Voyager Choice insurance cost

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Voyager Choice Insurance Reviews

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    Policy maximum
    $50,000, $1,00,000, $5,00,000 and $10,00,000

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    Deductible
    $0, $100, $250 and $500

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    Comprehensive benefit plan
    Covered medical expenses go all the way up to the plan maximum

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    Pre-existing condition
    Pre-existing conditions are also covered for medical services by the Choice plan.

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    Emergency Medical Transportation
    Up to $500,000

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    Hazardous activities
    Up to $25,000 as additional benefit

GeoBlue Voyager Choice Travel Medical insurance reviews

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Ratings
AM Best Rating: "A-" (Excellent)
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Underwriter
4 Ever Life

Ideal for U.S. residents traveling abroad Short-term trips (up to 6 months)

What is the GeoBlue Voyager Choice travel insurance?

The GeoBlue Voyager Choice plan is a single-trip International travel insurance plan for individuals and families, which offers travelers emergency medical coverage while travelling abroad. This plan is suitable for both U.S. and non-U.S. citizens traveling worldwide. Geoblue voyager Choice travel medical insurance covers trips up to 6 months with 100% coinsurance. This plan does require you to have primary health insurance, but there is no exclusion for pre-existing conditions.

At American visitor insurance, US Travelers can contact the Voyager Choice insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Why choose GeoBlue Voyager Choice travel insurance benefits?

  • Emergency Medical Evacuation: Covers Up to $500,000 maximum limit
  • Trip Interruption & Travel Delay: Coverage for trip delays or interruptions, including up to $1,000 maximum limit
  • Repatriation of Mortal Remains : Maximum Benefit up to $25,000.
  • Post Departure Trip Interruption : Maximum benefit of $500.
  • Accidental Death and Dismemberment: Covers up to $50,000 maximum limit

Who is eligible for GeoBlue Voyager Choice insurance coverage?

  • U.S. Citizens traveling outside the United States.
  • Non U.S. Citizens : Coverage is available for international travelers visiting destinations outside their home country.
  • short term medical insurance for trips abroad.,
  • The applicant must be under 95 years old.
  • The applicant must be enrolled in a primary health plan, such as a group health benefit plan, individual health benefit plan,

GeoBlue Voyager Choice insurance reviews

Reviews, Ratings and Experiences

The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence.
  |   Steve E
Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything.
  |   Joan
I was unlucky enough to fall ill while abroad, and filed two claims with GeoBlue; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.
  |   Kelli M

What are the Pros and Cons of Voyager Choice insurance?

Voyager Choice Insurance Advantages
  • Ideal for international leisure, missionary or business travel.
  • Available for Students or teachers going abroad for a semester.
  • Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan.
  • Complications of Pregnancy are covered under this plan as any other medical condition.
Voyager Choice Insurance Disadvantages
  • Requires a primary health plan.
  • This plan is only available for U.S citizens

How much does Voyager Choice Insurance cost per month?

Geoblue Voyager Choice insurance cost per month ranges from $40 to $692, this is dependent on the age of the traveler, the plan maximum and the deductible.

The cost of Voyager Choice is higher for older travelers as they are more likely to need medical care while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 95 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000.

For example here we are showing Geoblue Voyager choice cost per month with deductible $250.

Age of traveler Medical Maximum
$50,000 $100,000 $500,000 $1,000,000
19 - 29 years $40 $44 $51 $52
30 – 39 years $51 $57 $65 $67
40 – 49 years $74 $82 $96 $98
50 - 59 years $103 $114 $133 $136
60 - 69 years $150 $166 $231 $236
70 - 74 years $286 $316 $370 $377
75 - 84 years $501 $554 $647 $660
85 - 95 years $626 $692 $809 $825

Are you traveling as a Group?

Get quotes for groups of five or more people traveling outside their home country!

Find the best Voyager Essential Group insurance quotes »

Review of Voyager Choice travel medical insurance

What is a PPO Network in Voyager Choice Travel Health insurance?
  • Many doctors are certified by the American or Royal Board of Medical Specialties and speak English, and we factor in recommendations from 158 Physician Advisors from all over the world.
  • While GeoBlue has hand-selected providers in 190 countries, our members have the freedom to choose any international doctor or facility for services.
Can the Voyager Choice insurance be Refund?
  • Should your plans change prior to your travel dates, you can adjust your GeoBlue coverage dates once your trip is rescheduled.
  • Should your trip cancel completely, you can receive a full refund of your premium. Cancellation of coverage must be in writing from the Eligible Participant. Simply send an email to enrollment@geo-blue.com.

A working example of using Voyager Choice Travel Medical insurance*

Consider an example where your

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    Insurance coverage $50,000

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    Deductible $100 per certificate period

  • draft

    Medical expenses Claims$18,100

Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $18,100 minus $100 equals $18,000. Insured bears $100
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Surgery $16,500 $16,500 $0
X Ray $1500 $1500 $0
Total $18,100 $18,000 $100
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Plan details of Voyager Choice insurance

Voyager Choice travel medical insurance - FAQ's

1. Does Voyager Choice Travel Medical Insurance offer emergency assistance?

Yes, GeoBlue Voyager Choice Insurance offers comprehensive emergency assistance as part of its coverage. This includes: Emergency Medical Evacuation, Medical Repatriation24/7, Global Assistance Services

2. is GeoBlue Voyager choice Travel Insurance legit?

Yes, Voyager Choice Travel medical Insurance is a legitimate plan offered by GeoBlue, It is underwritten by Blue Cross Blue Shield Association, which is widely recognized for its reliability in healthcare services. The Voyager Choice plan designed for travelers seeking comprehensive medical coverage abroad, including benefits for emergency medical care, evacuations, and pre-existing conditions

3. Is GeoBlue Voyager Choice suitable for long-term travel?

Yes, GeoBlue Voyager Choice Insurance is suitable for long-term travel, and it is a great option for travelers who need comprehensive medical coverage for extended trips abroad.

5. Who can buy Voyager Choice plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations

6. How GeoBlue Voyager Choice insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.