US travel health insurance providers have student plans suitable for US students studying abroad. It is very important for US students traveling outside of the United States to have a suitable health insurance plan to cover them for any sickness or unexpected injury. The following are Four popular international student plans. Students can also use our compare facility to view more plans if needed.
Each of the plans vary slightly in terms of benefits and price. If the University has any specific requirements, please feel free to contact us on the phone or by email. Students can buy these plans online without any additional paperwork. After completing the transaction, the customer will receive a confirmation email from insurance provider instantly which will have the ID Card and policy details attached to it. Click here for popular countries for US Students study abroad.
Student group travel insurance
If more than two students are traveling overseas, you can buy the student group insurance plan. Buying a group insurance plan makes it easier to administer the plan as well as works out to be cheaper than buying individual student travel plans.
International students often purchase their health insurance in the University. While this is most popular and convenient, it is often expensive. The plans offered on our website are cheaper and provide comparable coverage. You can compare the plans that we offer by getting quotes which also shows the coverage details. We can facilitate getting the insurance waiver form completed if required by your college.
These plans are also available for international students with M1 Visa taking part in vocational or technical training.
Student Secure Select, Patriot Exchange and Student Health Advantage Platinum do not provide coverage for wellness/routine and preventive care services.
Spouse and Childrens of F1 and J1 visa holders are issued the F2 and J2 visas respectively. While J1 visa holders have insurance requirements mandated by the US consulate, given the high health care costs in the US, it is prudent for F2 and J2 visa holders to also have proper insurance coverage.
International students on the F1 visa are allowed to enroll for optional practical training(OPT). This allows students to work off campus, or work without being enrolled for coursework in the university. Since students in this OPT visa status are not enrolled in coursework, they will be ineligible for some student insurance plans.
Do international students in the US have to comply by the Affordable care act (ACA) rules? The individual mandate of the ACA is being repealed by the Trump administration, however this repeal comes into effect from December 31 2018. In any case, since international students are considered as Non Residents, they are not required to comply by ACA commonly known as Obamacare. However if the student has been in the US for more than Five years, the ACA rule will come into effect.
Customer queries and answers about insurance plans for students travelling overseas. Read More »
International student health insurance
Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. However when you are outside your home country you are also vulnerable to fall sick given the new living environment, cuisine and weather. Your domestic health insurance may not cover you in a foreign country therefore a good student health insurance plan is necessary to keep you secure in the event of a medical emergency.
Following are the list of popular countries where international students and US students visit to pursue their studies.
Nationalities of large international student groups in the US