GeoBlue Trekker Essential Insurance

Frequent international travelers who want annual protection but don’t need a primary U.S. health plan.

What is Trekker Essential insurance?

GeoBlue Trekker Essential is an annual multi-trip travel medical insurance plan designed for U.S. residents who travel internationally multiple times a year. This plan is ideal for frequent travelers seeking comprehensive health coverage without the need to purchase separate insurance for each trip.

Key Features:
  • Does not require a primary U.S. health insurance plan
  • Coverage for trips up to 70 days each
  • Emergency medical coverage for multiple trips within a 12-month period
  • Includes coverage for pre-existing conditions
  • 24/7 access to telemedicine services
  • Access to doctors and hospitals in 190 countries

Traveler can get all the plan document and plan id card by using Trekker Essential insurance login. At American Visitor Insurance, International travelers can contact the Trekker Essential insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Trekker Essential Insurance Reviews

handshake
Insurance provider
Geoblue
star_half
Rating
AM Best Rating: "A-" (Excellent)
calendar_month
Period of Coverage
Upto 12 months
edit_square
Underwriter
Underwritten by 4 Ever Life
checklist
Best for
  • Annual Multi Trip insurance
  • Pre-existing conditions
request_quote
Maximum limits
Maximum limits from $500,000
request_quote
Deductible options
Deductible options from
$200
business_center
Coverage Type
primary

How much coverage does Trekker Essential insurance offers?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Trekker Essential insurance. Once reached, no other benefits will be available. Trekker Essential insurance has policy maximum options of $500,000

What is a deductible in Trekker Essential insurance?

The deductible is the Dollar amount that insured travelers need to pay for coverage before the Trekker Essential travel insurance actually starts to pay. Trekker Essential insurance has deductible options of $200

What are the key highlights of Trekker Essential insurance?

  • Up to $500,000 for sickness and accidents
  • $250,000 medical evacuation benefit.
  • Covers pre-existing conditions for medical services and medical evacuation.
  • Unlimited trips in a 12 month period (70 days max. per trip)
  • Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
  • No hospital pre-certification penalty.

Who is eligible for Trekker Essential insurance plan?

  • Applicant's home country must be the US
  • Applicant's age must be under 95 years
  • Travelers enrolled in a primary plan are eligible
  • The initial payment must be made in the home country before departing from one of these states
  • For children under age 6, must be enrolled with a parent, aunt, uncle or grandparent

Why Choose Trekker Essential Insurance?

Trekker Essential is an affordable choice for frequent travelers who lack primary U.S. health coverage but still need reliable, year-round global protection. It offers essential medical benefits for multiple international trips, ensuring peace of mind without the high cost of purchasing separate plans for every journey.

Key Features of Trekker Essential Insurance:
  • Unlimited Trips: Covers an unlimited number of trips outside the U.S. within a 12-month period, with each trip up to 70 days in length.
  • Emergency Medical Coverage: Provides up to $500,000 in coverage for sickness and accidents per trip.
  • Medical Evacuation: Includes up to $250,000 for emergency medical evacuation and transportation.
  • Pre-Existing Conditions: Covers medical services and emergency evacuation related to pre-existing conditions.
  • No Primary Health Insurance Required: Ideal for travelers who do not have a primary U.S. health insurance plan.
  • No U.S. Coverage: Protection applies exclusively to trips outside the United States.

Who can buy Trekker Essential Insurance?

Trekker Essential ideal for travelers who take multiple trips throughout the year

Key Features of Trekker Essential Insurance:
  • Leisure travelers who take multiple vacations throughout the year
  • Business people who travel back and forth from the U.S. to their work or client site
  • Early retirees/Medicare subscribers who take multiple trips outside the U.S. in a year

What is the medical network in GeoBlue Trekker Essential Insurance?

GeoBlue Trekker Essential gives travelers access to a high-quality global medical network.

Key Features of Trekker Essential Insurance:
  • Access to a carefully selected global network of doctors meeting strict standards
  • Many doctors are certified by the American or Royal Board of Medical Specialties and speak English
  • Recommendations from 158 Physician Advisors worldwide help maintain quality
  • Network includes providers in 190 countries, with freedom to see any doctor or hospital abroad
  • Unlimited Global TeleMD™ telemedicine services included at no extra cost, available anytime via phone or tablet.

Does GeoBlue Trekker Essential Insurance offer a refund if my trip is canceled?

Yes. If your trip is canceled before your travel dates, GeoBlue allows you to receive a full refund of your premium. To cancel your coverage, you must submit a written request as the eligible participant by emailing enrollment@geo-blue.com Additionally, if your trip is rescheduled, you can adjust your coverage dates to match your new travel plans.

How much Trekker Essential Annual travel Insurance Cost?

Geoblue Trekker Essential Insurance cost ranges from $131 to $250 per year, this is dependent on the age of the traveler, the plan maximum and the deductible.

Trekker Essential insurance offers Annual coverage for an unlimited number of trips. The plan covers up to the first 70 days of each trip. Traveler up to 69 years have medical maximum $500,000 . Travelers aged 70 to 95 years can choose $100,000 coverage.

For example here we are showing Trekker Essential cost for year with deductible of $200

Age of Traveler Medical Maximum $500,000
18 - 50 years $131
51 – 66 years $159
67 – 69 years $197

For traveler age 70 - 84years the cost is $197 per year with medical maximum of $100,000 with deductible $200

For traveler age 85 - 95 years the cost is $250 per year with medical maximum of $100,000 with deductible $200

What are the benefits of Trekker Essential Insurance?

  • Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab 100%
    Office Visits: including X-rays and lab work billed by the attending physician 100%
    Surgery, X-rays, In-hospital doctor visits 100%
    In-patient medical emergency 100%
    Dental Care required due to an Injury 100% of Covered Expenses up to $300 maximum per Trip Period and $200 per tooth
    Dental Care for Relief of Pain 100% of Reasonable Charges up to $200 per Trip Period.
  • Outside the U.S. Outpatient prescription drugs
    100% of Reasonable Charges up to $2500
    Ambulatory Surgical Center
    100%
    Ambulance Service (non-Medical Evacuation)
    100% up to $1000
  • Physical and Occupational Therapy 6 visits per Period of Insurance. $100 Maximum payment per visit.
    Repatriation Of Remains $15,000
    Emergency Medical Transportation $250,000
    Bedside Visit Maximum Benefit per Trip Period up to $2,500 for the cost of one economy roundtrip airfare ticket to the place of the Hospital Confinement for one (1) person.
    Hazardous Activities $10,000

Trekker Essential Insurance - Common questions

1. Are GeoBlue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

2. Who can buy Trekker Essential plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations
3. How GeoBlue Trekker Essential insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.
4. Is GeoBlueTravel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

5. What cover does a GeoBlue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

GeoBlueprovides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the GeoBluetravel insurance plans.

6. Why should I buy travel insurance from GeoBlueTravel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

7. How long can each trip be under GeoBlue Trekker Essential Insurance?

Each covered trip can last up to 70 days outside the United States within the 12-month policy period.

8. What is the maximum medical coverage provided by GeoBlue Trekker Essential Insurance?

The plan provides up to $500,000 per trip for emergency medical care due to sickness or injury.

9. Does GeoBlue Trekker Essential Insurance cover medical evacuation?

Yes. The plan includes up to $250,000 for emergency medical evacuation and transportation.

10. Do I need primary U.S. health insurance to enroll in GeoBlue Trekker Essential Insurance?

No. Unlike Trekker Choice, GeoBlue Trekker Essential does not require you to have primary health insurance in the U.S.

11. Does GeoBlue Trekker Essential Insurance cover medical expenses in the United States?

No. Coverage is valid only while traveling outside the U.S.

11. What is the policy duration of GeoBlue Trekker Essential Insurance?

The plan is valid for 12 months and covers unlimited trips abroad during that period.

NEED HELP?

Contact our customer service team, we are here to help you!

US Eligible States

Following are the US Eligible States :

Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin, Wyoming

GeoBlue Insurance related coverage

Single trip medical insurance plan

Low cost and high quality insurance travel insurance for the U.S. residents traveling outside the U.S.

Compare quotes »
Annual multi-trip medical plan

Trekker Essential insurance covers unlimited trips in a year each trip not excceding 70 days

Compare quotes »
Student medical Insurance coverage

Provides Unlimited and lifetime medical maximum for students in the US.

Compare quotes »
Coverage for the global travelers

Provides unlimited annual and lifetime medical maximum.

Compare quotes »

How can I buy Geoblue Trekker Essential travel insurance online?

draw
Complete the quote form by entering your travel information
star
Review the best insurance plans of reliable US providers
balance
Compare travel insurance plans based on price and benefits
shopping_cart
Select the best travel insurance for your needs and buy it online