GeoBlue Xplorer Essential travel health InsuranceXplorer Essential Insurance provides unlimited annual and lifetime medical maximum. The plan offers worldwide coverage excluding US thereby saving 50% of the expenses. It covers pre-existing conditions with creditable coverage.
The plan has no waiting period or sublimts for preventive services. After 364 days of continuous coverage, GeoBlue Xplorer members may re-enroll in a plan that matches their existing benefits.
Xplorer Essential plan may include optional basic U.S. benefits upgrade that covers accidents and illnesses inside the U.S. for up to 3 visits per year, up to 21 days per visit. GeoBlue Xplorer Essential plan provides medically necessary COVID-19 testing and treatment coverage as part of covid-related benefits
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| Lifetime Maximum per Insured Person | ||
| Unlimited | ||
| Annual Maximum per Insured Person | ||
| Unlimited | ||
| Preventive Care For Babies/Children: (Birth through Age 18) a. Office Visits/examination b. Immunizations, Lab work & X-rays done in conjunction with an office visit |
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| 100% | ||
| Preventative Care for Adults: (Age 19 and Older)a. Office Visits/examination c. Immunizations as recommended on the published Center for Disease Control (CDC) immunization schedule for adults d. Routine Pap Smears, annual mammogram e. PSA For Men f. Diagnostic lab work & X-rays done in conjunction with an office visit |
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| 100% | ||
| Annual Physical Examination/Health Screening, Subject to a $750 Maximum per Calendar Year and limited to one per Calendar Year | ||
| 100% | ||
| Primary Care Physician or Specialist Office Visits | ||
| All except a $10 copay per visit | ||
| Professional Services, Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. |
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| 100% | ||
| Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant | ||
| 100% | ||
| In-patient medical emergency | ||
| 100% | ||
| In-patient drugs | ||
| 100% | ||
| Ambulatory Surgical Center | ||
| 100% | ||
| Ambulance Service | ||
| 100% | ||
| Accidental Dental | ||
| $1,000 per calendar year, $200 per tooth | ||
| Acupuncture and Chiropractic Services | ||
| 100% | ||
| Durable Medical Equipment | ||
| 100% | ||
| Infusion Therapy | ||
| 100% | ||
| Physical/Occupational Therapy, deductible is waived. | ||
| 100%, no deductible | ||
| Inpatient Mental Health | ||
| 100% | ||
| Outpatient Mental Health | ||
| 100%, No Deductible | ||
| Inpatient Substance Abuse | ||
| 100% | ||
| Outpatient Substance Abuse | ||
| 100%, No Deductible $10 Copayment | ||
| Basic Prescription Drug Benefit Subject to $1000 Maximum per Insured Person per Calendar Year | ||
| 100% of actual charges | ||
| Optional Enhanced Prescription Drug Rider, Subject to $25,000 maximum per Insured Person per Calendar Year | ||
| 100% of actual charges | ||
| Emergency Medical Transportation | ||
| Up to $250,000 | ||
| Repatriation of Remains | ||
| Up to $25,000 | ||
| Accidental Death & Dismemberment | ||
| $50,000 | ||
| Home Health Care, Subject to a maximum of 30 visits per Calendar Year | ||
| 100% | ||
| Skilled Nursing Facilities, Subject to a maximum of $250 per day for a maximum of 50 days per Calendar Year | ||
| 100% | ||
| Hospice, Subject to a maximum of $5,000 per lifetime | ||
| 100% | ||
| Maximum Medical Benefit per Insured Person | ||
| $1,000,000 | ||
U.S. Participating Provider |
U.S. Non-Participating Provider |
|
| Physician's Office Visit Services | ||
| 100%, No Deductible, $50 Copayment | 60% to Coinsurance Maximum, then 100% | |
| Hospital Emergency Room | ||
| 80% to Coinsurance Maximum, then 100% Additional $250 Copayment per visit - waived if admitted | 0% to Coinsurance Maximum, then 100% Additional $250 Copayment per visit - waived if admitted | |
| Outpatient Professional Services (radiology, pathology and ER Physician) | ||
| 80% to Coinsurance Maximum, then 100% | 60% to Coinsurance Maximum then 100% | |
| Urgent Care Facility | ||
| 100%, No Deductible, $75 Copayment | 60% to Coinsurance Maximum then 100% | |
| X-ray and/or Lab performed at the Emergency Room or Urgent Care Facility (billed as part of the visit | ||
| 80% to Coinsurance Maximum, then 100% | 60% to Coinsurance Maximum then 100% | |
| Ambulance | ||
| 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% | |
U.S. Participating Provider |
U.S. Non-Participating Provider |
|
| Bed and Board Charges | ||
| 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% | |
| Physician's Visits/Consultations | ||
| 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% | |
| Professional Services (Surgeon, Radiologist, Pathologist, Anesthesiologist) | ||
| 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% | |
| Limited to Emergency Medical Care, Illness and Accidental Injury Conditions covered under this package. Pre-existing Condition Limitation Applies | ||
| 100% of the Actual Cost, Deductible does not apply Maximum benefit of $1,000 per Calendar Year and the maximum supply of 30 days per covered prescription | ||
Coverage is limited to emergency medical care, illness and accidental injuries or prescriptions needs when you are temporarily visiting the United States and to a combined maximum of 3 trips of 21 days for each trip per calendar year this upgrade is not available for the Xplorer Essential 10,000 Plan.
The Enhanced Prescription Medication Benefit provides a more accessible and efficient method for acquiring your prescriptions while traveling, as well as offers a higher limit than the basic benefit.
GeoBlue Dental and Vision benefits are designed to offer you coverage for common dental and vision care needs and to help you budget for dental services at all levels, preventive, basic and major.
Review and compare the best GeoBlue Xplorer Essential Insurance quotes.
Compare GeoBlue Xplorer Essential Insurance quotes » »GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.
The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.
GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.
Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.
GeoBlueprovides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the GeoBluetravel insurance plans.
GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.
Following are some of the key benefits of buying Xplorer Essential short term travel health insurance
Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New York, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin, Wyoming
