geoblue GeoBlue Trekker Choice Annual travel Insurance

Trekker Choice travel insurance

Trekker Choice Insurance offers maximum coverage of $1,000,000 for sickness and accidents. Covers unlimited trips in a year each trip not excceding 70 days. It covers pre-existing conditions for medical services and medical evacuation.

GeoBlue Trekker Choice Review

Insurance provider
Geoblue
Trekker Choice insurance rating
AM Best Rating: "A-" (Excellent)
Trekker Choice Underwriter
4 Ever Life
Deductible options
$100
Policy maximum
$1,000,000,For Individuals aged 70-95 up to $100,000
Plan life
Upto 12 months

GeoBlue Trekker Choice insurance summary

What is the eligibility to buy Trekker Choice Insurance?
  • Applicant's home country must be the US
  • Applicant's age must be under 95 years
  • Travelers enrolled in a primary plan are eligible
  • The initial payment must be made in the home country before departing from one of these states
  • For children under age 6, must be enrolled with a parent, aunt, uncle or grandparent
GeoBlue Trekker Choice plan highlights
  • $1,000,000 medical limit.
  • Coverage of COVID-19 testing and treatment.
  • $500,000 medical evacuation benefit.
  • Covers pre-existing conditions for medical services and medical evacuation.
  • Unlimited trips in a 12 month period (70 days max. per trip)
  • Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
  • Baggage protection of $100 for each bag or personal effect.
  • No hospital pre-certification penalty.
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Plan benefits of Trekker Choice insurance

  • Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab
    100%
    Office Visits: including X-rays and lab work billed by the attending physician
    100%
    Surgery, X-rays, In-hospital doctor visits
    100%
    In-patient medical emergency
    100%
  • Outside the U.S. Outpatient prescription drugs
    100% of Reasonable charges up to $5,000
  • Ambulatory Surgical Center
    100%
    Ambulance Service (non-Medical Evacuation)
    100% up to $1000
    Emergency Medical Transportation
    $500,000
  • Dental Care required due to an Injury
    100% of Reasonable Charges with a maximum benefit of $500 per Trip Period
    Dental Care for Relief of Pain
    100% of Reasonable Charges with a maximum benefit of $250 per Trip Period
  • Physical and Occupational Therapy
    6 visits per Period of Insurance. $100 Maximum payment per visit.
    Accidental Death and Dismemberment
    Up to $50,000
    Repatriation Of Remains
    Up to $25,000
    Emergency Medical Transportation
    Up to $500,000

Trekker Choice Insurance - Common questions

1. Are GeoBlue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

2. Is GeoBlueTravel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

3. What cover does a GeoBlue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

GeoBlueprovides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the GeoBluetravel insurance plans.

4. Why should I buy travel insurance from GeoBlueTravel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

5. Who can buy Trekker Choice plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations

6. What are the key highlights of Trekker Choice insurance?

Following are some of the key benefits of buying Trekker Choice short term travel health insurance

  • $1 Million limit
  • Covers expenses from Illness and accident
  • Emergency medical transportation
  • Lost luggage and post departure trip interruption coverage
  • Supplemental coverage
7. How GeoBlue Trekker Choice insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.

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US Eligible States

Following are the US Eligible States :

Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin, Wyoming

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