "trip costs" area when generating a quote, 100% of insured trip cost is covered.
  1. If Flight gets canceled by Airline?
    Contact Trawick International customer support and let them know if the airline either
    1. provide travel voucher for a future trip or
    2. issued full refund for tickets.
    They can either also change travel dates for a future trip or refund the premium paid for the policy.
  2. If Flight get canceled by you - If policy purchase date is within 10 day free look Trawick International will issue a premium refund (if cancellation is NOT for a covered reason) or they can change the trip to a future travel date.
  3. If you miss the connecting flight?
    Missed connection coverage is up to $1000 if for a covered reason.
Good luck and I hope this helps!

Customer care
(877) 340 7910

Travel Insurance for Pre-Existing Conditions

Here are some travel insurance tips for travelers with pre-existing conditions

  1. Choose a Visitor insurance for pre-existing conditions plan
  2. Read the policy document carefully to understand the coverage.
  3. Be informed of any waiting periods for coverage of pre-existing conditions.
  4. Consider buying a visitors insurance policy with higher coverage limits.
  5. Carry a copy of your medical records and list of medications with you when traveling.
  6. Ensure that you carry your medical prescription and medicines during your trip.
  7. Know how to access medical care in your destination.
  8. Contact your visitors insurance provider immediately in case of any medical emergency.
  9. Disclose all pre-existing conditions when buying visitors health insurance.
  10. Follow all necessary procedures to file a claim for reimbursement of medical expenses.

What are the factors for visitors insurance with pre-existing conditions coverage?

The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions

  1. The definition of pre-existing conditions and the look back period under the policy.
  2. The eligibility age limit for pre-existing conditions coverage.
  3. Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
  4. The coverage limit for pre-existing conditions which is different from the policy medical maximum.
  5. The deductible and out of pocket expenses for pre-existing conditions coverage.
  6. The renewability of the policy and its implication for pre-existing condition coverage.

Trawick International Pre-existing conditions travel insurance

Safe Travels Elite plan from Trawick International offers Acute onset of Pre-existing condition coverage up to 89 years and Safe Travels USA Comprehensive plan offers Acute onset of Pre-existing condition coverage up to 69 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.

For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.

Why is travel health insurance for pre-existing conditions coverage important?

There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.

At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by comparing visitors insurance for pre-existing conditions plans and reviewing the policy brochures.

How does travel insurance for pre-existing conditions work?

The visitor medical insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance for pre-existing conditions coverage will depend on all these factors.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover pre-existing medical condition exclusion waiver. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35k, with a $25k Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.

02. Do Trawick International travel insurance plans cover pre-existing conditions?

Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1k for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.

03. What does "acute onset of pre-existing conditions" mean?

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).

A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

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Steps to buy US Trawick Safe Travels Voyager and Trawick safe travels explorer insurance online

Step 1: Finding the available US Trawick safe travels voyager insurance plans
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements
Step 2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best
Step 3: Buy the travel insurance that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Step 4: Review the visitors Trawick safe travels voyager insurance plan documents received by email
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give international travelers a wide range of travel insurance options. Our company has two decades experience in understanding the diverse requirements of international travelers and in offering appropriate travel insurance options to them. Our typical customers range from international travelers visiting family in the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, travelers to Schengen countries who need travel insurance to satisfy visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.

Our licensed dedicated customer support team provides service at all times helping customers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency.


We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide a user friendly travel insurance comparison tool .Travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying Trawick Safe Travels Explorer or Safe Travels Voyager Covid travel insurance.

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