GeoBlue Trekker Essential Insurance

What is Trekker Essential insurance?

Trekker Essential Insurance offers maximum coverage of $500,000 for sickness and accidents. Covers unlimited trips in a year each trip not excceding 70 days. It covers pre-existing conditions for medical services and medical evacuation.

Traveler can get all the plan document and plan id card by using Trekker Essential insurance login. At American Visitor Insurance, International travelers can contact the Trekker Essential insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Trekker Essential Insurance Reviews

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Insurance provider
Geoblue
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Rating
AM Best Rating: "A-" (Excellent)
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Period of Coverage
Upto 12 months
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Underwriter
Underwritten by 4 Ever Life
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Best for
  • Annual Multi Trip insurance
  • Pre-existing conditions
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Maximum limits
Maximum limits from $500,000
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Deductible options
Deductible options from
$200
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Coverage Type
primary

How much coverage does Trekker Essential insurance offers?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Trekker Essential insurance. Once reached, no other benefits will be available. Trekker Essential insurance has policy maximum options of $500,000

What is a deductible in Trekker Essential insurance?

The deductible is the Dollar amount that insured travelers need to pay for coverage before the Trekker Essential travel insurance actually starts to pay. Trekker Essential insurance has deductible options of $200

What are the key highlights of Trekker Essential insurance?

  • Up to $500,000 for sickness and accidents
  • $250,000 medical evacuation benefit.
  • Covers pre-existing conditions for medical services and medical evacuation.
  • Unlimited trips in a 12 month period (70 days max. per trip)
  • Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
  • No hospital pre-certification penalty.

Who is eligible for Trekker Essential insurance plan?

  • Applicant's home country must be the US
  • Applicant's age must be under 95 years
  • Travelers enrolled in a primary plan are eligible
  • The initial payment must be made in the home country before departing from one of these states
  • For children under age 6, must be enrolled with a parent, aunt, uncle or grandparent

How much Trekker Essential Annual travel Insurance Cost?

Geoblue Trekker Essential Insurance cost ranges from $131 to $250 per year, this is dependent on the age of the traveler, the plan maximum and the deductible.

Trekker Essential insurance offers Annual coverage for an unlimited number of trips. The plan covers up to the first 70 days of each trip. Traveler up to 69 years have medical maximum $500,000 . Travelers aged 70 to 95 years can choose $100,000 coverage.

For example here we are showing Trekker Essential cost for year with deductible of $200

Age of Traveler Medical Maximum $500,000
18 - 50 years $131
51 – 66 years $159
67 – 69 years $197

For traveler age 70 - 84years the cost is $197 per year with medical maximum of $100,000 with deductible $200

For traveler age 85 - 95 years the cost is $250 per year with medical maximum of $100,000 with deductible $200

What are the benefits of Trekker Essential Insurance?

  • Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab 100%
    Office Visits: including X-rays and lab work billed by the attending physician 100%
    Surgery, X-rays, In-hospital doctor visits 100%
    In-patient medical emergency 100%
    Dental Care required due to an Injury 100% of Covered Expenses up to $300 maximum per Trip Period and $200 per tooth
    Dental Care for Relief of Pain 100% of Reasonable Charges up to $200 per Trip Period.
  • Outside the U.S. Outpatient prescription drugs
    100% of Reasonable Charges up to $2500
    Ambulatory Surgical Center
    100%
    Ambulance Service (non-Medical Evacuation)
    100% up to $1000
  • Physical and Occupational Therapy 6 visits per Period of Insurance. $100 Maximum payment per visit.
    Repatriation Of Remains $15,000
    Emergency Medical Transportation $250,000
    Bedside Visit Maximum Benefit per Trip Period up to $2,500 for the cost of one economy roundtrip airfare ticket to the place of the Hospital Confinement for one (1) person.
    Hazardous Activities $10,000

Trekker Essential Insurance - Common questions

1. Are GeoBlue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

2. Who can buy Trekker Essential plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations
3. How GeoBlue Trekker Essential insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.
4. Is GeoBlueTravel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

5. What cover does a GeoBlue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

GeoBlueprovides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the GeoBluetravel insurance plans.

6. Why should I buy travel insurance from GeoBlueTravel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

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US Eligible States

Following are the US Eligible States :

Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin, Wyoming

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