Voyager Essential Group Insurance

What is GeoBlue Voyager Essential Group insurance?

GeoBlue Voyager Essential Group insurance provides short-term health and accident insurance for international travel groups of five or more people. GeoBlue Voyager Essential Group plan offers varying medical limits and deductibles and offers coverage for trips outside the U.S. up to 6 months for individuals up to the age of 95 years.

Voyager Essential Group Insurance Reviews

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Insurance provider
Geoblue
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Rating
AM Best Rating: "A-" (Excellent)
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Underwriter
Underwritten by 4 Ever Life
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Period of Coverage
182 days
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Coverage Type
Primary
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Deductible options
Deductible options from
$0, $100, $250, $500
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Maximum limits
$50,000; $100,000; $500,000; $1,000,000

How much coverage does Geoblue Voyager Essential Group insurance offers?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Geoblue Voyager Essential Group insurance. Once reached, no other benefits will be available. Geoblue Voyager Essential Group insurance has policy maximum options of $50,000; $100,000; $500,000; $1,000,000

What is a deductible in Geoblue Voyager Essential Group insurance?

The deductible is the Dollar amount that insured travelers need to pay for coverage before the Geoblue Voyager Essential Group travel insurance actually starts to pay. Geoblue Voyager Essential Group insurance has deductible options of $0, $100, $250, $500

What are the key highlights of Geoblue Voyager Essential Group insurance?

  • For trips outside the U.S. up to 6 months for ages 95 and younger.
  • Ideal for international leisure, missionary or business travel.
  • Choice of varying medical limits and deductibles.
  • For trips up to 6 months for ages 84 or younger.
  • Covers pre-existing conditions for medical services and medical evacuation.
  • Does not require a primary health plan.
  • Post-departure trip interruption transportation up to $1,000
  • No hospital pre-certification penalty.

Who is eligible for Geoblue Voyager Essential Group insurance plan?

  • Applicant's home country must be the US.
  • Applicant's age must be under 95 years.
  • Travelers enrolled in a primary plan are eligible.
  • The initial payment must be made in the home country before departing from one of these states.
  • For children under age 6, must be enrolled with a parent, aunt, uncle or grandparent.

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What are the benefits of Voyager Essential Insurance?

  • Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab 100%
    Office Visits: including X-rays and lab work billed by the attending physician 100%
    Surgery, X-rays, In-hospital doctor visits 100%
    In-patient medical emergency 100%
  • Outside the U.S. Outpatient prescription drugs 50% of Covered Expenses up to $5,000
  • Ambulatory Surgical Center 100%
    Ambulance Service (non-Medical Evacuation) 100% up to $1000
  • Dental Care required due to an Injury 100% of Covered Expenses up to $300 maximum per Trip Period and $200 per tooth
    Dental Care for Relief of Pain 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period
  • Physical and Occupational Therapy 6 visits per Period of Insurance. $100 Maximum payment per visit.
    Accidental Death and Dismemberment Up to $25,000
    Repatriation Of Remains Up to $25,000
    Emergency Medical Transportation Up to $500,000
    Baggage & Personal Effects Coverage Maximum benefit of $500 per Trip Period and limited to $100 maximum benefit per bag or Personal Effect
    Post Departure Trip Interruption $1,000 per Trip Period
    Post Departure Trip Interruption Quarantine Coverage* ( Benefits and Eligibility vary for South Dakota residents) Benefits up to $25 per day, for 10 days
    Emergency Family Travel Arrangements Maximum Benefit per Trip Period up to $2,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one person
    Hazardous Activities $25,000

Voyager Essential Group Insurance - Common questions

1. What is Voyager Essential Group Insurance?

Voyager Essential Group Insurance is a comprehensive international travel insurance plan designed specifically for groups of five or more individuals traveling outside of the United States. It offers coverage for a variety of medical emergencies and unforeseen circumstances.

2. Who is eligible for Voyager Essential Group Insurance?

Groups of five or more individuals traveling for leisure, educational, missionary, or business purposes are eligible for Voyager Essential Group Insurance.

3. What are the key benefits of Voyager Essential Group Insurance?

Voyager Essential Group Insurance provides coverage for medical emergencies, evacuations, repatriations, and other essential travel-related expenses. It also offers flexible plan options to suit various group needs and budgets.

4. What is covered under Voyager Essential Group Insurance?

Voyager Essential Group Insurance covers a wide range of medical expenses, including doctor visits, hospitalizations, surgeries, and emergency medical evacuations. It also covers certain non-medical expenses like trip interruption and baggage loss

5. How do I file a claim with Voyager Essential Group Insurance?

To file a claim, you can contact the 24/7 emergency assistance hotline provided by GeoBlue. They will guide you through the claims process and provide necessary documentation.

6. What is the claim process for Voyager Essential Group Insurance?

The claims process typically involves providing the necessary medical documentation, such as bills and receipts. GeoBlue will review the claim and process it as quickly as possible.

7. What is the pre-existing condition waiver period for Voyager Essential Group Insurance?

Voyager Essential Group Insurance offers a 180-day pre-existing condition waiver period, meaning that pre-existing conditions will be covered after this period.

8. Does Voyager Essential Group Insurance cover COVID-19-related expenses?

Yes, Voyager Essential Group Insurance provides coverage for COVID-19-related medical expenses, including testing and treatment.

9. How do I get a quote for Voyager Essential Group Insurance?

You can get a quote for Voyager Essential Group Insurance by contacting American Visitor Insurance or calling us at 877-340-7910.

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What are the Eligible States in USA?

Following are the US Eligible States :

Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin, Wyoming