GeoBlue Trekker Choice Insurance Reviews

Trekker Choice travel insurance reviews

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Ratings
AM Best Rating: "A-" (Excellent)
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Underwriter
4 Ever Life

Ideal for Annual coverage for an unlimited number of trips Pre-existing conditions

Trekker Choice health insurance review

Trekker Choice Insurance offers maximum coverage of $1,000,000 for sickness and accidents. Covers unlimited trips in a year each trip not excceding 70 days. It covers pre-existing conditions for medical services and medical evacuation.

At American visitor insurance, US Travelers can contact the Trekker Choice insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Trekker Choice benefits - Key Highlights

  • $1,000,000 medical limit.
  • Coverage of COVID-19 testing and treatment.
  • $500,000 medical evacuation benefit.
  • Covers pre-existing conditions for medical services and medical evacuation.
  • Unlimited trips in a 12 month period (70 days max. per trip)
  • Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
  • Baggage protection of $100 for each bag or personal effect.
  • No hospital pre-certification penalty.

GeoBlue Trekker Choice insurance reviews

Reviews, Ratings and Experiences

The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence.
  |   Steve E
Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything.
  |   Joan
I was unlucky enough to fall ill while abroad, and filed two claims with GeoBlue; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.
  |   Kelli M

An Overview of Trekker Choice insurance review

Eligibility

  • Applicant's home country must be the US.
  • Applicant's age must be under 95 years

Pre-existing condition

  • The Trekker Choice plan coverage includes any pre-existing conditions present before your trip. Many travel medical plans exclude coverage for pre-existing conditions.
  • Pre-existing condition coverage includes both medical services and medical evacuation.

Plan Maximum

  • Trekker Choice insurance offers lifetime maximum limit option is $1,000,000, For Individuals aged 70-95 up to $100,000.

Renewability

  • Trekker Choice Insurance can be renewed upto 12 months.

A working example of using Trekker Choice insurance*

Consider an example where your

  • full_coverage

    Insurance coverage $1,000,000

  • attach_money

    Deductible $100 per certificate period

  • draft

    Medical expenses Claims$18,100

Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $18,100 minus $100 equals $18,000. Insured bears $100
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Surgery $16,500 $16,500 $0
X Ray $1,500 $1,500 $0
Total $18,100 $18,000 $100
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

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Trekker Choice Travel Medical Insurance - FAQ's

1. Who can buy Trekker Choice plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations
2. What are the key highlights of Trekker Choice insurance?

Following are some of the key benefits of buying Trekker Choice short term travel health insurance

  • $1 Million limit
  • Covers expenses from Illness and accident
  • Emergency medical transportation
  • Lost luggage and post departure trip interruption coverage
  • Supplemental coverage
3. How GeoBlue Trekker Choice insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.

4. Why should I buy travel insurance from GeoBlueTravel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

5. Are GeoBlue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

6. Is GeoBlueTravel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

7. What cover does a GeoBlue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

GeoBlueprovides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the GeoBluetravel insurance plans.