GeoBlue Trekker Essential Insurance

Geoblue Trekker Essential insurance

Trekker Essential Insurance offers maximum coverage of $500,000 for sickness and accidents. Covers unlimited trips in a year each trip not excceding 70 days. It covers pre-existing conditions for medical services and medical evacuation.

GeoBlue Trekker Essential Review

Insurance provider
Geoblue
Trekker Essential insurance rating
AM Best Rating: "A-" (Excellent)
Policy maximum
$500,000, For Individuals aged 70-95 up to $100,000.
Deductible options
$200
Plan life
Upto 12 months
Trekker Essential insurance Underwriter
GeoBlue Trekker Essential is underwritten by 4 Ever Life
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GeoBlue Trekker Essential insurance summary


What is the eligibility to buy Trekker Essential Insurance?
  • Applicant's home country must be the US
  • Applicant's age must be under 95 years
  • Travelers enrolled in a primary plan are eligible
  • The initial payment must be made in the home country before departing from one of these states
  • For children under age 6, must be enrolled with a parent, aunt, uncle or grandparent

GeoBlue Trekker Essential plan highlights
  • Coverage of COVID-19 testing and treatment.
  • Up to $500,000 for sickness and accidents
  • $250,000 medical evacuation benefit.
  • Covers pre-existing conditions for medical services and medical evacuation.
  • Unlimited trips in a 12 month period (70 days max. per trip)
  • Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
  • No hospital pre-certification penalty.

Plan benefits of Trekker Essential insurance

  • Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab
    100%
    Office Visits: including X-rays and lab work billed by the attending physician
    100%
    Surgery, X-rays, In-hospital doctor visits
    100%
    In-patient medical emergency
    100%
  • Outside the U.S. Outpatient prescription drugs
    100% of Reasonable Charges up to $2500
  • Ambulatory Surgical Center
    100%
    Ambulance Service (non-Medical Evacuation)
    100% up to $1000
  • Dental Care required due to an Injury
    100% of Covered Expenses up to $300 maximum per Trip Period and $200 per tooth
    Dental Care for Relief of Pain
    100% of Reasonable Charges up to $200 per Trip Period.
  • Physical and Occupational Therapy
    6 visits per Period of Insurance. $100 Maximum payment per visit.
    Repatriation Of Remains
    $15,000
    Emergency Medical Transportation
    $250,000
    Bedside Visit
    Maximum Benefit per Trip Period up to $2,500 for the cost of one economy roundtrip airfare ticket to the place of the Hospital Confinement for one (1) person.
    Hazardous Activities
    $10,000
*Benefits and Eligibility vary for South Dakota residents.

Trekker Essential Insurance - Common questions

1. Are GeoBlue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

2. Is GeoBlueTravel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

3. What cover does a GeoBlue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

GeoBlueprovides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the GeoBluetravel insurance plans.

4. Why should I buy travel insurance from GeoBlueTravel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

5. Who can buy Trekker Essential plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations

6. What are the key highlights of Trekker Essential insurance?

Following are some of the key benefits of buying Trekker Essential short term travel health insurance

  • $1 Million limit
  • Covers expenses from Illness and accident
  • Emergency medical transportation
  • Lost luggage and post departure trip interruption coverage
  • Supplemental coverage
7. How GeoBlue Trekker Essential insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.

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US Eligible States

Following are the US Eligible States :

Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin, Wyoming

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Steps to buy travel insurance


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