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BCBS Single Trip Platinum Travel Insurance

Short-Term medical insurance for international travel.
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🧭 What Is BCBS Global Solutions Single Trip Platinum Insurance Plan?

The BCBS Global Solutions Single Trip Platinum plan provides reliable short-term international medical coverage for U.S. residents traveling abroad for up to 182 days. Powered by GeoBlue and backed by the Blue Cross Blue Shield Global network, it ensures quality care and support anywhere in the world.

Key Features:
  • For U.S residents traveling internationally.
  • Comprehensive medical protection for unexpected illnesses or injuries abroad.
  • Emergency medical evacuation coverage up to $500,000.
  • 24/7 customer service and support available.
  • Covers pre-existing conditions if policy holder has a primary health plan.

⭐ Single Trip Platinum Insurance Reviews

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Rating
AM Rating: A
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Period of Coverage
Up to 6 months.
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Maximum limits
$50,000, $100,000, $500,000, $1,000,000
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Deductible options
$0, $100, $250, $500
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Underwriter
4 Ever Life International Limited
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Best for
  • U.S. residents traveling abroad
  • Older travelers

🧾 What Are the Maximum Policy Coverage Limits Offered by BCBS Global Solutions Single Trip Insurance?

The policy maximum under the BCBS Global Solutions Single Trip plan represents the total amount of medical benefits available during your covered trip. Once this maximum benefit is reached, no additional expenses will be paid by the plan.

  • Available policy maximum options: $50,000 | $100,000 | $500,000 | $1,000,000
  • Coverage applies per person, per trip and is available for individuals up to age 95.

📉 What Is a Deductible in Single Trip Platinum Insurance?

The deductible is the amount you, as the insured traveler, must pay out of pocket for medical expenses before the BCBS Global Solutions Single Trip plan begins to cover your eligible costs.

Single Trip Platinum insurance has deductible options of : $0, $100, $250, $500

👤 Who Is Eligible for BCBS Global Solutions Single Trip Platinum Insurance Plan?

  • Available to U.S. residents traveling internationally.
  • For ages 14 days to 95 years.
  • Must be enrolled in a Primary Plan.
  • Children under age 6 must be enrolled with a parent.
  • The initial purchase must be made in your home country before departure.

💡 Why Should I Buy BCBS Global Solutions Single Trip Platinum Insurance?

The BCBS Global Solutions Single Trip Platinum Insurance is ideal for U.S. residents who want comprehensive, reliable international medical coverage when traveling abroad. It combines the global reach and trust of Blue Cross Blue Shield with the flexibility and benefits travelers need for short- or medium-term trips (up to 182 days).

🏥 Comprehensive Medical Coverage
Protects against unexpected medical emergencies, hospital stays, surgeries, and doctor visits anywhere outside the U.S.
🌐 Worldwide Network Access
Access to the Blue Cross Blue Shield Global network, which includes doctors and hospitals in more than 190 countries.
🚑 Emergency Medical Evacuation
Coverage up to $500,000 ensures you get transferred to the nearest facility with adequate care if needed.
🦠 COVID-19 and Illness Coverage
Covers COVID-19 treatment just like any other illness or injury, providing peace of mind in the post-pandemic travel era.
❤️Pre-Existing Condition Coverage
The Platinum level offers protection for stable pre-existing conditions, a feature missing in many other travel medical plans.
👵👴 Extended Age Eligibility
Available to travelers up to age 95, making it an excellent option for senior travelers and retirees.
✈️ Ideal for Multiple Travel Purposes
Suitable for vacations, business trips, study abroad, missionary travel, and family visits.
⚙️ Flexible Deductibles and Limits
Choose from coverage up to $1,000,000 and deductibles as low as $0, depending on your needs and budget.
☎️ 24/7 Global Support
Access multilingual customer service and assistance for emergencies, claims, or medical coordination—anytime, anywhere.

✅ What Are the Benefits of Single Trip Platinum Insurance?

  • Physical Health
    Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab 100%
    Office visits: including X-rays and lab work billed by the attending physician 100%
    Surgery, X-rays, in-hospital doctor visits 100%
    Inpatient medical emergency 100%
    Ambulatory surgical center 100%
    Ambulance services (non-Medical evacuation) 100% up to $1,000
    Outside the U.S. outpatient prescription drugs 100% of reasonable charges up to $5,000
    Physical and occupational therapy 6 visits per Period of Insurance, $100 Maximum payment per visit
    Dental Care Required Due to an injury 100% of Reasonable Charges with a maximum benefit of $500 per Trip Period
    Dental Care for Relief of Pain 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period
  • Additional Benefits
    Emergency medical evacuations Up to $500,000
    Accidental Death and Dismemberment AD&D Maximum benefit principal sum up to $50,000
    Emergency family travel arrangements GeoBlue plans provide a maximum benefit per trip period up to $2,500
    Hazardous activities Maximum benefit up to $25,000 for claims resulting from downhill (alpine) skiing and scuba diving at a depth of 20 meters or less.
    Lost baggage and personal effects coverage Maximum benefit of $500 per trip period and limited to $100 maximum benefit per bag or personal effect
    Post departure trip interruption transportation Maximum benefit of $1,000 per trip period
    Post departure trip interruption quarantine coverage Lodging & incidentals maximum benefit of $50 per day, up to 10 days
    Repatriation of remains Maximum benefit up to $25,000
  • Pre-existing Condition
    Pre-existing Condition Coverage for pre-existing conditions is available only if the policy holder has a primary health plan.

🧾 What Are the Features of BlueCross BlueShield Travel Insurance?

BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:

  • Emergency coverage: Includes coverage for hospitalization, doctor visits, and emergency medical evacuation.
  • Global network: Provides access to an elite network of English-speaking, Western-trained doctors in over 190 countries.
  • Cashless service: In many cases, network doctors can bill BlueCross BlueShield directly, so you may not have to file claims or pay upfront.
  • 24/7 support: Provides access to 24/7/365 concierge service and online support.
  • Mobile tools: The BlueCross BlueShield app helps members find care, schedule appointments, and access telemedicine services.
  • Pre-existing conditions: Some plans, such as the Multi-Trip Gold plan, do not exclude pre-existing conditions, though a primary health insurance plan is required.

❓Have questions?

Our support team is ready to assist you.

❓ Blue Cross Blue Shield Single Trip Platinum Travel Insurance - FAQ's

1. Does Blue Cross Blue Shield offer travel insurance?

Yes. Blue Cross Blue Shield (BCBS) offers international travel medical insurance under BCBS Global Solutions. The Single Trip option offers U.S. citizens temporary medical coverage during a trip outside of the country with benefits for emergency medical treatment, evacuation, hospitalization, and 24/7 worldwide assistance.

2. Which insurance company is best for travel insurance in the USA?

A number of well-established companies provide excellent travel insurance coverage in the United States, including Trawick International, IMG (Patriot America Plus), BCBS Global Solutions, and Allianz Global Assistance. For travelers who need extensive medical protection with the stability of the Blue Cross Blue Shield network, BCBS Global Solutions is one of the best options available.

3. Does BCBS include travel insurance?

Although all U.S. BCBS health plans offer restricted or no foreign coverage, BCBS Global Solutions offers specialized international travel medical insurance for international travel. The Single Trip policy insures travelers outside of the U.S. for up to 182 days, which grants access to quality medical treatment abroad.

4. Does Blue Shield cover international travel?

Standard Blue Shield or Blue Cross plans cover only emergency care in the U.S. or in limited global networks. For full coverage outside the U.S., American citizens have to purchase a BCBS Global Solutions Single Trip policy, which provides complete protection abroad.

5. Can I use my Blue Cross Blue Shield overseas?

You are insured for foreign care under Blue Cross Blue Shield Global, which connects members to doctors and hospitals in over 190 countries. But to reap maximum benefits, travelers need to carry a BCBS Global Solutions Single Trip policy that offers medical, evacuation, and emergency services worldwide.

6. What is the most suitable travel insurance for people with medical problems?

The BCBS Global Solutions Single Trip Platinum is one of the top international travel medical insurance policies for people with pre-existing medical conditions. It does include coverage for pre-existing conditions under specific conditions, unlike most travel insurance policies that exclude them entirely.

7. When do I buy travel insurance?

You should buy travel insurance before you travel—ideally soon after you've booked. The BCBS Global Solutions Single Trip policy should be purchased while you're still in your country of origin, prior to traveling.

8. What is the top travel insurance for seniors?

The BCBS Global Solutions Single Trip policy covers travelers up to age 95, making it one of the most senior-friendly travel medical insurance products available. It offers high medical benefit amounts, emergency evacuation, and global assistance, providing older travelers traveling abroad with solid coverage.

9. What is BCBS Global Solutions Single Trip Insurance coverage?

It covers emergency medical treatment, hospitalization, surgery, diagnostic tests, prescription medications, medical repatriation, and return of remains. Accidental death and dismemberment (AD&D) and trip interruption are optional.

10. How long may I be covered under the BCBS Global Solutions Single Trip plan?

You may have coverage for a trip that lasts up to 182 days (about 6 months). You may choose the exact duration of your trip when you purchase the plan.

11. Is BCBS Global Solutions paying for COVID-19?

Yes. The BCBS Global Solutions Single Trip policy pays for medical expenses of COVID-19 as with any other disease covered, as long as the illness is not pre-existing and occurs during the cover period.

12. Can groups or families apply together?

Yes. Families traveling in groups can be covered under a single policy. Children below 6 years old need to be covered with their parents.

13. How do I get medical attention abroad through BCBS Global Solutions?

You can get access to the Blue Cross Blue Shield Global network, which has access to doctors and hospitals in over 190 countries. Direct billing is available through many providers, so you may not even need to pay upfront for covered health care services.

14. Is BCBS Global Solutions available to non-U.S. residents?

No. The Single Trip option is only for U.S. residents who are covered under a Primary Plan and are traveling abroad.

🧾 What Are the Exclusions of Single Trip Platinum Insurance?

  • Expenses exceeding plan limits or amounts beyond the stated maximum benefits.
  • Experimental or investigative treatments, procedures, or supplies.
  • Expenses incurred in the Home Country, except where specifically stated in the plan.
  • Elective treatments or surgeries that can safely be postponed until after returning home.
  • Services received before the coverage effective date or after the plan ends, unless an extension of benefits applies.
  • Cosmetic or elective procedures, including surgeries for beautification, except when medically necessary due to injury, congenital defects, or post-mastectomy reconstruction.
  • Treatment related to illegal acts, substance abuse, or self-inflicted injuries, except where specifically covered (e.g., emergency evacuation or repatriation).
  • Fertility, infertility, and contraceptive services, including sterilization reversals, in vitro fertilization, or related medications.
  • Pregnancy and maternity care, except for unexpected complications that arise during the covered trip.
  • Services not specifically listed as covered in the plan, or those that are not considered medically necessary by the insurer.
  • Routine checkups and preventive care, including physicals, nutritional counseling, and weight loss treatments.
  • Dental, vision, and hearing care, except for relief of pain or accidental injury as defined in the plan.
  • Treatment resulting from participation in hazardous or extreme sports, such as scuba diving below 20 meters, skydiving, mountaineering, hang gliding, bungee jumping, or professional/interscholastic competitions.
  • Motor vehicle accidents occurring while operating without a valid driver’s license.
  • Congenital conditions or treatments for birth defects.
  • Services for which there is no legal obligation to pay, or that would be provided free of charge without insurance.
  • Care received from family members, household members, or the insured’s employer.
  • Coverage prohibited by U.S. economic or trade sanctions — such coverage is null and void.

📝 How Do I File a Claim With BCBS Global Solutions Single Trip Platinum Insurance?

To file a claim with BCBS Global Solutions Single Trip Platinum Insurance, follow these steps:

📄

Download Form
Get claim form online

📠

Fax
+1 610 482 9623

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Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA

Why Choose American Visitor Insurance for Single Trip Platinum Insurance?

  • Trusted U.S. provider with years of experience.
  • Comprehensive coverage including emergency evacuation.
  • Coverage for eligible pre-existing conditions.
  • Instant online quotes and easy purchase.
  • Flexible deductibles and coverage limits.
  • Peace of mind while traveling abroad.
  • 24/7 multilingual support and fast claims.