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Navigator Crew Insurance, GeoBlue worldwide medical coverage for crew members

Navigator Crew Insurance offers global coverage for maritime crews and employers. It provides unlimited annual and lifetime medical maximum and no waiting period for preventive services. The plan covers pre-existing conditons with creditable coverage.
 

Eligibility for Navigator Crew

  • Travelers aged 75 years and below at the time of application are eligible
  • US Citizens, US permanent residents and all legal residents of US (citizens and foreign nationals) are eligible.
  • The country assignment must be other than the eligible applicant's home country and must be a professional crew member
  • The eligible crew members returning to home country are covered up to a maximum of 12 months

GeoBlue Navigator Crew insurance - features

  • Lifetime maximum limit options: Unlimited lifetime maximum
  • Deductible options: $0, $250, $500, $1000, $2500, $5000
  • After 364 days of continuous coverage, GeoBlue members may re-enroll in a plan that matches their existing benefits.
  • Insurance Provider: GeoBlue
 

GeoBlue Navigator Crew plan highlights

  • Contraceptive services, surgeries and supplies are covered under the policy.
  • Unlimited annual and lifetime medical maximum.
  • Deductible waived for office visits with doctors.
  • No waiting period or sublimit for preventive services.
  • No precertification penalty for inpatient or outpatient care.
  • Pre-existing conditions covered with creditable coverage.
  • Illnesses and injuries related to terrorism are covered.
  • Sail boat racing and alcohol related injuries are covered.
  • Meets all Schengen Visa requirements.
 

Plan Benefits of GeoBlue Navigator Crew Insurance

Benefit Maximum Outside U.S. In Network, U.S. Out of Network, U.S.
Lifetime Maximum per Insured Person Unlimited Unlimited Unlimited
Annual Maximum per Insured Person Unlimited Unlimited Unlimited
Preventative and Primary Care
Primary Care Office Visits - as many as 8 visits per Calendar Year All except a $10 copay per visit All except a $30 copay per visit 60% to Coinsurance Maximum then 100%
Preventative Care for Babies/Children: (Birth to Age 18)
a.Office Visits/examination
b. Immunizations, Lab work, & X-rays
100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
Preventative Care For Adults: (Age 19 and Older)
a. Routine Pap Smears, annual mammogram
b. PSA For Men
100% 80% to Coinsurance Maximum then 100% 80% to Coinsurance Maximum then 100%
Annual Physical Examination/Health Screening 100% Maximum Covered Expense of $250 and limited to one per Calendar Year 80% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year. 60% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year.
Outpatient Services
Outpatient Medical Care 100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
Inpatient Hospital Services
Surgery, X-rays, In-hospital doctor visits, Organ/Tissue Transplant The Insurer will pay 100% of Covered Expenses. 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
In-patient medical emergency 100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
Professional Services
Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work
100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
Ambulatory and Therapeutic Services
Ambulatory Surgical Center 100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
Physical/Occupational Therapy Medicine Deductible is waived. Covered Expenses up to $50 per visits, and as many as 6 visits per Calendar Year
Ambulance Service 100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
Durable Medical Equipment 100% 80% to Coinsurance Maximum then 100% 80% to Coinsurance Maximum then 100%
Rehabilitation and Therapy
a. Inpatient Mental Health 100% up to 60 days 80% up to 60 days 60% up to 60 days
b. Outpatient Mental Health 75% up to 40 visits/60% thereafter 75% up to 40 visits/60% thereafter 75% up to 40 visits/60% thereafter
c. Inpatient Substance Abuse 100% up to 60 days detox 80% up to 60 days detox 60% up to 60 days detox
d. Outpatient Substance Abuse 75% up to 40 visits/60% thereafter 75% up to 40 visits/60% thereafter 75% up to 40 visits/60% thereafter
Outpatient Prescription Drugs 100% of actual charge up to an annual maximum of $5,000/ Maximum 90 day supply
Global Travel Benefits
Emergency Medical Transportation Maximum Lifetime benefit for all Evacuations up to $250,000
Repatriation Of Mortal Remains Maximum Benefit up to $25,000
Accidental Death and Dismemberment Maximum Benefit: Principal Sum up to $10,000
 

Plan Details of Navigator Crew Insurance

 

US Eligible States

Following are the US Eligible States :
Alabama, Arizona, Arkansas, California, Delaware, District of Columbia, Florida, Hawaii, Illinois, Indiana, Iowa, Kentucky, Michigan, Mississippi, Missouri, Nebraska, New Jersey, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, West Virginia, Wisconsin, Wyoming
 
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