Trekker Essential Insurance Reviews, Geoblue trekker Choice Reviews, Popular Trekker Essential Insurance unique plan highlights

Trekker Essential Insurance Reviews

Ratings
AM Best Rating: "A-" (Excellent)

Underwriter
4 Ever Life

Ideal for Annual Multi Trip insurance Pre-existing conditions

Trekker Essential health insurance review

Trekker Essential Insurance offers maximum coverage of $500,000 for sickness and accidents. Covers unlimited trips in a year each trip not excceding 70 days. It covers pre-existing conditions for medical services and medical evacuation.

Trekker Essential Visitor Insurance - Key Highlights

Up to $500,000 for sickness and accidents
$250,000 medical evacuation benefit.
Covers pre-existing conditions for medical services and medical evacuation.
Unlimited trips in a 12 month period (70 days max. per trip)
Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
No hospital pre-certification penalty.

GeoBlue Customer reviews

Reviews, Ratings and Experiences

The ease of applying and reassurance gained from having it in place if needed made this a simple decision. Good product for a reasonable price.

| Martha

Everything was seamless. Easy and the cost was reasonable. Fortunately, no medical issues came up while traveling.

| William

GeoBlue Voyager Choice is simple, fast and affordable. It checks all the boxes and gives you confidence and peace of mind for your overseas trip. Highly recommend.

| Shelia

An Overview of Trekker Essential Insurance

Eligibility

Applicant's home country must be the US.
Applicant's age must be under 95 years

Plan Maximum

Trekker Essential insurance offers lifetime maximum limit option is $500,000., For Individuals aged 70-95 up to $100,000.

Renewability

Trekker Essential Insurance can be renewed upto 12 months.

Pre-existing conditions

The Trekker Essential plan coverage includes any pre-existing conditions present before your trip. Many travel medical plans exclude coverage for pre-existing conditions.
Pre-existing condition coverage includes both medical services and medical evacuation.

A working example of using Trekker Essential*

Let us take an example of Plan-A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000

Insurance coverage is $50,000
Deductible is $100 per certificate period
Your claims for medical expenses is $18,100

Below is a simple calculation showing how much the plan/insurance company pays you:

Subtract the deductible from claims amount - $18,100 minus $100 equals $18,000. Insured bears $100

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Deductible	$200	$0	$200
Surgery	$16,500	$16,500	$0
X Ray	$1500	$1500	$0
Total	$18,200	$18,000	$200

* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

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Trekker Essential Travel Medical Insurance - FAQ's

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

GeoBlueprovides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the GeoBluetravel insurance plans.

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

Leisure traveler
Missionary traveler
Senior traveler
Study abroad
Teach abroad
Employers, church and missionary organizations
Universities/colleges
Embassies, expatriate websites, Chambers of Commerce
Exchange programs, study abroad programs, associations

Following are some of the key benefits of buying Trekker Essential short term travel health insurance

$1 Million limit
Covers expenses from Illness and accident
Emergency medical transportation
Lost luggage and post departure trip interruption coverage
Supplemental coverage

Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
Members are invited to register on the website, mobile site or app.
Coverage can be renewed at the consent of the member and the insurer.

GeoBlue Trekker Essential Insurance Reviews