GeoBlue Long term health insurance, GeoBlue Expatriate Insurance

GeoBlue plans offering best Long Term Insurance plans

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Xplorer Premier insurance Eligibility
- Travelers aged 74 years and below at the time of application are eligible.
- US Citizens, US permanent residents and all legal residents of US (citizens and foreign nationals) are eligible.
- An employee of a US company, whereby the company is domiciled in the state listed below and the company pays the premium.
- The Eligible Member must be scheduled to reside outside of his/her home country for at least 3 months per year.
Xplorer Premier plan highlights
- Contraceptive services, surgeries and supplies are covered under the policy.
- Unlimited annual and lifetime medical maximum.
- Deductible waived for office visits with doctors.
- No waiting period or sublimit for preventive services.
- No precertification penalty for inpatient or outpatient care.
- Meets all Schengen Visa requirements.
- Pre-existing conditions covered with creditable coverage.
- Illnesses and injuries related to terrorism are covered.
- Optional dental, vision, and maternity coverage.
- Unlimited telemedicine services.
- Continuous coverage for spouse and dependents in the event of subscriber death.

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Xplorer Essential insurance Eligibility
- Travelers aged 74 years and below at the time of application are eligible.
- US Citizens, US permanent residents and all legal residents of US (citizens and foreign nationals) are eligible.
- An employee of a US company, whereby the company is domiciled in the state listed below and the company pays the premium.
Xplorer Essential plan highlights
- Have the same great benefits—worldwide coverage, excluding U.S., with a 50% savings.
- Choose your deductible and prescription benefits.
- Select providers in or out of our elite network.
- Unlimited annual and lifetime medical maximum.
- No waiting periods or sublimits for preventive services.
- No precertification penalty for inpatient or outpatient care.
- Covers illnesses and injuries related to terrorism.
- Meets all Schengen Visa requirements.
- Optional dental, vision, and maternity coverage.
- Unlimited telemedicine services.
- Continuous coverage for spouse and dependents in the event of subscriber death.

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Xplorer Select insurance Eligibility
- Travelers aged 64 years and below at the time of application are eligible.
- US Citizens, US permanent residents and all legal residents of US (citizens and foreign nationals) are eligible.
- An employee of a US company, whereby the company is domiciled in the state listed below and the company pays the premium.
- Travelers must be continuously enrolled in a U.S. primary health plan. The primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
Xplorer Select plan highlights
- Have the same great benefits—worldwide coverage, excluding U.S., with a 50% savings.
- Choose your deductible and prescription benefits.
- Select providers in or out of our elite network.
- Unlimited annual and lifetime medical maximum.
- No waiting periods or sublimits for preventive services.
- No precertification penalty for inpatient or outpatient care.
- Covers illnesses and injuries related to terrorism.
- Meets all Schengen Visa requirements.

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Navigator Missionary insurance Eligibility
- Travelers aged 75 years and below at the time of application are eligible
- US Citizens, US permanent residents and all legal residents of US (citizens and foreign nationals) are eligible.
- The eligible applicant must be scheduled to reside outside his/her home country for atleast 3 months in the initial policy period.
- The applicant must be engaged in NGO or missionary activity.
Navigator Missionary plan highlights
- Medically necessary COVID-19 testing and treatment is covered.
- Contraceptive services, surgeries and supplies are covered under the policy.
- Unlimited annual and lifetime medical maximum.
- Deductible waived for office visits with doctors.
- No waiting period or sublimit for preventive services.
- No precertification penalty for inpatient or outpatient care.
- Optional dental, vision, and maternity coverage.
- Unlimited telemedicine services.
- Pre-existing conditions covered with creditable coverage.
- Illnesses and injuries related to terrorism are covered.
- Meets all Schengen Visa requirements.
- Continuous coverage for spouse and dependents in the event of subscriber death.
- Complete, affordable worldwide coverage designed for NGOs, missionaries and those involved in humanitarian work.

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Navigator Crew insurance Eligibility
- Travelers aged 75 years and below at the time of application are eligible.
- US Citizens, US permanent residents and all legal residents of US (citizens and foreign nationals) are eligible.
- The country assignment must be other than the eligible applicant's home country and must be a professional crew member.
- The eligible crew members returning to home country are covered up to a maximum of 12 months.
Navigator Crew plan highlights
- Medically necessary COVID-19 testing and treatment is covered.
- Contraceptive services, surgeries and supplies are covered under the policy.
- Unlimited annual and lifetime medical maximum.
- Deductible waived for office visits with doctors.
- No waiting period or sublimit for preventive services.
- No precertification penalty for inpatient or outpatient care.
- Optional dental, vision, and maternity coverage.
- Pre-existing conditions covered with creditable coverage.
- Illnesses and injuries related to terrorism are covered.
- Sail boat racing and alcohol related injuries are covered.
- Meets all Schengen Visa requirements.
- Continuous coverage for spouse and dependents in the event of subscriber death.
- Unlimited telemedicine services.